Modesto, California 30-Year Fixed Mortgage Refinance Rates 2024

Compare California 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Modesto, California 30-Year Fixed Conforming Mortgage Refinance

April 16, 2024
Average: 7.72% APR

Lender	APR	Rate (%)	Monthly Payment?
District Lending NMLS ID: 1835285	6.835% 30 Yr Fixed	6.750% Fees & Points $2,800 Total 0.625 Pts: $2,000 $800 Fees	$2,076	Learn More See Table View
The Loan Exchange NMLS ID: 1637539 License#: DFPI 603L358	7.212% 30 Yr Fixed	7.125% Fees & Points $2,800 Total 0.875 Pts: $2,800 $0 Fees	$2,156	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	7.576% 30 Yr Fixed	7.500% Fees & Points $2,400 Total 0.750 Pts: $2,400 $0 Fees	$2,238	Learn More See Table View
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 04/05/2024	7.05%	6.25% 1.88 points $3,210.00 fees	$1,969.25	Learn MoreShow Less See Table View
El Dorado Savings Bank, F.s.b. Updated 04/05/2024	6.34%	6.34% 0.00 points $0.00 fees	$1,989.06	Learn MoreShow Less See Table View
Star One Credit Union Updated 11/17/2023 Restrictions	7.25%	6.36% 0.00 points $0.00 fees	$1,992.83	Learn MoreShow Less See Table View
Citibank, National Association Updated 04/05/2024	7.10%	6.72% 0.63 points $2,739.00 fees	$2,068.50	Learn MoreShow Less See Table View
Redwood Credit Union Updated 04/05/2024 Restrictions	6.67%	6.74% 0.00 points $0.00 fees	$2,072.75	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.84 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Oneunited Bank Updated 06/15/2022	7.00%	6.88% 0.00 points $4,876.00 fees	$2,102.17	Learn MoreShow Less See Table View
Fremont Bank Updated 04/05/2024	6.79%	6.88% 0.88 points $0.00 fees	$2,103.24	Learn MoreShow Less See Table View
Patelco Credit Union Updated 09/22/2023 Restrictions	7.48%	6.96% 0.00 points $0.00 fees	$2,119.95	Learn MoreShow Less See Table View
First Northern Bank Of Dixon Updated 03/24/2023	7.03%	7.03% 0.00 points $0.00 fees	$2,134.56	Learn MoreShow Less See Table View
Logix Credit Union Updated 04/05/2024 Restrictions	7.21%	7.09% 0.00 points $0.00 fees	$2,148.34	Learn MoreShow Less See Table View
Educational Employees Credit Union Updated 06/15/2022 Restrictions	7.17%	7.13% 0.00 points $0.00 fees	$2,155.90	Learn MoreShow Less See Table View
Safe Credit Union Updated 06/15/2022 Restrictions	7.26%	7.13% 0.50 points $0.00 fees	$2,155.90	Learn MoreShow Less See Table View
Wescom Central Credit Union Updated 06/15/2022 Restrictions	7.30%	7.25% 0.00 points $0.00 fees	$2,182.96	Learn MoreShow Less See Table View
Bank Of Hope Updated 02/28/2024	6.47%	7.38% 0.00 points $0.00 fees	$2,210.16	Learn MoreShow Less See Table View
First Technology Credit Union Updated 02/06/2023 Restrictions	7.52%	7.38% -0.13 points $0.00 fees	$2,210.16	Learn MoreShow Less See Table View
The Golden 1 Credit Union Updated 06/15/2022 Restrictions	7.44%	7.38% 0.00 points $3,321.00 fees	$2,210.16	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 04/05/2024	7.58%	7.44% 0.00 points $0.00 fees	$2,225.23	Learn MoreShow Less See Table View
Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.