Topic: Northpointe Bank offers 5.00% APY on balances up to $5,000

Northpointe Bank offers The UltimateAccount (rewards checking account) with 5.00% APY on balances up to $5,000. Balances above $5,000 earn a simple interest rate of 0.10%, with a corresponding APY of 2.54%-5.00% APY. If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period.
Qualifications include 15 or more debit card purchases in the aggregate amount of $500.00 or greater that post and settle per the statement period, enrollment in eStatements and direct deposit or automatic withdrawal of $100 or more per statement period.
$100 minimum deposit required to open. No minimum balance requirement. APY is effective as of 07/17/2017. New accounts subject to approval. Rates are subject to change including after the account is opened.
Northpointe Bank has locations in Michigan, Ohio, Indiana, Georgia and Colorado.
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