River Region Credit Union
Headquarters
3124 W Edgewood Dr
Jefferson City, MO 65109
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2024 Overview
General Credit Union Information
River Region is an NCUA insured institution located in Jefferson City, MO. It was founded in 1954 and has approximately $500.7 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64283 |
| Date Established | 1954 |
| Assets | $500.70 million |
| Loans | $395.26 million |
| Deposits | $444.62 million |
| Capital | $43.93 million |
Field of Membership Restrictions
Eligible to anyone working or living in certain counties in Missouri as well as those who work for select employer groups.
Deposit Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $100 | $10,000 |
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|
|
Money Market
|
0.40% | $1,000 | $10,000 |
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|
|
Money Market
|
0.50% | $1,000 | $10,000 |
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|
|
Money Market
|
0.55% | $10,001 | $25,000 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.65% | $500 | - |
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|
| 12 Mo CD
|
0.70% | $500 | - |
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|
| 18 Mo CD
|
0.70% | $500 | - |
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|
| 24 Mo CD
|
0.75% | $500 | - |
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|
| 30 Mo CD
|
0.80% | $500 | - |
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|
| 36 Mo CD
|
0.98% | $500 | - |
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|
| 48 Mo CD
|
0.95% | $500 | - |
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|
| 60 Mo CD
|
0.95% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.50% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $1 | - | Learn More |
Loan Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for River Region
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 1907 |
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NMLS ID: Not a Lender |
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NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to River Region
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Branches
Below are River Region branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
RIVER REGION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
River Region Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of River Region. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| River Region | U.S. Average |
|---|---|
| 4.94% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, River Region had $2,275,656 in non-current loans and $0 in owned assets. To cover these potential losses it had $43,930,375 in net worth and $2,114,578 in loans loss reserves. That gives it a Texas Ratio of 4.94%.
Net Worth
| River Region | U.S. Average |
|---|---|
| 9.15% | 13.62% |
River Region FCU has a net worth of 9.15% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for River Region
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