Cataract City Federal Credit Union

Headquarters

9701 Niagara Falls Blvd
Niagara Falls, NY 14304
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Cataract City is an NCUA insured institution located in Niagara Falls, NY. It was founded in 1935 and has approximately $4.1 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 92
Date Established 1935
Assets $4.10 million
Loans $1.96 million
Deposits $3.46 million
Capital $0.64 million
 

Deposit Rates - April 25, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Cataract City

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Loan Rates - April 25, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Cataract City

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.734% 6.625% 0.88 $3,600 $2,049 Learn More
PenFed Credit Union
NMLS ID: 401822
6.944% 6.750% 1.00 $6,400 $2,076 Learn More
CrossCountry Mortgage
NMLS ID: 3029
7.008% 6.875% 0.88 $4,492 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Cataract City
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Branches

Below are Cataract City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Cataract City Locations



Climate Policy and Initiatives

CATARACT CITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Cataract City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cataract City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cataract City U.S. Average
11.42% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Cataract City had $62,281 in non-current loans and $11,876 in owned assets. To cover these potential losses it had $635,834 in net worth and $13,247 in loans loss reserves. That gives it a Texas Ratio of 11.42%.

Net Worth
Cataract City U.S. Average
15.52% 13.62%

Cataract City FCU has a net worth of 15.52% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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