Potlatch No 1 Federal Credit Union
Headquarters
1025 Warner Ave
Lewiston, ID 83501
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2024 Overview
General Credit Union Information
Potlatch No 1 is an NCUA insured institution located in Lewiston, ID. It was founded in 1938 and has approximately $1103.36 millions in assets.
Who can join?
P1FCU is open to persons who:
Live in, regularly work, attend school, worship, perform volunteer services, participate in associations, are a business or other legal entity, or participate in programs to alleviate poverty or distress, in the following Idaho and Washington counties:
Asotin, Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley, Whitman.
You may also be eligible for membership if you are the spouse of a person who died while within the field of membership,
A member’s immediate family or household, or organization of such is also eligible for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2734 |
| Date Established | 1938 |
| Assets | $1,103.36 million |
| Loans | $944.39 million |
| Deposits | $994.84 million |
| Capital | $105.85 million |
Field of Membership Restrictions
Membership in Potlatch No 1 Federal Credit Union is open to those who live, work, attend school, worship, perform volunteer services in, or participate in programs to alleviate poverty or distress in one of the following Idaho or Washington Counties: Asotin, Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley, Whitman.
Deposit Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Potlatch No 1
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Loan Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Potlatch No 1
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Potlatch No 1
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Potlatch No 1 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
POTLATCH NO 1 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Potlatch No 1 Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Potlatch No 1. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Potlatch No 1 | U.S. Average |
|---|---|
| 8.62% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Potlatch No 1 had $8,455,767 in non-current loans and $1,291,263 in owned assets. To cover these potential losses it had $105,850,616 in net worth and $7,185,761 in loans loss reserves. That gives it a Texas Ratio of 8.62%.
Net Worth
| Potlatch No 1 | U.S. Average |
|---|---|
| 9.59% | 13.62% |
Potlatch No 1 FCU has a net worth of 9.59% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Potlatch No 1
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