Evansville Teachers Federal Credit Union
Po Box 5129
Evansville, IN 47716
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2022 Overview
General Credit Union Information
Evansville Teachers is an NCUA insured institution located in Evansville, IN. It was founded in 1936 and has approximately $2826.83 millions in assets.
Who can join?
In order to become a member of ETFCU, the applicant must:
Be employed by or retired from an employee group or be a member of an organization within the credit union's field of membership.
Be an immediate family member (spouse, child, brother, sister, parent, grandparent, or grandchild) of a person within our field of membership or someone having an existing account. Step and adoptive immediate family member relationships also qualify.
Share a household with someone (not necessarily a relative) within the credit union's field of membership or a person with an existing ETFCU account.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1682 |
| Date Established | 1936 |
| Assets | $2,826.83 million |
| Loans | $2,262.41 million |
| Deposits | $2,325.69 million |
| Capital | $293.09 million |
Field of Membership Restrictions
Deposit Rates - May 21, 2022
Your Current Location: California, CA 92111
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $200 | - |
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Money Market
|
0.20% | $1,000 | $9,999 |
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|
Money Market
|
0.23% | $10,000 | $24,999 |
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|
Money Market
|
0.27% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $1,000 | - |
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|
| 12 Mo CD
|
1.05% | $1,000 | - |
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|
| 18 Mo CD
|
1.35% | $1,000 | - |
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|
| 24 Mo CD
|
1.50% | $1,000 | - |
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|
| 30 Mo CD
|
1.60% | $1,000 | - |
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|
| 36 Mo CD
|
1.75% | $1,000 | - |
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|
| 48 Mo CD
|
2.00% | $1,000 | - |
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|
| 60 Mo CD
|
2.15% | $1,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.15% | $1,000 | $9,999 | Learn More |
Loan Rates - May 21, 2022
Your Current Location: California, CA 92111
There are currently no loan rates available for EVANSVILLE TEACHERS
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - California 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
5.990% | 5.875% | 0.75 | $3,125 | $1,479 | Learn More |
NMLS ID: 503941 |
5.185% | 5.125% | 0.63 | $1,710 | $1,362 | Learn More |
NMLS ID: 3030 |
6.013% | 5.875% | 1.00 | $3,750 | $1,479 | Learn More |
NMLS ID: 2890 License#: 413-0477 |
4.975% | 4.875% | 0.75 | $2,870 | $1,324 | Learn More |
Featured - California Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to EVANSVILLE TEACHERS
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Evansville Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
San Diego,California
Climate Initiatives
EVANSVILLE TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Evansville Teachers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Evansville Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Evansville Teachers | U.S. Average |
|---|---|
| 1.13% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, Evansville Teachers had $3,343,005 in non-current loans and $16,568 in owned assets. To cover these potential losses it had $293,089,093 in net worth and $4,473,267 in loans loss reserves. That gives it a Texas Ratio of 1.13%.
Net Worth
| Evansville Teachers | U.S. Average |
|---|---|
| 10.36% | 12.36% |
Evansville Teachers FCU has a net worth of 10.36% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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