Artesian City


P O Box 428
Albany, GA 31702
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Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Artesian City is an NCUA insured institution located in Albany, GA. It was founded in 1950 and has approximately $26 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6859
Date Established 1950
Assets $26.00 million
Loans $14.91 million
Deposits $21.93 million
Capital $3.99 million

Deposit Rates - March 7, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Artesian City

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Loan Rates - March 7, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ARTESIAN CITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.784% 2.690% 0.88 $3,078 $1,013 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
3.047% 2.990% 0.75 $1,812 $1,053 Learn More
Beeline Loans, Inc.
NMLS ID: 1799947
2.921% 2.875% 0.63 $1,470 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Artesian City Locations

Financial Details

Artesian City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Artesian City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Artesian City U.S. Average
7.70% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Artesian City had $260,585 in non-current loans and $53,163 in owned assets. To cover these potential losses it had $3,989,705 in net worth and $83,133 in loans loss reserves. That gives it a Texas Ratio of 7.70%.

Net Worth
Artesian City U.S. Average
15.34% 12.91%

Artesian City FCU has a net worth of 15.34% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Artesian City

Branches and Savings

What is Artesian City?

A federal credit union, registered with the NCUA under certificate #6859.
Learn more about credit unions here.

Is Artesian City FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Artesian City is insured by the NCUA.

Who can join Artesian City?

Please see Field of Membership information above for information on who is eligible to join.

What are Artesian City's share account and share certificate rates?

Artesian City's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Artesian City?

Artesian City has total capital of $3.99 million. Full information on Artesian City's financial position is located above.

Who owns Artesian City?

Credit Unions are owned by their members.

Where are Artesian City branches located?

See branch locations nearby.

Are Artesian City ATMs Open 24/7?

Do Artesian City ATMs accept cash deposits?

Can Artesian City customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Artesian City have a mobile app?

Does Artesian City have mobile deposit?

Does Artesian City have quick pay?

How can Artesian City transfer money to other banks or credit unions?

Does Artesian City report to credit bureaus?

Does Artesian City use Chexsystems?

Does Artesian City use Equifax?

What is Artesian City's toll free phone number?

What is Artesian City's ACH Routing Number?

What is Artesian City's SWIFT code?

Where can I find Artesian City's wire transfer form?

What is the Artesian City address for deposits?

What Products Does Artesian City Offer

Does Artesian City offer mortgages?

Compare mortgage rates here.

Does Artesian City offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Artesian City offer auto and RV loans?

Compare auto loan rates here.

Does Artesian City offer student loans or personal loans?

Compare personal loan rates here.

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