Consumer Credit Union
Headquarters
3634 E Andrew Johnson Hwy
Greeneville, TN 37745
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2024 Overview
General Credit Union Information
Consumer is an NCUA insured institution located in Greeneville, TN. It was founded in 1953 and has approximately $628.28 millions in assets.
Who can join?
Persons who live, work, worship, or attend school in and businesses and other legal entities located in Claiborne County, Cocke County, Greene County, Hancock County, Hamblen County, Jefferson County, Sullivan County and Johnson City, Tennessee.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60056 |
| Date Established | 1953 |
| Assets | $628.28 million |
| Loans | $438.81 million |
| Deposits | $545.01 million |
| Capital | $59.74 million |
Field of Membership Restrictions
Consumer CU of Tennessee is open to accredited institutions, businesses, residents, people that maintain employment, church members, and registered students in these Tennessee Counties; Anderson, Blount, Claiborne, Cocke, Greene, Hancock, Hamblen, Jefferson, Knox, Louden, Sullivan, and Union as well as Johnson City.
Deposit Rates - April 15, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.30% | $1 | $499 | Learn More |
Loan Rates - April 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Consumer
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 1907 |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Consumer
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Consumer branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CONSUMER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Consumer Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Consumer. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Consumer | U.S. Average |
|---|---|
| 2.90% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Consumer had $1,539,978 in non-current loans and $235,858 in owned assets. To cover these potential losses it had $59,744,741 in net worth and $1,564,600 in loans loss reserves. That gives it a Texas Ratio of 2.90%.
Net Worth
| Consumer | U.S. Average |
|---|---|
| 9.54% | 13.62% |
Consumer FCU has a net worth of 9.54% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Consumer
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