University Of Wisconsin Credit Union
Headquarters
Po Box 44963
Madison, WI 53744
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Phone 800-533-6773
2024 Overview
General Credit Union Information
University Of Wisconsin is an NCUA insured institution located in Madison, WI. It was founded in 1931 and has approximately $5303.72 millions in assets.
Who can join?
If you live, work or attend school within 5 miles of a UW Credit Union branch you can join.
UW System employees and students, past or present may join.
Madison College employees and students, past or present may join.
UW Health employees, past or present may join.
Immediate family/household members of above can join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66492 |
| Date Established | 1931 |
| Assets | $5,303.72 million |
| Loans | $3,736.09 million |
| Deposits | $4,577.29 million |
| Capital | $496.79 million |
Field of Membership Restrictions
Membership in University of Wisconsin Credit Union is open to the following: (1) those who live, attend school or work within a 5-mile radius of a UW Credit Union branch; (2) current and former employees and students of the University of Wisconsin system; (3) residents of Wisconsin who are currently or formerly enrolled in any accredited institution of higher education; (4) current and former employees of UW Health.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.03% | $100 | - |
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Money Market
|
0.15% | $2,500 | $7,499 |
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|
Money Market
|
0.25% | $7,500 | $9,999 |
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|
Money Market
|
0.35% | $10,000 | $24,999 |
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|
Money Market
|
0.50% | $25,000 | $49,999 |
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|
Money Market
|
0.60% | $50,000 | - |
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|
Premium Money Market Account
|
3.15% | $10,000 | $49,999 |
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Premium Money Market Account
|
3.25% | $50,000 | $99,999 |
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Premium Money Market Account
|
3.35% | $100,000 | $249,999 |
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Premium Money Market Account
|
3.46% | $250,000 | - |
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| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 4 Month Special
|
5.05% | $5,000 | $9,999 |
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| 4 Month Special
|
5.10% | $10,000 | - |
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| 4 Month Special
|
5.15% | $250,000 | - |
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| 6 Mo CD
|
0.95% | $500 | $9,999 |
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| 6 Mo CD
|
1.00% | $10,000 | $249,999 |
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| 6 Mo CD
|
1.05% | $250,000 | - |
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| 9 Mo CD
|
1.45% | $500 | $9,999 |
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| 9 Mo CD
|
1.50% | $10,000 | $249,999 |
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| 9 Mo CD
|
1.55% | $250,000 | - |
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| 12 Mo CD
|
1.95% | $500 | $9,999 |
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| 12 Mo CD
|
2.00% | $10,000 | $249,999 |
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| 12 Mo CD
|
2.05% | $250,000 | - |
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| 14 Month Special
|
4.95% | $5,000 | $9,999 |
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| 14 Month Special
|
5.00% | $10,000 | $249,999 |
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| 14 Month Special
|
5.05% | $250,000 | - |
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| 18 Mo CD
|
2.05% | $500 | $9,999 |
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| 18 Mo CD
|
2.10% | $10,000 | $249,999 |
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| 18 Mo CD
|
2.15% | $250,000 | - |
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| 24 Mo CD
|
2.15% | $500 | $9,999 |
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| 24 Mo CD
|
2.20% | $10,000 | $249,999 |
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| 24 Month
|
2.25% | $250,000 | - |
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| 30 Mo CD
|
2.20% | $500 | $9,999 |
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| 30 Mo CD
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2.25% | $10,000 | $249,999 |
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| 30 Month
|
2.30% | $250,000 | - |
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| 36 Mo CD
|
2.25% | $500 | $9,999 |
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| 36 Mo CD
|
2.30% | $10,000 | $249,999 |
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| 36 Month
|
2.35% | $250,000 | - |
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| 48 Mo CD
|
2.35% | $500 | $9,999 |
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| 48 Mo CD
|
2.40% | $10,000 | $249,999 |
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| 48 Month
|
2.45% | $250,000 | - |
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| 60 Mo CD
|
2.45% | $500 | $9,999 |
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| 60 Mo CD
|
2.50% | $10,000 | $249,999 |
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| 60 Month
|
2.55% | $250,000 | - |
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| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.01% | $1,000 | - | Learn More |
Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for University Of Wisconsin
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 447490 |
6.817% | 6.750% | 0.63 | $2,189 | $2,076 | Learn More |
NMLS ID: 2059741 |
6.894% | 6.750% | 0.88 | $4,746 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to University Of Wisconsin
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Branches
Below are University Of Wisconsin branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
UNIVERSITY OF WISCONSIN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
University Of Wisconsin Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of University Of Wisconsin. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| University Of Wisconsin | U.S. Average |
|---|---|
| 4.88% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, University Of Wisconsin had $24,998,021 in non-current loans and $212,800 in owned assets. To cover these potential losses it had $496,787,505 in net worth and $20,018,118 in loans loss reserves. That gives it a Texas Ratio of 4.88%.
Net Worth
| University Of Wisconsin | U.S. Average |
|---|---|
| 9.36% | 13.62% |
University Of Wisconsin FCU has a net worth of 9.36% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for University Of Wisconsin
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