Sunbelt Federal Credit Union
Headquarters
6885 U S Highway 49
Hattiesburg, MS 39402
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2024 Overview
General Credit Union Information
Sunbelt is an NCUA insured institution located in Hattiesburg, MS. It was founded in 1953 and has approximately $277.82 millions in assets.
Who can join?
Employees and volunteers of the qualified employee groups that are within the field of membership.
Membership includes anyone who lives, works, worships or volunteers in Jones and Wayne Counties, and certain parts of Forrest and Lamar Counties.
Also eligible...
Persons who retired while in the field of membership
Members of the immediate family or household of persons eligible for membership
Spouse of persons who died while in the field of membership
Immediate family:
Spouse
Child
Stepchild
Mother
Father
Grandparent
Brother
Sister
Stepbrother
Stepsister
Stepmother
Stepfather
Adoptive Children
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 8905 |
| Date Established | 1953 |
| Assets | $277.82 million |
| Loans | $161.22 million |
| Deposits | $213.80 million |
| Capital | $53.84 million |
Field of Membership Restrictions
Membership in Central Sunbelt Federal Credit Union is open to those who live, work, worship, volunteer or attend school in Jones, Pike and Wayne Counties, and certain parts of Forrest and Lamar Counties. Membership is also open to employees and members of Pike County, Hattiesburg Public School District, and over 150 Select Employer Groups.
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
|
Money Market
|
0.50% | $2,500 | $2,999 |
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|
|
Money Market
|
0.55% | $10,000 | $14,999 |
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|
|
Money Market
|
0.55% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | - |
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|
| 12 Mo CD
|
0.45% | $10,000 | - |
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|
| 24 Mo CD
|
0.55% | $10,000 | - |
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|
| 36 Mo CD
|
0.65% | $10,000 | - |
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|
| 48 Mo CD
|
0.80% | $10,000 | - |
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|
| 60 Mo CD
|
0.90% | $10,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
1.50% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.25% | $2,500 | $3,499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Advantage Checking | 1.00% | $0 | $0.00 | Learn More |
Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Sunbelt
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,885 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Sunbelt
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Branches
Below are Sunbelt branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SUNBELT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Sunbelt Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sunbelt. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sunbelt | U.S. Average |
|---|---|
| 4.12% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Sunbelt had $2,077,688 in non-current loans and $230,400 in owned assets. To cover these potential losses it had $53,836,980 in net worth and $2,228,046 in loans loss reserves. That gives it a Texas Ratio of 4.12%.
Net Worth
| Sunbelt | U.S. Average |
|---|---|
| 19.23% | 13.62% |
Sunbelt FCU has a net worth of 19.23% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Sunbelt
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