Incredible Bank, a division of River Valley Bank

Deposit Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD 0.30% 0.71% →
2-Year CD 0.40% 0.81% →
3-Year CD 0.50% 0.91% →
4-Year CD N.A. 1.04% →
5-Year CD N.A. 1.15% →

2021 Overview

General Online Bank Information

Money that you deposit is held by IncredibleBank. IncredibleBank is an FDIC insured institution founded in 1967. It has approximately $1.70 billion in assets.

Deposits FDIC Insured Yes
Insured Bank IncredibleBank
FDIC Certificate # 19772
Date Established 1967
Assets $1.7 billion
Loans $1.33 billion
Deposits $1.38 billion
Capital $0.14 billion

For a more detailed analysis of IncredibleBank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - February 27, 2021

Online CD Rates
Online CD Rates APY MIN MAX
12 Month CD
0.30% $1,000 - Learn More
24 Month CD
0.40% $1,000 - Learn More
36 Month CD
0.50% $1,000 - Learn More
Online Interest Checking Rates
Online Interest Checking Rates APY Min Max
E-INT 0.05% $0 $250,000 See More


Customer Reviews for Incredible Bank, a division of River Valley Bank

  • January 04, 2021 |

    The rate is 0.25% on balances under $300,000. Nobody in their right mind is going to go over $250,000 in this bank. Bestcashcow should remove it.

  • November 27, 2020 |

    I thought it was a good rate, but I am not going over FDIC limits in a bank I've never heard of.

  • November 07, 2020 |

    $300,000 is $50,000 over FDIC limits on a personal account. I know nothing about River National Bank but I wouldn't take the risk.

  • August 04, 2020 |

    Read the reviews, but did not have the same experience. I was blown away by the exceptional customer service! There are easy ways to avoid paper statement fees (like setting up Estatements). Love this bank, and the handwritten thank you note I received!

  • July 11, 2018 |

    Online Savings Rates

    and, I left it alone for a bit and racked up a ton of $15 statement fees that they wouldn't waive. Ended up with a lot less. Put your money some where else.

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