COMMONROOTS

Headquarters

PO BOX 2088
Cranberry Towns, PA 16066
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.10% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Commonroots is an NCUA insured institution located in Cranberry Towns, PA. It was founded in 1953 and has approximately $18.4 millions in assets.

NCUA Insured Yes
Charter Number # # 8313
Date Established 1953
Assets $18.40 million
Loans $9.89 million
Deposits $16.88 million
Capital $1.50 million
 

Deposit Rates - July 16, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Commonroots

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Loan Rates - July 16, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COMMONROOTS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.950% 2.875% 1.00 $2,428 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info

Note to COMMONROOTS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Commonroots branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Commonroots Locations


Financial Details

Commonroots Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Commonroots. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Commonroots U.S. Average
5.77% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Commonroots had $88,182 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,497,558 in net worth and $30,837 in loans loss reserves. That gives it a Texas Ratio of 5.77%.

Net Worth
Commonroots U.S. Average
8.13% 13.61%

Commonroots FCU has a net worth of 8.13% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Commonroots

Branches and Savings

What is Commonroots?

A federal credit union, registered with the NCUA under certificate #8313.
Learn more about credit unions here.

Is Commonroots FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Commonroots?

Please see Field of Membership information above for information on who is eligible to join.

What are Commonroots's share account and share certificate rates?

Commonroots's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Commonroots?

Commonroots has total capital of $1.50 million. Full information on Commonroots's financial position is located above.

Who owns Commonroots?

Credit Unions are owned by their members.

Where are Commonroots branches located?

See branch locations nearby.

Are Commonroots ATMs Open 24/7?

Do Commonroots ATMs accept cash deposits?

Can Commonroots customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Commonroots have a mobile app?

Does Commonroots have mobile deposit?

Does Commonroots have quick pay?

How can Commonroots transfer money to other banks or credit unions?

Does Commonroots report to credit bureaus?

Does Commonroots use Chexsystems?

Does Commonroots use Equifax?

What is Commonroots's toll free phone number?

What is Commonroots's ACH Routing Number?

What is Commonroots's SWIFT code?

Where can I find Commonroots's wire transfer form?

What is the Commonroots address for deposits?

What Products Does Commonroots Offer

Does Commonroots offer mortgages?

Compare mortgage rates here.

Does Commonroots offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Commonroots offer auto and RV loans?

Compare auto loan rates here.

Does Commonroots offer student loans or personal loans?

Compare personal loan rates here.

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