Comparison of Mortgage Products - October 2024

Compare 30 Years and 5.75% from Foundation Home Loans, LLC with 30 Years and 6.00% from PenFed Credit Union

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Mortgages rates may change or may not be renewable for the length of the term of the analysis.

PRODUCT

BANK

TOTAL TERM

TERM (I.O. OR A.R.M.)

INTEREST RATE

INTEREST TYPE

BANK TYPE

SCENARIO
Mortgage Principal : $320,000

Fixed

Foundation Home Loans, LLC

30 Years

5.75%

SCENARIO

Date	Principal Balance^?	Monthly Payment^?	Interest^?	Monthly Amortization^?
11/04/2024	$319,665.90	$1,867.43	$1,533.33	$334.10
12/04/2024	$319,330.20	$1,867.43	$1,531.73	$335.70
01/04/2025	$318,992.89	$1,867.43	$1,530.12	$337.31
02/04/2025	$318,653.96	$1,867.43	$1,528.51	$338.93
03/04/2025	$318,313.42	$1,867.43	$1,526.88	$340.55
04/04/2025	$317,971.23	$1,867.43	$1,525.25	$342.18
05/04/2025	$317,627.41	$1,867.43	$1,523.61	$343.82
06/04/2025	$317,281.94	$1,867.43	$1,521.96	$345.47
07/04/2025	$316,934.82	$1,867.43	$1,520.31	$347.12
08/04/2025	$316,586.03	$1,867.43	$1,518.65	$348.79
09/04/2025	$316,235.57	$1,867.43	$1,516.97	$350.46
10/04/2025	$315,883.44	$1,867.43	$1,515.30	$352.14
11/04/2025	$315,529.61	$1,867.43	$1,513.61	$353.83
12/04/2025	$315,174.09	$1,867.43	$1,511.91	$355.52
01/04/2026	$314,816.87	$1,867.43	$1,510.21	$357.22
02/04/2026	$314,457.93	$1,867.43	$1,508.50	$358.94
03/04/2026	$314,097.28	$1,867.43	$1,506.78	$360.66
04/04/2026	$313,734.89	$1,867.43	$1,505.05	$362.38
05/04/2026	$313,370.77	$1,867.43	$1,503.31	$364.12
06/04/2026	$313,004.91	$1,867.43	$1,501.57	$365.86
07/04/2026	$312,637.29	$1,867.43	$1,499.82	$367.62
08/04/2026	$312,267.91	$1,867.43	$1,498.05	$369.38
09/04/2026	$311,896.76	$1,867.43	$1,496.28	$371.15
10/04/2026	$311,523.83	$1,867.43	$1,494.51	$372.93
11/04/2026	$311,149.12	$1,867.43	$1,492.72	$374.71
12/04/2026	$310,772.61	$1,867.43	$1,490.92	$376.51
01/04/2027	$310,394.29	$1,867.43	$1,489.12	$378.31
02/04/2027	$310,014.17	$1,867.43	$1,487.31	$380.13
03/04/2027	$309,632.22	$1,867.43	$1,485.48	$381.95
04/04/2027	$309,248.44	$1,867.43	$1,483.65	$383.78
05/04/2027	$308,862.82	$1,867.43	$1,481.82	$385.62
06/04/2027	$308,475.36	$1,867.43	$1,479.97	$387.47
07/04/2027	$308,086.03	$1,867.43	$1,478.11	$389.32
08/04/2027	$307,694.85	$1,867.43	$1,476.25	$391.19
09/04/2027	$307,301.78	$1,867.43	$1,474.37	$393.06
10/04/2027	$306,906.84	$1,867.43	$1,472.49	$394.95
11/04/2027	$306,510.00	$1,867.43	$1,470.60	$396.84
12/04/2027	$306,111.26	$1,867.43	$1,468.69	$398.74
01/04/2028	$305,710.61	$1,867.43	$1,466.78	$400.65
02/04/2028	$305,308.04	$1,867.43	$1,464.86	$402.57
03/04/2028	$304,903.54	$1,867.43	$1,462.93	$404.50
04/04/2028	$304,497.11	$1,867.43	$1,461.00	$406.44
05/04/2028	$304,088.72	$1,867.43	$1,459.05	$408.38
06/04/2028	$303,678.38	$1,867.43	$1,457.09	$410.34
07/04/2028	$303,266.07	$1,867.43	$1,455.13	$412.31
08/04/2028	$302,851.79	$1,867.43	$1,453.15	$414.28
09/04/2028	$302,435.52	$1,867.43	$1,451.16	$416.27
10/04/2028	$302,017.26	$1,867.43	$1,449.17	$418.26
11/04/2028	$301,596.99	$1,867.43	$1,447.17	$420.27
12/04/2028	$301,174.71	$1,867.43	$1,445.15	$422.28
01/04/2029	$300,750.41	$1,867.43	$1,443.13	$424.30
02/04/2029	$300,324.07	$1,867.43	$1,441.10	$426.34
03/04/2029	$299,895.69	$1,867.43	$1,439.05	$428.38
04/04/2029	$299,465.26	$1,867.43	$1,437.00	$430.43
05/04/2029	$299,032.76	$1,867.43	$1,434.94	$432.50
06/04/2029	$298,598.19	$1,867.43	$1,432.87	$434.57
07/04/2029	$298,161.54	$1,867.43	$1,430.78	$436.65
08/04/2029	$297,722.80	$1,867.43	$1,428.69	$438.74
09/04/2029	$297,281.95	$1,867.43	$1,426.59	$440.84
10/04/2029	$296,839.00	$1,867.43	$1,424.48	$442.96
11/04/2029	$296,393.92	$1,867.43	$1,422.35	$445.08
12/04/2029	$295,946.71	$1,867.43	$1,420.22	$447.21
01/04/2030	$295,497.35	$1,867.43	$1,418.08	$449.36
02/04/2030	$295,045.84	$1,867.43	$1,415.92	$451.51
03/04/2030	$294,592.17	$1,867.43	$1,413.76	$453.67
04/04/2030	$294,136.33	$1,867.43	$1,411.59	$455.85
05/04/2030	$293,678.30	$1,867.43	$1,409.40	$458.03
06/04/2030	$293,218.07	$1,867.43	$1,407.21	$460.22
07/04/2030	$292,755.64	$1,867.43	$1,405.00	$462.43
08/04/2030	$292,290.99	$1,867.43	$1,402.79	$464.65
09/04/2030	$291,824.12	$1,867.43	$1,400.56	$466.87
10/04/2030	$291,355.01	$1,867.43	$1,398.32	$469.11
11/04/2030	$290,883.66	$1,867.43	$1,396.08	$471.36
12/04/2030	$290,410.04	$1,867.43	$1,393.82	$473.62
01/04/2031	$289,934.16	$1,867.43	$1,391.55	$475.89
02/04/2031	$289,455.99	$1,867.43	$1,389.27	$478.17
03/04/2031	$288,975.53	$1,867.43	$1,386.98	$480.46
04/04/2031	$288,492.78	$1,867.43	$1,384.67	$482.76
05/04/2031	$288,007.70	$1,867.43	$1,382.36	$485.07
06/04/2031	$287,520.31	$1,867.43	$1,380.04	$487.40
07/04/2031	$287,030.58	$1,867.43	$1,377.70	$489.73
08/04/2031	$286,538.50	$1,867.43	$1,375.35	$492.08
09/04/2031	$286,044.06	$1,867.43	$1,373.00	$494.44
10/04/2031	$285,547.26	$1,867.43	$1,370.63	$496.81
11/04/2031	$285,048.07	$1,867.43	$1,368.25	$499.19
12/04/2031	$284,546.49	$1,867.43	$1,365.86	$501.58
01/04/2032	$284,042.51	$1,867.43	$1,363.45	$503.98
02/04/2032	$283,536.11	$1,867.43	$1,361.04	$506.40
03/04/2032	$283,027.29	$1,867.43	$1,358.61	$508.82
04/04/2032	$282,516.03	$1,867.43	$1,356.17	$511.26
05/04/2032	$282,002.32	$1,867.43	$1,353.72	$513.71
06/04/2032	$281,486.15	$1,867.43	$1,351.26	$516.17
07/04/2032	$280,967.50	$1,867.43	$1,348.79	$518.65
08/04/2032	$280,446.37	$1,867.43	$1,346.30	$521.13
09/04/2032	$279,922.75	$1,867.43	$1,343.81	$523.63
10/04/2032	$279,396.61	$1,867.43	$1,341.30	$526.14
11/04/2032	$278,867.95	$1,867.43	$1,338.78	$528.66
12/04/2032	$278,336.76	$1,867.43	$1,336.24	$531.19
01/04/2033	$277,803.02	$1,867.43	$1,333.70	$533.74
02/04/2033	$277,266.73	$1,867.43	$1,331.14	$536.29
03/04/2033	$276,727.87	$1,867.43	$1,328.57	$538.86
04/04/2033	$276,186.42	$1,867.43	$1,325.99	$541.45
05/04/2033	$275,642.38	$1,867.43	$1,323.39	$544.04
06/04/2033	$275,095.73	$1,867.43	$1,320.79	$546.65
07/04/2033	$274,546.47	$1,867.43	$1,318.17	$549.27
08/04/2033	$273,994.57	$1,867.43	$1,315.54	$551.90
09/04/2033	$273,440.03	$1,867.43	$1,312.89	$554.54
10/04/2033	$272,882.83	$1,867.43	$1,310.23	$557.20
11/04/2033	$272,322.96	$1,867.43	$1,307.56	$559.87
12/04/2033	$271,760.41	$1,867.43	$1,304.88	$562.55
01/04/2034	$271,195.16	$1,867.43	$1,302.19	$565.25
02/04/2034	$270,627.20	$1,867.43	$1,299.48	$567.96
03/04/2034	$270,056.52	$1,867.43	$1,296.76	$570.68
04/04/2034	$269,483.11	$1,867.43	$1,294.02	$573.41
05/04/2034	$268,906.95	$1,867.43	$1,291.27	$576.16
06/04/2034	$268,328.03	$1,867.43	$1,288.51	$578.92
07/04/2034	$267,746.34	$1,867.43	$1,285.74	$581.69
08/04/2034	$267,161.86	$1,867.43	$1,282.95	$584.48
09/04/2034	$266,574.57	$1,867.43	$1,280.15	$587.28
10/04/2034	$265,984.48	$1,867.43	$1,277.34	$590.10
11/04/2034	$265,391.55	$1,867.43	$1,274.51	$592.92
12/04/2034	$264,795.79	$1,867.43	$1,271.67	$595.77
01/04/2035	$264,197.17	$1,867.43	$1,268.81	$598.62
02/04/2035	$263,595.68	$1,867.43	$1,265.94	$601.49
03/04/2035	$262,991.31	$1,867.43	$1,263.06	$604.37
04/04/2035	$262,384.04	$1,867.43	$1,260.17	$607.27
05/04/2035	$261,773.87	$1,867.43	$1,257.26	$610.18
06/04/2035	$261,160.77	$1,867.43	$1,254.33	$613.10
07/04/2035	$260,544.73	$1,867.43	$1,251.40	$616.04
08/04/2035	$259,925.74	$1,867.43	$1,248.44	$618.99
09/04/2035	$259,303.78	$1,867.43	$1,245.48	$621.96
10/04/2035	$258,678.85	$1,867.43	$1,242.50	$624.94
11/04/2035	$258,050.92	$1,867.43	$1,239.50	$627.93
12/04/2035	$257,419.98	$1,867.43	$1,236.49	$630.94
01/04/2036	$256,786.01	$1,867.43	$1,233.47	$633.96
02/04/2036	$256,149.01	$1,867.43	$1,230.43	$637.00
03/04/2036	$255,508.96	$1,867.43	$1,227.38	$640.05
04/04/2036	$254,865.84	$1,867.43	$1,224.31	$643.12
05/04/2036	$254,219.64	$1,867.43	$1,221.23	$646.20
06/04/2036	$253,570.34	$1,867.43	$1,218.14	$649.30
07/04/2036	$252,917.94	$1,867.43	$1,215.02	$652.41
08/04/2036	$252,262.40	$1,867.43	$1,211.90	$655.53
09/04/2036	$251,603.72	$1,867.43	$1,208.76	$658.68
10/04/2036	$250,941.89	$1,867.43	$1,205.60	$661.83
11/04/2036	$250,276.89	$1,867.43	$1,202.43	$665.00
12/04/2036	$249,608.70	$1,867.43	$1,199.24	$668.19
01/04/2037	$248,937.31	$1,867.43	$1,196.04	$671.39
02/04/2037	$248,262.70	$1,867.43	$1,192.82	$674.61
03/04/2037	$247,584.86	$1,867.43	$1,189.59	$677.84
04/04/2037	$246,903.77	$1,867.43	$1,186.34	$681.09
05/04/2037	$246,219.42	$1,867.43	$1,183.08	$684.35
06/04/2037	$245,531.79	$1,867.43	$1,179.80	$687.63
07/04/2037	$244,840.86	$1,867.43	$1,176.51	$690.93
08/04/2037	$244,146.62	$1,867.43	$1,173.20	$694.24
09/04/2037	$243,449.06	$1,867.43	$1,169.87	$697.56
10/04/2037	$242,748.15	$1,867.43	$1,166.53	$700.91
11/04/2037	$242,043.89	$1,867.43	$1,163.17	$704.26
12/04/2037	$241,336.25	$1,867.43	$1,159.79	$707.64
01/04/2038	$240,625.22	$1,867.43	$1,156.40	$711.03
02/04/2038	$239,910.78	$1,867.43	$1,153.00	$714.44
03/04/2038	$239,192.92	$1,867.43	$1,149.57	$717.86
04/04/2038	$238,471.62	$1,867.43	$1,146.13	$721.30
05/04/2038	$237,746.86	$1,867.43	$1,142.68	$724.76
06/04/2038	$237,018.63	$1,867.43	$1,139.20	$728.23
07/04/2038	$236,286.91	$1,867.43	$1,135.71	$731.72
08/04/2038	$235,551.69	$1,867.43	$1,132.21	$735.23
09/04/2038	$234,812.94	$1,867.43	$1,128.69	$738.75
10/04/2038	$234,070.65	$1,867.43	$1,125.15	$742.29
11/04/2038	$233,324.81	$1,867.43	$1,121.59	$745.84
12/04/2038	$232,575.39	$1,867.43	$1,118.01	$749.42
01/04/2039	$231,822.38	$1,867.43	$1,114.42	$753.01
02/04/2039	$231,065.76	$1,867.43	$1,110.82	$756.62
03/04/2039	$230,305.52	$1,867.43	$1,107.19	$760.24
04/04/2039	$229,541.63	$1,867.43	$1,103.55	$763.89
05/04/2039	$228,774.09	$1,867.43	$1,099.89	$767.55
06/04/2039	$228,002.86	$1,867.43	$1,096.21	$771.22
07/04/2039	$227,227.94	$1,867.43	$1,092.51	$774.92
08/04/2039	$226,449.31	$1,867.43	$1,088.80	$778.63
09/04/2039	$225,666.95	$1,867.43	$1,085.07	$782.36
10/04/2039	$224,880.84	$1,867.43	$1,081.32	$786.11
11/04/2039	$224,090.96	$1,867.43	$1,077.55	$789.88
12/04/2039	$223,297.29	$1,867.43	$1,073.77	$793.66
01/04/2040	$222,499.83	$1,867.43	$1,069.97	$797.47
02/04/2040	$221,698.54	$1,867.43	$1,066.14	$801.29
03/04/2040	$220,893.41	$1,867.43	$1,062.31	$805.13
04/04/2040	$220,084.42	$1,867.43	$1,058.45	$808.99
05/04/2040	$219,271.56	$1,867.43	$1,054.57	$812.86
06/04/2040	$218,454.81	$1,867.43	$1,050.68	$816.76
07/04/2040	$217,634.13	$1,867.43	$1,046.76	$820.67
08/04/2040	$216,809.53	$1,867.43	$1,042.83	$824.60
09/04/2040	$215,980.98	$1,867.43	$1,038.88	$828.55
10/04/2040	$215,148.45	$1,867.43	$1,034.91	$832.52
11/04/2040	$214,311.94	$1,867.43	$1,030.92	$836.51
12/04/2040	$213,471.42	$1,867.43	$1,026.91	$840.52
01/04/2041	$212,626.87	$1,867.43	$1,022.88	$844.55
02/04/2041	$211,778.27	$1,867.43	$1,018.84	$848.60
03/04/2041	$210,925.61	$1,867.43	$1,014.77	$852.66
04/04/2041	$210,068.86	$1,867.43	$1,010.69	$856.75
05/04/2041	$209,208.01	$1,867.43	$1,006.58	$860.85
06/04/2041	$208,343.03	$1,867.43	$1,002.46	$864.98
07/04/2041	$207,473.91	$1,867.43	$998.31	$869.12
08/04/2041	$206,600.62	$1,867.43	$994.15	$873.29
09/04/2041	$205,723.15	$1,867.43	$989.96	$877.47
10/04/2041	$204,841.47	$1,867.43	$985.76	$881.68
11/04/2041	$203,955.57	$1,867.43	$981.53	$885.90
12/04/2041	$203,065.43	$1,867.43	$977.29	$890.15
01/04/2042	$202,171.01	$1,867.43	$973.02	$894.41
02/04/2042	$201,272.32	$1,867.43	$968.74	$898.70
03/04/2042	$200,369.31	$1,867.43	$964.43	$903.00
04/04/2042	$199,461.98	$1,867.43	$960.10	$907.33
05/04/2042	$198,550.31	$1,867.43	$955.76	$911.68
06/04/2042	$197,634.26	$1,867.43	$951.39	$916.05
07/04/2042	$196,713.82	$1,867.43	$947.00	$920.44
08/04/2042	$195,788.98	$1,867.43	$942.59	$924.85
09/04/2042	$194,859.70	$1,867.43	$938.16	$929.28
10/04/2042	$193,925.97	$1,867.43	$933.70	$933.73
11/04/2042	$192,987.77	$1,867.43	$929.23	$938.20
12/04/2042	$192,045.07	$1,867.43	$924.73	$942.70
01/04/2043	$191,097.85	$1,867.43	$920.22	$947.22
02/04/2043	$190,146.09	$1,867.43	$915.68	$951.76
03/04/2043	$189,189.78	$1,867.43	$911.12	$956.32
04/04/2043	$188,228.88	$1,867.43	$906.53	$960.90
05/04/2043	$187,263.37	$1,867.43	$901.93	$965.50
06/04/2043	$186,293.24	$1,867.43	$897.30	$970.13
07/04/2043	$185,318.47	$1,867.43	$892.66	$974.78
08/04/2043	$184,339.02	$1,867.43	$887.98	$979.45
09/04/2043	$183,354.88	$1,867.43	$883.29	$984.14
10/04/2043	$182,366.02	$1,867.43	$878.58	$988.86
11/04/2043	$181,372.42	$1,867.43	$873.84	$993.60
12/04/2043	$180,374.07	$1,867.43	$869.08	$998.36
01/04/2044	$179,370.92	$1,867.43	$864.29	$1,003.14
02/04/2044	$178,362.98	$1,867.43	$859.49	$1,007.95
03/04/2044	$177,350.20	$1,867.43	$854.66	$1,012.78
04/04/2044	$176,332.57	$1,867.43	$849.80	$1,017.63
05/04/2044	$175,310.06	$1,867.43	$844.93	$1,022.51
06/04/2044	$174,282.66	$1,867.43	$840.03	$1,027.41
07/04/2044	$173,250.33	$1,867.43	$835.10	$1,032.33
08/04/2044	$172,213.05	$1,867.43	$830.16	$1,037.28
09/04/2044	$171,170.81	$1,867.43	$825.19	$1,042.25
10/04/2044	$170,123.57	$1,867.43	$820.19	$1,047.24
11/04/2044	$169,071.31	$1,867.43	$815.18	$1,052.26
12/04/2044	$168,014.01	$1,867.43	$810.13	$1,057.30
01/04/2045	$166,951.64	$1,867.43	$805.07	$1,062.37
02/04/2045	$165,884.19	$1,867.43	$799.98	$1,067.46
03/04/2045	$164,811.62	$1,867.43	$794.86	$1,072.57
04/04/2045	$163,733.91	$1,867.43	$789.72	$1,077.71
05/04/2045	$162,651.03	$1,867.43	$784.56	$1,082.87
06/04/2045	$161,562.97	$1,867.43	$779.37	$1,088.06
07/04/2045	$160,469.69	$1,867.43	$774.16	$1,093.28
08/04/2045	$159,371.17	$1,867.43	$768.92	$1,098.52
09/04/2045	$158,267.39	$1,867.43	$763.65	$1,103.78
10/04/2045	$157,158.33	$1,867.43	$758.36	$1,109.07
11/04/2045	$156,043.94	$1,867.43	$753.05	$1,114.38
12/04/2045	$154,924.22	$1,867.43	$747.71	$1,119.72
01/04/2046	$153,799.13	$1,867.43	$742.35	$1,125.09
02/04/2046	$152,668.65	$1,867.43	$736.95	$1,130.48
03/04/2046	$151,532.76	$1,867.43	$731.54	$1,135.90
04/04/2046	$150,391.42	$1,867.43	$726.09	$1,141.34
05/04/2046	$149,244.61	$1,867.43	$720.63	$1,146.81
06/04/2046	$148,092.31	$1,867.43	$715.13	$1,152.30
07/04/2046	$146,934.49	$1,867.43	$709.61	$1,157.82
08/04/2046	$145,771.11	$1,867.43	$704.06	$1,163.37
09/04/2046	$144,602.17	$1,867.43	$698.49	$1,168.95
10/04/2046	$143,427.62	$1,867.43	$692.89	$1,174.55
11/04/2046	$142,247.44	$1,867.43	$687.26	$1,180.18
12/04/2046	$141,061.61	$1,867.43	$681.60	$1,185.83
01/04/2047	$139,870.10	$1,867.43	$675.92	$1,191.51
02/04/2047	$138,672.88	$1,867.43	$670.21	$1,197.22
03/04/2047	$137,469.92	$1,867.43	$664.47	$1,202.96
04/04/2047	$136,261.19	$1,867.43	$658.71	$1,208.72
05/04/2047	$135,046.68	$1,867.43	$652.92	$1,214.51
06/04/2047	$133,826.35	$1,867.43	$647.10	$1,220.33
07/04/2047	$132,600.16	$1,867.43	$641.25	$1,226.18
08/04/2047	$131,368.11	$1,867.43	$635.38	$1,232.06
09/04/2047	$130,130.15	$1,867.43	$629.47	$1,237.96
10/04/2047	$128,886.25	$1,867.43	$623.54	$1,243.89
11/04/2047	$127,636.40	$1,867.43	$617.58	$1,249.85
12/04/2047	$126,380.56	$1,867.43	$611.59	$1,255.84
01/04/2048	$125,118.70	$1,867.43	$605.57	$1,261.86
02/04/2048	$123,850.79	$1,867.43	$599.53	$1,267.91
03/04/2048	$122,576.81	$1,867.43	$593.45	$1,273.98
04/04/2048	$121,296.72	$1,867.43	$587.35	$1,280.09
05/04/2048	$120,010.50	$1,867.43	$581.21	$1,286.22
06/04/2048	$118,718.12	$1,867.43	$575.05	$1,292.38
07/04/2048	$117,419.55	$1,867.43	$568.86	$1,298.58
08/04/2048	$116,114.75	$1,867.43	$562.64	$1,304.80
09/04/2048	$114,803.70	$1,867.43	$556.38	$1,311.05
10/04/2048	$113,486.37	$1,867.43	$550.10	$1,317.33
11/04/2048	$112,162.72	$1,867.43	$543.79	$1,323.64
12/04/2048	$110,832.74	$1,867.43	$537.45	$1,329.99
01/04/2049	$109,496.38	$1,867.43	$531.07	$1,336.36
02/04/2049	$108,153.61	$1,867.43	$524.67	$1,342.76
03/04/2049	$106,804.42	$1,867.43	$518.24	$1,349.20
04/04/2049	$105,448.75	$1,867.43	$511.77	$1,355.66
05/04/2049	$104,086.60	$1,867.43	$505.28	$1,362.16
06/04/2049	$102,717.91	$1,867.43	$498.75	$1,368.68
07/04/2049	$101,342.67	$1,867.43	$492.19	$1,375.24
08/04/2049	$99,960.83	$1,867.43	$485.60	$1,381.83
09/04/2049	$98,572.38	$1,867.43	$478.98	$1,388.45
10/04/2049	$97,177.27	$1,867.43	$472.33	$1,395.11
11/04/2049	$95,775.48	$1,867.43	$465.64	$1,401.79
12/04/2049	$94,366.97	$1,867.43	$458.92	$1,408.51
01/04/2050	$92,951.71	$1,867.43	$452.18	$1,415.26
02/04/2050	$91,529.67	$1,867.43	$445.39	$1,422.04
03/04/2050	$90,100.82	$1,867.43	$438.58	$1,428.85
04/04/2050	$88,665.12	$1,867.43	$431.73	$1,435.70
05/04/2050	$87,222.54	$1,867.43	$424.85	$1,442.58
06/04/2050	$85,773.05	$1,867.43	$417.94	$1,449.49
07/04/2050	$84,316.61	$1,867.43	$411.00	$1,456.44
08/04/2050	$82,853.20	$1,867.43	$404.02	$1,463.42
09/04/2050	$81,382.77	$1,867.43	$397.00	$1,470.43
10/04/2050	$79,905.29	$1,867.43	$389.96	$1,477.47
11/04/2050	$78,420.74	$1,867.43	$382.88	$1,484.55
12/04/2050	$76,929.07	$1,867.43	$375.77	$1,491.67
01/04/2051	$75,430.26	$1,867.43	$368.62	$1,498.81
02/04/2051	$73,924.26	$1,867.43	$361.44	$1,506.00
03/04/2051	$72,411.05	$1,867.43	$354.22	$1,513.21
04/04/2051	$70,890.59	$1,867.43	$346.97	$1,520.46
05/04/2051	$69,362.84	$1,867.43	$339.68	$1,527.75
06/04/2051	$67,827.77	$1,867.43	$332.36	$1,535.07
07/04/2051	$66,285.34	$1,867.43	$325.01	$1,542.43
08/04/2051	$64,735.53	$1,867.43	$317.62	$1,549.82
09/04/2051	$63,178.28	$1,867.43	$310.19	$1,557.24
10/04/2051	$61,613.58	$1,867.43	$302.73	$1,564.70
11/04/2051	$60,041.38	$1,867.43	$295.23	$1,572.20
12/04/2051	$58,461.64	$1,867.43	$287.70	$1,579.73
01/04/2052	$56,874.34	$1,867.43	$280.13	$1,587.30
02/04/2052	$55,279.43	$1,867.43	$272.52	$1,594.91
03/04/2052	$53,676.88	$1,867.43	$264.88	$1,602.55
04/04/2052	$52,066.65	$1,867.43	$257.20	$1,610.23
05/04/2052	$50,448.70	$1,867.43	$249.49	$1,617.95
06/04/2052	$48,823.00	$1,867.43	$241.73	$1,625.70
07/04/2052	$47,189.51	$1,867.43	$233.94	$1,633.49
08/04/2052	$45,548.19	$1,867.43	$226.12	$1,641.32
09/04/2052	$43,899.01	$1,867.43	$218.25	$1,649.18
10/04/2052	$42,241.93	$1,867.43	$210.35	$1,657.08
11/04/2052	$40,576.90	$1,867.43	$202.41	$1,665.02
12/04/2052	$38,903.90	$1,867.43	$194.43	$1,673.00
01/04/2053	$37,222.88	$1,867.43	$186.41	$1,681.02
02/04/2053	$35,533.81	$1,867.43	$178.36	$1,689.07
03/04/2053	$33,836.64	$1,867.43	$170.27	$1,697.17
04/04/2053	$32,131.34	$1,867.43	$162.13	$1,705.30
05/04/2053	$30,417.87	$1,867.43	$153.96	$1,713.47
06/04/2053	$28,696.19	$1,867.43	$145.75	$1,721.68
07/04/2053	$26,966.26	$1,867.43	$137.50	$1,729.93
08/04/2053	$25,228.04	$1,867.43	$129.21	$1,738.22
09/04/2053	$23,481.49	$1,867.43	$120.88	$1,746.55
10/04/2053	$21,726.58	$1,867.43	$112.52	$1,754.92
11/04/2053	$19,963.25	$1,867.43	$104.11	$1,763.33
12/04/2053	$18,191.47	$1,867.43	$95.66	$1,771.78
01/04/2054	$16,411.21	$1,867.43	$87.17	$1,780.27
02/04/2054	$14,622.41	$1,867.43	$78.64	$1,788.80
03/04/2054	$12,825.04	$1,867.43	$70.07	$1,797.37
04/04/2054	$11,019.06	$1,867.43	$61.45	$1,805.98
05/04/2054	$9,204.43	$1,867.43	$52.80	$1,814.63
06/04/2054	$7,381.10	$1,867.43	$44.10	$1,823.33
07/04/2054	$5,549.04	$1,867.43	$35.37	$1,832.07
08/04/2054	$3,708.19	$1,867.43	$26.59	$1,840.84
09/04/2054	$1,858.53	$1,867.43	$17.77	$1,849.66
10/04/2054	$0.00	$1,867.43	$8.91	$1,858.53
TOTAL:	-	$672,275.93	$352,275.93	$320,000.00

Fixed

PenFed Credit Union

30 Years

6.00%

SCENARIO

Date	Principal Balance^?	Monthly Payment^?	Interest^?	Monthly Amortization^?
11/04/2024	$319,681.44	$1,918.56	$1,600.00	$318.56
12/04/2024	$319,361.28	$1,918.56	$1,598.41	$320.15
01/04/2025	$319,039.53	$1,918.56	$1,596.81	$321.76
02/04/2025	$318,716.16	$1,918.56	$1,595.20	$323.36
03/04/2025	$318,391.18	$1,918.56	$1,593.58	$324.98
04/04/2025	$318,064.58	$1,918.56	$1,591.96	$326.61
05/04/2025	$317,736.34	$1,918.56	$1,590.32	$328.24
06/04/2025	$317,406.46	$1,918.56	$1,588.68	$329.88
07/04/2025	$317,074.93	$1,918.56	$1,587.03	$331.53
08/04/2025	$316,741.74	$1,918.56	$1,585.37	$333.19
09/04/2025	$316,406.89	$1,918.56	$1,583.71	$334.85
10/04/2025	$316,070.36	$1,918.56	$1,582.03	$336.53
11/04/2025	$315,732.15	$1,918.56	$1,580.35	$338.21
12/04/2025	$315,392.25	$1,918.56	$1,578.66	$339.90
01/04/2026	$315,050.65	$1,918.56	$1,576.96	$341.60
02/04/2026	$314,707.34	$1,918.56	$1,575.25	$343.31
03/04/2026	$314,362.32	$1,918.56	$1,573.54	$345.02
04/04/2026	$314,015.57	$1,918.56	$1,571.81	$346.75
05/04/2026	$313,667.08	$1,918.56	$1,570.08	$348.48
06/04/2026	$313,316.86	$1,918.56	$1,568.34	$350.23
07/04/2026	$312,964.88	$1,918.56	$1,566.58	$351.98
08/04/2026	$312,611.14	$1,918.56	$1,564.82	$353.74
09/04/2026	$312,255.64	$1,918.56	$1,563.06	$355.51
10/04/2026	$311,898.35	$1,918.56	$1,561.28	$357.28
11/04/2026	$311,539.28	$1,918.56	$1,559.49	$359.07
12/04/2026	$311,178.42	$1,918.56	$1,557.70	$360.87
01/04/2027	$310,815.75	$1,918.56	$1,555.89	$362.67
02/04/2027	$310,451.27	$1,918.56	$1,554.08	$364.48
03/04/2027	$310,084.96	$1,918.56	$1,552.26	$366.31
04/04/2027	$309,716.82	$1,918.56	$1,550.42	$368.14
05/04/2027	$309,346.85	$1,918.56	$1,548.58	$369.98
06/04/2027	$308,975.02	$1,918.56	$1,546.73	$371.83
07/04/2027	$308,601.33	$1,918.56	$1,544.88	$373.69
08/04/2027	$308,225.78	$1,918.56	$1,543.01	$375.56
09/04/2027	$307,848.34	$1,918.56	$1,541.13	$377.43
10/04/2027	$307,469.02	$1,918.56	$1,539.24	$379.32
11/04/2027	$307,087.81	$1,918.56	$1,537.35	$381.22
12/04/2027	$306,704.69	$1,918.56	$1,535.44	$383.12
01/04/2028	$306,319.65	$1,918.56	$1,533.52	$385.04
02/04/2028	$305,932.68	$1,918.56	$1,531.60	$386.96
03/04/2028	$305,543.79	$1,918.56	$1,529.66	$388.90
04/04/2028	$305,152.94	$1,918.56	$1,527.72	$390.84
05/04/2028	$304,760.15	$1,918.56	$1,525.76	$392.80
06/04/2028	$304,365.38	$1,918.56	$1,523.80	$394.76
07/04/2028	$303,968.65	$1,918.56	$1,521.83	$396.73
08/04/2028	$303,569.93	$1,918.56	$1,519.84	$398.72
09/04/2028	$303,169.22	$1,918.56	$1,517.85	$400.71
10/04/2028	$302,766.50	$1,918.56	$1,515.85	$402.72
11/04/2028	$302,361.77	$1,918.56	$1,513.83	$404.73
12/04/2028	$301,955.02	$1,918.56	$1,511.81	$406.75
01/04/2029	$301,546.24	$1,918.56	$1,509.78	$408.79
02/04/2029	$301,135.40	$1,918.56	$1,507.73	$410.83
03/04/2029	$300,722.52	$1,918.56	$1,505.68	$412.88
04/04/2029	$300,307.57	$1,918.56	$1,503.61	$414.95
05/04/2029	$299,890.55	$1,918.56	$1,501.54	$417.02
06/04/2029	$299,471.44	$1,918.56	$1,499.45	$419.11
07/04/2029	$299,050.23	$1,918.56	$1,497.36	$421.20
08/04/2029	$298,626.92	$1,918.56	$1,495.25	$423.31
09/04/2029	$298,201.50	$1,918.56	$1,493.13	$425.43
10/04/2029	$297,773.94	$1,918.56	$1,491.01	$427.55
11/04/2029	$297,344.25	$1,918.56	$1,488.87	$429.69
12/04/2029	$296,912.41	$1,918.56	$1,486.72	$431.84
01/04/2030	$296,478.41	$1,918.56	$1,484.56	$434.00
02/04/2030	$296,042.24	$1,918.56	$1,482.39	$436.17
03/04/2030	$295,603.89	$1,918.56	$1,480.21	$438.35
04/04/2030	$295,163.35	$1,918.56	$1,478.02	$440.54
05/04/2030	$294,720.60	$1,918.56	$1,475.82	$442.74
06/04/2030	$294,275.64	$1,918.56	$1,473.60	$444.96
07/04/2030	$293,828.46	$1,918.56	$1,471.38	$447.18
08/04/2030	$293,379.04	$1,918.56	$1,469.14	$449.42
09/04/2030	$292,927.37	$1,918.56	$1,466.90	$451.67
10/04/2030	$292,473.45	$1,918.56	$1,464.64	$453.92
11/04/2030	$292,017.26	$1,918.56	$1,462.37	$456.19
12/04/2030	$291,558.78	$1,918.56	$1,460.09	$458.48
01/04/2031	$291,098.01	$1,918.56	$1,457.79	$460.77
02/04/2031	$290,634.94	$1,918.56	$1,455.49	$463.07
03/04/2031	$290,169.55	$1,918.56	$1,453.17	$465.39
04/04/2031	$289,701.84	$1,918.56	$1,450.85	$467.71
05/04/2031	$289,231.79	$1,918.56	$1,448.51	$470.05
06/04/2031	$288,759.38	$1,918.56	$1,446.16	$472.40
07/04/2031	$288,284.62	$1,918.56	$1,443.80	$474.76
08/04/2031	$287,807.48	$1,918.56	$1,441.42	$477.14
09/04/2031	$287,327.96	$1,918.56	$1,439.04	$479.52
10/04/2031	$286,846.03	$1,918.56	$1,436.64	$481.92
11/04/2031	$286,361.70	$1,918.56	$1,434.23	$484.33
12/04/2031	$285,874.95	$1,918.56	$1,431.81	$486.75
01/04/2032	$285,385.76	$1,918.56	$1,429.37	$489.19
02/04/2032	$284,894.13	$1,918.56	$1,426.93	$491.63
03/04/2032	$284,400.04	$1,918.56	$1,424.47	$494.09
04/04/2032	$283,903.48	$1,918.56	$1,422.00	$496.56
05/04/2032	$283,404.43	$1,918.56	$1,419.52	$499.04
06/04/2032	$282,902.89	$1,918.56	$1,417.02	$501.54
07/04/2032	$282,398.85	$1,918.56	$1,414.51	$504.05
08/04/2032	$281,892.28	$1,918.56	$1,411.99	$506.57
09/04/2032	$281,383.18	$1,918.56	$1,409.46	$509.10
10/04/2032	$280,871.53	$1,918.56	$1,406.92	$511.65
11/04/2032	$280,357.33	$1,918.56	$1,404.36	$514.20
12/04/2032	$279,840.55	$1,918.56	$1,401.79	$516.78
01/04/2033	$279,321.20	$1,918.56	$1,399.20	$519.36
02/04/2033	$278,799.24	$1,918.56	$1,396.61	$521.96
03/04/2033	$278,274.67	$1,918.56	$1,394.00	$524.57
04/04/2033	$277,747.49	$1,918.56	$1,391.37	$527.19
05/04/2033	$277,217.66	$1,918.56	$1,388.74	$529.82
06/04/2033	$276,685.19	$1,918.56	$1,386.09	$532.47
07/04/2033	$276,150.05	$1,918.56	$1,383.43	$535.14
08/04/2033	$275,612.24	$1,918.56	$1,380.75	$537.81
09/04/2033	$275,071.74	$1,918.56	$1,378.06	$540.50
10/04/2033	$274,528.54	$1,918.56	$1,375.36	$543.20
11/04/2033	$273,982.62	$1,918.56	$1,372.64	$545.92
12/04/2033	$273,433.97	$1,918.56	$1,369.91	$548.65
01/04/2034	$272,882.58	$1,918.56	$1,367.17	$551.39
02/04/2034	$272,328.43	$1,918.56	$1,364.41	$554.15
03/04/2034	$271,771.51	$1,918.56	$1,361.64	$556.92
04/04/2034	$271,211.81	$1,918.56	$1,358.86	$559.70
05/04/2034	$270,649.30	$1,918.56	$1,356.06	$562.50
06/04/2034	$270,083.99	$1,918.56	$1,353.25	$565.32
07/04/2034	$269,515.85	$1,918.56	$1,350.42	$568.14
08/04/2034	$268,944.86	$1,918.56	$1,347.58	$570.98
09/04/2034	$268,371.03	$1,918.56	$1,344.72	$573.84
10/04/2034	$267,794.32	$1,918.56	$1,341.86	$576.71
11/04/2034	$267,214.73	$1,918.56	$1,338.97	$579.59
12/04/2034	$266,632.24	$1,918.56	$1,336.07	$582.49
01/04/2035	$266,046.84	$1,918.56	$1,333.16	$585.40
02/04/2035	$265,458.51	$1,918.56	$1,330.23	$588.33
03/04/2035	$264,867.24	$1,918.56	$1,327.29	$591.27
04/04/2035	$264,273.02	$1,918.56	$1,324.34	$594.23
05/04/2035	$263,675.82	$1,918.56	$1,321.37	$597.20
06/04/2035	$263,075.64	$1,918.56	$1,318.38	$600.18
07/04/2035	$262,472.46	$1,918.56	$1,315.38	$603.18
08/04/2035	$261,866.26	$1,918.56	$1,312.36	$606.20
09/04/2035	$261,257.03	$1,918.56	$1,309.33	$609.23
10/04/2035	$260,644.75	$1,918.56	$1,306.29	$612.28
11/04/2035	$260,029.41	$1,918.56	$1,303.22	$615.34
12/04/2035	$259,411.00	$1,918.56	$1,300.15	$618.41
01/04/2036	$258,789.49	$1,918.56	$1,297.05	$621.51
02/04/2036	$258,164.88	$1,918.56	$1,293.95	$624.61
03/04/2036	$257,537.14	$1,918.56	$1,290.82	$627.74
04/04/2036	$256,906.26	$1,918.56	$1,287.69	$630.88
05/04/2036	$256,272.23	$1,918.56	$1,284.53	$634.03
06/04/2036	$255,635.03	$1,918.56	$1,281.36	$637.20
07/04/2036	$254,994.65	$1,918.56	$1,278.18	$640.39
08/04/2036	$254,351.06	$1,918.56	$1,274.97	$643.59
09/04/2036	$253,704.25	$1,918.56	$1,271.76	$646.81
10/04/2036	$253,054.21	$1,918.56	$1,268.52	$650.04
11/04/2036	$252,400.92	$1,918.56	$1,265.27	$653.29
12/04/2036	$251,744.36	$1,918.56	$1,262.00	$656.56
01/04/2037	$251,084.52	$1,918.56	$1,258.72	$659.84
02/04/2037	$250,421.38	$1,918.56	$1,255.42	$663.14
03/04/2037	$249,754.93	$1,918.56	$1,252.11	$666.45
04/04/2037	$249,085.14	$1,918.56	$1,248.77	$669.79
05/04/2037	$248,412.01	$1,918.56	$1,245.43	$673.14
06/04/2037	$247,735.50	$1,918.56	$1,242.06	$676.50
07/04/2037	$247,055.62	$1,918.56	$1,238.68	$679.88
08/04/2037	$246,372.34	$1,918.56	$1,235.28	$683.28
09/04/2037	$245,685.64	$1,918.56	$1,231.86	$686.70
10/04/2037	$244,995.50	$1,918.56	$1,228.43	$690.13
11/04/2037	$244,301.92	$1,918.56	$1,224.98	$693.58
12/04/2037	$243,604.87	$1,918.56	$1,221.51	$697.05
01/04/2038	$242,904.33	$1,918.56	$1,218.02	$700.54
02/04/2038	$242,200.29	$1,918.56	$1,214.52	$704.04
03/04/2038	$241,492.73	$1,918.56	$1,211.00	$707.56
04/04/2038	$240,781.63	$1,918.56	$1,207.46	$711.10
05/04/2038	$240,066.98	$1,918.56	$1,203.91	$714.65
06/04/2038	$239,348.75	$1,918.56	$1,200.33	$718.23
07/04/2038	$238,626.93	$1,918.56	$1,196.74	$721.82
08/04/2038	$237,901.51	$1,918.56	$1,193.13	$725.43
09/04/2038	$237,172.45	$1,918.56	$1,189.51	$729.05
10/04/2038	$236,439.75	$1,918.56	$1,185.86	$732.70
11/04/2038	$235,703.39	$1,918.56	$1,182.20	$736.36
12/04/2038	$234,963.35	$1,918.56	$1,178.52	$740.04
01/04/2039	$234,219.60	$1,918.56	$1,174.82	$743.74
02/04/2039	$233,472.14	$1,918.56	$1,171.10	$747.46
03/04/2039	$232,720.94	$1,918.56	$1,167.36	$751.20
04/04/2039	$231,965.98	$1,918.56	$1,163.60	$754.96
05/04/2039	$231,207.25	$1,918.56	$1,159.83	$758.73
06/04/2039	$230,444.72	$1,918.56	$1,156.04	$762.53
07/04/2039	$229,678.38	$1,918.56	$1,152.22	$766.34
08/04/2039	$228,908.21	$1,918.56	$1,148.39	$770.17
09/04/2039	$228,134.19	$1,918.56	$1,144.54	$774.02
10/04/2039	$227,356.30	$1,918.56	$1,140.67	$777.89
11/04/2039	$226,574.52	$1,918.56	$1,136.78	$781.78
12/04/2039	$225,788.83	$1,918.56	$1,132.87	$785.69
01/04/2040	$224,999.22	$1,918.56	$1,128.94	$789.62
02/04/2040	$224,205.65	$1,918.56	$1,125.00	$793.57
03/04/2040	$223,408.12	$1,918.56	$1,121.03	$797.53
04/04/2040	$222,606.60	$1,918.56	$1,117.04	$801.52
05/04/2040	$221,801.07	$1,918.56	$1,113.03	$805.53
06/04/2040	$220,991.51	$1,918.56	$1,109.01	$809.56
07/04/2040	$220,177.91	$1,918.56	$1,104.96	$813.60
08/04/2040	$219,360.23	$1,918.56	$1,100.89	$817.67
09/04/2040	$218,538.47	$1,918.56	$1,096.80	$821.76
10/04/2040	$217,712.60	$1,918.56	$1,092.69	$825.87
11/04/2040	$216,882.61	$1,918.56	$1,088.56	$830.00
12/04/2040	$216,048.46	$1,918.56	$1,084.41	$834.15
01/04/2041	$215,210.14	$1,918.56	$1,080.24	$838.32
02/04/2041	$214,367.63	$1,918.56	$1,076.05	$842.51
03/04/2041	$213,520.90	$1,918.56	$1,071.84	$846.72
04/04/2041	$212,669.95	$1,918.56	$1,067.60	$850.96
05/04/2041	$211,814.73	$1,918.56	$1,063.35	$855.21
06/04/2041	$210,955.25	$1,918.56	$1,059.07	$859.49
07/04/2041	$210,091.46	$1,918.56	$1,054.78	$863.79
08/04/2041	$209,223.36	$1,918.56	$1,050.46	$868.10
09/04/2041	$208,350.91	$1,918.56	$1,046.12	$872.44
10/04/2041	$207,474.10	$1,918.56	$1,041.75	$876.81
11/04/2041	$206,592.91	$1,918.56	$1,037.37	$881.19
12/04/2041	$205,707.32	$1,918.56	$1,032.96	$885.60
01/04/2042	$204,817.29	$1,918.56	$1,028.54	$890.03
02/04/2042	$203,922.82	$1,918.56	$1,024.09	$894.48
03/04/2042	$203,023.87	$1,918.56	$1,019.61	$898.95
04/04/2042	$202,120.43	$1,918.56	$1,015.12	$903.44
05/04/2042	$201,212.47	$1,918.56	$1,010.60	$907.96
06/04/2042	$200,299.97	$1,918.56	$1,006.06	$912.50
07/04/2042	$199,382.90	$1,918.56	$1,001.50	$917.06
08/04/2042	$198,461.26	$1,918.56	$996.91	$921.65
09/04/2042	$197,535.00	$1,918.56	$992.31	$926.26
10/04/2042	$196,604.12	$1,918.56	$987.68	$930.89
11/04/2042	$195,668.57	$1,918.56	$983.02	$935.54
12/04/2042	$194,728.36	$1,918.56	$978.34	$940.22
01/04/2043	$193,783.44	$1,918.56	$973.64	$944.92
02/04/2043	$192,833.79	$1,918.56	$968.92	$949.64
03/04/2043	$191,879.40	$1,918.56	$964.17	$954.39
04/04/2043	$190,920.23	$1,918.56	$959.40	$959.16
05/04/2043	$189,956.27	$1,918.56	$954.60	$963.96
06/04/2043	$188,987.49	$1,918.56	$949.78	$968.78
07/04/2043	$188,013.87	$1,918.56	$944.94	$973.62
08/04/2043	$187,035.38	$1,918.56	$940.07	$978.49
09/04/2043	$186,051.99	$1,918.56	$935.18	$983.38
10/04/2043	$185,063.69	$1,918.56	$930.26	$988.30
11/04/2043	$184,070.45	$1,918.56	$925.32	$993.24
12/04/2043	$183,072.24	$1,918.56	$920.35	$998.21
01/04/2044	$182,069.04	$1,918.56	$915.36	$1,003.20
02/04/2044	$181,060.82	$1,918.56	$910.35	$1,008.22
03/04/2044	$180,047.56	$1,918.56	$905.30	$1,013.26
04/04/2044	$179,029.24	$1,918.56	$900.24	$1,018.32
05/04/2044	$178,005.82	$1,918.56	$895.15	$1,023.42
06/04/2044	$176,977.29	$1,918.56	$890.03	$1,028.53
07/04/2044	$175,943.62	$1,918.56	$884.89	$1,033.68
08/04/2044	$174,904.77	$1,918.56	$879.72	$1,038.84
09/04/2044	$173,860.73	$1,918.56	$874.52	$1,044.04
10/04/2044	$172,811.48	$1,918.56	$869.30	$1,049.26
11/04/2044	$171,756.97	$1,918.56	$864.06	$1,054.50
12/04/2044	$170,697.19	$1,918.56	$858.78	$1,059.78
01/04/2045	$169,632.12	$1,918.56	$853.49	$1,065.08
02/04/2045	$168,561.72	$1,918.56	$848.16	$1,070.40
03/04/2045	$167,485.96	$1,918.56	$842.81	$1,075.75
04/04/2045	$166,404.83	$1,918.56	$837.43	$1,081.13
05/04/2045	$165,318.30	$1,918.56	$832.02	$1,086.54
06/04/2045	$164,226.33	$1,918.56	$826.59	$1,091.97
07/04/2045	$163,128.90	$1,918.56	$821.13	$1,097.43
08/04/2045	$162,025.98	$1,918.56	$815.64	$1,102.92
09/04/2045	$160,917.55	$1,918.56	$810.13	$1,108.43
10/04/2045	$159,803.57	$1,918.56	$804.59	$1,113.97
11/04/2045	$158,684.03	$1,918.56	$799.02	$1,119.54
12/04/2045	$157,558.89	$1,918.56	$793.42	$1,125.14
01/04/2046	$156,428.12	$1,918.56	$787.79	$1,130.77
02/04/2046	$155,291.70	$1,918.56	$782.14	$1,136.42
03/04/2046	$154,149.60	$1,918.56	$776.46	$1,142.10
04/04/2046	$153,001.78	$1,918.56	$770.75	$1,147.81
05/04/2046	$151,848.23	$1,918.56	$765.01	$1,153.55
06/04/2046	$150,688.91	$1,918.56	$759.24	$1,159.32
07/04/2046	$149,523.79	$1,918.56	$753.44	$1,165.12
08/04/2046	$148,352.85	$1,918.56	$747.62	$1,170.94
09/04/2046	$147,176.05	$1,918.56	$741.76	$1,176.80
10/04/2046	$145,993.37	$1,918.56	$735.88	$1,182.68
11/04/2046	$144,804.77	$1,918.56	$729.97	$1,188.59
12/04/2046	$143,610.24	$1,918.56	$724.02	$1,194.54
01/04/2047	$142,409.73	$1,918.56	$718.05	$1,200.51
02/04/2047	$141,203.21	$1,918.56	$712.05	$1,206.51
03/04/2047	$139,990.67	$1,918.56	$706.02	$1,212.55
04/04/2047	$138,772.06	$1,918.56	$699.95	$1,218.61
05/04/2047	$137,547.36	$1,918.56	$693.86	$1,224.70
06/04/2047	$136,316.53	$1,918.56	$687.74	$1,230.82
07/04/2047	$135,079.55	$1,918.56	$681.58	$1,236.98
08/04/2047	$133,836.39	$1,918.56	$675.40	$1,243.16
09/04/2047	$132,587.01	$1,918.56	$669.18	$1,249.38
10/04/2047	$131,331.38	$1,918.56	$662.94	$1,255.63
11/04/2047	$130,069.48	$1,918.56	$656.66	$1,261.90
12/04/2047	$128,801.27	$1,918.56	$650.35	$1,268.21
01/04/2048	$127,526.71	$1,918.56	$644.01	$1,274.56
02/04/2048	$126,245.78	$1,918.56	$637.63	$1,280.93
03/04/2048	$124,958.45	$1,918.56	$631.23	$1,287.33
04/04/2048	$123,664.68	$1,918.56	$624.79	$1,293.77
05/04/2048	$122,364.44	$1,918.56	$618.32	$1,300.24
06/04/2048	$121,057.70	$1,918.56	$611.82	$1,306.74
07/04/2048	$119,744.43	$1,918.56	$605.29	$1,313.27
08/04/2048	$118,424.59	$1,918.56	$598.72	$1,319.84
09/04/2048	$117,098.15	$1,918.56	$592.12	$1,326.44
10/04/2048	$115,765.08	$1,918.56	$585.49	$1,333.07
11/04/2048	$114,425.34	$1,918.56	$578.83	$1,339.74
12/04/2048	$113,078.91	$1,918.56	$572.13	$1,346.43
01/04/2049	$111,725.74	$1,918.56	$565.39	$1,353.17
02/04/2049	$110,365.81	$1,918.56	$558.63	$1,359.93
03/04/2049	$108,999.08	$1,918.56	$551.83	$1,366.73
04/04/2049	$107,625.51	$1,918.56	$545.00	$1,373.57
05/04/2049	$106,245.07	$1,918.56	$538.13	$1,380.43
06/04/2049	$104,857.74	$1,918.56	$531.23	$1,387.34
07/04/2049	$103,463.47	$1,918.56	$524.29	$1,394.27
08/04/2049	$102,062.22	$1,918.56	$517.32	$1,401.24
09/04/2049	$100,653.97	$1,918.56	$510.31	$1,408.25
10/04/2049	$99,238.68	$1,918.56	$503.27	$1,415.29
11/04/2049	$97,816.31	$1,918.56	$496.19	$1,422.37
12/04/2049	$96,386.83	$1,918.56	$489.08	$1,429.48
01/04/2050	$94,950.20	$1,918.56	$481.93	$1,436.63
02/04/2050	$93,506.39	$1,918.56	$474.75	$1,443.81
03/04/2050	$92,055.36	$1,918.56	$467.53	$1,451.03
04/04/2050	$90,597.08	$1,918.56	$460.28	$1,458.28
05/04/2050	$89,131.50	$1,918.56	$452.99	$1,465.58
06/04/2050	$87,658.60	$1,918.56	$445.66	$1,472.90
07/04/2050	$86,178.33	$1,918.56	$438.29	$1,480.27
08/04/2050	$84,690.66	$1,918.56	$430.89	$1,487.67
09/04/2050	$83,195.55	$1,918.56	$423.45	$1,495.11
10/04/2050	$81,692.97	$1,918.56	$415.98	$1,502.58
11/04/2050	$80,182.87	$1,918.56	$408.46	$1,510.10
12/04/2050	$78,665.22	$1,918.56	$400.91	$1,517.65
01/04/2051	$77,139.99	$1,918.56	$393.33	$1,525.24
02/04/2051	$75,607.12	$1,918.56	$385.70	$1,532.86
03/04/2051	$74,066.60	$1,918.56	$378.04	$1,540.53
04/04/2051	$72,518.37	$1,918.56	$370.33	$1,548.23
05/04/2051	$70,962.40	$1,918.56	$362.59	$1,555.97
06/04/2051	$69,398.65	$1,918.56	$354.81	$1,563.75
07/04/2051	$67,827.08	$1,918.56	$346.99	$1,571.57
08/04/2051	$66,247.66	$1,918.56	$339.14	$1,579.43
09/04/2051	$64,660.33	$1,918.56	$331.24	$1,587.32
10/04/2051	$63,065.07	$1,918.56	$323.30	$1,595.26
11/04/2051	$61,461.84	$1,918.56	$315.33	$1,603.24
12/04/2051	$59,850.58	$1,918.56	$307.31	$1,611.25
01/04/2052	$58,231.27	$1,918.56	$299.25	$1,619.31
02/04/2052	$56,603.87	$1,918.56	$291.16	$1,627.41
03/04/2052	$54,968.33	$1,918.56	$283.02	$1,635.54
04/04/2052	$53,324.61	$1,918.56	$274.84	$1,643.72
05/04/2052	$51,672.67	$1,918.56	$266.62	$1,651.94
06/04/2052	$50,012.47	$1,918.56	$258.36	$1,660.20
07/04/2052	$48,343.97	$1,918.56	$250.06	$1,668.50
08/04/2052	$46,667.13	$1,918.56	$241.72	$1,676.84
09/04/2052	$44,981.90	$1,918.56	$233.34	$1,685.23
10/04/2052	$43,288.25	$1,918.56	$224.91	$1,693.65
11/04/2052	$41,586.13	$1,918.56	$216.44	$1,702.12
12/04/2052	$39,875.50	$1,918.56	$207.93	$1,710.63
01/04/2053	$38,156.31	$1,918.56	$199.38	$1,719.18
02/04/2053	$36,428.53	$1,918.56	$190.78	$1,727.78
03/04/2053	$34,692.12	$1,918.56	$182.14	$1,736.42
04/04/2053	$32,947.01	$1,918.56	$173.46	$1,745.10
05/04/2053	$31,193.19	$1,918.56	$164.74	$1,753.83
06/04/2053	$29,430.59	$1,918.56	$155.97	$1,762.60
07/04/2053	$27,659.18	$1,918.56	$147.15	$1,771.41
08/04/2053	$25,878.92	$1,918.56	$138.30	$1,780.27
09/04/2053	$24,089.75	$1,918.56	$129.39	$1,789.17
10/04/2053	$22,291.64	$1,918.56	$120.45	$1,798.11
11/04/2053	$20,484.53	$1,918.56	$111.46	$1,807.10
12/04/2053	$18,668.40	$1,918.56	$102.42	$1,816.14
01/04/2054	$16,843.18	$1,918.56	$93.34	$1,825.22
02/04/2054	$15,008.83	$1,918.56	$84.22	$1,834.35
03/04/2054	$13,165.31	$1,918.56	$75.04	$1,843.52
04/04/2054	$11,312.58	$1,918.56	$65.83	$1,852.74
05/04/2054	$9,450.58	$1,918.56	$56.56	$1,862.00
06/04/2054	$7,579.27	$1,918.56	$47.25	$1,871.31
07/04/2054	$5,698.60	$1,918.56	$37.90	$1,880.67
08/04/2054	$3,808.54	$1,918.56	$28.49	$1,890.07
09/04/2054	$1,909.02	$1,918.56	$19.04	$1,899.52
10/04/2054	$0.00	$1,918.56	$9.55	$1,909.02
TOTAL:	-	$690,682.20	$370,682.20	$320,000.00

View Comparison in PDF
(only first 2 items)

All calculations are for demonstration purposes only.

Lender	APR	Rate (%)	Monthly Payment^?	Learn More
Foundation Home Loans, LLC NMLS ID: 2559614 License#: MC-7844	5.871% 30 Yr Fixed	5.750% Fees & Points $4,284 Total 1.000 Pts: $3,200 $1,084 Fees	$1,868	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.163% 30 Yr Fixed	6.000% Fees & Points $5,600 Total 0.750 Pts: $2,400 $3,200 Fees	$1,919	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.219% 30 Yr Fixed	6.125% Fees & Points $3,206 Total 0.783 Pts: $2,506 $700 Fees	$1,945	Learn More See Table View
First Citizens Bank NMLS ID: 503941	6.327% 30 Yr Fixed	6.250% Fees & Points $2,595 Total 0.811 Pts: $2,595 $0 Fees	$1,971	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	6.584% 30 Yr Fixed	6.500% Fees & Points $2,800 Total 0.875 Pts: $2,800 $0 Fees	$2,023	Learn More See Table View
Wells Fargo Bank NMLS ID: 399801	Attention Wells Fargo customers: Special benefits and discounts available Get a custom mortgage rate quote in minutes with no credit impact As low as 3% down on a fixed-rate mortgage 30 Yr Fixed			Learn More
FHAloans.com NMLS ID: Not a Lender	2024 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation 30 Yr Fixed			Learn More
Neighbors Bank NMLS ID: 491986	Minimum 620 credit score needed to prequalify 0% down USDA loan for rural homebuyers 97% of borrowers would recommend to friends or family 30 Yr Fixed			Learn More
Quicken Loans NMLS ID: 167283	Fed finally cuts rates! Down payments as low as 1% Explore Your Options Calculate a Payment for $0 30 Yr Fixed			Learn More
CrossCountry Mortgage NMLS ID: 3029	Top 3 Lender: Trusted and established. 19K+ 5-star reviews: Proven customer satisfaction. Wide mortgage selection: Tailored solutions. Unmatched expertise: Your path to homeownership. 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	0% Down VA Loans for Veterans & Military Secure preapproval quickly with 24/7 access Competitively low VA rates, no PMI required Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Pnc Bank, National Association Updated 10/04/2022	6.20%	6.00% 0.00 points $3,210.00 fees	$1,918.56	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 10/04/2024	6.31%	6.25% 1.88 points $3,210.00 fees	$1,969.25	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	5.82%	6.33% 0.00 points $0.00 fees	$1,986.77	Learn MoreShow Less See Table View
State Employees' Credit Union Updated 10/13/2023 Restrictions	7.60%	6.35% 0.00 points $0.00 fees	$1,990.11	Learn MoreShow Less See Table View
Data provided by BestCashCow

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