Richland, WA 99354
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.05% →
1-Year CD 0.50% 1.05% →
2-Year CD 0.85% 1.11% →
5-Year CD 1.30% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Hapo Community is an NCUA insured institution located in Richland, WA. It was founded in 1953 and has approximately $1830.47 millions in assets.

Who can join?

HAPO Community Credit Union offers membership to anyone who lives, works, worships or attends school in Washington state or lives and/or works in the Umatilla County in Oregon state. You may also become a member if you have a relative who is a member or is eligible to become a member.

NCUA Insured Yes
Charter Number # # 68239
Date Established 1953
Assets $1,830.47 million
Loans $1,572.35 million
Deposits $1,626.88 million
Capital $158.53 million

Field of Membership Restrictions

Membership in HAPO Community Credit Union is open to those who live, work, attend school or worship in the state of Washington or in Umatilla or Morrow County in Oregon.

Deposit Rates - August 12, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.95% $10,000 $14,999 Learn More
30 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.13% $1 $499 Learn MoreShow Less
0.17% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 12, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HAPO COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
3.500 %
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Hapo Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Hapo Community Locations

Financial Details

Hapo Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hapo Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hapo Community U.S. Average
10.13% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Hapo Community had $16,390,874 in non-current loans and $885,063 in owned assets. To cover these potential losses it had $158,525,713 in net worth and $12,052,000 in loans loss reserves. That gives it a Texas Ratio of 10.13%.

Net Worth
Hapo Community U.S. Average
8.88% 13.61%

Hapo Community FCU has a net worth of 8.88% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hapo Community

Branches and Savings

What is Hapo Community?

A federal credit union, registered with the NCUA under certificate #68239.
Learn more about credit unions here.

Is Hapo Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hapo Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Hapo Community's share account and share certificate rates?

Hapo Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hapo Community?

Hapo Community has total capital of $158.53 million. Full information on Hapo Community's financial position is located above.

Who owns Hapo Community?

Credit Unions are owned by their members.

Where are Hapo Community branches located?

See branch locations nearby.

Are Hapo Community ATMs Open 24/7?

Do Hapo Community ATMs accept cash deposits?

Can Hapo Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hapo Community have a mobile app?

Does Hapo Community have mobile deposit?

Does Hapo Community have quick pay?

How can Hapo Community transfer money to other banks or credit unions?

Does Hapo Community report to credit bureaus?

Does Hapo Community use Chexsystems?

Does Hapo Community use Equifax?

What is Hapo Community's toll free phone number?

What is Hapo Community's ACH Routing Number?

What is Hapo Community's SWIFT code?

Where can I find Hapo Community's wire transfer form?

What is the Hapo Community address for deposits?

What Products Does Hapo Community Offer

Does Hapo Community offer mortgages?

Compare mortgage rates here.

Does Hapo Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hapo Community offer auto and RV loans?

Compare auto loan rates here.

Does Hapo Community offer student loans or personal loans?

Compare personal loan rates here.

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