NORTH STAR

Headquarters

P.O. BOX 556
Cherokee, IA 51012
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 1.60% →
1-Year CD 1.46% 1.55% →
2-Year CD 1.71% 2.65% →
5-Year CD 2.02% 1.66% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

North Star is an NCUA insured institution located in Cherokee, IA. It was founded in 1972 and has approximately $101.02 millions in assets.

NCUA Insured Yes
Charter Number # # 62638
Date Established 1972
Assets $101.02 million
Loans $71.49 million
Deposits $89.91 million
Capital $10.69 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Cherokee, Buena Vista, Crawford, Clay, Ida, Monona, Osceola, O'Brian, Sac, Plymouth, Sioux, and Woodbury Counties in Iowa.

Deposit Rates - May 30, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $25 - Learn More
Money Market
0.55% $1,501 $5,000 Learn More
Money Market
0.85% $10,001 $25,000 Learn More
Money Market
0.90% $25,001 $50,000 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.05% $500 - Learn More
6 Mo CD
1.26% $500 - Learn More
12 Mo CD
1.46% $500 - Learn More
18 Mo CD
1.66% $500 - Learn More
24 Mo CD
1.71% $500 - Learn More
36 Mo CD
1.76% $500 - Learn More
48 Mo CD
1.86% $500 - Learn More
60 Mo CD
2.02% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.46% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $25 - Learn MoreShow Less

Loan Rates - May 30, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTH STAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.952% 2.875% 1.00 $2,485 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to NORTH STAR
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are North Star branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


North Star Locations


Financial Details

North Star Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of North Star. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
North Star U.S. Average
6.31% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, North Star had $674,283 in non-current loans and $18,000 in owned assets. To cover these potential losses it had $10,688,980 in net worth and $284,501 in loans loss reserves. That gives it a Texas Ratio of 6.31%.

Net Worth
North Star U.S. Average
10.58% 13.86%

North Star FCU has a net worth of 10.58% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About North Star

Branches and Savings

What is North Star?

A federal credit union, registered with the NCUA under certificate #62638.
Learn more about credit unions here.

Is North Star FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join North Star?

Please see Field of Membership information above for information on who is eligible to join.

What are North Star's share account and share certificate rates?

North Star's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is North Star?

North Star has total capital of $10.69 million. Full information on North Star's financial position is located above.

Who owns North Star?

Credit Unions are owned by their members.

Where are North Star branches located?

See branch locations nearby.

Are North Star ATMs Open 24/7?

Do North Star ATMs accept cash deposits?

Can North Star customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does North Star have a mobile app?

Does North Star have mobile deposit?

Does North Star have quick pay?

How can North Star transfer money to other banks or credit unions?

Does North Star report to credit bureaus?

Does North Star use Chexsystems?

Does North Star use Equifax?

What is North Star's toll free phone number?

What is North Star's ACH Routing Number?

What is North Star's SWIFT code?

Where can I find North Star's wire transfer form?

What is the North Star address for deposits?

What Products Does North Star Offer

Does North Star offer mortgages?

Compare mortgage rates here.

Does North Star offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does North Star offer auto and RV loans?

Compare auto loan rates here.

Does North Star offer student loans or personal loans?

Compare personal loan rates here.

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