Waterbury Connecticut Teacher

P.o. Box 2121
Waterbury, CT 06722

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 22
Date Established 1934
Assets $237.02 million
Loans $156.96 million
Deposits $204.64 million
Capital $28.68 million

Waterbury Connecticut Teacher is an NCUA insured institution located in Waterbury, CT. It was founded in 1934 and has approximately $237.02 millions in assets.

Who can join?

Waterbury Connecticut Teachers Federal Credit Union serves teachers, administrators and other eligible public and parochial school personnel, their families, and permanent members of their households. Also, spouses of people who died while within our field of membership. Eligible employees in the following towns are encouraged to join the Waterbury Connecticut Teachers Federal Credit Union:
• Beacon Falls
• Bethel
• Bethlehem
• Bethany
• Bridgewater
• Brookfield
• Danbury
• Easton
• Middlebury
• Monroe
• Naugatuck
• New Fairfield
• New Milford
• Newtown
• Oxford
• Prospect
• Redding
• Ridgefield
• Roxbury
• Sherman
• Southbury
• Trumbull
• Washington
• Waterbury
• Watertown
• Wolcott
• Woodbury
Also included are eligible employees of:
• Waterbury Campus of the UCONN
• Post University
• Arch Bridge School
• Education Connection
• Fraser Woods School
• Hudson County Montesorri School
• Cheshire Academy
• Wesley Learning Center
• Chase Collegiate School
• Ridgefield Academy
• Washington Montessori School
• The Taft School
• Immaculate High School
• Maimonides Academy of Western CT
• Westover School
• Children's Community School
• Beth El Synagogue of Waterbury
• Wooster School

Field of Membership Restrictions

Waterbury Connecticut Teachers Federal Credit Union membership is open to teachers, administrators and other eligible public and parochial school personnel and their families who live in certain towns in Connecticut or work for select schools.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K 0.20% $500 - Learn MoreShow Less
6 Mo CD 10K 0.25% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K 0.55% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K 0.20% $10 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K 0.20% $2,500 $4,999 Learn MoreShow Less
MM 10K 0.30% $10,000 $19,999 Learn MoreShow Less
MM 25K 0.40% $20,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K 0.10% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

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Branches

Below are Waterbury Connecticut Teacher branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Waterbury Connecticut Teacher Locations

Financial Details

Waterbury Connecticut Teacher Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Waterbury Connecticut Teacher. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Waterbury Connecticut Teacher U.S. Average
2.98% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Waterbury Connecticut Teacher had $887,554 in non-current loans and $0 in owned assets. To cover these potential losses it had $28,677,345 in net worth and $1,095,772 in loans loss reserves. That gives it a Texas Ratio of 2.98%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Waterbury Connecticut Teacher U.S. Average
12.33% 13.06%

Waterbury Connecticut Teacher FCU has a net worth of 12.33% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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