Rising Bank, a division of Midwest BankCentre

Deposit Rates APY Vs.Others
Savings 5.00% 5.55% →
1-Year CD 5.31% 5.60% →
2-Year CD 4.30% 4.90% →
3-Year CD 4.35% 5.00% →
4-Year CD N.A. 4.55% →
5-Year CD N.A. 4.55% →

2024 Overview

General Online Bank Information

Money that you deposit is held by Midwest BankCentre. Midwest BankCentre is an FDIC insured institution founded in 1906. It has approximately $2.75 billion in assets.

Deposits FDIC Insured Yes
Insured Bank Midwest BankCentre
FDIC Certificate # 1058
Date Established 1906
Assets $2.75 billion
Loans $2.12 billion
Deposits $2.3 billion
Capital $0.29 billion

For a more detailed analysis of Midwest BankCentre's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 24, 2024

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
Online Savings
5.00% $1,000 500,000 Learn More
Online CD Rates
Online CD Rates APY MIN MAX
6 Month CD
5.31% $1,000 - Learn More
1-Year CD
5.31% $1,000 $500,000 Learn More
15 Month Term CD
5.00% $1,000 $500,000 Learn More
Rising CD 18 Month
4.30% $5,000 - Learn More
2 Year Jumbo cD
4.30% $100,000 $500,000 Learn More
24 Month CD
4.25% $1,000 - Learn More
Rising 26 Month CD
4.20% $10,000 - Learn More
36 Month CD
3.85% $1,000 - Learn More
Rising 36 Month CD
4.35% $25,000 - Learn More


Climate Policy and Initiatives

Rising Bank, a division of Midwest BankCentre is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.



Customer Reviews for Rising Bank, a division of Midwest BankCentre


  • August 26, 2022

    Online Savings Rates

    Too slow to raise rates.

  • May 19, 2022 |

    Online CDs 12 Month Rates

    I am singing the blues with Rising. I had opened about 8 months ago when they were a rate leader at 0.60%. Now they are at 0.65% and everyone is much higher and I cannot seems to get my cash out fast enough.

  • August 13, 2021 |

    Online Savings Rates

    Very pleased with the no penalty cd which locks in a rate for 15 months and is always .10% above the savings rate.

  • June 25, 2020

    Online CDs 12 Month Rates

    I can tell you nothing of this bank. I can tell you the rate posted here is incorrect (FIFTH one today!) I only wish I could review BestCashCow.

  • June 28, 2019 |

    Online CDs 12 Month Rates

    I called and was told that the early withdrawal penalties are only 90 days on a 1-year CD and 180 days on anything longer. That seems more reasonable that the other penalties I see in this table. Is there any bank offering still lower early penalties in case I need the money in an emergency?


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