2024 Overview
General Credit Union Information
On Tap is an NCUA insured institution located in Golden, CO. It was founded in 1950 and has approximately $394.58 millions in assets.
Who can join?
You are eligible for membership if you are a current or retired employee of MillerCoors Company (formerly known as Coors Brewing Company), CoorsTek, Graphic Packaging International, subsidiary companies or joint ventures of each, Colorado distributors of Coors products, Golden Distribution Center, Coors Distributing Company, The Integer Group, Jacobs Engineering, CH2MHill, Aerotek, Eurest, Pridemark, Pride Staff, Sprouts, My Gym, Berkeley Inn, Golden Hotel, Arvada Fire or other eligible contract companies dedicated to working for MillerCoors.
If you have a relative or household member who is a member of Coors Credit Union already, then you are also eligible for membership. This includes anyone related by blood, marriage, legal guardian relationship, domestic partnership or adoption and foster children.
By living or working in Jefferson County, you qualify for membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64913 |
| Date Established | 1950 |
| Assets | $394.58 million |
| Loans | $318.42 million |
| Deposits | $321.60 million |
| Capital | $36.67 million |
Field of Membership Restrictions
Coors Credit Union is open to all residents of Colorado through joining the Consumers United Association ($5 annual membership fee). Membership is also open to those who live or work in Denver, Jefferson, Larimer or Boulder Counties in Colorado and to employees of MillerCoors Company, CoorsTek, Terumo BCT, Graphic Packaging International and Select Employer Groups.
Deposit Rates - April 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $5 | - |
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Money Market
|
0.75% | $10,000 | $24,999 |
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|
Money Market
|
1.00% | $25,000 | $49,999 |
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|
Money Market
|
1.25% | $50,000 | $99,999 |
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|
Money Market
|
1.75% | $100,000 | $249,999 |
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|
Money Market
|
2.00% | $250,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.00% | $500 | $99,999 |
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|
| 6 Mo CD
|
4.10% | $100,000 | - |
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|
| 9 Month Special
|
5.25% | $500 | - |
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|
| 12 Mo CD
|
4.50% | $500 | $99,999 |
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| 12 Mo CD
|
4.60% | $100,000 | - |
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|
| 24 Mo CD
|
4.00% | $500 | $99,999 |
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|
| 24 Mo CD
|
4.10% | $100,000 | - |
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|
| 36 Mo CD
|
3.25% | $500 | $99,999 |
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|
| 36 Mo CD
|
3.35% | $100,000 | - |
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| 48 Mo CD
|
2.75% | $500 | $99,999 |
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| 48 Mo CD
|
2.85% | $100,000 | - |
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| 60 Mo CD
|
3.50% | $500 | $99,999 |
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|
| 60 Mo CD
|
3.60% | $100,000 | - |
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|
Loan Rates - April 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for On Tap
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: Not a Lender |
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NMLS ID: 491986 |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to On Tap
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are On Tap branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ON TAP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
On Tap Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of On Tap. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| On Tap | U.S. Average |
|---|---|
| 6.43% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, On Tap had $2,343,383 in non-current loans and $74,075 in owned assets. To cover these potential losses it had $36,668,185 in net worth and $903,821 in loans loss reserves. That gives it a Texas Ratio of 6.43%.
Net Worth
| On Tap | U.S. Average |
|---|---|
| 9.29% | 13.62% |
On Tap FCU has a net worth of 9.29% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for On Tap
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