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Image Courtesy: www.pixabay.com
Compare California 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.
| Lender | APR | Rate (%) | Monthly Payment? |
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Nation Home Loans NMLS ID: 1513908 |
6.733% 20 Yr Fixed |
6.500%
Fees & Points
$6,149 Total
0.701 Pts: $2,243 $3,906 Fees |
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Direct Home Lending NMLS ID: 274058 |
6.982% 20 Yr Fixed |
6.875%
Fees & Points
$2,666 Total
0.833 Pts: $2,666 $0 Fees |
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The Loan Exchange NMLS ID: 1637539 License#: DFPI 603L358 |
7.238% 20 Yr Fixed |
7.125%
Fees & Points
$2,800 Total
0.875 Pts: $2,800 $0 Fees |
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New American Funding, LLC NMLS ID: 6606 |
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details. |
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U.s. Bank National Association Updated 05/07/2023 |
5.97% |
5.75%
0.57 points $0.00 fees |
$2,246.67 |
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El Dorado Savings Bank, F.s.b. Updated 04/05/2024 |
6.12% |
6.12%
0.00 points $0.00 fees |
$2,314.79 |
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Updated 04/05/2024 |
6.82% |
6.13%
2.00 points $3,210.00 fees |
$2,317.20 |
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Updated 11/17/2023 Restrictions |
7.03% |
6.14%
0.00 points $0.00 fees |
$2,318.31 |
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Citibank, National Association Updated 06/15/2022 |
6.38% |
6.25%
0.13 points $2,739.00 fees |
$2,338.97 |
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Updated 09/22/2023 Restrictions |
7.25% |
6.49%
0.00 points $0.00 fees |
$2,383.57 |
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Updated 04/05/2024 Restrictions |
6.73% |
6.75%
0.00 points $0.00 fees |
$2,433.16 |
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Updated 06/15/2022 Restrictions |
7.19% |
7.13%
1.00 points $0.00 fees |
$2,505.99 |
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Updated 02/06/2023 Restrictions |
7.45% |
7.25%
0.13 points $0.00 fees |
$2,529.20 |
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Citizens Equity First Credit Union Updated 06/15/2022 Restrictions |
7.52% |
7.50%
0.00 points $2,936.00 fees |
$2,577.90 |
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Cit Bank, National Association Updated 06/15/2022 |
7.65% |
7.60%
0.00 points $0.00 fees |
$2,597.50 |
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Data provided by BestCashCow |
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1 Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.
