Appalachian Community Federal Credit Union
Headquarters
201 E New St
Kingsport, TN 37660
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2024 Overview
General Credit Union Information
Appalachian Community is an NCUA insured institution located in Kingsport, TN. It was founded in 1993 and has approximately $165.79 millions in assets.
Who can join?
If you live, work, worship, or attend school in one of the following areas you are eligible to become a member:
• Carter County, TN
• Hawkins County, TN
• Sullivan County, TN
• Unicoi County, TN
• Washington County, TN
• Scott County, VA
• Washington County, VA
• Wise County, VA
• Clinton County, KY
• Jackson County, KY
• Wayne County, KY
• McCeary County, KY
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24495 |
| Date Established | 1993 |
| Assets | $165.79 million |
| Loans | $145.04 million |
| Deposits | $147.03 million |
| Capital | $18.35 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Carter County, Hawkins County, Sullivan County, Unicoi County, and Washington County in Tennessee; Scott County, Washington County, and Wise County in Virginia; Clinton County, Jackson County, Wayne County, and McCreary County in Kentucky. (membership requirements are listed in the credit union's online application)
Deposit Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.10% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.10% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Appalachian Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Appalachian Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Appalachian Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
APPALACHIAN COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Appalachian Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Appalachian Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Appalachian Community | U.S. Average |
|---|---|
| 13.22% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Appalachian Community had $2,256,433 in non-current loans and $271,587 in owned assets. To cover these potential losses it had $18,354,390 in net worth and $767,150 in loans loss reserves. That gives it a Texas Ratio of 13.22%.
Net Worth
| Appalachian Community | U.S. Average |
|---|---|
| 11.04% | 13.62% |
Appalachian Community FCU has a net worth of 11.04% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Appalachian Community
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