PRAIRIE

PO BOX 3160
Minot, ND 58701

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1888
Date Established 1937
Assets $121.70 million
Loans $96.88 million
Deposits $107.06 million
Capital $14.81 million

Prairie is an NCUA insured institution located in Minot, ND. It was founded in 1937 and has approximately $121.7 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bottineau, McHenry, McLean, Mountrial, Renville or Ward County in North Dakota. Membership is also open to immediate family of existing members.

Deposit Rates - February 16, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $10,000 - Learn MoreShow Less
12 Mo CD
1.50% $10,000 - Learn MoreShow Less
24 Mo CD
2.00% $10,000 - Learn MoreShow Less
36 Mo CD
2.75% $10,000 - Learn MoreShow Less
48 Mo CD
2.40% $10,000 - Learn MoreShow Less
60 Mo CD
3.05% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.00% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $750 - Learn MoreShow Less

Loan Rates - February 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for PRAIRIE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Figure Home Equity Loan Plus
Figure Home Equity Loan Plus
8.000 %
N/A Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to PRAIRIE
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Prairie branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Prairie Locations

Map Example

Financial Details

Prairie Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Prairie. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Prairie U.S. Average
5.33% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Prairie had $296,850 in non-current loans and $543,967 in owned assets. To cover these potential losses it had $14,813,380 in net worth and $954,985 in loans loss reserves. That gives it a Texas Ratio of 5.33%.

Net Worth
Prairie U.S. Average
12.17% 13.21%

Prairie FCU has a net worth of 12.17% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of PRAIRIE and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.