Nusenda Federal Credit Union
Headquarters
Po Box 8530
Albuquerque, NM 87198
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2024 Overview
General Credit Union Information
Nusenda is an NCUA insured institution located in Albuquerque, NM. It was founded in 1936 and has approximately $4348.07 millions in assets.
Who can join?
There are many employers or groups that you may belong to that may grant you eligibility.
Immediate family of a member is eligible to join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 948 |
| Date Established | 1936 |
| Assets | $4,348.07 million |
| Loans | $2,975.06 million |
| Deposits | $3,544.05 million |
| Capital | $391.03 million |
Field of Membership Restrictions
Membership in Nusenda Credit Union is open to those who live, work, worship, or attend school in Socorro, Taos, or Valencia County.
Deposit Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Nusenda
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Nusenda
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Branches
Below are Nusenda branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
NUSENDA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Nusenda Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Nusenda. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Nusenda | U.S. Average |
|---|---|
| 6.16% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Nusenda had $24,142,087 in non-current loans and $1,040,509 in owned assets. To cover these potential losses it had $391,033,601 in net worth and $17,696,999 in loans loss reserves. That gives it a Texas Ratio of 6.16%.
Net Worth
| Nusenda | U.S. Average |
|---|---|
| 9.13% | 13.62% |
Nusenda FCU has a net worth of 9.13% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Nusenda
Jessica
December 16, 2020 |
Nusenda Credit Union are unprofessional and a big waste of time.
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Sherry Ferguson
October 17, 2019 |
Stupid is as stupid does.
Nusenda changed from New Mexico Crdit union by going to a lot of automation, its been a disaster. The deposit take 1-2 days to post, but a withdrawl that posts as pending gets charged a fee that the automatic system assess and no one can reverse. When I called for help the sent me to a "courtesy" help dept which couldn't do me the courtesy of undoing what Nusenda's automated system did. The automated systems charges your account for every little thing, and when in error, no one has any authority to correct it - this you find out after a 20-30 hold time any time you call. Their "call back" system also doesn't work. Nusenda fails as a community - orientated business. " Humans" shoudl try another bank - this one won't talk to you & just steals your money.
Is this review helpful? Yes:1 / No: 0
Kate S
October 17, 2019 |
Fees ontop of fees on top of fees
Fees on top of fees on top of fees.
They charge you fees like an overdraft for pending items that fall off after a couple of days. I had fraud charges - it takes 3-5 days just to file a claim, meantime, charges are still posting & fees are rolling on top of fees - the fraud claim cleared me, Nusenda only cleared 2 of the 6 fees they charged from the proven fraud error. Not really member supportive at all!
Is this review helpful? Yes:1 / No: 0
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