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20-Year Home Equity Loan

Waldwick, New Jersey 20-Year Home Equity Loan Rates

Compare 20-Year Home Equity Loan rates from lenders in New Jersey with a loan amount of $ 100,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information.

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New Jersey 20-Year Home Equity Loan

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Lender	APR (%)^?	Monthly Payment^?
Third Federal Savings and Loan Equal Housing Lender / NMLS ID: 449401 See Table	7.990 %	$836	Learn More Add Review
Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
Figure Home Equity Line Equal Housing Lender / NMLS ID: 1717824	HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.		Learn More Add Review
Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $20k-$400k Approval in 5 minutes. Funding in as few as 5 days Use to consolidate debt or finance your next home project More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
Amboy Bank / NMLS ID: 418478	LOAN SALE! Guaranteed 12-month low rate		Learn More Add Review
LOAN SALE! 6.50% APR guaranteed for 12 months A 135-year-old bank in New Jersey. Voted Best Bank 25 years in a row. Change your payment with just a phone call Ongoing access to principal as you pay it back More Info
Amboy Bank has been serving New Jersey for 135 years and has been voted the Best Bank in Central NJ by Home News Tribune readers for 25 years in a row.
Renovation Finance LLC DBA Renofi / NMLS ID: 1802847	Renovation-specific home equity loans based on the AFTER renovation value		Learn More Add Review
Renovation-specific home equity loans based on the AFTER renovation value Borrow up to 90% of your future home value to finance renovations Loans up to $500k with competitive rates from Credit Unions No draws, inspections, or first mortgage refinancing needed More Info
RenoFi Loans are the first Home Equity Loans built specifically for renovations. By factoring in what your home will be worth after the renovation, we enable you to borrow the most money at the lowest rate so you can tackle your entire renovation wishlist. Borrow up to 90% of your future home value with a RenoFi Loan. NMLS # 1802847 / # 2412747
AmeriSave Mortgage Corporation / NMLS ID: 1168	Home Equity Lines, Refinance, & Second Mortgages		Learn More Add Review
Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business More Info
Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business
Kearny Bank Updated 2024-04-15 / NMLS ID: 401080 See Table	8.250 %	$853	Add Review
Valley National Bank Updated 2024-04-15 / NMLS ID: 411254 See Table	7.875 %	$829	Add Review
Webster Bank Updated 2024-04-15 / NMLS ID: 455656 See Table	7.740 %	$821	Add Review
Columbia Bank Updated 2024-04-15 / NMLS ID: 408590 See Table	7.625 %	$814	Add Review
TD Bank Updated 2024-04-15 / NMLS ID: 399800 See Table	8.540 %	$871	Add Review
Navy FCU Updated 2024-04-15 / NMLS ID: 399807 See Table	8.350 %	$859	Add Review
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Kearny Bank Updated 01/23/2023 See Table	5.059 %	$663.22	Learn MoreShow Less Get Home Equity Offers
Spencer Savings Bank, Sla Updated 04/05/2024 See Table	6.125 %	$723.66	Learn MoreShow Less Get Home Equity Offers
Northfield Bank Updated 09/15/2023 See Table	6.250 %	$730.93	Learn MoreShow Less Get Home Equity Offers
Blue Foundry Bank Updated 04/05/2024 See Table	6.250 %	$730.93	Learn MoreShow Less Get Home Equity Offers
The Bank Of Princeton Updated 02/23/2024 See Table	6.516 %	$746.52	Learn MoreShow Less Get Home Equity Offers
Columbia Bank Updated 03/17/2023 See Table	6.700 %	$757.39	Learn MoreShow Less Get Home Equity Offers
Manasquan Bank Updated 10/06/2023 See Table	6.824 %	$764.77	Learn MoreShow Less Get Home Equity Offers
Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

¹ Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. Compensation is higher for Featured placements. This table does not include all companies or all available products.

Rates from this table are based on loan amount of $100,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity Loans - Rates are based on a fixed rate home equity loan in New Jersey for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $100,000. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Conditions ‘No closing costs’ indicates that customer is not required to pay closing costs on the loan. ‘With closing costs’ indicates that customer is required to pay closing costs on the loan. Rates may include discounts. Rates are subject to change without notice.

Waldwick, New Jersey 20-Year Home Equity Loan Rates

New Jersey 20-Year Home Equity Loan

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