Chattanooga Area Schools Federal Credit Union
Headquarters
Po Box 3529
Chattanooga, TN 37404
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2024 Overview
General Credit Union Information
Chattanooga Area Schools is an NCUA insured institution located in Chattanooga, TN. It was founded in 1935 and has approximately $178.37 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 690 |
| Date Established | 1935 |
| Assets | $178.37 million |
| Loans | $80.92 million |
| Deposits | $154.26 million |
| Capital | $23.24 million |
Field of Membership Restrictions
Must be an employee of Hamilton County School or several related schools.
Deposit Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.40% | $2,500 | $4,999 |
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|
|
Money Market
|
0.30% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
Loan Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Chattanooga Area Schools
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Chattanooga Area Schools
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Branches
Below are Chattanooga Area Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CHATTANOOGA AREA SCHOOLS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Chattanooga Area Schools Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Chattanooga Area Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Chattanooga Area Schools | U.S. Average |
|---|---|
| 1.24% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Chattanooga Area Schools had $291,812 in non-current loans and $0 in owned assets. To cover these potential losses it had $23,239,942 in net worth and $200,000 in loans loss reserves. That gives it a Texas Ratio of 1.24%.
Net Worth
| Chattanooga Area Schools | U.S. Average |
|---|---|
| 13.03% | 13.62% |
Chattanooga Area Schools FCU has a net worth of 13.03% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Chattanooga Area Schools
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