Santa Maria, California 20-Year Fixed Jumbo Mortgage Rates 2024

Compare California 20-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Santa Maria, California 20-Year Fixed Jumbo Mortgage

April 16, 2024
Average: 8.35% APR

Lender	APR	Rate (%)	Monthly Payment?
PenFed Credit Union NMLS ID: 401822	6.500% 20 Yr Fixed	6.250% Fees & Points $12,000 Total 1.000 Pts: $6,000 $6,000 Fees	$4,386	Learn More See Table View
PADDIO NMLS ID: 1907	7.250% 20 Yr Fixed	7.250% Fees & Points ($11,878) Total -2.563 Pts: ($15,378) $3,500 Fees	$4,743	Learn More See Table View
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
U.s. Bank National Association Updated 05/07/2023	5.97%	5.75% 0.57 points $0.00 fees	$4,212.50	Learn MoreShow Less See Table View
Star One Credit Union Updated 11/17/2023 Restrictions	6.96%	6.07% 0.00 points $0.00 fees	$4,323.89	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 04/05/2024	6.82%	6.13% 2.00 points $3,210.00 fees	$4,344.75	Learn MoreShow Less See Table View
Star One Credit Union Updated 11/17/2023 Restrictions	7.03%	6.14% 0.00 points $0.00 fees	$4,346.84	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.48%	6.25% 0.00 points $0.00 fees	$4,385.57	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$4,385.57	Learn MoreShow Less See Table View
Logix Credit Union Updated 04/05/2024 Restrictions	6.73%	6.75% 0.00 points $0.00 fees	$4,562.18	Learn MoreShow Less See Table View
San Diego County Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $0.00 fees	$4,696.92	Learn MoreShow Less See Table View
Wescom Central Credit Union Updated 06/15/2022 Restrictions	7.19%	7.13% 1.00 points $0.00 fees	$4,698.73	Learn MoreShow Less See Table View
First Technology Credit Union Updated 02/06/2023 Restrictions	7.45%	7.25% 0.13 points $0.00 fees	$4,742.26	Learn MoreShow Less See Table View
San Diego County Credit Union Updated 06/15/2022 Restrictions	7.41%	7.38% 0.00 points $0.00 fees	$4,787.80	Learn MoreShow Less See Table View
Chevron Credit Union Updated 06/15/2022 Restrictions	7.51%	7.50% 0.00 points $0.00 fees	$4,833.56	Learn MoreShow Less See Table View
Chevron Credit Union Updated 06/15/2022 Restrictions	7.52%	7.50% 0.00 points $0.00 fees	$4,833.56	Learn MoreShow Less See Table View
Citizens Equity First Credit Union Updated 06/15/2022 Restrictions	7.52%	7.50% 0.00 points $2,936.00 fees	$4,833.56	Learn MoreShow Less See Table View
Cit Bank, National Association Updated 06/15/2022	7.65%	7.60% 0.00 points $0.00 fees	$4,870.31	Learn MoreShow Less See Table View
Axos Bank Updated 06/15/2022	8.41%	8.38% 0.00 points $3,658.00 fees	$5,161.46	Learn MoreShow Less See Table View
Axos Bank Updated 06/15/2022	8.39%	8.38% 0.00 points $4,214.00 fees	$5,161.46	Learn MoreShow Less See Table View
Data provided by BestCashCow

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in California. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.