1312 Lawrence St
Gainesville, TX 76240

Notable Rates APY Vs.Others
Savings 0.30% 2.20% →
1-Year CD 1.51% 2.15% →
2-Year CD 1.56% 2.20% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Nascoga is an NCUA insured institution located in Gainesville, TX. It was founded in 1956 and has approximately $97.99 millions in assets.

NCUA Insured Yes
Charter Number # # 11067
Date Established 1956
Assets $97.99 million
Loans $71.58 million
Deposits $88.51 million
Capital $8.50 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Cooke County or Grayson County.

Deposit Rates - February 28, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $2,000 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $49,999 Learn MoreShow Less
Fixed IRA
1.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.45% $1,000 - Learn MoreShow Less
6 Mo CD
0.70% $1,000 - Learn MoreShow Less
Special: 12 Mo CD
1.51% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
Special: 18 Mo CD
1.76% $1,000 - Learn MoreShow Less
18 Mo CD
1.15% $1,000 - Learn MoreShow Less
24 Mo CD
1.56% $1,000 - Learn MoreShow Less
36 Mo CD
1.76% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.00% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.17% $100 - Learn MoreShow Less

Loan Rates - February 28, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NASCOGA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
NMLS ID: 2890
License#: 13256
3.146% 3.125% 0.25 $665 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Nascoga branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Nascoga Locations

Financial Details

Nascoga Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Nascoga. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Nascoga U.S. Average
3.79% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Nascoga had $319,010 in non-current loans and $5,128 in owned assets. To cover these potential losses it had $8,501,855 in net worth and $42,256 in loans loss reserves. That gives it a Texas Ratio of 3.79%.

Net Worth
Nascoga U.S. Average
8.67% 13.65%

Nascoga FCU has a net worth of 8.67% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Nascoga

Branches and Savings

What is Nascoga?

A federal credit union, registered with the NCUA under certificate #11067.
Learn more about credit unions here.

Is Nascoga FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Nascoga?

Please see Field of Membership information above for information on who is eligible to join.

What are Nascoga's share account and share certificate rates?

Nascoga's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Nascoga?

Nascoga has total capital of $8.50 million. Full information on Nascoga's financial position is located above.

Who owns Nascoga?

Credit Unions are owned by their members.

Where are Nascoga branches located?

See branch locations nearby.

Are Nascoga ATMs Open 24/7?

Do Nascoga ATMs accept cash deposits?

Can Nascoga customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Nascoga have a mobile app?

Does Nascoga have mobile deposit?

Does Nascoga have quick pay?

How can Nascoga transfer money to other banks or credit unions?

Does Nascoga report to credit bureaus?

Does Nascoga use Chexsystems?

Does Nascoga use Equifax?

What is Nascoga's toll free phone number?

What is Nascoga's ACH Routing Number?

What is Nascoga's SWIFT code?

Where can I find Nascoga's wire transfer form?

What is the Nascoga address for deposits?

What Products Does Nascoga Offer

Does Nascoga offer mortgages?

Compare mortgage rates here.

Does Nascoga offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nascoga offer auto and RV loans?

Compare auto loan rates here.

Does Nascoga offer student loans or personal loans?

Compare personal loan rates here.

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