New York

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New York, New York 5-Year Home Equity Loan Rates

Compare 5-Year Home Equity Loan rates from lenders in New York with a loan amount of $ 100,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information.

 

New York 5-Year Home Equity Loan

Lender APR (%)? Monthly Payment?
First National Bank of Scotia
Updated 2024-04-15 / NMLS ID: 486335
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6.750 %
$1,969

| Apr 20, 2022

general admiral

Gouverneur S&L
Updated 2024-04-15 / NMLS ID: 690811
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7.250 %
$1,992
Glens Falls National B&T Co.
Updated 2024-04-16 / NMLS ID: 473214
See Table
6.490 %
$1,957
Carthage Federal S&L
Updated 2024-04-15 / NMLS ID: 485268
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7.190 %
$1,990
Five Star Bank
Updated 2024-04-16 / NMLS ID: 408838
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9.000 %
$2,076
Advantage FCU
Updated 2024-04-15 / NMLS ID: 619501
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8.250 %
$2,040
KeyBank - Syracuse
Updated 2024-04-16 / NMLS ID: 399797
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15.394 %
$2,393
Webster Bank
Updated 2024-04-16 / NMLS ID: 455656
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7.365 %
$1,998
Peoples Security B&T
Updated 2024-04-16 / NMLS ID: 401916
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7.500 %
$2,004
TD Bank
Updated 2024-04-16 / NMLS ID: 399800
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8.590 %
$2,056
Teachers FCU
Updated 2024-04-16 / NMLS ID: 401530
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9.375 %
$2,095
Navy FCU
Updated 2024-04-16 / NMLS ID: 399807
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7.590 %
$2,009
Canandaigua National B&T
Updated 2024-04-16 / NMLS ID: 501867
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9.555 %
$2,103
Northwest Bank
Updated 2024-04-16 / NMLS ID: 419814
See Table
9.000 %
$2,076
Pioneer Bank
Updated 2024-04-16 / NMLS ID: 612446
See Table
7.500 %
$2,004
Watertown Savings Bank
Updated 2024-04-16 / NMLS ID: 519199
See Table
7.000 %
$1,981
AmeriCU Credit Union
Updated 2024-04-15 / NMLS ID: 412492
See Table
8.490 %
$2,052
Northern CU
Updated 2024-04-16 / NMLS ID: 407604
See Table
5.160 %
$1,895
Community Bank N.A.
Updated 2024-04-15 / NMLS ID: 446398
See Table
7.750 %
$2,016
Chemung Canal Trust Co.
Updated 2024-04-16 / NMLS ID: 800649
See Table
6.500 %
$1,957
Tioga State Bank
Updated 2024-04-16 / NMLS ID: 401332
See Table
6.750 %
$1,969
SeaComm FCU
Updated 2024-04-15 / NMLS ID: 407600
See Table
9.250 %
$2,088
ESL FCU
Updated 2024-04-16 / NMLS ID: 423578
See Table
8.350 %
$2,045

Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Watertown Savings Bank
Updated 08/14/2019
See Table
4.360 % $1,857.94
Chemung Canal Trust Company
Updated 02/23/2024
See Table
5.000 % $1,887.12
Pioneer Bank
Updated 04/05/2024
See Table
5.375 % $1,904.35
Northfield Bank
Updated 09/15/2023
See Table
5.750 % $1,921.68
The Bank Of Greene County
Updated 04/05/2024
See Table
6.179 % $1,941.61
The First National Bank Of Long Island
Updated 08/11/2023
See Table
6.750 % $1,968.35

Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

1 Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. Compensation is higher for Featured placements. This table does not include all companies or all available products.

Rates from this table are based on loan amount of $100,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity Loans - Rates are based on a fixed rate home equity loan in New York for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $100,000. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Conditions ‘No closing costs’ indicates that customer is not required to pay closing costs on the loan. ‘With closing costs’ indicates that customer is required to pay closing costs on the loan. Rates may include discounts. Rates are subject to change without notice.