Home
Home Equity
5-Year Home Equity Loan

Quincy, Massachusetts 5-Year Home Equity Loan Rates

Compare 5-Year Home Equity Loan rates from lenders in Massachusetts with a loan amount of $ 100,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information.

with Loan Amount:

State or Zip:

Home Value

Mortgage Balance

Massachusetts 5-Year Home Equity Loan

Advertiser Disclosure

Lender	APR (%)^?	Monthly Payment^?
Figure Home Equity Line Equal Housing Lender / NMLS ID: 1717824	HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.		Learn More Add Review
Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $20k-$400k Approval in 5 minutes. Funding in as few as 5 days Use to consolidate debt or finance your next home project More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
New American Funding, LLC / NMLS ID: 6606	Cash-Out and Home Equity Options Available.		Learn More Add Review
Home Improvement, Buy a Vacation Home 303k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available More Info
Cash-Out and Home Equity Options Available.
AmeriSave Mortgage Corporation / NMLS ID: 1168	Home Equity Lines, Refinance, & Second Mortgages		Learn More Add Review
Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business More Info
Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business
CrossCountry Mortgage, LLC / NMLS ID: 3029	"Unlock Your Home's Potential"		Learn More Add Review
Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans More Info
Please note that the interest rates offered are subject to change based on market conditions and borrower eligibility. The pricing and rate provided are accurate as of the specified date. It is important to be aware that the minimum loan amount for any loan program is $50,000. The specific amount and terms of the credit offer will be determined based on underwriting approval and guidelines, which include factors such as your credit history, your ability to make payments, and the available equity in your home. To qualify for this offer, you must meet the required criteria and demonstrate creditworthiness. Additionally, providing up to two years of income verification may be necessary. The severity of your credit may also impact the required down payment. It is crucial to understand that the lender reserves the right to cancel this offer if the provided information cannot be verified. Please note that all bankruptcies must be discharged in order to be eligible. This offer is nontransferable and is specifically available for single-family residences or owner-occupied condominiums. Please be aware that mobile homes and cooperatives are not included in this offer. It is important to note that the lender must hold a valid first lien position, and property hazard insurance is a requirement. These are some key details to consider when evaluating this offer. It is essential to thoroughly review the terms and conditions and seek clarification from the lender regarding any specific questions or concerns you may have before proceeding with the application process.
Workers Credit Union Updated 2024-04-16 / NMLS ID: 472618 See Table	7.125 %	$1,987	Add Review
DCU Updated 2024-04-16 / NMLS ID: 466914 See Table	6.740 %	$1,968	Add Review
Cambridge Savings Bank Updated 2024-04-16 / NMLS ID: 543370 See Table	6.750 %	$1,969	Add Review
Rockland Trust Updated 2024-04-16 / NMLS ID: 401447 See Table	8.749 %	$2,064	Add Review
Washington Trust Company Updated 2024-04-16 / NMLS ID: 414726 See Table	8.000 %	$2,028	Add Review
First Tech FCU Updated 2024-04-16 / NMLS ID: 732452 See Table	8.875 %	$2,070	Add Review
KeyBank - Syracuse Updated 2024-04-16 / NMLS ID: 399797 See Table	14.643 %	$2,354	Add Review
Webster Bank Updated 2024-04-16 / NMLS ID: 455656 See Table	6.615 %	$1,963	Add Review
TD Bank Updated 2024-04-16 / NMLS ID: 399800 See Table	8.140 %	$2,035	Add Review
Navy FCU Updated 2024-04-16 / NMLS ID: 399807 See Table	7.340 %	$1,997	Add Review
PeoplesBank Updated 2024-04-16 / NMLS ID: 644060 See Table	6.500 %	$1,957	Add Review
Service Credit Union Updated 2024-04-16 / NMLS ID: 491588 See Table	6.375 %	$1,951	Add Review
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Family Federal Savings, F.a. Updated 08/29/2019 See Table	3.990 %	$1,841.20	Learn MoreShow Less Get Home Equity Offers
Century Bank And Trust Company Updated 08/28/2019 See Table	4.750 %	$1,875.69	Learn MoreShow Less Get Home Equity Offers
Institution For Savings In Newburyport And Its Vicinity Updated 04/05/2024 See Table	5.000 %	$1,887.12	Learn MoreShow Less Get Home Equity Offers
South Shore Bank Updated 04/28/2023 See Table	5.240 %	$1,898.14	Learn MoreShow Less Get Home Equity Offers
Unibank For Savings Updated 12/14/2022 See Table	5.490 %	$1,909.65	Learn MoreShow Less Get Home Equity Offers
Peoplesbank Updated 04/05/2024 See Table	5.500 %	$1,910.12	Learn MoreShow Less Get Home Equity Offers
Digital Credit Union Updated 04/05/2024 Restrictions See Table	5.620 %	$1,915.66	Learn MoreShow Less Get Home Equity Offers
Fall River Five Cents Savings Bank Updated 04/21/2023 See Table	5.630 %	$1,916.12	Learn MoreShow Less Get Home Equity Offers
The Lowell Five Cent Savings Bank Updated 02/24/2023 See Table	6.000 %	$1,933.28	Learn MoreShow Less Get Home Equity Offers
Rockland Credit Union Updated 02/23/2024 Restrictions See Table	6.000 %	$1,933.28	Learn MoreShow Less Get Home Equity Offers
Avidia Bank Updated 05/05/2023 See Table	6.016 %	$1,934.02	Learn MoreShow Less Get Home Equity Offers
Athol Savings Bank Updated 02/22/2024 See Table	6.500 %	$1,956.61	Learn MoreShow Less Get Home Equity Offers
Bristol County Savings Bank Updated 04/05/2024 See Table	6.750 %	$1,968.35	Learn MoreShow Less Get Home Equity Offers
Middlesex Savings Bank Updated 02/23/2024 See Table	6.750 %	$1,968.35	Learn MoreShow Less Get Home Equity Offers
Westfield Bank Updated 04/05/2024 See Table	7.589 %	$2,008.03	Learn MoreShow Less Get Home Equity Offers
Harborone Bank Updated 04/21/2023 See Table	8.250 %	$2,039.63	Learn MoreShow Less Get Home Equity Offers
Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

¹ Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. Compensation is higher for Featured placements. This table does not include all companies or all available products.

Rates from this table are based on loan amount of $100,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity Loans - Rates are based on a fixed rate home equity loan in Massachusetts for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $100,000. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Conditions ‘No closing costs’ indicates that customer is not required to pay closing costs on the loan. ‘With closing costs’ indicates that customer is required to pay closing costs on the loan. Rates may include discounts. Rates are subject to change without notice.

Quincy, Massachusetts 5-Year Home Equity Loan Rates

Massachusetts 5-Year Home Equity Loan

Products by State

Products by City in Massachusetts