The product CD Account from BBVA USA with 0.40% APY and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $20,815. The interest earned would be $815 and the tax amount on the interest earned would be approximately $244.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
| Rate: 0.75% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 150 | 105 |
| 2 | 20,150 | 151 | 106 |
| 3 | 20,300 | 152 | 106 |
| 4 | 20,452 | 153 | 107 |
| 5 | 20,605 | 154 | 108 |
| 6 | 20,759 | 155 | 109 |
| 7 | 20,915 | 156 | 110 |
| 8 | 21,071 | 158 | 110 |
| 9 | 21,229 | 159 | 111 |
| 10 | 21,387 | 160 | 112 |
| TOTAL: | $1,547 | $1,083 |
| Rate: 0.40% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 80 | 56 |
| 2 | 20,080 | 80 | 56 |
| 3 | 20,160 | 81 | 56 |
| 4 | 20,241 | 81 | 57 |
| 5 | 20,322 | 81 | 57 |
| 6 | 20,403 | 82 | 57 |
| 7 | 20,485 | 82 | 57 |
| 8 | 20,567 | 82 | 58 |
| 9 | 20,649 | 83 | 58 |
| 10 | 20,732 | 83 | 58 |
| TOTAL: | $815 | $570 |
The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
Learn More | |
|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
Learn More | |
|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
Learn More | |
|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
Learn More | |
|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
Learn More | |
|
Last change: ↑0.09% on March 12. |
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Customer Reviews for BBVA USA
Afeica
August 7, 2020 |
Had a car loan with them. Paid it off because I was selling the vehicle. They told me it would take 10 business days to clear the transaction (it was immediate via electronic) and was out of my account that day. But still took the ten days anyway.
Then they said they would mail the title to me after that time. Two weeks later, 5 phone calls to their call center (in Columbia) and still no title! Has now been over a month from the day I paid the loan off, no tracking number to find my title, no title, no way to get a replacement because they wont send me a lien letter to I can apply for a new one GRRRRrrrrrrr!!!!! Of course my buyer got tired of waiting and now here I sit. I have had other auto loans with other banks, paid it off, got the title immediately, literally the same day, but not BBVA, worst banking experience EVER and I'm 62 years old with lots of banking interaction!
DO NOT DO BUSINESS WITH THIS COMPANY!!!! If I could give less that a 1 I would!
Is this review helpful? Yes:2 / No: 0
cachimama
July 6, 2016
Some of personal on the Bank in Grandteras CA are lack to be desired to do business, never on time and lair's.
Is this review helpful? Yes:1 / No: 0
Max
June 8, 2016
This rate still good, online only and only personal no business
Is this review helpful? Yes:1 / No: 0
Kosher22
April 18, 2016
Rate ended 4/1/16 according to Compass
Is this review helpful? Yes:1 / No: 0
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