Alabama

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Opelika, Alabama 20-Year Fixed Jumbo Mortgage Rates 2024

Compare Alabama 20-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Opelika, Alabama 20-Year Fixed Jumbo Mortgage

April 16, 2024
Average: 8.40% APR
Lender APR Rate (%) Monthly
Payment?
PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
6.342% 20 Yr Fixed 6.125% Fees & Points $10,500 Total
0.750 Pts: $4,500
$6,000 Fees

$4,342

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Northpointe Bank

Northpointe Bank

NMLS ID: 447490
6.483% 20 Yr Fixed 6.375% Fees & Points $5,166 Total
0.861 Pts: $5,166
$0 Fees

$4,430

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
20 Yr Fixed

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • $0 down payment for Veterans homebuying with a VA Loan
  • Secure preapproval quickly with 24/7 access
  • Tap into a network of 9,000+ Veteran-friendly real estate agents
  • 350,000+ verified customer reviews, 4.8/5 average rating
20 Yr Fixed

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MortgageResearch.com

MortgageResearch.com

NMLS ID: Not a Lender
  • Premier resource for one-stop lender shopping
  • Get personalized purchase & refinance options
  • Find out what you're eligible for fast
20 Yr Fixed

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
20 Yr Fixed

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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Pnc Bank, National Association


Updated 10/04/2022

6.11%

5.88%
0.00 points
$3,210.00 fees

$4,255.43


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Apco Employees Credit Union


Updated 03/27/2024
Restrictions

6.59%

6.50%
0.00 points
$2,013.00 fees

$4,473.44


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Peoples Bank Of Alabama


Updated 06/15/2022

7.48%

7.25%
0.00 points
$3,731.00 fees

$4,742.26


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Apco Employees Credit Union


Updated 03/27/2024
Restrictions

7.40%

7.38%
0.00 points
$2,613.00 fees

$4,787.80


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Truist Bank


Updated 06/15/2022

8.27%

8.00%
0.00 points
$3,658.00 fees

$5,018.64


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Truist Bank


Updated 06/15/2022

8.33%

8.13%
0.00 points
$4,214.00 fees

$5,067.29


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Data provided by BestCashCow

1 Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in Alabama. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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