Goldenwest Federal Credit Union
Headquarters
P O Box 1111
Ogden, UT 84402
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2024 Overview
General Credit Union Information
Goldenwest is an NCUA insured institution located in Ogden, UT. It was founded in 1936 and has approximately $3060.92 millions in assets.
Who can join?
You can if...
You live, work, worship, volunteer or attend school within one of the select areas of Weber, Davis, Salt Lake, Utah, Washington, or Cache counties.
You have an immediate family member who is a Goldenwest member.
You work for, volunteer for, or are retired from one of Goldenwest's Select Employer Groups (SEG) or affiliated association, or have an immediate family member who works for or is retired from one of Goldenwest's Select Employer Groups (SEG) or affiliated association.
You or one of your immediate family members attends a school in one of the following school districts:
Box Elder School District
Davis School District
Logan City School District
Morgan County School District
Washington County School District
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24693 |
| Date Established | 1936 |
| Assets | $3,060.92 million |
| Loans | $2,484.84 million |
| Deposits | $2,597.15 million |
| Capital | $408.07 million |
Field of Membership Restrictions
Membership in Goldenwest Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, or select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $500 | - |
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|
| 12 Mo CD
|
0.30% | $500 | - |
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|
| 18 Mo CD
|
0.35% | $500 | - |
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|
| 24 Mo CD
|
0.40% | $500 | - |
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|
| 30 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $500 | - |
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|
| 48 Mo CD
|
0.65% | $500 | - |
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|
| 60 Mo CD
|
0.70% | $500 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Goldenwest
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.905% | 6.750% | 1.00 | $5,094 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Goldenwest
To upload and update your bank's rates please register.
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Branches
Below are Goldenwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GOLDENWEST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Goldenwest Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Goldenwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Goldenwest | U.S. Average |
|---|---|
| 5.56% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Goldenwest had $23,525,052 in non-current loans and $633,581 in owned assets. To cover these potential losses it had $408,068,393 in net worth and $26,575,000 in loans loss reserves. That gives it a Texas Ratio of 5.56%.
Net Worth
| Goldenwest | U.S. Average |
|---|---|
| 13.33% | 13.62% |
Goldenwest FCU has a net worth of 13.33% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Goldenwest
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