2024 Overview
General Credit Union Information
Verve, A Credit Union is an NCUA insured institution located in Oshkosh, WI. It was founded in 1938 and has approximately $1479.02 millions in assets.
Who can join?
Anyone who lives, works or worships in the counties of Winnebago, Fond du Lac, Calumet, Outagamie, Dodge, Washington or Waushara is eligible to join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66777 |
| Date Established | 1938 |
| Assets | $1,479.02 million |
| Loans | $1,054.60 million |
| Deposits | $1,267.42 million |
| Capital | $145.33 million |
Field of Membership Restrictions
Membership in Verve, a Credit Union is open to the following: (1) those who live, worship or work in Brown, Buffalo, Calumet, Dodge, Fond du Lac, Green Lake, Jackson, Juneau, La Crosse, Manitowoc, Milwaukee, Monroe, Outagamie, Ozaukee, Portage, Sheboygan, Trempealeau, Vernon, Washington, Waupaca, Waushara, and Winnebago Counties in Wisconsin or in Houston or Winona Counties in Minnesota; (2) employees of Kimberly Clarke or Neemah Paper; (3) employees of the medical services industry.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.40% | $10,000 | $14,999 |
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|
|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $1,000 | - |
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|
| 12 Mo CD
|
0.30% | $1,000 | - |
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|
| 18 Mo CD
|
0.35% | $1,000 | - |
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|
| 24 Mo CD
|
0.40% | $1,000 | - |
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|
| 36 Mo CD
|
0.75% | $1,000 | - |
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|
| 48 Mo CD
|
1.11% | $1,000 | - |
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|
| 60 Mo CD
|
1.21% | $1,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Verve, A Credit Union
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 1907 |
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NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Verve, A Credit Union
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Branches
Below are Verve, A Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
VERVE, A CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Verve, A Credit Union Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Verve, A Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Verve, A Credit Union | U.S. Average |
|---|---|
| 3.36% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Verve, A Credit Union had $4,902,845 in non-current loans and $132,528 in owned assets. To cover these potential losses it had $145,327,168 in net worth and $4,650,414 in loans loss reserves. That gives it a Texas Ratio of 3.36%.
Net Worth
| Verve, A Credit Union | U.S. Average |
|---|---|
| 9.82% | 13.62% |
Verve, A Credit Union FCU has a net worth of 9.82% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Verve, A Credit Union
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