Utica, New York 15-Year Fixed Mortgage Rates 2024

Compare New York 15-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

Utica, New York 15-Year Fixed Conforming Mortgage

April 16, 2024
Average: 6.97% APR

Lender	APR	Rate (%)	Monthly Payment?
Reliant Home Funding, Inc NMLS ID: 292473 License#: Yes	6.964% 15 Yr Fixed	6.750% Fees & Points $4,244 Total 0.767 Pts: $2,454 $1,790 Fees	$2,832	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	7.015% 15 Yr Fixed	6.875% Fees & Points $2,800 Total 0.875 Pts: $2,800 $0 Fees	$2,854	Learn More See Table View
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Pnc Bank, National Association Updated 10/04/2022	5.66%	5.38% 0.00 points $3,210.00 fees	$2,593.49	Learn MoreShow Less See Table View
Esl Credit Union Updated 02/10/2023 Restrictions	5.51%	5.51% 0.25 points $0.00 fees	$2,616.71	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.25%	5.88% 0.95 points $0.00 fees	$2,678.78	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.45%	5.99% 2.00 points $6,000.00 fees	$2,698.61	Learn MoreShow Less See Table View
Elmira Savings Bank Updated 06/15/2022	6.42%	6.00% 0.00 points $3,210.00 fees	$2,700.34	Learn MoreShow Less See Table View
Lake Shore Savings Bank Updated 06/15/2022	6.21%	6.00% 0.00 points $3,210.00 fees	$2,700.34	Learn MoreShow Less See Table View
Citizens Updated 05/08/2023	6.11%	6.00% 0.25 points $0.00 fees	$2,700.34	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.04%	6.00% 0.00 points $2,784.00 fees	$2,700.34	Learn MoreShow Less See Table View
Tompkins Community Bank Updated 02/23/2024	6.44%	6.03% 0.00 points $0.00 fees	$2,705.01	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.30%	6.13% 0.00 points $0.00 fees	$2,722.00	Learn MoreShow Less See Table View
Orange Bank & Trust Company Updated 04/05/2024	7.14%	6.14% 0.00 points $0.00 fees	$2,724.78	Learn MoreShow Less See Table View
The Bank Of Greene County Updated 04/05/2024	6.82%	6.19% 0.00 points $0.00 fees	$2,733.82	Learn MoreShow Less See Table View
Ridgewood Savings Bank Updated 02/23/2024	6.78%	6.23% 0.00 points $0.00 fees	$2,740.27	Learn MoreShow Less See Table View
Trustco Bank Updated 10/06/2022	6.35%	6.25% 0.00 points $0.00 fees	$2,743.75	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.42%	6.25% 0.00 points $0.00 fees	$2,743.75	Learn MoreShow Less See Table View
Maspeth Federal Savings And Loan Association Updated 02/03/2023	6.26%	6.26% 0.00 points $0.00 fees	$2,746.20	Learn MoreShow Less See Table View
Bank Of The West Updated 06/02/2023	6.16%	6.34% 0.63 points $3,261.00 fees	$2,759.65	Learn MoreShow Less See Table View
Wayne Bank Updated 04/05/2024	6.47%	6.34% 1.00 points $0.00 fees	$2,759.82	Learn MoreShow Less See Table View
Citibank, National Association Updated 04/05/2024	6.58%	6.35% 0.88 points $2,739.00 fees	$2,761.57	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.65%	6.38% 0.00 points $4,266.00 fees	$2,765.60	Learn MoreShow Less See Table View
Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.