Gte Federal Credit Union
Headquarters
711 E Henderson Ave
Tampa, FL 33602
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2024 Overview
General Credit Union Information
Gte is an NCUA insured institution located in Tampa, FL. It was founded in 1935 and has approximately $2965.26 millions in assets.
Who can join?
Family members eligible for membership include the spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, or grandparent of the primary member.
Any business can apply to join as a GTE Financial Community Partner.
If you or an immediate family member works for a Community Partner of GTE Financial, you can join.
Anyone who lives, works, worships, or attends school within the following zip codes is eligible for membership: Portions of 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, 33619.
You can join GTE Financial through our non-profit educational financial club, CUSavers.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 196 |
| Date Established | 1935 |
| Assets | $2,965.26 million |
| Loans | $2,442.68 million |
| Deposits | $2,491.73 million |
| Capital | $325.98 million |
Field of Membership Restrictions
Membership in GTE Financial is open to anyone through joining CUSavers ($10 one-time membership fee). Membership is also open to those who live, work, attend school or worship in select areas of zip codes 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, and 33619 in the Tampa area.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.75% | $100 | - |
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|
|
Money Market
|
0.40% | $0 | $2,499 |
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|
|
Money Market
|
0.50% | $2,500 | $9,999 |
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|
|
Money Market
|
0.65% | $10,000 | $49,999 |
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|
|
Money Market
|
0.80% | $50,000 | $99,999 |
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|
|
Money Market
|
1.06% | $100,000 | $249,999 |
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|
|
Money Market
|
1.57% | $250,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Months
|
2.27% | $500 | - |
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|
| Jumbo 6 Months
|
2.53% | $100,000 | - |
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|
| 12 Months
|
5.12% | $500 | - |
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|
| Jumbo 12 Months
|
5.38% | $100,000 | - |
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|
| 18 Months
|
4.33% | $500 | - |
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|
| Jumbo 18 Months
|
4.59% | $100,000 | - |
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|
| 24 Months
|
3.51% | $500 | - |
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|
| Jumbo 24 Months
|
3.76% | $100,000 | - |
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|
| 30 Months
|
3.30% | $500 | - |
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|
| Jumbo 30 Months
|
3.56% | $100,000 | - |
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|
| 36 Months
|
3.25% | $500 | - |
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|
| Jumbo 36 Months
|
3.51% | $100,000 | - |
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|
| 48 Months
|
3.14% | $500 | - |
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|
| Jumbo 48 Months
|
3.40% | $100,000 | - |
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|
| 60 Months
|
3.04% | $500 | - |
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|
| Jumbo 60 Months
|
3.30% | $100,000 | - |
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|
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Gte
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
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NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Gte
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Branches
Below are Gte branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GTE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Gte Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Gte. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Gte | U.S. Average |
|---|---|
| 9.41% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Gte had $31,020,915 in non-current loans and $1,193,533 in owned assets. To cover these potential losses it had $325,983,560 in net worth and $16,300,701 in loans loss reserves. That gives it a Texas Ratio of 9.41%.
Net Worth
| Gte | U.S. Average |
|---|---|
| 11.21% | 13.62% |
Gte FCU has a net worth of 11.21% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Gte
Run Away As Fast As You Can
August 15, 2019 |
I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply not. I’ve provided everything (my drivers license, social security card, complete bank statement, picture of my debit card and a copy of my utility bill) and the account still isn't open. Absolute worst customer service ever.
Is this review helpful? Yes:4 / No: 1
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