Louisiana Usa Federal Credit Union
Headquarters
P O Box 15745
Baton Rouge, LA 70895
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2024 Overview
General Credit Union Information
Louisiana Usa is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1939 and has approximately $95.22 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3061 |
| Date Established | 1939 |
| Assets | $95.22 million |
| Loans | $71.52 million |
| Deposits | $78.94 million |
| Capital | $12.78 million |
Field of Membership Restrictions
Must be an employee of one of the several Select Employer Groups.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.21% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Louisiana Usa
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: 1907 |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Louisiana Usa
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Branches
Below are Louisiana Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
LOUISIANA USA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Louisiana Usa Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Louisiana Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Louisiana Usa | U.S. Average |
|---|---|
| 12.83% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Louisiana Usa had $1,660,773 in non-current loans and $5,000 in owned assets. To cover these potential losses it had $12,784,445 in net worth and $203,495 in loans loss reserves. That gives it a Texas Ratio of 12.83%.
Net Worth
| Louisiana Usa | U.S. Average |
|---|---|
| 13.43% | 13.62% |
Louisiana Usa FCU has a net worth of 13.43% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Louisiana Usa
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