You are viewing online interest checking rates.
Online checking accounts provide users with greater interest in return for not banking with a brick and mortar branch or location. Online checking accounts generally come with a debit card and bill pay and allow users to deposit money via mail or electronic transfers. Some online banks also refund foreign ATM fees. Below are current online checking account rates.
| Online Banks | APY | MIN | MAX | |
|---|---|---|---|---|
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1.19% | $0 | $25,000 | |
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0.70% | $25,000 | $250,000 | |
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0.50% | $1,500 | $250,000 | |
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0.40% | $0 | _ | |
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0.40% | $10 | _ | |
Available in all states except MA/RI. |
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0.40% | $25,000 | _ | |
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0.25% | $1 | _ | |
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0.25% | $50,000 | _ | |
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0.20% | $50,000 | _ | |
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0.15% | $100,000 | _ | |
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0.10% | $2,500 | _ | |
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0.05% | $0 | $250,000 | |
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0.05% | $0 | _ | |
Requires 1 direct deposit each billing cycle and 5 debit card transactions. Billing cycles end the 15th of each month. |
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0.00% | $0 | _ | |