Jovia Financial Credit Union

1000 CORPORATE DR
Westbury, NY 11590

Phone: 1-516-561-0030

Notable Rates APY Vs.Others
Savings 0.30% 2.60% →
1-Year CD 1.80% 2.30% →
2-Year CD 2.00% 2.50% →
5-Year CD 2.30% 2.80% →
30-Year Mortgage 4.07% 3.31% →
15-Year Mortgage 3.59% 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Jovia Financial Credit Union is an NCUA insured institution located in Westbury, NY. It was founded in 1938 and has approximately $3380.23 millions in assets.

Who can join?

You are eligible for membership with Jovia Financial Credit Union if you:

Live in Nassau and/or Suffolk Counties

Work in Nassau and/or Suffolk Counties

Worship in Nassau and/or Suffolk Counties

Attend school in Nassau and/or Suffolk Counties

Regularly conduct business in Nassau and/or Suffolk Counties

Family Sponsorship - An existing Jovia Financial Credit Union member can sponsor in an immediate family member (mother/father, brother/sister, child, grandparent or grandchild) or any household member

Membership is not open to individuals who live, work, worship, attend school and do business exclusively in East Hampton, Southampton and Shelter Island.

NCUA Insured Yes
Charter Number # # 2760
Date Established 1938
Assets $3,380.23 million
Loans $2,675.59 million
Deposits $3,023.54 million
Capital $327.95 million
 

Field of Membership Restrictions

You are eligible for membership with Jovia Financial Credit Union if you: Live in Nassau and/or Suffolk Counties Work in Nassau and/or Suffolk Counties Worship in Nassau and/or Suffolk Counties Attend school in Nassau and/or Suffolk Counties Regularly conduct business in Nassau and/or Suffolk Counties Family Sponsorship - An existing Jovia Financial Credit Union member can sponsor in an immediate family member (mother/father, brother/sister, child, grandparent or grandchild) or any household member Membership is not open to individuals who live, work, worship, attend school and do business exclusively in East Hampton, Southampton and Shelter Island.

Deposit Rates - November 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $24,999 Learn MoreShow Less
Money Market
1.60% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.80% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $1,000 - Learn MoreShow Less
6 Mo CD
1.00% $1,000 - Learn MoreShow Less
12 Mo CD
1.80% $1,000 - Learn MoreShow Less
24 Mo CD
2.00% $1,000 - Learn MoreShow Less
36 Mo CD
2.10% $1,000 - Learn MoreShow Less
48 Mo CD
2.20% $1,000 - Learn MoreShow Less
60 Mo CD
2.30% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
2.00% $4 - Learn MoreShow Less
Checking Rates APY MIN FEE
GO Green Checking 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates - November 17, 2019

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.09% 3.09% $728.02
4 Year 3.09% 3.09% $554.35
5 Year 3.09% 3.09% $450.22
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Jovia Financial Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Jovia Financial Credit Union Locations


Financial Details

Jovia Financial Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jovia Financial Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jovia Financial Credit Union U.S. Average
7.35% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Jovia Financial Credit Union had $24,768,283 in non-current loans and $300,062 in owned assets. To cover these potential losses it had $327,950,933 in net worth and $13,285,547 in loans loss reserves. That gives it a Texas Ratio of 7.35%.

Net Worth
Jovia Financial Credit Union U.S. Average
9.7% 13.65%

Jovia Financial Credit Union FCU has a net worth of 9.7% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Jovia Financial Credit Union

Branches and Savings

What is Jovia Financial Credit Union?

A federal credit union, registered with the NCUA under certificate #2760.
Learn more about credit unions here.

Is Jovia Financial Credit Union FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Jovia Financial Credit Union?

Please see Field of Membership information above for information on who is eligible to join.

What are Jovia Financial Credit Union's share account and share certificate rates?

Jovia Financial Credit Union's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Jovia Financial Credit Union?

Jovia Financial Credit Union has total capital of $327.95 million. Full information on Jovia Financial Credit Union's financial position is located above.

Who owns Jovia Financial Credit Union?

Credit Unions are owned by their members.

Where are Jovia Financial Credit Union branches located?

See branch locations nearby.

Are Jovia Financial Credit Union ATMs Open 24/7?

Do Jovia Financial Credit Union ATMs accept cash deposits?

Can Jovia Financial Credit Union customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Jovia Financial Credit Union have a mobile app?

Does Jovia Financial Credit Union have mobile deposit?

Does Jovia Financial Credit Union have quick pay?

How can Jovia Financial Credit Union transfer money to other banks or credit unions?

Does Jovia Financial Credit Union report to credit bureaus?

Does Jovia Financial Credit Union use Chexsystems?

Does Jovia Financial Credit Union use Equifax?

What is Jovia Financial Credit Union's toll free phone number?

What is Jovia Financial Credit Union's ACH Routing Number?

What is Jovia Financial Credit Union's SWIFT code?

Where can I find Jovia Financial Credit Union's wire transfer form?

What is the Jovia Financial Credit Union address for deposits?

What Products Does Jovia Financial Credit Union Offer

Does Jovia Financial Credit Union offer mortgages?

Compare mortgage rates here.

Does Jovia Financial Credit Union offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jovia Financial Credit Union offer auto and RV loans?

Compare auto loan rates here.

Does Jovia Financial Credit Union offer student loans or personal loans?

Compare personal loan rates here.

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