PO BOX 5129
Evansville, IN 47716


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1682
Date Established 1936
Assets $1,735.03 million
Loans $1,301.72 million
Deposits $1,376.65 million
Capital $165.09 million

Evansville Teachers is an NCUA insured institution located in Evansville, IN. It was founded in 1936 and has approximately $1735.03 millions in assets.

Who can join?

In order to become a member of ETFCU, the applicant must:

Be employed by or retired from an employee group or be a member of an organization within the credit union's field of membership.

Be an immediate family member (spouse, child, brother, sister, parent, grandparent, or grandchild) of a person within our field of membership or someone having an existing account. Step and adoptive immediate family member relationships also qualify.

Share a household with someone (not necessarily a relative) within the credit union's field of membership or a person with an existing ETFCU account.

Field of Membership Restrictions

Membership in Evansville Teachers Federal Credit Union is open to anyone through making a $5 donation to Mater Dei Friends & Alumni Association. Membership is also open to employees of Evansville Teachers Association, Evansville Museum, Gibson County, and over 200 area Select Employer Groups.

Deposit Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $1,000 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
2.20% $1 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.70% $1,000 - Learn MoreShow Less
6 Mo CD
2.00% $1,000 - Learn MoreShow Less
12 Mo CD
2.15% $1,000 - Learn MoreShow Less
18 Mo CD
2.26% $1,000 - Learn MoreShow Less
24 Mo CD
2.34% $1,000 - Learn MoreShow Less
30 Mo CD
2.34% $1,000 - Learn MoreShow Less
36 Mo CD
2.45% $1,000 - Learn MoreShow Less
48 Mo CD
2.45% $1,000 - Learn MoreShow Less
60 Mo CD
2.50% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.41% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 - Learn MoreShow Less

Loan Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EVANSVILLE TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.625% 4.625% 0.00 $0 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Evansville Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Evansville Teachers Locations

Financial Details

Evansville Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Evansville Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Evansville Teachers U.S. Average
5.45% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Evansville Teachers had $9,128,245 in non-current loans and $172,983 in owned assets. To cover these potential losses it had $165,090,644 in net worth and $5,547,965 in loans loss reserves. That gives it a Texas Ratio of 5.45%.

Net Worth
Evansville Teachers U.S. Average
9.51% 13.47%

Evansville Teachers FCU has a net worth of 9.51% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Evansville Teachers

Branches and Savings

What is Evansville Teachers?

A federal credit union, registered with the NCUA under certificate #1682.
Learn more about credit unions here.

Is Evansville Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Evansville Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Evansville Teachers's share account and share certificate rates?

Evansville Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Evansville Teachers?

Evansville Teachers has total capital of $165.09 million. Full information on Evansville Teachers's financial position is located above.

Who owns Evansville Teachers?

Credit Unions are owned by their members.

Where are Evansville Teachers branches located?

See branch locations nearby.

Are Evansville Teachers ATMs Open 24/7?

Do Evansville Teachers ATMs accept cash deposits?

Can Evansville Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Evansville Teachers have a mobile app?

Does Evansville Teachers have mobile deposit?

Does Evansville Teachers have quick pay?

How can Evansville Teachers transfer money to other banks or credit unions?

Does Evansville Teachers report to credit bureaus?

Does Evansville Teachers use Chexsystems?

Does Evansville Teachers use Equifax?

What is Evansville Teachers's toll free phone number?

What is Evansville Teachers's ACH Routing Number?

What is Evansville Teachers's SWIFT code?

Where can I find Evansville Teachers's wire transfer form?

What is the Evansville Teachers address for deposits?

What Products Does Evansville Teachers Offer

Does Evansville Teachers offer mortgages?

Compare mortgage rates here.

Does Evansville Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Evansville Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Evansville Teachers offer student loans or personal loans?

Compare personal loan rates here.

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