1414 Burton SW
Wyoming, MI 49509


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62243
Date Established 1951
Assets $140.23 million
Loans $89.35 million
Deposits $126.30 million
Capital $13.35 million

My Personal is an NCUA insured institution located in Wyoming, MI. It was founded in 1951 and has approximately $140.23 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Ottawa, Kent, Muskegon, or Allegan Counties in Michigan.

Deposit Rates - October 18, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.10% $1 $49,999 Learn MoreShow Less
0.40% $500 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $500 $99,999 Learn MoreShow Less
6 Mo CD
0.10% $500 $99,999 Learn MoreShow Less
0.40% $500 $99,999 Learn MoreShow Less
0.75% $500 $99,999 Learn MoreShow Less
1.00% $500 $99,999 Learn MoreShow Less
1.26% $500 $99,999 Learn MoreShow Less
1.51% $500 $99,999 Learn MoreShow Less
1.75% $500 $99,999 Learn MoreShow Less
2.00% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.20% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $999 Learn MoreShow Less
Int Ckg
0.10% $1,000 $4,999 Learn MoreShow Less

Loan Rates - October 18, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MY PERSONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.408% 3.375% 0.38 $1,020 $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% 0.00 ($98) $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are My Personal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

My Personal Locations

Financial Details

My Personal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of My Personal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
My Personal U.S. Average
9.18% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, My Personal had $1,216,831 in non-current loans and $41,850 in owned assets. To cover these potential losses it had $13,349,784 in net worth and $362,420 in loans loss reserves. That gives it a Texas Ratio of 9.18%.

Net Worth
My Personal U.S. Average
9.52% 13.65%

My Personal FCU has a net worth of 9.52% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About My Personal

Branches and Savings

What is My Personal?

A federal credit union, registered with the NCUA under certificate #62243.
Learn more about credit unions here.

Is My Personal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join My Personal?

Please see Field of Membership information above for information on who is eligible to join.

What are My Personal's share account and share certificate rates?

My Personal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is My Personal?

My Personal has total capital of $13.35 million. Full information on My Personal's financial position is located above.

Who owns My Personal?

Credit Unions are owned by their members.

Where are My Personal branches located?

See branch locations nearby.

Are My Personal ATMs Open 24/7?

Do My Personal ATMs accept cash deposits?

Can My Personal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does My Personal have a mobile app?

Does My Personal have mobile deposit?

Does My Personal have quick pay?

How can My Personal transfer money to other banks or credit unions?

Does My Personal report to credit bureaus?

Does My Personal use Chexsystems?

Does My Personal use Equifax?

What is My Personal's toll free phone number?

What is My Personal's ACH Routing Number?

What is My Personal's SWIFT code?

Where can I find My Personal's wire transfer form?

What is the My Personal address for deposits?

What Products Does My Personal Offer

Does My Personal offer mortgages?

Compare mortgage rates here.

Does My Personal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does My Personal offer auto and RV loans?

Compare auto loan rates here.

Does My Personal offer student loans or personal loans?

Compare personal loan rates here.

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