University Credit Union
Headquarters
1500 S Sepulveda Blvd
Los Angeles, CA 90025
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2024 Overview
General Credit Union Information
University is an NCUA insured institution located in Los Angeles, CA. It was founded in 1950 and has approximately $1165.73 millions in assets.
Who can join?
You can open an account at UCU if you belong to one of the following groups:
• UCLA employees and students
1. Faculty
2. Staff
3. Graduate and Undergraduate Students
4. TAs and RAs
5. Hospital Employees
6. Hospital Residents
• ASUCLA employees
• UCLA Alumni Association members who graduated from UCLA
• UCLA Extension: Instructors and Students
• J. Paul Getty Trust employees, volunteers and individuals working at any Getty location.
• Loyola Marymount University employees and students
• Loyola Law School employees and students
• Loyola Marymount University Alumni Association members
• Pepperdine University employees and students
• Pepperdine University Alumni Association members
• Mount St. Mary's College employees and students
• Otis College of Art and Design employees
• West Los Angeles VA Medical Center employees
• Persons retired from employment at UCLA, ASUCLA, J. Paul Getty Trust, Loyola Marymount University, Loyola Law School, Pepperdine University, Mount St. Mary's College, Otis College of Art and Design or West Los Angeles VA Medical Center. (proof of retirement benefits from the employer is required)
• Persons of the immediate family to the member are to include only the following: parents, step-parents, grandparents, husband, wife, children, step-children, grandchildren, brothers, and sisters. (Family member must be directly related to member who originally qualified under the groups listed above and must be a member in good standing.)
• Persons of the household to the member are defined as persons living in the same residence. Included in this definition is any person who is a permanent member of and participates in the maintenance of the household. (Persons must live in the household of the sponsoring member who originally qualified under the groups listed above and must be a member in good standing.)
Please note: If you are under 18 years of age, you must contact UCU before submitting an application to open an account.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64171 |
| Date Established | 1950 |
| Assets | $1,165.73 million |
| Loans | $1,023.57 million |
| Deposits | $923.77 million |
| Capital | $97.07 million |
Field of Membership Restrictions
Membership is open to employees of any university, college or institute of higher learning in Southern California including UCLA, Loyola Marymount University, Loyola Law School, Pepperdine University, and employees of J. Paul Getty Trust and West Los Angeles VA Medical Center.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for University
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for University
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to University
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
UNIVERSITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
University Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| University | U.S. Average |
|---|---|
| 8.98% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, University had $9,148,576 in non-current loans and $117,008 in owned assets. To cover these potential losses it had $97,071,201 in net worth and $6,138,240 in loans loss reserves. That gives it a Texas Ratio of 8.98%.
Net Worth
| University | U.S. Average |
|---|---|
| 8.31% | 13.62% |
University FCU has a net worth of 8.31% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for University
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