Free · iOS & Android
Find the best rates for your cash.
Compare today's top savings, CD and money-market rates from banks and credit unions across the country — right from your phone.
🚀 iOS launching soon — meanwhile, browse all rates at bestcashcow.com
15,000+banks & credit unions
Dailyrate updates
$0no account needed
Everything you need to earn more on your savings
BestCashCow has tracked deposit rates since 2005. The app puts that same independent, unbiased data in your pocket.
Compare top rates
Side-by-side savings, money-market and CD rates, sorted so the highest APY is always first.
Rate-change alerts
Tap the bell on any rate and get a push notification the moment it goes up or down.
Research institutions
Full profiles for banks and credit unions — assets, FDIC/NCUA status, routing numbers and more.
Compound calculator
See exactly how much more you'd earn at the best rate vs. the average — after tax.
Treasury vs. CDs
A daily chart comparing Treasury yields against the top bank and credit-union CD APYs.
Free & unbiased
No account, no sign-up, no selling your data. Just the rates, updated every day.
Rates
Today's best savings & CD rates
Browse the highest-yielding accounts nationwide. Filter by product type, term and institution, or search for a bank by name.
- Savings, money-market & CD tabs
- Minimum deposit and last-change date on every card
- Online and local institutions in one list
Alerts
Never miss a rate move
Track any savings or CD rate and BestCashCow sends a push notification whenever it changes — so you can lock in before it drops, or move your money when it climbs.
- One-tap tracking from any rate card
- Push alerts on every increase or decrease
- All your tracked rates in one place
Banks
Know who you're banking with
Detailed profiles for more than 15,000 banks and credit unions — headquarters, year established, total assets, insurance status, routing & SWIFT numbers, and a climate grade.
- Separate Banks and Credit Unions views
- FDIC / NCUA insurance at a glance
- All rate products for each institution
Tools
See what a better rate is worth
The compound-interest calculator shows your savings boost — the extra money you'd earn at the best rate versus the average — over any time horizon, after tax.
- Adjustable amount, rate, term and tax rate
- Instant after-tax results and final balance
- Year-by-year balance growth
Take a look inside
Clean, fast and focused on one thing: helping you earn more on your cash.
Start earning more on your savings
Download BestCashCow free — no account, no sign-up, just the best rates in the country.
