Randolph-brooks Federal Credit Union
Headquarters
P.o. Box 2097
Universal City, TX 78148
See all branch locations →
ACH 314089681
Phone 1-210-945-3333
2024 Overview
General Credit Union Information
Randolph-brooks is an NCUA insured institution located in Universal City, TX. It was founded in 1952 and has approximately $18029.49 millions in assets.
Who can join?
Qualifying for membership is a simple process that takes about 10 minutes. Once you're qualified, opening a new account online will take about 15 minutes. Anyone can join.
https://www.rbfcu.org/NB/html/Become/JoinToday.htm
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 8111 |
| Date Established | 1952 |
| Assets | $18,029.49 million |
| Loans | $11,992.22 million |
| Deposits | $13,491.51 million |
| Capital | $2,009.52 million |
Field of Membership Restrictions
Membership in Randolph-Brooks Federal Credit Union is open to those who live or work at Randolph Air Force Base, eight underserved areas of San Antonio and Austin, Texas, and employees and associates of the select employer group.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.30% | $1 | - |
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|
|
Money Market
|
2.27% | $2,500 | $10,000 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.26% | $1,000 | - |
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|
| 12 Mo CD
|
4.87% | $1,000 | - |
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|
| 18 Mo CD
|
4.87% | $1,000 | - |
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|
| 24 Mo CD
|
4.21% | $1,000 | - |
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|
| 30 Mo CD
|
4.21% | $1,000 | - |
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|
| 36 Mo CD
|
4.06% | $1,000 | - |
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|
| 48 Mo CD
|
3.66% | $1,000 | - |
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|
| 60 Mo CD
|
3.61% | $1,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $0 | - | Learn More |
Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
2.79% | 2.75% | Varies | |
Compare with 7.49 RATE Line of Credit from Third Federal Savings and Loan
See All Home Equity Rates |
||||
| 10 Year Loan
See Table |
3.13% | 3.10% | $970.23 | |
| 15 Year Loan
See Table |
3.22% | 3.20% | $700.24 | |
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 2.45% | 2.45% | $720.99 | |
| 4 Year | 2.45% | 2.45% | $547.30 | |
| 5 Year | 2.45% | 2.45% | $443.13 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Jumbo See Amortization Table |
6.54% | 6.35% | $2,761.22 | |
| 15 Year Fixed Conforming See Amortization Table |
6.58% | 6.35% | $2,761.22 | |
| 20 Year Fixed Jumbo See Amortization Table |
6.79% | 6.75% | $2,433.16 | |
| 20 Year Fixed Conforming See Amortization Table |
6.84% | 6.75% | $2,433.16 | |
| 30 Year Fixed Jumbo See Amortization Table |
6.91% | 6.88% | $2,103.24 | |
| 30 Year Fixed Conforming See Amortization Table |
6.94% | 6.88% | $2,103.24 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Jumbo See Amortization Table |
6.54% | 6.35% | $2,761.22 | |
| 15 Year Fixed Conforming See Amortization Table |
6.58% | 6.35% | $2,761.22 | |
| 20 Year Fixed Jumbo See Amortization Table |
6.79% | 6.75% | $2,433.16 | |
| 20 Year Fixed Conforming See Amortization Table |
6.84% | 6.75% | $2,433.16 | |
| 30 Year Fixed Jumbo See Amortization Table |
6.91% | 6.88% | $2,103.24 | |
Compare with 6.710% APR and 6.625% 30-Year Fixed RATE from District Lending
See All Mortgage Rates |
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| 30 Year Fixed Conforming See Amortization Table |
6.94% | 6.88% | $2,103.24 | |
|
Compare with 6.710% APR and 6.625% 30-Year Fixed RATE from District Lending
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Randolph-brooks branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
RANDOLPH-BROOKS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Randolph-brooks Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Randolph-brooks. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Randolph-brooks | U.S. Average |
|---|---|
| 4.51% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Randolph-brooks had $89,414,346 in non-current loans and $3,932,155 in owned assets. To cover these potential losses it had $2,009,524,204 in net worth and $58,297,492 in loans loss reserves. That gives it a Texas Ratio of 4.51%.
Net Worth
| Randolph-brooks | U.S. Average |
|---|---|
| 11.12% | 13.62% |
Randolph-brooks FCU has a net worth of 11.12% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Randolph-brooks
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