2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1888
Date Established 1937
Assets $124.73 million
Loans $102.23 million
Deposits $107.99 million
Capital $15.75 million

Prairie is an NCUA insured institution located in Minot, ND. It was founded in 1937 and has approximately $124.73 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bottineau, McHenry, McLean, Mountrial, Renville or Ward County in North Dakota. Membership is also open to immediate family of existing members.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
1.40% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $10,000 - Learn MoreShow Less
12 Mo CD
1.40% $10,000 - Learn MoreShow Less
24 Mo CD
1.75% $10,000 - Learn MoreShow Less
36 Mo CD
2.25% $10,000 - Learn MoreShow Less
48 Mo CD
2.50% $10,000 - Learn MoreShow Less
60 Mo CD
2.80% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.00% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $750 - Learn MoreShow Less

Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PRAIRIE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Prairie branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Prairie Locations

Financial Details

Prairie Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Prairie. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Prairie U.S. Average
12.15% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Prairie had $1,886,333 in non-current loans and $180,000 in owned assets. To cover these potential losses it had $15,750,330 in net worth and $1,253,738 in loans loss reserves. That gives it a Texas Ratio of 12.15%.

Net Worth
Prairie U.S. Average
12.62% 13.47%

Prairie FCU has a net worth of 12.62% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Prairie

Branches and Savings

What is Prairie?

A federal credit union, registered with the NCUA under certificate #1888.
Learn more about credit unions here.

Is Prairie FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Prairie?

Please see Field of Membership information above for information on who is eligible to join.

What are Prairie's share account and share certificate rates?

Prairie's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Prairie?

Prairie has total capital of $15.75 million. Full information on Prairie's financial position is located above.

Who owns Prairie?

Credit Unions are owned by their members.

Where are Prairie branches located?

See branch locations nearby.

Are Prairie ATMs Open 24/7?

Do Prairie ATMs accept cash deposits?

Can Prairie customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Prairie have a mobile app?

Does Prairie have mobile deposit?

Does Prairie have quick pay?

How can Prairie transfer money to other banks or credit unions?

Does Prairie report to credit bureaus?

Does Prairie use Chexsystems?

Does Prairie use Equifax?

What is Prairie's toll free phone number?

What is Prairie's ACH Routing Number?

What is Prairie's SWIFT code?

Where can I find Prairie's wire transfer form?

What is the Prairie address for deposits?

What Products Does Prairie Offer

Does Prairie offer mortgages?

Compare mortgage rates here.

Does Prairie offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Prairie offer auto and RV loans?

Compare auto loan rates here.

Does Prairie offer student loans or personal loans?

Compare personal loan rates here.

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