F&M Bank offers 4% APY Performance Rewards Checking.
To qualify for the Performance Rewards Checking interest rate, and to be reimbursed for non-F&M ATM transactions, you must meet the following requirements each month: (1)Ten debit card transactions must post and clear per statement cycle. (2) Receive your monthly statement electronically. (3) Set up one monthly direct deposit or automatic payment that posts and clears once per statement cycle(4) Access online banking at least once per statement cycle. 1.00% APY will be paid on balances $20,000.01 - $50,000 and 0.50% APY will be paid on balances $50,000.01 and up. Account balances over $20,000 will earn a blended interest rate if all qualifications are met. If you do not meet the above requirements during your monthly statement cycle, you will earn .05% APY on your entire balance.