Incredible Bank, a division of River Valley Bank

Deposit Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD 0.30% 1.01% →
2-Year CD 0.40% 0.95% →
3-Year CD 0.50% 1.21% →
4-Year CD N.A. 1.26% →
5-Year CD N.A. 1.30% →

2020 Overview

General Online Bank Information

Money that you deposit is held by IncredibleBank. IncredibleBank is an FDIC insured institution founded in 1967. It has approximately $1.46 billion in assets.

Deposits FDIC Insured Yes
Insured Bank IncredibleBank
FDIC Certificate # 19772
Date Established 1967
Assets $1.46 billion
Loans $1.07 billion
Deposits $1.18 billion
Capital $0.14 billion

For a more detailed analysis of IncredibleBank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 27, 2020

Online CD Rates
Online CD Rates APY MIN MAX
12 Month CD
0.30% $1,000 - Learn More
24 Month CD
0.40% $1,000 - Learn More
36 Month CD
0.50% $1,000 - Learn More
Online Interest Checking Rates
Online Interest Checking Rates APY Min Max
E-INT 0.05% $0 $250,000 See More



Customer Reviews for Incredible Bank, a division of River Valley Bank


  • August 04, 2020 |

    Read the reviews, but did not have the same experience. I was blown away by the exceptional customer service! There are easy ways to avoid paper statement fees (like setting up Estatements). Love this bank, and the handwritten thank you note I received!

  • July 11, 2018 |

    Online Savings Rates

    and, I left it alone for a bit and racked up a ton of $15 statement fees that they wouldn't waive. Ended up with a lot less. Put your money some where else.

  • March 25, 2018 |

    Online Savings Rates

    This is supposed to be a list of internet banks. Internet banks don't charge outrageous fees, treat their users like shit and have zero customer service like this one. I have no idea why you jackasses at Bankrate keep this on your list.

  • January 31, 2018 |

    Online Savings Rates

    Nasty, disrespectful, awful, ... Other words come to mind but I would probably be censored.

  • January 08, 2018 |

    Online Savings Rates

    You are charging me a $15 paper statement fee for an online account and no way to get out of it?

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