Rochester & Monroe Co Emp Federal Credit Union
Headquarters
460 N Goodman St
Rochester, NY 14609
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2024 Overview
General Credit Union Information
Rochester & Monroe Co Emp is an NCUA insured institution located in Rochester, NY. It was founded in 1935 and has approximately $25.98 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 817 |
| Date Established | 1935 |
| Assets | $25.98 million |
| Loans | $21.14 million |
| Deposits | $22.90 million |
| Capital | $3.05 million |
Deposit Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Rochester & Monroe Co Emp
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Loan Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Rochester & Monroe Co Emp
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Rochester & Monroe Co Emp
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It is free to register and add rates.
Branches
Below are Rochester & Monroe Co Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ROCHESTER & MONROE CO EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Rochester & Monroe Co Emp Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Rochester & Monroe Co Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Rochester & Monroe Co Emp | U.S. Average |
|---|---|
| 6.57% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Rochester & Monroe Co Emp had $53,368 in non-current loans and $151,789 in owned assets. To cover these potential losses it had $3,053,347 in net worth and $67,597 in loans loss reserves. That gives it a Texas Ratio of 6.57%.
Net Worth
| Rochester & Monroe Co Emp | U.S. Average |
|---|---|
| 11.7% | 13.62% |
Rochester & Monroe Co Emp FCU has a net worth of 11.7% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Rochester & Monroe Co Emp
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