Self-help Federal Credit Union
Headquarters
301 W Main Street
Durham, NC 27701
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2024 Overview
General Credit Union Information
Self-help is an NCUA insured institution located in Durham, NC. It was founded in 2008 and has approximately $2093.45 millions in assets.
Who can join?
There are two ways to become a member:
1. Apply for free membership if you live, work, worship, or attend school in any of the following North Carolina counties: Brunswick, Buncombe, Forsyth, Greene, Guilford, Haywood, Henderson, Jackson, Lenoir, New Hanover, Polk, Scotland, Transylvania, Wilson. (Eligibility extends to immediate family of members.)
2. Apply for mission supportive membership by joining our founding charitable sponsor, the Center for Community Self-Help, for a one-time $5 fee.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24802 |
| Date Established | 2008 |
| Assets | $2,093.45 million |
| Loans | $1,484.66 million |
| Deposits | $1,461.49 million |
| Capital | $583.87 million |
Field of Membership Restrictions
Membership is open to anyone through joining the Center for Community Self-Help ($5 one-time fee). Membership is also open to those who live, work, attend school or worship in select areas of Oakland, California and to employees of over 100 Select Employer Groups.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Self-help
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Self-help
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Self-help
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Self-help branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SELF-HELP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Self-help Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Self-help. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Self-help | U.S. Average |
|---|---|
| 2.15% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Self-help had $12,477,792 in non-current loans and $574,338 in owned assets. To cover these potential losses it had $583,866,975 in net worth and $23,731,953 in loans loss reserves. That gives it a Texas Ratio of 2.15%.
Net Worth
| Self-help | U.S. Average |
|---|---|
| 27.69% | 13.62% |
Self-help FCU has a net worth of 27.69% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Self-help
northcape5
September 27, 2016
why have you not updated your rates
Is this review helpful? Yes:1 / No: 0
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