Comparison of Mortgage Products - July 2025

Compare 30 Years and 6.13% from Yakima Federal Savings & Loan Association with 30 Years and 6.38% from Barrett Financial Group

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Mortgages rates may change or may not be renewable for the length of the term of the analysis.

PRODUCT

BANK

TOTAL TERM

TERM (I.O. OR A.R.M.)

INTEREST RATE

INTEREST TYPE

BANK TYPE

SCENARIO
Mortgage Principal : $320,000

Fixed

Yakima Federal Savings & Loan Association

30 Years

6.13%

SCENARIO

Date	Principal Balance^?	Monthly Payment^?	Interest^?	Monthly Amortization^?
08/16/2025	$319,688.98	$1,944.35	$1,633.33	$311.02
09/16/2025	$319,376.37	$1,944.35	$1,631.75	$312.61
10/16/2025	$319,062.17	$1,944.35	$1,630.15	$314.20
11/16/2025	$318,746.36	$1,944.35	$1,628.55	$315.81
12/16/2025	$318,428.94	$1,944.35	$1,626.93	$317.42
01/16/2026	$318,109.90	$1,944.35	$1,625.31	$319.04
02/16/2026	$317,789.23	$1,944.35	$1,623.69	$320.67
03/16/2026	$317,466.93	$1,944.35	$1,622.05	$322.30
04/16/2026	$317,142.98	$1,944.35	$1,620.40	$323.95
05/16/2026	$316,817.38	$1,944.35	$1,618.75	$325.60
06/16/2026	$316,490.11	$1,944.35	$1,617.09	$327.27
07/16/2026	$316,161.18	$1,944.35	$1,615.42	$328.94
08/16/2026	$315,830.56	$1,944.35	$1,613.74	$330.61
09/16/2026	$315,498.26	$1,944.35	$1,612.05	$332.30
10/16/2026	$315,164.26	$1,944.35	$1,610.36	$334.00
11/16/2026	$314,828.56	$1,944.35	$1,608.65	$335.70
12/16/2026	$314,491.14	$1,944.35	$1,606.94	$337.42
01/16/2027	$314,152.01	$1,944.35	$1,605.22	$339.14
02/16/2027	$313,811.14	$1,944.35	$1,603.48	$340.87
03/16/2027	$313,468.53	$1,944.35	$1,601.74	$342.61
04/16/2027	$313,124.17	$1,944.35	$1,600.00	$344.36
05/16/2027	$312,778.05	$1,944.35	$1,598.24	$346.12
06/16/2027	$312,430.17	$1,944.35	$1,596.47	$347.88
07/16/2027	$312,080.51	$1,944.35	$1,594.70	$349.66
08/16/2027	$311,729.07	$1,944.35	$1,592.91	$351.44
09/16/2027	$311,375.83	$1,944.35	$1,591.12	$353.24
10/16/2027	$311,020.79	$1,944.35	$1,589.31	$355.04
11/16/2027	$310,663.94	$1,944.35	$1,587.50	$356.85
12/16/2027	$310,305.27	$1,944.35	$1,585.68	$358.67
01/16/2028	$309,944.76	$1,944.35	$1,583.85	$360.50
02/16/2028	$309,582.42	$1,944.35	$1,582.01	$362.34
03/16/2028	$309,218.23	$1,944.35	$1,580.16	$364.19
04/16/2028	$308,852.17	$1,944.35	$1,578.30	$366.05
05/16/2028	$308,484.25	$1,944.35	$1,576.43	$367.92
06/16/2028	$308,114.45	$1,944.35	$1,574.56	$369.80
07/16/2028	$307,742.77	$1,944.35	$1,572.67	$371.69
08/16/2028	$307,369.19	$1,944.35	$1,570.77	$373.58
09/16/2028	$306,993.69	$1,944.35	$1,568.86	$375.49
10/16/2028	$306,616.29	$1,944.35	$1,566.95	$377.41
11/16/2028	$306,236.96	$1,944.35	$1,565.02	$379.33
12/16/2028	$305,855.69	$1,944.35	$1,563.08	$381.27
01/16/2029	$305,472.47	$1,944.35	$1,561.14	$383.22
02/16/2029	$305,087.30	$1,944.35	$1,559.18	$385.17
03/16/2029	$304,700.16	$1,944.35	$1,557.22	$387.14
04/16/2029	$304,311.05	$1,944.35	$1,555.24	$389.11
05/16/2029	$303,919.95	$1,944.35	$1,553.25	$391.10
06/16/2029	$303,526.85	$1,944.35	$1,551.26	$393.10
07/16/2029	$303,131.75	$1,944.35	$1,549.25	$395.10
08/16/2029	$302,734.63	$1,944.35	$1,547.23	$397.12
09/16/2029	$302,335.49	$1,944.35	$1,545.21	$399.15
10/16/2029	$301,934.30	$1,944.35	$1,543.17	$401.18
11/16/2029	$301,531.07	$1,944.35	$1,541.12	$403.23
12/16/2029	$301,125.78	$1,944.35	$1,539.06	$405.29
01/16/2030	$300,718.43	$1,944.35	$1,537.00	$407.36
02/16/2030	$300,308.99	$1,944.35	$1,534.92	$409.44
03/16/2030	$299,897.46	$1,944.35	$1,532.83	$411.53
04/16/2030	$299,483.84	$1,944.35	$1,530.73	$413.63
05/16/2030	$299,068.10	$1,944.35	$1,528.62	$415.74
06/16/2030	$298,650.24	$1,944.35	$1,526.49	$417.86
07/16/2030	$298,230.24	$1,944.35	$1,524.36	$419.99
08/16/2030	$297,808.11	$1,944.35	$1,522.22	$422.14
09/16/2030	$297,383.82	$1,944.35	$1,520.06	$424.29
10/16/2030	$296,957.36	$1,944.35	$1,517.90	$426.46
11/16/2030	$296,528.73	$1,944.35	$1,515.72	$428.63
12/16/2030	$296,097.90	$1,944.35	$1,513.53	$430.82
01/16/2031	$295,664.88	$1,944.35	$1,511.33	$433.02
02/16/2031	$295,229.65	$1,944.35	$1,509.12	$435.23
03/16/2031	$294,792.20	$1,944.35	$1,506.90	$437.45
04/16/2031	$294,352.51	$1,944.35	$1,504.67	$439.69
05/16/2031	$293,910.58	$1,944.35	$1,502.42	$441.93
06/16/2031	$293,466.40	$1,944.35	$1,500.17	$444.19
07/16/2031	$293,019.95	$1,944.35	$1,497.90	$446.45
08/16/2031	$292,571.22	$1,944.35	$1,495.62	$448.73
09/16/2031	$292,120.20	$1,944.35	$1,493.33	$451.02
10/16/2031	$291,666.87	$1,944.35	$1,491.03	$453.32
11/16/2031	$291,211.23	$1,944.35	$1,488.72	$455.64
12/16/2031	$290,753.27	$1,944.35	$1,486.39	$457.96
01/16/2032	$290,292.97	$1,944.35	$1,484.05	$460.30
02/16/2032	$289,830.32	$1,944.35	$1,481.70	$462.65
03/16/2032	$289,365.31	$1,944.35	$1,479.34	$465.01
04/16/2032	$288,897.92	$1,944.35	$1,476.97	$467.38
05/16/2032	$288,428.15	$1,944.35	$1,474.58	$469.77
06/16/2032	$287,955.99	$1,944.35	$1,472.19	$472.17
07/16/2032	$287,481.41	$1,944.35	$1,469.78	$474.58
08/16/2032	$287,004.41	$1,944.35	$1,467.35	$477.00
09/16/2032	$286,524.97	$1,944.35	$1,464.92	$479.44
10/16/2032	$286,043.09	$1,944.35	$1,462.47	$481.88
11/16/2032	$285,558.75	$1,944.35	$1,460.01	$484.34
12/16/2032	$285,071.93	$1,944.35	$1,457.54	$486.81
01/16/2033	$284,582.63	$1,944.35	$1,455.05	$489.30
02/16/2033	$284,090.84	$1,944.35	$1,452.56	$491.80
03/16/2033	$283,596.53	$1,944.35	$1,450.05	$494.31
04/16/2033	$283,099.70	$1,944.35	$1,447.52	$496.83
05/16/2033	$282,600.33	$1,944.35	$1,444.99	$499.37
06/16/2033	$282,098.42	$1,944.35	$1,442.44	$501.91
07/16/2033	$281,593.94	$1,944.35	$1,439.88	$504.48
08/16/2033	$281,086.89	$1,944.35	$1,437.30	$507.05
09/16/2033	$280,577.25	$1,944.35	$1,434.71	$509.64
10/16/2033	$280,065.01	$1,944.35	$1,432.11	$512.24
11/16/2033	$279,550.16	$1,944.35	$1,429.50	$514.86
12/16/2033	$279,032.67	$1,944.35	$1,426.87	$517.48
01/16/2034	$278,512.55	$1,944.35	$1,424.23	$520.12
02/16/2034	$277,989.77	$1,944.35	$1,421.57	$522.78
03/16/2034	$277,464.32	$1,944.35	$1,418.91	$525.45
04/16/2034	$276,936.19	$1,944.35	$1,416.22	$528.13
05/16/2034	$276,405.37	$1,944.35	$1,413.53	$530.83
06/16/2034	$275,871.83	$1,944.35	$1,410.82	$533.53
07/16/2034	$275,335.57	$1,944.35	$1,408.10	$536.26
08/16/2034	$274,796.58	$1,944.35	$1,405.36	$539.00
09/16/2034	$274,254.83	$1,944.35	$1,402.61	$541.75
10/16/2034	$273,710.32	$1,944.35	$1,399.84	$544.51
11/16/2034	$273,163.03	$1,944.35	$1,397.06	$547.29
12/16/2034	$272,612.95	$1,944.35	$1,394.27	$550.08
01/16/2035	$272,060.06	$1,944.35	$1,391.46	$552.89
02/16/2035	$271,504.34	$1,944.35	$1,388.64	$555.71
03/16/2035	$270,945.79	$1,944.35	$1,385.80	$558.55
04/16/2035	$270,384.39	$1,944.35	$1,382.95	$561.40
05/16/2035	$269,820.12	$1,944.35	$1,380.09	$564.27
06/16/2035	$269,252.98	$1,944.35	$1,377.21	$567.15
07/16/2035	$268,682.93	$1,944.35	$1,374.31	$570.04
08/16/2035	$268,109.98	$1,944.35	$1,371.40	$572.95
09/16/2035	$267,534.11	$1,944.35	$1,368.48	$575.88
10/16/2035	$266,955.29	$1,944.35	$1,365.54	$578.82
11/16/2035	$266,373.52	$1,944.35	$1,362.58	$581.77
12/16/2035	$265,788.78	$1,944.35	$1,359.61	$584.74
01/16/2036	$265,201.06	$1,944.35	$1,356.63	$587.72
02/16/2036	$264,610.34	$1,944.35	$1,353.63	$590.72
03/16/2036	$264,016.60	$1,944.35	$1,350.62	$593.74
04/16/2036	$263,419.83	$1,944.35	$1,347.58	$596.77
05/16/2036	$262,820.02	$1,944.35	$1,344.54	$599.82
06/16/2036	$262,217.14	$1,944.35	$1,341.48	$602.88
07/16/2036	$261,611.18	$1,944.35	$1,338.40	$605.95
08/16/2036	$261,002.14	$1,944.35	$1,335.31	$609.05
09/16/2036	$260,389.98	$1,944.35	$1,332.20	$612.16
10/16/2036	$259,774.70	$1,944.35	$1,329.07	$615.28
11/16/2036	$259,156.28	$1,944.35	$1,325.93	$618.42
12/16/2036	$258,534.71	$1,944.35	$1,322.78	$621.58
01/16/2037	$257,909.96	$1,944.35	$1,319.60	$624.75
02/16/2037	$257,282.02	$1,944.35	$1,316.42	$627.94
03/16/2037	$256,650.87	$1,944.35	$1,313.21	$631.14
04/16/2037	$256,016.51	$1,944.35	$1,309.99	$634.36
05/16/2037	$255,378.91	$1,944.35	$1,306.75	$637.60
06/16/2037	$254,738.05	$1,944.35	$1,303.50	$640.86
07/16/2037	$254,093.92	$1,944.35	$1,300.23	$644.13
08/16/2037	$253,446.51	$1,944.35	$1,296.94	$647.42
09/16/2037	$252,795.78	$1,944.35	$1,293.63	$650.72
10/16/2037	$252,141.74	$1,944.35	$1,290.31	$654.04
11/16/2037	$251,484.36	$1,944.35	$1,286.97	$657.38
12/16/2037	$250,823.63	$1,944.35	$1,283.62	$660.74
01/16/2038	$250,159.52	$1,944.35	$1,280.25	$664.11
02/16/2038	$249,492.02	$1,944.35	$1,276.86	$667.50
03/16/2038	$248,821.12	$1,944.35	$1,273.45	$670.90
04/16/2038	$248,146.79	$1,944.35	$1,270.02	$674.33
05/16/2038	$247,469.02	$1,944.35	$1,266.58	$677.77
06/16/2038	$246,787.79	$1,944.35	$1,263.12	$681.23
07/16/2038	$246,103.08	$1,944.35	$1,259.65	$684.71
08/16/2038	$245,414.87	$1,944.35	$1,256.15	$688.20
09/16/2038	$244,723.16	$1,944.35	$1,252.64	$691.72
10/16/2038	$244,027.91	$1,944.35	$1,249.11	$695.25
11/16/2038	$243,329.12	$1,944.35	$1,245.56	$698.79
12/16/2038	$242,626.76	$1,944.35	$1,241.99	$702.36
01/16/2039	$241,920.81	$1,944.35	$1,238.41	$705.95
02/16/2039	$241,211.26	$1,944.35	$1,234.80	$709.55
03/16/2039	$240,498.09	$1,944.35	$1,231.18	$713.17
04/16/2039	$239,781.28	$1,944.35	$1,227.54	$716.81
05/16/2039	$239,060.81	$1,944.35	$1,223.88	$720.47
06/16/2039	$238,336.66	$1,944.35	$1,220.21	$724.15
07/16/2039	$237,608.82	$1,944.35	$1,216.51	$727.84
08/16/2039	$236,877.26	$1,944.35	$1,212.80	$731.56
09/16/2039	$236,141.97	$1,944.35	$1,209.06	$735.29
10/16/2039	$235,402.92	$1,944.35	$1,205.31	$739.05
11/16/2039	$234,660.10	$1,944.35	$1,201.54	$742.82
12/16/2039	$233,913.49	$1,944.35	$1,197.74	$746.61
01/16/2040	$233,163.07	$1,944.35	$1,193.93	$750.42
02/16/2040	$232,408.82	$1,944.35	$1,190.10	$754.25
03/16/2040	$231,650.72	$1,944.35	$1,186.25	$758.10
04/16/2040	$230,888.75	$1,944.35	$1,182.38	$761.97
05/16/2040	$230,122.89	$1,944.35	$1,178.49	$765.86
06/16/2040	$229,353.12	$1,944.35	$1,174.59	$769.77
07/16/2040	$228,579.43	$1,944.35	$1,170.66	$773.70
08/16/2040	$227,801.78	$1,944.35	$1,166.71	$777.65
09/16/2040	$227,020.17	$1,944.35	$1,162.74	$781.62
10/16/2040	$226,234.56	$1,944.35	$1,158.75	$785.60
11/16/2040	$225,444.95	$1,944.35	$1,154.74	$789.61
12/16/2040	$224,651.30	$1,944.35	$1,150.71	$793.65
01/16/2041	$223,853.61	$1,944.35	$1,146.66	$797.70
02/16/2041	$223,051.84	$1,944.35	$1,142.59	$801.77
03/16/2041	$222,245.98	$1,944.35	$1,138.49	$805.86
04/16/2041	$221,436.00	$1,944.35	$1,134.38	$809.97
05/16/2041	$220,621.90	$1,944.35	$1,130.25	$814.11
06/16/2041	$219,803.63	$1,944.35	$1,126.09	$818.26
07/16/2041	$218,981.19	$1,944.35	$1,121.91	$822.44
08/16/2041	$218,154.56	$1,944.35	$1,117.72	$826.64
09/16/2041	$217,323.70	$1,944.35	$1,113.50	$830.86
10/16/2041	$216,488.60	$1,944.35	$1,109.26	$835.10
11/16/2041	$215,649.24	$1,944.35	$1,104.99	$839.36
12/16/2041	$214,805.60	$1,944.35	$1,100.71	$843.64
01/16/2042	$213,957.65	$1,944.35	$1,096.40	$847.95
02/16/2042	$213,105.37	$1,944.35	$1,092.08	$852.28
03/16/2042	$212,248.74	$1,944.35	$1,087.73	$856.63
04/16/2042	$211,387.74	$1,944.35	$1,083.35	$861.00
05/16/2042	$210,522.35	$1,944.35	$1,078.96	$865.40
06/16/2042	$209,652.53	$1,944.35	$1,074.54	$869.81
07/16/2042	$208,778.28	$1,944.35	$1,070.10	$874.25
08/16/2042	$207,899.57	$1,944.35	$1,065.64	$878.71
09/16/2042	$207,016.37	$1,944.35	$1,061.15	$883.20
10/16/2042	$206,128.66	$1,944.35	$1,056.65	$887.71
11/16/2042	$205,236.42	$1,944.35	$1,052.12	$892.24
12/16/2042	$204,339.63	$1,944.35	$1,047.56	$896.79
01/16/2043	$203,438.26	$1,944.35	$1,042.98	$901.37
02/16/2043	$202,532.29	$1,944.35	$1,038.38	$905.97
03/16/2043	$201,621.69	$1,944.35	$1,033.76	$910.60
04/16/2043	$200,706.45	$1,944.35	$1,029.11	$915.24
05/16/2043	$199,786.53	$1,944.35	$1,024.44	$919.91
06/16/2043	$198,861.92	$1,944.35	$1,019.74	$924.61
07/16/2043	$197,932.60	$1,944.35	$1,015.02	$929.33
08/16/2043	$196,998.52	$1,944.35	$1,010.28	$934.07
09/16/2043	$196,059.68	$1,944.35	$1,005.51	$938.84
10/16/2043	$195,116.05	$1,944.35	$1,000.72	$943.63
11/16/2043	$194,167.60	$1,944.35	$995.90	$948.45
12/16/2043	$193,214.31	$1,944.35	$991.06	$953.29
01/16/2044	$192,256.16	$1,944.35	$986.20	$958.16
02/16/2044	$191,293.11	$1,944.35	$981.31	$963.05
03/16/2044	$190,325.15	$1,944.35	$976.39	$967.96
04/16/2044	$189,352.24	$1,944.35	$971.45	$972.90
05/16/2044	$188,374.38	$1,944.35	$966.49	$977.87
06/16/2044	$187,391.52	$1,944.35	$961.49	$982.86
07/16/2044	$186,403.64	$1,944.35	$956.48	$987.88
08/16/2044	$185,410.72	$1,944.35	$951.44	$992.92
09/16/2044	$184,412.74	$1,944.35	$946.37	$997.99
10/16/2044	$183,409.66	$1,944.35	$941.27	$1,003.08
11/16/2044	$182,401.45	$1,944.35	$936.15	$1,008.20
12/16/2044	$181,388.11	$1,944.35	$931.01	$1,013.35
01/16/2045	$180,369.59	$1,944.35	$925.84	$1,018.52
02/16/2045	$179,345.87	$1,944.35	$920.64	$1,023.72
03/16/2045	$178,316.93	$1,944.35	$915.41	$1,028.94
04/16/2045	$177,282.74	$1,944.35	$910.16	$1,034.19
05/16/2045	$176,243.26	$1,944.35	$904.88	$1,039.47
06/16/2045	$175,198.48	$1,944.35	$899.57	$1,044.78
07/16/2045	$174,148.37	$1,944.35	$894.24	$1,050.11
08/16/2045	$173,092.90	$1,944.35	$888.88	$1,055.47
09/16/2045	$172,032.04	$1,944.35	$883.50	$1,060.86
10/16/2045	$170,965.77	$1,944.35	$878.08	$1,066.27
11/16/2045	$169,894.05	$1,944.35	$872.64	$1,071.72
12/16/2045	$168,816.87	$1,944.35	$867.17	$1,077.19
01/16/2046	$167,734.18	$1,944.35	$861.67	$1,082.68
02/16/2046	$166,645.97	$1,944.35	$856.14	$1,088.21
03/16/2046	$165,552.21	$1,944.35	$850.59	$1,093.76
04/16/2046	$164,452.86	$1,944.35	$845.01	$1,099.35
05/16/2046	$163,347.90	$1,944.35	$839.39	$1,104.96
06/16/2046	$162,237.30	$1,944.35	$833.75	$1,110.60
07/16/2046	$161,121.03	$1,944.35	$828.09	$1,116.27
08/16/2046	$159,999.07	$1,944.35	$822.39	$1,121.97
09/16/2046	$158,871.38	$1,944.35	$816.66	$1,127.69
10/16/2046	$157,737.93	$1,944.35	$810.91	$1,133.45
11/16/2046	$156,598.70	$1,944.35	$805.12	$1,139.23
12/16/2046	$155,453.65	$1,944.35	$799.31	$1,145.05
01/16/2047	$154,302.76	$1,944.35	$793.46	$1,150.89
02/16/2047	$153,145.99	$1,944.35	$787.59	$1,156.77
03/16/2047	$151,983.32	$1,944.35	$781.68	$1,162.67
04/16/2047	$150,814.71	$1,944.35	$775.75	$1,168.61
05/16/2047	$149,640.14	$1,944.35	$769.78	$1,174.57
06/16/2047	$148,459.58	$1,944.35	$763.79	$1,180.57
07/16/2047	$147,272.99	$1,944.35	$757.76	$1,186.59
08/16/2047	$146,080.34	$1,944.35	$751.71	$1,192.65
09/16/2047	$144,881.60	$1,944.35	$745.62	$1,198.74
10/16/2047	$143,676.75	$1,944.35	$739.50	$1,204.85
11/16/2047	$142,465.74	$1,944.35	$733.35	$1,211.00
12/16/2047	$141,248.56	$1,944.35	$727.17	$1,217.18
01/16/2048	$140,025.16	$1,944.35	$720.96	$1,223.40
02/16/2048	$138,795.52	$1,944.35	$714.71	$1,229.64
03/16/2048	$137,559.60	$1,944.35	$708.44	$1,235.92
04/16/2048	$136,317.38	$1,944.35	$702.13	$1,242.23
05/16/2048	$135,068.81	$1,944.35	$695.79	$1,248.57
06/16/2048	$133,813.87	$1,944.35	$689.41	$1,254.94
07/16/2048	$132,552.52	$1,944.35	$683.01	$1,261.35
08/16/2048	$131,284.74	$1,944.35	$676.57	$1,267.78
09/16/2048	$130,010.49	$1,944.35	$670.10	$1,274.25
10/16/2048	$128,729.73	$1,944.35	$663.60	$1,280.76
11/16/2048	$127,442.43	$1,944.35	$657.06	$1,287.30
12/16/2048	$126,148.56	$1,944.35	$650.49	$1,293.87
01/16/2049	$124,848.09	$1,944.35	$643.88	$1,300.47
02/16/2049	$123,540.99	$1,944.35	$637.25	$1,307.11
03/16/2049	$122,227.21	$1,944.35	$630.57	$1,313.78
04/16/2049	$120,906.72	$1,944.35	$623.87	$1,320.49
05/16/2049	$119,579.49	$1,944.35	$617.13	$1,327.23
06/16/2049	$118,245.49	$1,944.35	$610.35	$1,334.00
07/16/2049	$116,904.69	$1,944.35	$603.54	$1,340.81
08/16/2049	$115,557.03	$1,944.35	$596.70	$1,347.65
09/16/2049	$114,202.50	$1,944.35	$589.82	$1,354.53
10/16/2049	$112,841.06	$1,944.35	$582.91	$1,361.45
11/16/2049	$111,472.66	$1,944.35	$575.96	$1,368.39
12/16/2049	$110,097.28	$1,944.35	$568.98	$1,375.38
01/16/2050	$108,714.88	$1,944.35	$561.95	$1,382.40
02/16/2050	$107,325.43	$1,944.35	$554.90	$1,389.45
03/16/2050	$105,928.88	$1,944.35	$547.81	$1,396.55
04/16/2050	$104,525.21	$1,944.35	$540.68	$1,403.68
05/16/2050	$103,114.37	$1,944.35	$533.51	$1,410.84
06/16/2050	$101,696.33	$1,944.35	$526.31	$1,418.04
07/16/2050	$100,271.05	$1,944.35	$519.08	$1,425.28
08/16/2050	$98,838.50	$1,944.35	$511.80	$1,432.55
09/16/2050	$97,398.63	$1,944.35	$504.49	$1,439.87
10/16/2050	$95,951.41	$1,944.35	$497.14	$1,447.21
11/16/2050	$94,496.81	$1,944.35	$489.75	$1,454.60
12/16/2050	$93,034.79	$1,944.35	$482.33	$1,462.03
01/16/2051	$91,565.30	$1,944.35	$474.87	$1,469.49
02/16/2051	$90,088.31	$1,944.35	$467.36	$1,476.99
03/16/2051	$88,603.78	$1,944.35	$459.83	$1,484.53
04/16/2051	$87,111.68	$1,944.35	$452.25	$1,492.11
05/16/2051	$85,611.95	$1,944.35	$444.63	$1,499.72
06/16/2051	$84,104.58	$1,944.35	$436.98	$1,507.38
07/16/2051	$82,589.51	$1,944.35	$429.28	$1,515.07
08/16/2051	$81,066.71	$1,944.35	$421.55	$1,522.80
09/16/2051	$79,536.13	$1,944.35	$413.78	$1,530.58
10/16/2051	$77,997.74	$1,944.35	$405.97	$1,538.39
11/16/2051	$76,451.50	$1,944.35	$398.11	$1,546.24
12/16/2051	$74,897.37	$1,944.35	$390.22	$1,554.13
01/16/2052	$73,335.30	$1,944.35	$382.29	$1,562.07
02/16/2052	$71,765.27	$1,944.35	$374.32	$1,570.04
03/16/2052	$70,187.21	$1,944.35	$366.30	$1,578.05
04/16/2052	$68,601.11	$1,944.35	$358.25	$1,586.11
05/16/2052	$67,006.90	$1,944.35	$350.15	$1,594.20
06/16/2052	$65,404.57	$1,944.35	$342.01	$1,602.34
07/16/2052	$63,794.05	$1,944.35	$333.84	$1,610.52
08/16/2052	$62,175.31	$1,944.35	$325.62	$1,618.74
09/16/2052	$60,548.31	$1,944.35	$317.35	$1,627.00
10/16/2052	$58,913.00	$1,944.35	$309.05	$1,635.31
11/16/2052	$57,269.35	$1,944.35	$300.70	$1,643.65
12/16/2052	$55,617.31	$1,944.35	$292.31	$1,652.04
01/16/2053	$53,956.84	$1,944.35	$283.88	$1,660.47
02/16/2053	$52,287.89	$1,944.35	$275.40	$1,668.95
03/16/2053	$50,610.42	$1,944.35	$266.89	$1,677.47
04/16/2053	$48,924.39	$1,944.35	$258.32	$1,686.03
05/16/2053	$47,229.75	$1,944.35	$249.72	$1,694.64
06/16/2053	$45,526.47	$1,944.35	$241.07	$1,703.29
07/16/2053	$43,814.49	$1,944.35	$232.37	$1,711.98
08/16/2053	$42,093.77	$1,944.35	$223.64	$1,720.72
09/16/2053	$40,364.27	$1,944.35	$214.85	$1,729.50
10/16/2053	$38,625.95	$1,944.35	$206.03	$1,738.33
11/16/2053	$36,878.74	$1,944.35	$197.15	$1,747.20
12/16/2053	$35,122.63	$1,944.35	$188.24	$1,756.12
01/16/2054	$33,357.54	$1,944.35	$179.27	$1,765.08
02/16/2054	$31,583.45	$1,944.35	$170.26	$1,774.09
03/16/2054	$29,800.31	$1,944.35	$161.21	$1,783.15
04/16/2054	$28,008.06	$1,944.35	$152.11	$1,792.25
05/16/2054	$26,206.66	$1,944.35	$142.96	$1,801.40
06/16/2054	$24,396.07	$1,944.35	$133.76	$1,810.59
07/16/2054	$22,576.24	$1,944.35	$124.52	$1,819.83
08/16/2054	$20,747.12	$1,944.35	$115.23	$1,829.12
09/16/2054	$18,908.66	$1,944.35	$105.90	$1,838.46
10/16/2054	$17,060.82	$1,944.35	$96.51	$1,847.84
11/16/2054	$15,203.55	$1,944.35	$87.08	$1,857.27
12/16/2054	$13,336.80	$1,944.35	$77.60	$1,866.75
01/16/2055	$11,460.52	$1,944.35	$68.07	$1,876.28
02/16/2055	$9,574.66	$1,944.35	$58.50	$1,885.86
03/16/2055	$7,679.18	$1,944.35	$48.87	$1,895.48
04/16/2055	$5,774.02	$1,944.35	$39.20	$1,905.16
05/16/2055	$3,859.14	$1,944.35	$29.47	$1,914.88
06/16/2055	$1,934.48	$1,944.35	$19.70	$1,924.66
07/16/2055	$0.00	$1,944.35	$9.87	$1,934.48
TOTAL:	-	$699,967.34	$379,967.34	$320,000.00

Fixed

Barrett Financial Group

30 Years

6.38%

SCENARIO

Date	Principal Balance^?	Monthly Payment^?	Interest^?	Monthly Amortization^?
08/16/2025	$319,703.62	$1,996.38	$1,700.00	$296.38
09/16/2025	$319,405.66	$1,996.38	$1,698.43	$297.96
10/16/2025	$319,106.12	$1,996.38	$1,696.84	$299.54
11/16/2025	$318,804.98	$1,996.38	$1,695.25	$301.13
12/16/2025	$318,502.25	$1,996.38	$1,693.65	$302.73
01/16/2026	$318,197.91	$1,996.38	$1,692.04	$304.34
02/16/2026	$317,891.95	$1,996.38	$1,690.43	$305.96
03/16/2026	$317,584.37	$1,996.38	$1,688.80	$307.58
04/16/2026	$317,275.16	$1,996.38	$1,687.17	$309.22
05/16/2026	$316,964.30	$1,996.38	$1,685.52	$310.86
06/16/2026	$316,651.79	$1,996.38	$1,683.87	$312.51
07/16/2026	$316,337.61	$1,996.38	$1,682.21	$314.17
08/16/2026	$316,021.77	$1,996.38	$1,680.54	$315.84
09/16/2026	$315,704.26	$1,996.38	$1,678.87	$317.52
10/16/2026	$315,385.05	$1,996.38	$1,677.18	$319.20
11/16/2026	$315,064.15	$1,996.38	$1,675.48	$320.90
12/16/2026	$314,741.55	$1,996.38	$1,673.78	$322.61
01/16/2027	$314,417.23	$1,996.38	$1,672.06	$324.32
02/16/2027	$314,091.18	$1,996.38	$1,670.34	$326.04
03/16/2027	$313,763.41	$1,996.38	$1,668.61	$327.77
04/16/2027	$313,433.89	$1,996.38	$1,666.87	$329.52
05/16/2027	$313,102.63	$1,996.38	$1,665.12	$331.27
06/16/2027	$312,769.60	$1,996.38	$1,663.36	$333.03
07/16/2027	$312,434.81	$1,996.38	$1,661.59	$334.80
08/16/2027	$312,098.23	$1,996.38	$1,659.81	$336.57
09/16/2027	$311,759.87	$1,996.38	$1,658.02	$338.36
10/16/2027	$311,419.71	$1,996.38	$1,656.22	$340.16
11/16/2027	$311,077.75	$1,996.38	$1,654.42	$341.97
12/16/2027	$310,733.96	$1,996.38	$1,652.60	$343.78
01/16/2028	$310,388.35	$1,996.38	$1,650.77	$345.61
02/16/2028	$310,040.91	$1,996.38	$1,648.94	$347.45
03/16/2028	$309,691.62	$1,996.38	$1,647.09	$349.29
04/16/2028	$309,340.47	$1,996.38	$1,645.24	$351.15
05/16/2028	$308,987.46	$1,996.38	$1,643.37	$353.01
06/16/2028	$308,632.57	$1,996.38	$1,641.50	$354.89
07/16/2028	$308,275.80	$1,996.38	$1,639.61	$356.77
08/16/2028	$307,917.13	$1,996.38	$1,637.72	$358.67
09/16/2028	$307,556.55	$1,996.38	$1,635.81	$360.57
10/16/2028	$307,194.06	$1,996.38	$1,633.89	$362.49
11/16/2028	$306,829.65	$1,996.38	$1,631.97	$364.42
12/16/2028	$306,463.30	$1,996.38	$1,630.03	$366.35
01/16/2029	$306,095.00	$1,996.38	$1,628.09	$368.30
02/16/2029	$305,724.75	$1,996.38	$1,626.13	$370.25
03/16/2029	$305,352.52	$1,996.38	$1,624.16	$372.22
04/16/2029	$304,978.33	$1,996.38	$1,622.19	$374.20
05/16/2029	$304,602.14	$1,996.38	$1,620.20	$376.19
06/16/2029	$304,223.96	$1,996.38	$1,618.20	$378.18
07/16/2029	$303,843.76	$1,996.38	$1,616.19	$380.19
08/16/2029	$303,461.55	$1,996.38	$1,614.17	$382.21
09/16/2029	$303,077.30	$1,996.38	$1,612.14	$384.24
10/16/2029	$302,691.02	$1,996.38	$1,610.10	$386.29
11/16/2029	$302,302.68	$1,996.38	$1,608.05	$388.34
12/16/2029	$301,912.28	$1,996.38	$1,605.98	$390.40
01/16/2030	$301,519.80	$1,996.38	$1,603.91	$392.47
02/16/2030	$301,125.24	$1,996.38	$1,601.82	$394.56
03/16/2030	$300,728.59	$1,996.38	$1,599.73	$396.66
04/16/2030	$300,329.83	$1,996.38	$1,597.62	$398.76
05/16/2030	$299,928.94	$1,996.38	$1,595.50	$400.88
06/16/2030	$299,525.93	$1,996.38	$1,593.37	$403.01
07/16/2030	$299,120.78	$1,996.38	$1,591.23	$405.15
08/16/2030	$298,713.48	$1,996.38	$1,589.08	$407.30
09/16/2030	$298,304.01	$1,996.38	$1,586.92	$409.47
10/16/2030	$297,892.36	$1,996.38	$1,584.74	$411.64
11/16/2030	$297,478.53	$1,996.38	$1,582.55	$413.83
12/16/2030	$297,062.51	$1,996.38	$1,580.35	$416.03
01/16/2031	$296,644.27	$1,996.38	$1,578.14	$418.24
02/16/2031	$296,223.81	$1,996.38	$1,575.92	$420.46
03/16/2031	$295,801.11	$1,996.38	$1,573.69	$422.69
04/16/2031	$295,376.17	$1,996.38	$1,571.44	$424.94
05/16/2031	$294,948.97	$1,996.38	$1,569.19	$427.20
06/16/2031	$294,519.51	$1,996.38	$1,566.92	$429.47
07/16/2031	$294,087.76	$1,996.38	$1,564.63	$431.75
08/16/2031	$293,653.71	$1,996.38	$1,562.34	$434.04
09/16/2031	$293,217.37	$1,996.38	$1,560.04	$436.35
10/16/2031	$292,778.70	$1,996.38	$1,557.72	$438.67
11/16/2031	$292,337.70	$1,996.38	$1,555.39	$441.00
12/16/2031	$291,894.36	$1,996.38	$1,553.04	$443.34
01/16/2032	$291,448.67	$1,996.38	$1,550.69	$445.69
02/16/2032	$291,000.61	$1,996.38	$1,548.32	$448.06
03/16/2032	$290,550.16	$1,996.38	$1,545.94	$450.44
04/16/2032	$290,097.33	$1,996.38	$1,543.55	$452.84
05/16/2032	$289,642.08	$1,996.38	$1,541.14	$455.24
06/16/2032	$289,184.42	$1,996.38	$1,538.72	$457.66
07/16/2032	$288,724.33	$1,996.38	$1,536.29	$460.09
08/16/2032	$288,261.80	$1,996.38	$1,533.85	$462.54
09/16/2032	$287,796.80	$1,996.38	$1,531.39	$464.99
10/16/2032	$287,329.34	$1,996.38	$1,528.92	$467.46
11/16/2032	$286,859.39	$1,996.38	$1,526.44	$469.95
12/16/2032	$286,386.95	$1,996.38	$1,523.94	$472.44
01/16/2033	$285,912.00	$1,996.38	$1,521.43	$474.95
02/16/2033	$285,434.52	$1,996.38	$1,518.91	$477.48
03/16/2033	$284,954.51	$1,996.38	$1,516.37	$480.01
04/16/2033	$284,471.95	$1,996.38	$1,513.82	$482.56
05/16/2033	$283,986.82	$1,996.38	$1,511.26	$485.13
06/16/2033	$283,499.12	$1,996.38	$1,508.68	$487.70
07/16/2033	$283,008.82	$1,996.38	$1,506.09	$490.29
08/16/2033	$282,515.92	$1,996.38	$1,503.48	$492.90
09/16/2033	$282,020.41	$1,996.38	$1,500.87	$495.52
10/16/2033	$281,522.25	$1,996.38	$1,498.23	$498.15
11/16/2033	$281,021.46	$1,996.38	$1,495.59	$500.80
12/16/2033	$280,518.00	$1,996.38	$1,492.93	$503.46
01/16/2034	$280,011.87	$1,996.38	$1,490.25	$506.13
02/16/2034	$279,503.05	$1,996.38	$1,487.56	$508.82
03/16/2034	$278,991.52	$1,996.38	$1,484.86	$511.52
04/16/2034	$278,477.28	$1,996.38	$1,482.14	$514.24
05/16/2034	$277,960.31	$1,996.38	$1,479.41	$516.97
06/16/2034	$277,440.59	$1,996.38	$1,476.66	$519.72
07/16/2034	$276,918.11	$1,996.38	$1,473.90	$522.48
08/16/2034	$276,392.85	$1,996.38	$1,471.13	$525.26
09/16/2034	$275,864.81	$1,996.38	$1,468.34	$528.05
10/16/2034	$275,333.96	$1,996.38	$1,465.53	$530.85
11/16/2034	$274,800.28	$1,996.38	$1,462.71	$533.67
12/16/2034	$274,263.78	$1,996.38	$1,459.88	$536.51
01/16/2035	$273,724.42	$1,996.38	$1,457.03	$539.36
02/16/2035	$273,182.20	$1,996.38	$1,454.16	$542.22
03/16/2035	$272,637.09	$1,996.38	$1,451.28	$545.10
04/16/2035	$272,089.09	$1,996.38	$1,448.38	$548.00
05/16/2035	$271,538.18	$1,996.38	$1,445.47	$550.91
06/16/2035	$270,984.35	$1,996.38	$1,442.55	$553.84
07/16/2035	$270,427.57	$1,996.38	$1,439.60	$556.78
08/16/2035	$269,867.83	$1,996.38	$1,436.65	$559.74
09/16/2035	$269,305.12	$1,996.38	$1,433.67	$562.71
10/16/2035	$268,739.42	$1,996.38	$1,430.68	$565.70
11/16/2035	$268,170.71	$1,996.38	$1,427.68	$568.71
12/16/2035	$267,598.99	$1,996.38	$1,424.66	$571.73
01/16/2036	$267,024.22	$1,996.38	$1,421.62	$574.76
02/16/2036	$266,446.41	$1,996.38	$1,418.57	$577.82
03/16/2036	$265,865.52	$1,996.38	$1,415.50	$580.89
04/16/2036	$265,281.54	$1,996.38	$1,412.41	$583.97
05/16/2036	$264,694.47	$1,996.38	$1,409.31	$587.08
06/16/2036	$264,104.28	$1,996.38	$1,406.19	$590.19
07/16/2036	$263,510.95	$1,996.38	$1,403.05	$593.33
08/16/2036	$262,914.46	$1,996.38	$1,399.90	$596.48
09/16/2036	$262,314.81	$1,996.38	$1,396.73	$599.65
10/16/2036	$261,711.98	$1,996.38	$1,393.55	$602.84
11/16/2036	$261,105.94	$1,996.38	$1,390.34	$606.04
12/16/2036	$260,496.68	$1,996.38	$1,387.13	$609.26
01/16/2037	$259,884.18	$1,996.38	$1,383.89	$612.50
02/16/2037	$259,268.44	$1,996.38	$1,380.63	$615.75
03/16/2037	$258,649.42	$1,996.38	$1,377.36	$619.02
04/16/2037	$258,027.11	$1,996.38	$1,374.08	$622.31
05/16/2037	$257,401.49	$1,996.38	$1,370.77	$625.61
06/16/2037	$256,772.55	$1,996.38	$1,367.45	$628.94
07/16/2037	$256,140.27	$1,996.38	$1,364.10	$632.28
08/16/2037	$255,504.64	$1,996.38	$1,360.75	$635.64
09/16/2037	$254,865.62	$1,996.38	$1,357.37	$639.02
10/16/2037	$254,223.21	$1,996.38	$1,353.97	$642.41
11/16/2037	$253,577.39	$1,996.38	$1,350.56	$645.82
12/16/2037	$252,928.13	$1,996.38	$1,347.13	$649.25
01/16/2038	$252,275.43	$1,996.38	$1,343.68	$652.70
02/16/2038	$251,619.26	$1,996.38	$1,340.21	$656.17
03/16/2038	$250,959.60	$1,996.38	$1,336.73	$659.66
04/16/2038	$250,296.44	$1,996.38	$1,333.22	$663.16
05/16/2038	$249,629.76	$1,996.38	$1,329.70	$666.68
06/16/2038	$248,959.53	$1,996.38	$1,326.16	$670.23
07/16/2038	$248,285.75	$1,996.38	$1,322.60	$673.79
08/16/2038	$247,608.38	$1,996.38	$1,319.02	$677.37
09/16/2038	$246,927.42	$1,996.38	$1,315.42	$680.96
10/16/2038	$246,242.84	$1,996.38	$1,311.80	$684.58
11/16/2038	$245,554.62	$1,996.38	$1,308.17	$688.22
12/16/2038	$244,862.74	$1,996.38	$1,304.51	$691.87
01/16/2039	$244,167.19	$1,996.38	$1,300.83	$695.55
02/16/2039	$243,467.95	$1,996.38	$1,297.14	$699.25
03/16/2039	$242,764.99	$1,996.38	$1,293.42	$702.96
04/16/2039	$242,058.29	$1,996.38	$1,289.69	$706.69
05/16/2039	$241,347.84	$1,996.38	$1,285.93	$710.45
06/16/2039	$240,633.62	$1,996.38	$1,282.16	$714.22
07/16/2039	$239,915.60	$1,996.38	$1,278.37	$718.02
08/16/2039	$239,193.77	$1,996.38	$1,274.55	$721.83
09/16/2039	$238,468.10	$1,996.38	$1,270.72	$725.67
10/16/2039	$237,738.58	$1,996.38	$1,266.86	$729.52
11/16/2039	$237,005.18	$1,996.38	$1,262.99	$733.40
12/16/2039	$236,267.89	$1,996.38	$1,259.09	$737.29
01/16/2040	$235,526.68	$1,996.38	$1,255.17	$741.21
02/16/2040	$234,781.53	$1,996.38	$1,251.24	$745.15
03/16/2040	$234,032.43	$1,996.38	$1,247.28	$749.11
04/16/2040	$233,279.34	$1,996.38	$1,243.30	$753.09
05/16/2040	$232,522.25	$1,996.38	$1,239.30	$757.09
06/16/2040	$231,761.14	$1,996.38	$1,235.27	$761.11
07/16/2040	$230,995.99	$1,996.38	$1,231.23	$765.15
08/16/2040	$230,226.77	$1,996.38	$1,227.17	$769.22
09/16/2040	$229,453.47	$1,996.38	$1,223.08	$773.30
10/16/2040	$228,676.06	$1,996.38	$1,218.97	$777.41
11/16/2040	$227,894.51	$1,996.38	$1,214.84	$781.54
12/16/2040	$227,108.82	$1,996.38	$1,210.69	$785.69
01/16/2041	$226,318.95	$1,996.38	$1,206.52	$789.87
02/16/2041	$225,524.89	$1,996.38	$1,202.32	$794.06
03/16/2041	$224,726.60	$1,996.38	$1,198.10	$798.28
04/16/2041	$223,924.08	$1,996.38	$1,193.86	$802.52
05/16/2041	$223,117.29	$1,996.38	$1,189.60	$806.79
06/16/2041	$222,306.22	$1,996.38	$1,185.31	$811.07
07/16/2041	$221,490.84	$1,996.38	$1,181.00	$815.38
08/16/2041	$220,671.13	$1,996.38	$1,176.67	$819.71
09/16/2041	$219,847.06	$1,996.38	$1,172.32	$824.07
10/16/2041	$219,018.61	$1,996.38	$1,167.94	$828.45
11/16/2041	$218,185.76	$1,996.38	$1,163.54	$832.85
12/16/2041	$217,348.49	$1,996.38	$1,159.11	$837.27
01/16/2042	$216,506.77	$1,996.38	$1,154.66	$841.72
02/16/2042	$215,660.58	$1,996.38	$1,150.19	$846.19
03/16/2042	$214,809.89	$1,996.38	$1,145.70	$850.69
04/16/2042	$213,954.69	$1,996.38	$1,141.18	$855.21
05/16/2042	$213,094.94	$1,996.38	$1,136.63	$859.75
06/16/2042	$212,230.62	$1,996.38	$1,132.07	$864.32
07/16/2042	$211,361.71	$1,996.38	$1,127.48	$868.91
08/16/2042	$210,488.19	$1,996.38	$1,122.86	$873.52
09/16/2042	$209,610.02	$1,996.38	$1,118.22	$878.17
10/16/2042	$208,727.19	$1,996.38	$1,113.55	$882.83
11/16/2042	$207,839.67	$1,996.38	$1,108.86	$887.52
12/16/2042	$206,947.44	$1,996.38	$1,104.15	$892.24
01/16/2043	$206,050.46	$1,996.38	$1,099.41	$896.98
02/16/2043	$205,148.72	$1,996.38	$1,094.64	$901.74
03/16/2043	$204,242.19	$1,996.38	$1,089.85	$906.53
04/16/2043	$203,330.84	$1,996.38	$1,085.04	$911.35
05/16/2043	$202,414.65	$1,996.38	$1,080.20	$916.19
06/16/2043	$201,493.60	$1,996.38	$1,075.33	$921.06
07/16/2043	$200,567.65	$1,996.38	$1,070.43	$925.95
08/16/2043	$199,636.78	$1,996.38	$1,065.52	$930.87
09/16/2043	$198,700.97	$1,996.38	$1,060.57	$935.81
10/16/2043	$197,760.18	$1,996.38	$1,055.60	$940.78
11/16/2043	$196,814.40	$1,996.38	$1,050.60	$945.78
12/16/2043	$195,863.59	$1,996.38	$1,045.58	$950.81
01/16/2044	$194,907.74	$1,996.38	$1,040.53	$955.86
02/16/2044	$193,946.80	$1,996.38	$1,035.45	$960.94
03/16/2044	$192,980.76	$1,996.38	$1,030.34	$966.04
04/16/2044	$192,009.58	$1,996.38	$1,025.21	$971.17
05/16/2044	$191,033.25	$1,996.38	$1,020.05	$976.33
06/16/2044	$190,051.73	$1,996.38	$1,014.86	$981.52
07/16/2044	$189,065.00	$1,996.38	$1,009.65	$986.73
08/16/2044	$188,073.02	$1,996.38	$1,004.41	$991.98
09/16/2044	$187,075.78	$1,996.38	$999.14	$997.25
10/16/2044	$186,073.23	$1,996.38	$993.84	$1,002.54
11/16/2044	$185,065.36	$1,996.38	$988.51	$1,007.87
12/16/2044	$184,052.14	$1,996.38	$983.16	$1,013.22
01/16/2045	$183,033.53	$1,996.38	$977.78	$1,018.61
02/16/2045	$182,009.51	$1,996.38	$972.37	$1,024.02
03/16/2045	$180,980.06	$1,996.38	$966.93	$1,029.46
04/16/2045	$179,945.13	$1,996.38	$961.46	$1,034.93
05/16/2045	$178,904.70	$1,996.38	$955.96	$1,040.43
06/16/2045	$177,858.75	$1,996.38	$950.43	$1,045.95
07/16/2045	$176,807.24	$1,996.38	$944.87	$1,051.51
08/16/2045	$175,750.15	$1,996.38	$939.29	$1,057.10
09/16/2045	$174,687.44	$1,996.38	$933.67	$1,062.71
10/16/2045	$173,619.08	$1,996.38	$928.03	$1,068.36
11/16/2045	$172,545.05	$1,996.38	$922.35	$1,074.03
12/16/2045	$171,465.31	$1,996.38	$916.65	$1,079.74
01/16/2046	$170,379.84	$1,996.38	$910.91	$1,085.47
02/16/2046	$169,288.59	$1,996.38	$905.14	$1,091.24
03/16/2046	$168,191.56	$1,996.38	$899.35	$1,097.04
04/16/2046	$167,088.69	$1,996.38	$893.52	$1,102.87
05/16/2046	$165,979.97	$1,996.38	$887.66	$1,108.73
06/16/2046	$164,865.35	$1,996.38	$881.77	$1,114.62
07/16/2046	$163,744.81	$1,996.38	$875.85	$1,120.54
08/16/2046	$162,618.32	$1,996.38	$869.89	$1,126.49
09/16/2046	$161,485.85	$1,996.38	$863.91	$1,132.47
10/16/2046	$160,347.36	$1,996.38	$857.89	$1,138.49
11/16/2046	$159,202.82	$1,996.38	$851.85	$1,144.54
12/16/2046	$158,052.20	$1,996.38	$845.76	$1,150.62
01/16/2047	$156,895.47	$1,996.38	$839.65	$1,156.73
02/16/2047	$155,732.60	$1,996.38	$833.51	$1,162.88
03/16/2047	$154,563.54	$1,996.38	$827.33	$1,169.05
04/16/2047	$153,388.28	$1,996.38	$821.12	$1,175.26
05/16/2047	$152,206.77	$1,996.38	$814.88	$1,181.51
06/16/2047	$151,018.98	$1,996.38	$808.60	$1,187.79
07/16/2047	$149,824.89	$1,996.38	$802.29	$1,194.10
08/16/2047	$148,624.45	$1,996.38	$795.94	$1,200.44
09/16/2047	$147,417.63	$1,996.38	$789.57	$1,206.82
10/16/2047	$146,204.40	$1,996.38	$783.16	$1,213.23
11/16/2047	$144,984.73	$1,996.38	$776.71	$1,219.67
12/16/2047	$143,758.58	$1,996.38	$770.23	$1,226.15
01/16/2048	$142,525.91	$1,996.38	$763.72	$1,232.67
02/16/2048	$141,286.70	$1,996.38	$757.17	$1,239.21
03/16/2048	$140,040.90	$1,996.38	$750.59	$1,245.80
04/16/2048	$138,788.48	$1,996.38	$743.97	$1,252.42
05/16/2048	$137,529.41	$1,996.38	$737.31	$1,259.07
06/16/2048	$136,263.66	$1,996.38	$730.63	$1,265.76
07/16/2048	$134,991.17	$1,996.38	$723.90	$1,272.48
08/16/2048	$133,711.93	$1,996.38	$717.14	$1,279.24
09/16/2048	$132,425.89	$1,996.38	$710.34	$1,286.04
10/16/2048	$131,133.02	$1,996.38	$703.51	$1,292.87
11/16/2048	$129,833.28	$1,996.38	$696.64	$1,299.74
12/16/2048	$128,526.64	$1,996.38	$689.74	$1,306.64
01/16/2049	$127,213.05	$1,996.38	$682.80	$1,313.59
02/16/2049	$125,892.49	$1,996.38	$675.82	$1,320.56
03/16/2049	$124,564.91	$1,996.38	$668.80	$1,327.58
04/16/2049	$123,230.27	$1,996.38	$661.75	$1,334.63
05/16/2049	$121,888.55	$1,996.38	$654.66	$1,341.72
06/16/2049	$120,539.70	$1,996.38	$647.53	$1,348.85
07/16/2049	$119,183.68	$1,996.38	$640.37	$1,356.02
08/16/2049	$117,820.46	$1,996.38	$633.16	$1,363.22
09/16/2049	$116,450.00	$1,996.38	$625.92	$1,370.46
10/16/2049	$115,072.26	$1,996.38	$618.64	$1,377.74
11/16/2049	$113,687.19	$1,996.38	$611.32	$1,385.06
12/16/2049	$112,294.77	$1,996.38	$603.96	$1,392.42
01/16/2050	$110,894.96	$1,996.38	$596.57	$1,399.82
02/16/2050	$109,487.70	$1,996.38	$589.13	$1,407.25
03/16/2050	$108,072.97	$1,996.38	$581.65	$1,414.73
04/16/2050	$106,650.73	$1,996.38	$574.14	$1,422.25
05/16/2050	$105,220.92	$1,996.38	$566.58	$1,429.80
06/16/2050	$103,783.53	$1,996.38	$558.99	$1,437.40
07/16/2050	$102,338.49	$1,996.38	$551.35	$1,445.03
08/16/2050	$100,885.78	$1,996.38	$543.67	$1,452.71
09/16/2050	$99,425.35	$1,996.38	$535.96	$1,460.43
10/16/2050	$97,957.17	$1,996.38	$528.20	$1,468.19
11/16/2050	$96,481.18	$1,996.38	$520.40	$1,475.99
12/16/2050	$94,997.35	$1,996.38	$512.56	$1,483.83
01/16/2051	$93,505.64	$1,996.38	$504.67	$1,491.71
02/16/2051	$92,006.01	$1,996.38	$496.75	$1,499.63
03/16/2051	$90,498.41	$1,996.38	$488.78	$1,507.60
04/16/2051	$88,982.80	$1,996.38	$480.77	$1,515.61
05/16/2051	$87,459.13	$1,996.38	$472.72	$1,523.66
06/16/2051	$85,927.38	$1,996.38	$464.63	$1,531.76
07/16/2051	$84,387.48	$1,996.38	$456.49	$1,539.89
08/16/2051	$82,839.41	$1,996.38	$448.31	$1,548.08
09/16/2051	$81,283.11	$1,996.38	$440.08	$1,556.30
10/16/2051	$79,718.54	$1,996.38	$431.82	$1,564.57
11/16/2051	$78,145.66	$1,996.38	$423.50	$1,572.88
12/16/2051	$76,564.43	$1,996.38	$415.15	$1,581.23
01/16/2052	$74,974.79	$1,996.38	$406.75	$1,589.64
02/16/2052	$73,376.71	$1,996.38	$398.30	$1,598.08
03/16/2052	$71,770.14	$1,996.38	$389.81	$1,606.57
04/16/2052	$70,155.04	$1,996.38	$381.28	$1,615.10
05/16/2052	$68,531.35	$1,996.38	$372.70	$1,623.69
06/16/2052	$66,899.04	$1,996.38	$364.07	$1,632.31
07/16/2052	$65,258.06	$1,996.38	$355.40	$1,640.98
08/16/2052	$63,608.36	$1,996.38	$346.68	$1,649.70
09/16/2052	$61,949.89	$1,996.38	$337.92	$1,658.46
10/16/2052	$60,282.62	$1,996.38	$329.11	$1,667.27
11/16/2052	$58,606.49	$1,996.38	$320.25	$1,676.13
12/16/2052	$56,921.45	$1,996.38	$311.35	$1,685.04
01/16/2053	$55,227.46	$1,996.38	$302.40	$1,693.99
02/16/2053	$53,524.47	$1,996.38	$293.40	$1,702.99
03/16/2053	$51,812.44	$1,996.38	$284.35	$1,712.03
04/16/2053	$50,091.31	$1,996.38	$275.25	$1,721.13
05/16/2053	$48,361.04	$1,996.38	$266.11	$1,730.27
06/16/2053	$46,621.57	$1,996.38	$256.92	$1,739.47
07/16/2053	$44,872.86	$1,996.38	$247.68	$1,748.71
08/16/2053	$43,114.87	$1,996.38	$238.39	$1,758.00
09/16/2053	$41,347.53	$1,996.38	$229.05	$1,767.34
10/16/2053	$39,570.81	$1,996.38	$219.66	$1,776.72
11/16/2053	$37,784.64	$1,996.38	$210.22	$1,786.16
12/16/2053	$35,988.99	$1,996.38	$200.73	$1,795.65
01/16/2054	$34,183.80	$1,996.38	$191.19	$1,805.19
02/16/2054	$32,369.02	$1,996.38	$181.60	$1,814.78
03/16/2054	$30,544.59	$1,996.38	$171.96	$1,824.42
04/16/2054	$28,710.48	$1,996.38	$162.27	$1,834.12
05/16/2054	$26,866.62	$1,996.38	$152.52	$1,843.86
06/16/2054	$25,012.96	$1,996.38	$142.73	$1,853.65
07/16/2054	$23,149.46	$1,996.38	$132.88	$1,863.50
08/16/2054	$21,276.06	$1,996.38	$122.98	$1,873.40
09/16/2054	$19,392.70	$1,996.38	$113.03	$1,883.35
10/16/2054	$17,499.34	$1,996.38	$103.02	$1,893.36
11/16/2054	$15,595.92	$1,996.38	$92.97	$1,903.42
12/16/2054	$13,682.39	$1,996.38	$82.85	$1,913.53
01/16/2055	$11,758.70	$1,996.38	$72.69	$1,923.70
02/16/2055	$9,824.78	$1,996.38	$62.47	$1,933.92
03/16/2055	$7,880.59	$1,996.38	$52.19	$1,944.19
04/16/2055	$5,926.08	$1,996.38	$41.87	$1,954.52
05/16/2055	$3,961.17	$1,996.38	$31.48	$1,964.90
06/16/2055	$1,985.83	$1,996.38	$21.04	$1,975.34
07/16/2055	$0.00	$1,996.38	$10.55	$1,985.83
TOTAL:	-	$718,698.12	$398,698.12	$320,000.00

View Comparison in PDF
(only first 2 items)

All calculations are for demonstration purposes only.

Lender	APR	Rate (%)	Monthly Payment^?	Learn More
Yakima Federal Savings & Loan Association NMLS ID: 432980	6.245% 30 Yr Fixed	6.125% Fees & Points $4,324 Total 0.000 Pts: $0 $4,324 Fees	$1,945	Learn More See Table View
Barrett Financial Group NMLS ID: 181106 License#: 1998387	6.576% 30 Yr Fixed	6.375% Fees & Points $6,858 Total 0.961 Pts: $3,075 $3,783 Fees	$1,997	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.655% 30 Yr Fixed	6.500% Fees & Points $5,195 Total 1.000 Pts: $3,200 $1,995 Fees	$2,023	Learn More See Table View
Sammamish Mortgage Company NMLS ID: 118653 License#: CL-118653	6.688% 30 Yr Fixed	6.624% Fees & Points $2,520 Total 0.666 Pts: $2,131 $389 Fees	$2,049	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.705% 30 Yr Fixed	6.625% Fees & Points $2,633 Total 0.604 Pts: $1,933 $700 Fees	$2,049	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	PenFed membership is open to everyone, including you. Fixed Rate is locked-in for the life of the loan PenFed Makes Home Ownership Affordable. Federally Insured by NCUA Military Service is NOT required for membership. Equal Housing Lender 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Get home in 2025 with a 0% down VA Loan Score your prequalification anytime with 24/7 online tools Save more with competitive VA rates and no PMI Backed by over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Neighbors Bank NMLS ID: 491986	As low as 0% down options & down payment assistance Minimum 620 credit score needed to prequalify 96% of borrowers would recommend Neighbors Bank 30 Yr Fixed			Learn More
CrossCountry Mortgage NMLS ID: 3029	Top 3 Lender: Trusted and established. 19K+ 5-star reviews: Proven customer satisfaction. Wide mortgage selection: Tailored solutions. Unmatched expertise: Your path to homeownership. 30 Yr Fixed			Learn More
Rocket Mortgage NMLS ID: 3030	Fast, guided and simplified online process Lock in your rate for 90 days Start with certainty, close with confidence Unique support for first-time homebuyers 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 07/11/2025	6.69%	6.25% 1.88 points $3,210.00 fees	$1,969.25	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	5.82%	6.33% 0.00 points $0.00 fees	$1,986.77	Learn MoreShow Less See Table View
Yakima Federal Savings And Loan Association Updated 12/15/2023	6.39%	6.39% 0.00 points $0.00 fees	$1,999.52	Learn MoreShow Less See Table View
Peoples Bank Updated 01/23/2023	6.41%	6.41% 0.82 points $0.00 fees	$2,004.55	Learn MoreShow Less See Table View
Data provided by BestCashCow

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