Compound Interest Calculator
CD Account from Americana Community Bank with 0.77% APY

Small differences in savings or CD rates may seem trivial. But, earning more in your savings and CD accounts can lead to much larger account balances over time when you examine the difference in compound interest over time. Use our calculator on the right below to see how much larger your accounts can be by moving to higher earning savings and CD rates.

Use or Change These Amounts and Rates

The Results for Americana Community Bank

Savings Boost of
$816 over 10 years
Cash Savings $20,000
Average Interest Earned $300

 
Americana Community Bank Interest Earned $1,116

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.21%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 42 30
2 20,042 42 30
3 20,085 43 30
4 20,127 43 30
5 20,170 43 30
6 20,213 43 30
7 20,256 43 30
8 20,299 43 30
9 20,342 43 30
10 20,385 43 30
TOTAL: $428 $300

Americana Community Bank Scenario

Rate:
0.77%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 154 108
2 20,154 155 109
3 20,309 156 109
4 20,466 158 110
5 20,623 159 111
6 20,782 160 112
7 20,942 161 113
8 21,103 162 114
9 21,266 164 115
10 21,429 165 116
TOTAL: $1,594 $1,116

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

 

Featured CD Rates

ONLINE BANKS APY? MIN?

Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%.

Last change: ↑0.46% on December 15, 2023.

Last change: ↑0.20% on September 8, 2023.

Last change: ↓0.05% on March 15.

Last change: ↑0.09% on March 12.