Lewiston Municipal


291 Pine St
Lewiston, ME 04240
See all branch locations →


Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Lewiston Municipal is an NCUA insured institution located in Lewiston, ME. It was founded in 1944 and has approximately $28.08 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5144
Date Established 1944
Assets $28.08 million
Loans $19.11 million
Deposits $25.33 million
Capital $3.06 million

Deposit Rates - April 14, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Lewiston Municipal

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Loan Rates - April 14, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LEWISTON MUNICIPAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Beeline Loans, Inc.
NMLS ID: 1799947
2.809% 2.750% 0.75 $1,902 $1,021 Learn More
NMLS ID: 2890
License#: MC-3098
2.698% 2.625% 1.00 $2,370 $1,005 Learn More
CashCall Mortgage
NMLS ID: 128231
2.933% 2.875% 0.75 $1,875 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Lewiston Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Lewiston Municipal Locations

Financial Details

Lewiston Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lewiston Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lewiston Municipal U.S. Average
1.20% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Lewiston Municipal had $37,758 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,064,859 in net worth and $71,266 in loans loss reserves. That gives it a Texas Ratio of 1.20%.

Net Worth
Lewiston Municipal U.S. Average
10.91% 12.67%

Lewiston Municipal FCU has a net worth of 10.91% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lewiston Municipal

Branches and Savings

What is Lewiston Municipal?

A federal credit union, registered with the NCUA under certificate #5144.
Learn more about credit unions here.

Is Lewiston Municipal FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Lewiston Municipal is insured by the NCUA.

Who can join Lewiston Municipal?

Please see Field of Membership information above for information on who is eligible to join.

What are Lewiston Municipal's share account and share certificate rates?

Lewiston Municipal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lewiston Municipal?

Lewiston Municipal has total capital of $3.06 million. Full information on Lewiston Municipal's financial position is located above.

Who owns Lewiston Municipal?

Credit Unions are owned by their members.

Where are Lewiston Municipal branches located?

See branch locations nearby.

Are Lewiston Municipal ATMs Open 24/7?

Do Lewiston Municipal ATMs accept cash deposits?

Can Lewiston Municipal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lewiston Municipal have a mobile app?

Does Lewiston Municipal have mobile deposit?

Does Lewiston Municipal have quick pay?

How can Lewiston Municipal transfer money to other banks or credit unions?

Does Lewiston Municipal report to credit bureaus?

Does Lewiston Municipal use Chexsystems?

Does Lewiston Municipal use Equifax?

What is Lewiston Municipal's toll free phone number?

What is Lewiston Municipal's ACH Routing Number?

What is Lewiston Municipal's SWIFT code?

Where can I find Lewiston Municipal's wire transfer form?

What is the Lewiston Municipal address for deposits?

What Products Does Lewiston Municipal Offer

Does Lewiston Municipal offer mortgages?

Compare mortgage rates here.

Does Lewiston Municipal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lewiston Municipal offer auto and RV loans?

Compare auto loan rates here.

Does Lewiston Municipal offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of Lewiston Municipal and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.