California

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Compare 20-Year Home Equity Loan rates from lenders in California with a loan amount of $ 100,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information.

 

California 20-Year Home Equity Loan

Lender APR (%)? Monthly Payment?

Third Federal Savings and Loan

Equal Housing Lender / NMLS ID: 449401
See Table
8.240 %
$852 Learn More
  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period
More Info

CrossCountry Mortgage, LLC
/ NMLS ID: 3029
"Unlock Your Home's Potential" Learn More
  • Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
  • Unlock Your Home's Value: Discover the Power of our Online HELOC!
  • Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
  • Secure Your Future: Experience the Ease of our Fixed Home Equity Loans
More Info

New American Funding, LLC
/ NMLS ID: 6606
Cash-Out and Home Equity Options Available. Learn More
  • Home Improvement, Buy a Vacation Home
  • 303k+ positive reviews, A rating from the BBB
  • Pay off higher interest rate credit cards, Pay college tuition
  • 100% online mortgage application available
More Info

AmeriSave Mortgage Corporation
/ NMLS ID: 1168
Home Equity Lines, Refinance, & Second Mortgages Learn More
  • Home Equity Lines, Refinance, & Second Mortgages
  • Unlock your Home’s Equity for Cash
  • Low Rates: Instant Quote & Credit Approval
  • Over $100 Billion Funded. 21 Years in Business
More Info

Renovation Finance LLC DBA Renofi
/ NMLS ID: 1802847
Renovation-specific home equity loans based on the AFTER renovation value Learn More
  • Renovation-specific home equity loans based on the AFTER renovation value
  • Borrow up to 90% of your future home value to finance renovations
  • Loans up to $500k with competitive rates from Credit Unions
  • No draws, inspections, or first mortgage refinancing needed
More Info

Unlock Technologies, Inc.
/ NMLS ID: Not a Lender
Get cash now in exchange for a percentage of your homes future equity. Learn More
  • No monthly payments, no interest charges ever.
  • Homeowners with a credit score as low as 550 can qualify.
  • Maximum investment of $500,000.
  • No added debt.
More Info

Figure Home Equity Line

Equal Housing Lender / NMLS ID: 1717824
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. Learn More
  • Fastest way to turn home equity into cash
  • Flexible terms, redraw up to 100%, borrow $20k-$400k
  • Approval in 5 minutes. Funding in as few as 5 days
  • Use to consolidate debt or finance your next home project
More Info
Financial Partners CU
Updated 2024-04-16 / NMLS ID: 401427
See Table
11.375 %
$1,058
Patelco CU
Updated 2024-04-16 / NMLS ID: 506373
See Table
8.250 %
$853
California Credit Union
Updated 2024-04-16 / NMLS ID: 401403
See Table
8.250 %
$853
Los Angeles Police Federal Credit Union
Updated 2024-04-16 / NMLS ID: 506268
See Table
7.375 %
$798
First Tech FCU
Updated 2024-04-16 / NMLS ID: 732452
See Table
10.625 %
$1,007
Safe CU
Updated 2024-04-16 / NMLS ID: 466072
See Table
8.240 %
$852
NuVision FCU
Updated 2024-04-16 / NMLS ID: 447411
See Table
6.500 %
$746
Navy FCU
Updated 2024-04-16 / NMLS ID: 399807
See Table
8.600 %
$875
Stanford FCU
Updated 2024-04-16 / NMLS ID: 729643
See Table
8.240 %
$852
Firefighters First Credit Union
Updated 2024-04-16 / NMLS ID: 649058
See Table
8.250 %
$853
First Financial CU
Updated 2024-04-16 / NMLS ID: 782737
See Table
8.875 %
$892
Arrowhead CU
Updated 2024-04-16 / NMLS ID: 763460
See Table
7.750 %
$821

Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Star One Credit Union
Updated 11/17/2023
Restrictions
See Table
6.315 % $734.72
Patelco Credit Union
Updated 09/22/2023
Restrictions
See Table
8.118 % $843.80

Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

1 Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. Compensation is higher for Featured placements. This table does not include all companies or all available products.

Rates from this table are based on loan amount of $100,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity Loans - Rates are based on a fixed rate home equity loan in California for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $100,000. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Conditions ‘No closing costs’ indicates that customer is not required to pay closing costs on the loan. ‘With closing costs’ indicates that customer is required to pay closing costs on the loan. Rates may include discounts. Rates are subject to change without notice.