2020 Overview
General Credit Union Information
Evansville Teachers is an NCUA insured institution located in Evansville, IN. It was founded in 1936 and has approximately $1950.42 millions in assets.
Who can join?
In order to become a member of ETFCU, the applicant must:
Be employed by or retired from an employee group or be a member of an organization within the credit union's field of membership.
Be an immediate family member (spouse, child, brother, sister, parent, grandparent, or grandchild) of a person within our field of membership or someone having an existing account. Step and adoptive immediate family member relationships also qualify.
Share a household with someone (not necessarily a relative) within the credit union's field of membership or a person with an existing ETFCU account.
| NCUA Insured | Yes |
| Charter Number # | # 1682 |
| Date Established | 1936 |
| Assets | $1,950.42 million |
| Loans | $1,550.52 million |
| Deposits | $1,542.03 million |
| Capital | $185.81 million |
Field of Membership Restrictions
Deposit Rates - October 28, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.26% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 3 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 6 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.04% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.04% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Loan Rates - October 28, 2020
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for EVANSVILLE TEACHERS
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.746% | 3.625% | 1.00 | $3,750 | $1,141 | Learn More |
|
NMLS ID: 3030 |
3.746% | 3.625% | 1.00 | $3,750 | $1,141 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.669% | 2.625% | 0.63 | $1,450 | $1,005 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to EVANSVILLE TEACHERS
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Evansville Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Evansville Teachers Locations
Financial Details
Evansville Teachers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Evansville Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Evansville Teachers | U.S. Average |
|---|---|
| 2.96% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Evansville Teachers had $5,658,441 in non-current loans and $6,750 in owned assets. To cover these potential losses it had $185,814,241 in net worth and $5,407,608 in loans loss reserves. That gives it a Texas Ratio of 2.96%.
Net Worth
| Evansville Teachers | U.S. Average |
|---|---|
| 9.52% | 13.61% |
Evansville Teachers FCU has a net worth of 9.52% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Evansville Teachers
Branches and Savings
What is Evansville Teachers?
A federal credit union, registered with the NCUA under certificate #1682.
Learn more about credit unions here.
Is Evansville Teachers FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Evansville Teachers?
Please see Field of Membership information above for information on who is eligible to join.
How big is Evansville Teachers?
Evansville Teachers has total capital of $185.81 million. Full information on Evansville Teachers's financial position is located above.
Who owns Evansville Teachers?
Credit Unions are owned by their members.
Where are Evansville Teachers branches located?
See branch locations nearby.
Are Evansville Teachers ATMs Open 24/7?
Do Evansville Teachers ATMs accept cash deposits?
Can Evansville Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Evansville Teachers have a mobile app?
Does Evansville Teachers have mobile deposit?
Does Evansville Teachers have quick pay?
How can Evansville Teachers transfer money to other banks or credit unions?
Does Evansville Teachers report to credit bureaus?
Does Evansville Teachers use Chexsystems?
Does Evansville Teachers use Equifax?
What is Evansville Teachers's toll free phone number?
What is Evansville Teachers's ACH Routing Number?
What is Evansville Teachers's SWIFT code?
Where can I find Evansville Teachers's wire transfer form?
What is the Evansville Teachers address for deposits?
What Products Does Evansville Teachers Offer
Does Evansville Teachers offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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