Use the calculator below to calculate your monthly home equity payment for the loan from Regions Bank. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Product Total Termlength: 20 Years
Interest Rate: 8.5%
Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
---|---|---|---|---|
04/28/2024 | $319,489.63 | $2,777.03 | $2,266.67 | $510.37 |
05/28/2024 | $318,975.65 | $2,777.03 | $2,263.05 | $513.98 |
06/28/2024 | $318,458.03 | $2,777.03 | $2,259.41 | $517.62 |
07/28/2024 | $317,936.74 | $2,777.03 | $2,255.74 | $521.29 |
08/28/2024 | $317,411.75 | $2,777.03 | $2,252.05 | $524.98 |
09/28/2024 | $316,883.05 | $2,777.03 | $2,248.33 | $528.70 |
10/28/2024 | $316,350.61 | $2,777.03 | $2,244.59 | $532.45 |
11/28/2024 | $315,814.39 | $2,777.03 | $2,240.82 | $536.22 |
12/28/2024 | $315,274.37 | $2,777.03 | $2,237.02 | $540.02 |
01/28/2025 | $314,730.53 | $2,777.03 | $2,233.19 | $543.84 |
02/28/2025 | $314,182.84 | $2,777.03 | $2,229.34 | $547.69 |
03/28/2025 | $313,631.27 | $2,777.03 | $2,225.46 | $551.57 |
04/28/2025 | $313,075.79 | $2,777.03 | $2,221.55 | $555.48 |
05/28/2025 | $312,516.37 | $2,777.03 | $2,217.62 | $559.41 |
06/28/2025 | $311,953.00 | $2,777.03 | $2,213.66 | $563.38 |
07/28/2025 | $311,385.63 | $2,777.03 | $2,209.67 | $567.37 |
08/28/2025 | $310,814.24 | $2,777.03 | $2,205.65 | $571.39 |
09/28/2025 | $310,238.81 | $2,777.03 | $2,201.60 | $575.43 |
10/28/2025 | $309,659.30 | $2,777.03 | $2,197.52 | $579.51 |
11/28/2025 | $309,075.69 | $2,777.03 | $2,193.42 | $583.61 |
12/28/2025 | $308,487.94 | $2,777.03 | $2,189.29 | $587.75 |
01/28/2026 | $307,896.03 | $2,777.03 | $2,185.12 | $591.91 |
02/28/2026 | $307,299.92 | $2,777.03 | $2,180.93 | $596.10 |
03/28/2026 | $306,699.60 | $2,777.03 | $2,176.71 | $600.33 |
04/28/2026 | $306,095.02 | $2,777.03 | $2,172.46 | $604.58 |
05/28/2026 | $305,486.15 | $2,777.03 | $2,168.17 | $608.86 |
06/28/2026 | $304,872.98 | $2,777.03 | $2,163.86 | $613.17 |
07/28/2026 | $304,255.46 | $2,777.03 | $2,159.52 | $617.52 |
08/28/2026 | $303,633.57 | $2,777.03 | $2,155.14 | $621.89 |
09/28/2026 | $303,007.28 | $2,777.03 | $2,150.74 | $626.30 |
10/28/2026 | $302,376.54 | $2,777.03 | $2,146.30 | $630.73 |
11/28/2026 | $301,741.34 | $2,777.03 | $2,141.83 | $635.20 |
12/28/2026 | $301,101.64 | $2,777.03 | $2,137.33 | $639.70 |
01/28/2027 | $300,457.41 | $2,777.03 | $2,132.80 | $644.23 |
02/28/2027 | $299,808.62 | $2,777.03 | $2,128.24 | $648.79 |
03/28/2027 | $299,155.23 | $2,777.03 | $2,123.64 | $653.39 |
04/28/2027 | $298,497.21 | $2,777.03 | $2,119.02 | $658.02 |
05/28/2027 | $297,834.53 | $2,777.03 | $2,114.36 | $662.68 |
06/28/2027 | $297,167.16 | $2,777.03 | $2,109.66 | $667.37 |
07/28/2027 | $296,495.06 | $2,777.03 | $2,104.93 | $672.10 |
08/28/2027 | $295,818.20 | $2,777.03 | $2,100.17 | $676.86 |
09/28/2027 | $295,136.54 | $2,777.03 | $2,095.38 | $681.66 |
10/28/2027 | $294,450.06 | $2,777.03 | $2,090.55 | $686.48 |
11/28/2027 | $293,758.71 | $2,777.03 | $2,085.69 | $691.35 |
12/28/2027 | $293,062.47 | $2,777.03 | $2,080.79 | $696.24 |
01/28/2028 | $292,361.29 | $2,777.03 | $2,075.86 | $701.18 |
02/28/2028 | $291,655.15 | $2,777.03 | $2,070.89 | $706.14 |
03/28/2028 | $290,944.01 | $2,777.03 | $2,065.89 | $711.14 |
04/28/2028 | $290,227.82 | $2,777.03 | $2,060.85 | $716.18 |
05/28/2028 | $289,506.57 | $2,777.03 | $2,055.78 | $721.25 |
06/28/2028 | $288,780.21 | $2,777.03 | $2,050.67 | $726.36 |
07/28/2028 | $288,048.70 | $2,777.03 | $2,045.53 | $731.51 |
08/28/2028 | $287,312.01 | $2,777.03 | $2,040.34 | $736.69 |
09/28/2028 | $286,570.10 | $2,777.03 | $2,035.13 | $741.91 |
10/28/2028 | $285,822.94 | $2,777.03 | $2,029.87 | $747.16 |
11/28/2028 | $285,070.48 | $2,777.03 | $2,024.58 | $752.46 |
12/28/2028 | $284,312.70 | $2,777.03 | $2,019.25 | $757.79 |
01/28/2029 | $283,549.55 | $2,777.03 | $2,013.88 | $763.15 |
02/28/2029 | $282,780.99 | $2,777.03 | $2,008.48 | $768.56 |
03/28/2029 | $282,006.99 | $2,777.03 | $2,003.03 | $774.00 |
04/28/2029 | $281,227.50 | $2,777.03 | $1,997.55 | $779.48 |
05/28/2029 | $280,442.49 | $2,777.03 | $1,992.03 | $785.01 |
06/28/2029 | $279,651.93 | $2,777.03 | $1,986.47 | $790.57 |
07/28/2029 | $278,855.76 | $2,777.03 | $1,980.87 | $796.17 |
08/28/2029 | $278,053.96 | $2,777.03 | $1,975.23 | $801.81 |
09/28/2029 | $277,246.47 | $2,777.03 | $1,969.55 | $807.49 |
10/28/2029 | $276,433.26 | $2,777.03 | $1,963.83 | $813.21 |
11/28/2029 | $275,614.30 | $2,777.03 | $1,958.07 | $818.97 |
12/28/2029 | $274,789.53 | $2,777.03 | $1,952.27 | $824.77 |
01/28/2030 | $273,958.92 | $2,777.03 | $1,946.43 | $830.61 |
02/28/2030 | $273,122.43 | $2,777.03 | $1,940.54 | $836.49 |
03/28/2030 | $272,280.02 | $2,777.03 | $1,934.62 | $842.42 |
04/28/2030 | $271,431.63 | $2,777.03 | $1,928.65 | $848.38 |
05/28/2030 | $270,577.24 | $2,777.03 | $1,922.64 | $854.39 |
06/28/2030 | $269,716.79 | $2,777.03 | $1,916.59 | $860.45 |
07/28/2030 | $268,850.25 | $2,777.03 | $1,910.49 | $866.54 |
08/28/2030 | $267,977.57 | $2,777.03 | $1,904.36 | $872.68 |
09/28/2030 | $267,098.71 | $2,777.03 | $1,898.17 | $878.86 |
10/28/2030 | $266,213.63 | $2,777.03 | $1,891.95 | $885.09 |
11/28/2030 | $265,322.27 | $2,777.03 | $1,885.68 | $891.35 |
12/28/2030 | $264,424.61 | $2,777.03 | $1,879.37 | $897.67 |
01/28/2031 | $263,520.58 | $2,777.03 | $1,873.01 | $904.03 |
02/28/2031 | $262,610.15 | $2,777.03 | $1,866.60 | $910.43 |
03/28/2031 | $261,693.27 | $2,777.03 | $1,860.16 | $916.88 |
04/28/2031 | $260,769.90 | $2,777.03 | $1,853.66 | $923.37 |
05/28/2031 | $259,839.98 | $2,777.03 | $1,847.12 | $929.91 |
06/28/2031 | $258,903.48 | $2,777.03 | $1,840.53 | $936.50 |
07/28/2031 | $257,960.35 | $2,777.03 | $1,833.90 | $943.13 |
08/28/2031 | $257,010.53 | $2,777.03 | $1,827.22 | $949.82 |
09/28/2031 | $256,053.99 | $2,777.03 | $1,820.49 | $956.54 |
10/28/2031 | $255,090.67 | $2,777.03 | $1,813.72 | $963.32 |
11/28/2031 | $254,120.53 | $2,777.03 | $1,806.89 | $970.14 |
12/28/2031 | $253,143.51 | $2,777.03 | $1,800.02 | $977.01 |
01/28/2032 | $252,159.58 | $2,777.03 | $1,793.10 | $983.93 |
02/28/2032 | $251,168.67 | $2,777.03 | $1,786.13 | $990.90 |
03/28/2032 | $250,170.75 | $2,777.03 | $1,779.11 | $997.92 |
04/28/2032 | $249,165.76 | $2,777.03 | $1,772.04 | $1,004.99 |
05/28/2032 | $248,153.65 | $2,777.03 | $1,764.92 | $1,012.11 |
06/28/2032 | $247,134.37 | $2,777.03 | $1,757.76 | $1,019.28 |
07/28/2032 | $246,107.87 | $2,777.03 | $1,750.54 | $1,026.50 |
08/28/2032 | $245,074.10 | $2,777.03 | $1,743.26 | $1,033.77 |
09/28/2032 | $244,033.01 | $2,777.03 | $1,735.94 | $1,041.09 |
10/28/2032 | $242,984.54 | $2,777.03 | $1,728.57 | $1,048.47 |
11/28/2032 | $241,928.65 | $2,777.03 | $1,721.14 | $1,055.89 |
12/28/2032 | $240,865.27 | $2,777.03 | $1,713.66 | $1,063.37 |
01/28/2033 | $239,794.37 | $2,777.03 | $1,706.13 | $1,070.91 |
02/28/2033 | $238,715.88 | $2,777.03 | $1,698.54 | $1,078.49 |
03/28/2033 | $237,629.75 | $2,777.03 | $1,690.90 | $1,086.13 |
04/28/2033 | $236,535.92 | $2,777.03 | $1,683.21 | $1,093.82 |
05/28/2033 | $235,434.35 | $2,777.03 | $1,675.46 | $1,101.57 |
06/28/2033 | $234,324.98 | $2,777.03 | $1,667.66 | $1,109.37 |
07/28/2033 | $233,207.75 | $2,777.03 | $1,659.80 | $1,117.23 |
08/28/2033 | $232,082.60 | $2,777.03 | $1,651.89 | $1,125.15 |
09/28/2033 | $230,949.48 | $2,777.03 | $1,643.92 | $1,133.12 |
10/28/2033 | $229,808.34 | $2,777.03 | $1,635.89 | $1,141.14 |
11/28/2033 | $228,659.12 | $2,777.03 | $1,627.81 | $1,149.23 |
12/28/2033 | $227,501.75 | $2,777.03 | $1,619.67 | $1,157.37 |
01/28/2034 | $226,336.19 | $2,777.03 | $1,611.47 | $1,165.56 |
02/28/2034 | $225,162.37 | $2,777.03 | $1,603.21 | $1,173.82 |
03/28/2034 | $223,980.23 | $2,777.03 | $1,594.90 | $1,182.13 |
04/28/2034 | $222,789.73 | $2,777.03 | $1,586.53 | $1,190.51 |
05/28/2034 | $221,590.78 | $2,777.03 | $1,578.09 | $1,198.94 |
06/28/2034 | $220,383.35 | $2,777.03 | $1,569.60 | $1,207.43 |
07/28/2034 | $219,167.37 | $2,777.03 | $1,561.05 | $1,215.99 |
08/28/2034 | $217,942.77 | $2,777.03 | $1,552.44 | $1,224.60 |
09/28/2034 | $216,709.49 | $2,777.03 | $1,543.76 | $1,233.27 |
10/28/2034 | $215,467.49 | $2,777.03 | $1,535.03 | $1,242.01 |
11/28/2034 | $214,216.68 | $2,777.03 | $1,526.23 | $1,250.81 |
12/28/2034 | $212,957.01 | $2,777.03 | $1,517.37 | $1,259.67 |
01/28/2035 | $211,688.42 | $2,777.03 | $1,508.45 | $1,268.59 |
02/28/2035 | $210,410.85 | $2,777.03 | $1,499.46 | $1,277.57 |
03/28/2035 | $209,124.23 | $2,777.03 | $1,490.41 | $1,286.62 |
04/28/2035 | $207,828.49 | $2,777.03 | $1,481.30 | $1,295.74 |
05/28/2035 | $206,523.57 | $2,777.03 | $1,472.12 | $1,304.92 |
06/28/2035 | $205,209.41 | $2,777.03 | $1,462.88 | $1,314.16 |
07/28/2035 | $203,885.94 | $2,777.03 | $1,453.57 | $1,323.47 |
08/28/2035 | $202,553.10 | $2,777.03 | $1,444.19 | $1,332.84 |
09/28/2035 | $201,210.82 | $2,777.03 | $1,434.75 | $1,342.28 |
10/28/2035 | $199,859.03 | $2,777.03 | $1,425.24 | $1,351.79 |
11/28/2035 | $198,497.66 | $2,777.03 | $1,415.67 | $1,361.37 |
12/28/2035 | $197,126.65 | $2,777.03 | $1,406.03 | $1,371.01 |
01/28/2036 | $195,745.93 | $2,777.03 | $1,396.31 | $1,380.72 |
02/28/2036 | $194,355.43 | $2,777.03 | $1,386.53 | $1,390.50 |
03/28/2036 | $192,955.08 | $2,777.03 | $1,376.68 | $1,400.35 |
04/28/2036 | $191,544.81 | $2,777.03 | $1,366.77 | $1,410.27 |
05/28/2036 | $190,124.55 | $2,777.03 | $1,356.78 | $1,420.26 |
06/28/2036 | $188,694.24 | $2,777.03 | $1,346.72 | $1,430.32 |
07/28/2036 | $187,253.78 | $2,777.03 | $1,336.58 | $1,440.45 |
08/28/2036 | $185,803.13 | $2,777.03 | $1,326.38 | $1,450.65 |
09/28/2036 | $184,342.20 | $2,777.03 | $1,316.11 | $1,460.93 |
10/28/2036 | $182,870.93 | $2,777.03 | $1,305.76 | $1,471.28 |
11/28/2036 | $181,389.23 | $2,777.03 | $1,295.34 | $1,481.70 |
12/28/2036 | $179,897.03 | $2,777.03 | $1,284.84 | $1,492.19 |
01/28/2037 | $178,394.27 | $2,777.03 | $1,274.27 | $1,502.76 |
02/28/2037 | $176,880.86 | $2,777.03 | $1,263.63 | $1,513.41 |
03/28/2037 | $175,356.73 | $2,777.03 | $1,252.91 | $1,524.13 |
04/28/2037 | $173,821.81 | $2,777.03 | $1,242.11 | $1,534.92 |
05/28/2037 | $172,276.01 | $2,777.03 | $1,231.24 | $1,545.80 |
06/28/2037 | $170,719.27 | $2,777.03 | $1,220.29 | $1,556.75 |
07/28/2037 | $169,151.49 | $2,777.03 | $1,209.26 | $1,567.77 |
08/28/2037 | $167,572.62 | $2,777.03 | $1,198.16 | $1,578.88 |
09/28/2037 | $165,982.55 | $2,777.03 | $1,186.97 | $1,590.06 |
10/28/2037 | $164,381.23 | $2,777.03 | $1,175.71 | $1,601.32 |
11/28/2037 | $162,768.56 | $2,777.03 | $1,164.37 | $1,612.67 |
12/28/2037 | $161,144.47 | $2,777.03 | $1,152.94 | $1,624.09 |
01/28/2038 | $159,508.88 | $2,777.03 | $1,141.44 | $1,635.59 |
02/28/2038 | $157,861.70 | $2,777.03 | $1,129.85 | $1,647.18 |
03/28/2038 | $156,202.85 | $2,777.03 | $1,118.19 | $1,658.85 |
04/28/2038 | $154,532.25 | $2,777.03 | $1,106.44 | $1,670.60 |
05/28/2038 | $152,849.82 | $2,777.03 | $1,094.60 | $1,682.43 |
06/28/2038 | $151,155.47 | $2,777.03 | $1,082.69 | $1,694.35 |
07/28/2038 | $149,449.12 | $2,777.03 | $1,070.68 | $1,706.35 |
08/28/2038 | $147,730.69 | $2,777.03 | $1,058.60 | $1,718.44 |
09/28/2038 | $146,000.08 | $2,777.03 | $1,046.43 | $1,730.61 |
10/28/2038 | $144,257.21 | $2,777.03 | $1,034.17 | $1,742.87 |
11/28/2038 | $142,502.00 | $2,777.03 | $1,021.82 | $1,755.21 |
12/28/2038 | $140,734.35 | $2,777.03 | $1,009.39 | $1,767.65 |
01/28/2039 | $138,954.19 | $2,777.03 | $996.87 | $1,780.17 |
02/28/2039 | $137,161.41 | $2,777.03 | $984.26 | $1,792.78 |
03/28/2039 | $135,355.94 | $2,777.03 | $971.56 | $1,805.47 |
04/28/2039 | $133,537.68 | $2,777.03 | $958.77 | $1,818.26 |
05/28/2039 | $131,706.53 | $2,777.03 | $945.89 | $1,831.14 |
06/28/2039 | $129,862.42 | $2,777.03 | $932.92 | $1,844.11 |
07/28/2039 | $128,005.24 | $2,777.03 | $919.86 | $1,857.18 |
08/28/2039 | $126,134.91 | $2,777.03 | $906.70 | $1,870.33 |
09/28/2039 | $124,251.33 | $2,777.03 | $893.46 | $1,883.58 |
10/28/2039 | $122,354.41 | $2,777.03 | $880.11 | $1,896.92 |
11/28/2039 | $120,444.06 | $2,777.03 | $866.68 | $1,910.36 |
12/28/2039 | $118,520.17 | $2,777.03 | $853.15 | $1,923.89 |
01/28/2040 | $116,582.65 | $2,777.03 | $839.52 | $1,937.52 |
02/28/2040 | $114,631.41 | $2,777.03 | $825.79 | $1,951.24 |
03/28/2040 | $112,666.35 | $2,777.03 | $811.97 | $1,965.06 |
04/28/2040 | $110,687.37 | $2,777.03 | $798.05 | $1,978.98 |
05/28/2040 | $108,694.37 | $2,777.03 | $784.04 | $1,993.00 |
06/28/2040 | $106,687.25 | $2,777.03 | $769.92 | $2,007.12 |
07/28/2040 | $104,665.92 | $2,777.03 | $755.70 | $2,021.33 |
08/28/2040 | $102,630.27 | $2,777.03 | $741.38 | $2,035.65 |
09/28/2040 | $100,580.20 | $2,777.03 | $726.96 | $2,050.07 |
10/28/2040 | $98,515.61 | $2,777.03 | $712.44 | $2,064.59 |
11/28/2040 | $96,436.39 | $2,777.03 | $697.82 | $2,079.22 |
12/28/2040 | $94,342.45 | $2,777.03 | $683.09 | $2,093.94 |
01/28/2041 | $92,233.67 | $2,777.03 | $668.26 | $2,108.78 |
02/28/2041 | $90,109.96 | $2,777.03 | $653.32 | $2,123.71 |
03/28/2041 | $87,971.21 | $2,777.03 | $638.28 | $2,138.76 |
04/28/2041 | $85,817.30 | $2,777.03 | $623.13 | $2,153.90 |
05/28/2041 | $83,648.14 | $2,777.03 | $607.87 | $2,169.16 |
06/28/2041 | $81,463.61 | $2,777.03 | $592.51 | $2,184.53 |
07/28/2041 | $79,263.61 | $2,777.03 | $577.03 | $2,200.00 |
08/28/2041 | $77,048.03 | $2,777.03 | $561.45 | $2,215.58 |
09/28/2041 | $74,816.75 | $2,777.03 | $545.76 | $2,231.28 |
10/28/2041 | $72,569.67 | $2,777.03 | $529.95 | $2,247.08 |
11/28/2041 | $70,306.67 | $2,777.03 | $514.04 | $2,263.00 |
12/28/2041 | $68,027.64 | $2,777.03 | $498.01 | $2,279.03 |
01/28/2042 | $65,732.47 | $2,777.03 | $481.86 | $2,295.17 |
02/28/2042 | $63,421.04 | $2,777.03 | $465.60 | $2,311.43 |
03/28/2042 | $61,093.24 | $2,777.03 | $449.23 | $2,327.80 |
04/28/2042 | $58,748.95 | $2,777.03 | $432.74 | $2,344.29 |
05/28/2042 | $56,388.05 | $2,777.03 | $416.14 | $2,360.90 |
06/28/2042 | $54,010.43 | $2,777.03 | $399.42 | $2,377.62 |
07/28/2042 | $51,615.97 | $2,777.03 | $382.57 | $2,394.46 |
08/28/2042 | $49,204.55 | $2,777.03 | $365.61 | $2,411.42 |
09/28/2042 | $46,776.05 | $2,777.03 | $348.53 | $2,428.50 |
10/28/2042 | $44,330.34 | $2,777.03 | $331.33 | $2,445.70 |
11/28/2042 | $41,867.32 | $2,777.03 | $314.01 | $2,463.03 |
12/28/2042 | $39,386.84 | $2,777.03 | $296.56 | $2,480.47 |
01/28/2043 | $36,888.80 | $2,777.03 | $278.99 | $2,498.04 |
02/28/2043 | $34,373.06 | $2,777.03 | $261.30 | $2,515.74 |
03/28/2043 | $31,839.50 | $2,777.03 | $243.48 | $2,533.56 |
04/28/2043 | $29,288.00 | $2,777.03 | $225.53 | $2,551.50 |
05/28/2043 | $26,718.42 | $2,777.03 | $207.46 | $2,569.58 |
06/28/2043 | $24,130.64 | $2,777.03 | $189.26 | $2,587.78 |
07/28/2043 | $21,524.53 | $2,777.03 | $170.93 | $2,606.11 |
08/28/2043 | $18,899.96 | $2,777.03 | $152.47 | $2,624.57 |
09/28/2043 | $16,256.80 | $2,777.03 | $133.87 | $2,643.16 |
10/28/2043 | $13,594.92 | $2,777.03 | $115.15 | $2,661.88 |
11/28/2043 | $10,914.18 | $2,777.03 | $96.30 | $2,680.74 |
12/28/2043 | $8,214.46 | $2,777.03 | $77.31 | $2,699.73 |
01/28/2044 | $5,495.61 | $2,777.03 | $58.19 | $2,718.85 |
02/28/2044 | $2,757.50 | $2,777.03 | $38.93 | $2,738.11 |
03/28/2044 | $0.00 | $2,777.03 | $19.53 | $2,757.50 |
TOTAL: | - | $666,488.24 | $346,488.24 | $320,000.00 |
Change options for different scenario in the form below:
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan Equal Housing Lender |
7.990 %
%
|
$418 | Learn More |
|
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New American Funding, LLC |
Cash-Out and Home Equity Options Available. | Learn More | |
|
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AmeriSave Mortgage Corporation |
Home Equity Lines, Refinance, & Second Mortgages | Learn More | |
|
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CrossCountry Mortgage, LLC |
"Unlock Your Home's Potential" | Learn More | |
|
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Figure Home Equity Line Equal Housing Lender |
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | Learn More | |
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details. |