2024 Overview
General Credit Union Information
Listerhill is an NCUA insured institution located in Sheffield, AL. It was founded in 1952 and has approximately $1402.87 millions in assets.
Who can join?
You are eligible for membership if you live, work, or attend school in one of the following counties in northwest Alabama or southcentral Tennessee:
Alabama: Colbert, Cullman, Fayette, Franklin, Lamar, Lauderdale, Lawrence, Limestone, Marion, Morgan, Walker, Winston
Tennessee: Maury
You can also join, if you are related to a current member or if you work for a member company.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 63057 |
| Date Established | 1952 |
| Assets | $1,402.87 million |
| Loans | $1,089.29 million |
| Deposits | $1,273.47 million |
| Capital | $147.03 million |
Field of Membership Restrictions
Membership in Listerhill Credit Union is open to those who live, attend school or work in Lauderdale, Colbert, Limestone, Franklin, Lawrence, Morgan, Marion, Winston, Cullman, Lamar, Fayette, Winston, Cullman, or Walker Counties in Alabama or in Maury County in Tennessee. Membership is also open to employees of 3M Company, Jimmy Dean Foods, and over 100 area Select Employer Groups.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $5 | - |
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|
|
Money Market
|
1.75% | $10,000 | $49,999 |
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|
|
Money Market
|
2.30% | $50,000 | $99,999 |
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|
|
Money Market
|
2.35% | $100,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
4.81% | $500 | - |
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|
| 18 Mo CD
|
4.52% | $500 | - |
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|
| 24 Mo CD
|
4.14% | $500 | - |
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|
| 36 Mo CD
|
3.50% | $500 | - |
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|
| 48 Mo CD
|
3.35% | $500 | - |
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|
| 60 Mo CD
|
2.95% | $500 | - |
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|
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Listerhill
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 3029 |
7.106% | 6.990% | 0.63 | $3,929 | $2,127 | Learn More |
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Listerhill
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Listerhill branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
LISTERHILL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Listerhill Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Listerhill. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Listerhill | U.S. Average |
|---|---|
| 3.95% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Listerhill had $5,652,334 in non-current loans and $348,702 in owned assets. To cover these potential losses it had $147,031,004 in net worth and $4,726,929 in loans loss reserves. That gives it a Texas Ratio of 3.95%.
Net Worth
| Listerhill | U.S. Average |
|---|---|
| 10.47% | 13.62% |
Listerhill FCU has a net worth of 10.47% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Listerhill
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