JOVIA FINANCIAL

Headquarters

1000 CORPORATE DR
Westbury, NY 11590
See all branch locations →

Phone 1-516-561-0030

Notable Rates APY Vs.Others
Savings 0.15% 1.05% →
1-Year CD 0.70% 1.05% →
2-Year CD 0.90% 1.11% →
5-Year CD 1.25% 1.56% →
30-Year Mortgage 4.07% 3.09% →
15-Year Mortgage 3.59% 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Jovia Financial is an NCUA insured institution located in Westbury, NY. It was founded in 1938 and has approximately $3594.74 millions in assets.

Who can join?

You are eligible for membership with Jovia Financial Credit Union if you:

Live in Nassau and/or Suffolk Counties

Work in Nassau and/or Suffolk Counties

Worship in Nassau and/or Suffolk Counties

Attend school in Nassau and/or Suffolk Counties

Regularly conduct business in Nassau and/or Suffolk Counties

Family Sponsorship - An existing Jovia Financial Credit Union member can sponsor in an immediate family member (mother/father, brother/sister, child, grandparent or grandchild) or any household member

Membership is not open to individuals who live, work, worship, attend school and do business exclusively in East Hampton, Southampton and Shelter Island.

NCUA Insured Yes
Charter Number # # 2760
Date Established 1938
Assets $3,594.74 million
Loans $2,865.10 million
Deposits $3,223.42 million
Capital $340.05 million
 

Field of Membership Restrictions

You are eligible for membership with Jovia Financial Credit Union if you: Live in Nassau and/or Suffolk Counties Work in Nassau and/or Suffolk Counties Worship in Nassau and/or Suffolk Counties Attend school in Nassau and/or Suffolk Counties Regularly conduct business in Nassau and/or Suffolk Counties Family Sponsorship - An existing Jovia Financial Credit Union member can sponsor in an immediate family member (mother/father, brother/sister, child, grandparent or grandchild) or any household member Membership is not open to individuals who live, work, worship, attend school and do business exclusively in East Hampton, Southampton and Shelter Island.

Deposit Rates - August 9, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $10,000 $14,999 Learn More
3 Mo CD
0.30% $100,000 $199,999 Learn More
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
GO Green Checking 1.50% $0 $0.00 Learn MoreShow Less

Loan Rates - August 9, 2020

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
3 Year 3.09% 3.09% $728.02
4 Year 3.09% 3.09% $554.35
5 Year 3.09% 3.09% $450.22
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Jovia Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Jovia Financial Locations


Financial Details

Jovia Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jovia Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jovia Financial U.S. Average
12.34% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Jovia Financial had $43,716,432 in non-current loans and $300,062 in owned assets. To cover these potential losses it had $340,054,598 in net worth and $16,580,238 in loans loss reserves. That gives it a Texas Ratio of 12.34%.

Net Worth
Jovia Financial U.S. Average
9.45% 13.61%

Jovia Financial FCU has a net worth of 9.45% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Jovia Financial

Branches and Savings

What is Jovia Financial?

A federal credit union, registered with the NCUA under certificate #2760.
Learn more about credit unions here.

Is Jovia Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Jovia Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Jovia Financial's share account and share certificate rates?

Jovia Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Jovia Financial?

Jovia Financial has total capital of $340.05 million. Full information on Jovia Financial's financial position is located above.

Who owns Jovia Financial?

Credit Unions are owned by their members.

Where are Jovia Financial branches located?

See branch locations nearby.

Are Jovia Financial ATMs Open 24/7?

Do Jovia Financial ATMs accept cash deposits?

Can Jovia Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Jovia Financial have a mobile app?

Does Jovia Financial have mobile deposit?

Does Jovia Financial have quick pay?

How can Jovia Financial transfer money to other banks or credit unions?

Does Jovia Financial report to credit bureaus?

Does Jovia Financial use Chexsystems?

Does Jovia Financial use Equifax?

What is Jovia Financial's toll free phone number?

What is Jovia Financial's ACH Routing Number?

What is Jovia Financial's SWIFT code?

Where can I find Jovia Financial's wire transfer form?

What is the Jovia Financial address for deposits?

What Products Does Jovia Financial Offer

Does Jovia Financial offer mortgages?

Compare mortgage rates here.

Does Jovia Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jovia Financial offer auto and RV loans?

Compare auto loan rates here.

Does Jovia Financial offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Jovia Financial


  • December 26, 2019 |

    BAD, AND BAD BANK.. 3 WEEKS AGO LOST BANK CARD AND CONTACTED CUSTOMER SERVICE, THERE RESPONDS WAS " THEY CAN`T CANCEL BANK CARD ON THEIR END AND WILL BE CONTACTED BY HEADQUATHERS.. I WAS NEVER CONTACTED BY HEADQUATHERS. FAST FORWARD.. HOW COME I WAS ABLE TO PLACE AN ORDER ONLINE USING MY LOST BANK CARD INFO TODAY 12/26/2019. I AM LEAVING JOVIA ASAP.

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