You are viewing online interest checking rates.

Online Checking Rates

Online checking accounts provide users with greater interest in return for not banking with a brick and mortar branch or location. Online checking accounts generally come with a debit card and bill pay and allow users to deposit money via mail or electronic transfers. Most online banks also refund foreign ATM fees. Below are current online checking account rates.

May 27, 2017
APY MIN MAX
Northpointe Bank 5.00% $100 _
Memory bank 1.50% $0 _
Capital One 360 0.80% $100,000 _
Bank5 Connect 0.76% $10 _
Capital One 360 0.75% $50,000 $100,000
Bank of Internet 0.71% $500 _
Clear Sky Accounts 0.70% $25,000 $250,000
Incredible Bank 0.66% $0 $250,000
FNBO Direct 0.65% $0 _
Virtualbank 0.65% $50,000 _
EverBank 0.61% $25,000 _
Mutual of Omaha Bank 0.50% $1,500 $250,000
AirBanking 0.45% $50,000 _
iGobanking.com 0.25% $1 _

  • vykiria pettway

    February 17, 2016

    $10.45

  • Susie, 5/6/14

    May 05, 2014

    Capital One 360's rates are currently much lower: 0.8, 0.75, and 0.2 for < $50,000! They were much better when they were ING!

  • George Tewlow

    August 14, 2013

    Incredible Bank's rates drop every time I check this site. This bank is anything less than incredible and not to be trusted with your money.

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