700 PATROON CREEK BLVD
Albany, NY 12206
Phone: 1-518-464-5331
| NCUA Insured | Yes |
| Charter Number # | # 51 |
| Date Established | 1934 |
| Assets | $3,892.99 million |
| Loans | $2,390.32 million |
| Deposits | $3,533.14 million |
| Capital | $301.04 million |
State Employees is an NCUA insured institution located in Albany, NY. It was founded in 1934 and has approximately $3892.99 millions in assets.
Who can become a SEFCU member?
You can, if you meet one of the following requirements:
You are an employee (current or retired), member, or volunteer of a participating SEFCU member group.
You live, work, attend school, or worship in one of these cities or towns:
Albany
Amherst
Barker - Binghamton
Barton
Berkshire
Binghamton
Buffalo
Candor
Cohoes
Colesville
Conklin
Dickinson
Green Island
Kirkwood
Lisle
Lackawanna
Maine
Mechanicville
Montgomery County
Nichols
Nanticoke
Otsego County
Rensselaer
Richford
Sanford
Schenectady
Spencer
Syracuse
Triangle
Troy
Union
Watervliet
A member of your immediate family is a SEFCU member or qualifies for membership.
Your Current Location: Washington, WA 98101
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Note to State Employees
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Your Current Location: Washington, WA 98101
There are currently no loan rates available for STATE EMPLOYEES
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: 520-CL-25944 |
3.529% | 3.500% | 0.38 | $898 | $1,123 | Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans |
4.240 %
|
$0 |
Learn More
More Info |
Note to STATE EMPLOYEES
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are State Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Seattle,Washington
The following ratios and data are available to help you better understand the financial condition of State Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| State Employees | U.S. Average |
|---|---|
| 7.45% | 6.77 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2019, State Employees had $19,696,009 in non-current loans and $4,809,698 in owned assets. To cover these potential losses it had $301,043,331 in net worth and $28,067,969 in loans loss reserves. That gives it a Texas Ratio of 7.45%.
| State Employees | U.S. Average |
|---|---|
| 7.92% | 13.47% |
State Employees FCU has a net worth of 7.92% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #51.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
State Employees has total capital of $301.04 million. Full information on State Employees's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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Last Update on August 24, 2019
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