Comparison of Mortgage Products - August 2025

Compare 30 Years and 5.99% from Reliant Home Funding, Inc. with 30 Years and 6.38% from PenFed Credit Union

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Mortgages rates may change or may not be renewable for the length of the term of the analysis.

PRODUCT

BANK

TOTAL TERM

TERM (I.O. OR A.R.M.)

INTEREST RATE

INTEREST TYPE

BANK TYPE

SCENARIO
Mortgage Principal : $320,000

Fixed

Reliant Home Funding, Inc.

30 Years

5.99%

SCENARIO

Date	Principal Balance^?	Monthly Payment^?	Interest^?	Monthly Amortization^?
09/23/2025	$319,680.83	$1,916.50	$1,597.33	$319.17
10/23/2025	$319,360.06	$1,916.50	$1,595.74	$320.76
11/23/2025	$319,037.70	$1,916.50	$1,594.14	$322.37
12/23/2025	$318,713.72	$1,916.50	$1,592.53	$323.97
01/23/2026	$318,388.13	$1,916.50	$1,590.91	$325.59
02/23/2026	$318,060.91	$1,916.50	$1,589.29	$327.22
03/23/2026	$317,732.06	$1,916.50	$1,587.65	$328.85
04/23/2026	$317,401.57	$1,916.50	$1,586.01	$330.49
05/23/2026	$317,069.43	$1,916.50	$1,584.36	$332.14
06/23/2026	$316,735.63	$1,916.50	$1,582.70	$333.80
07/23/2026	$316,400.16	$1,916.50	$1,581.04	$335.47
08/23/2026	$316,063.02	$1,916.50	$1,579.36	$337.14
09/23/2026	$315,724.20	$1,916.50	$1,577.68	$338.82
10/23/2026	$315,383.68	$1,916.50	$1,575.99	$340.51
11/23/2026	$315,041.47	$1,916.50	$1,574.29	$342.21
12/23/2026	$314,697.55	$1,916.50	$1,572.58	$343.92
01/23/2027	$314,351.91	$1,916.50	$1,570.87	$345.64
02/23/2027	$314,004.54	$1,916.50	$1,569.14	$347.36
03/23/2027	$313,655.44	$1,916.50	$1,567.41	$349.10
04/23/2027	$313,304.60	$1,916.50	$1,565.66	$350.84
05/23/2027	$312,952.01	$1,916.50	$1,563.91	$352.59
06/23/2027	$312,597.66	$1,916.50	$1,562.15	$354.35
07/23/2027	$312,241.53	$1,916.50	$1,560.38	$356.12
08/23/2027	$311,883.64	$1,916.50	$1,558.61	$357.90
09/23/2027	$311,523.95	$1,916.50	$1,556.82	$359.69
10/23/2027	$311,162.47	$1,916.50	$1,555.02	$361.48
11/23/2027	$310,799.18	$1,916.50	$1,553.22	$363.29
12/23/2027	$310,434.08	$1,916.50	$1,551.41	$365.10
01/23/2028	$310,067.16	$1,916.50	$1,549.58	$366.92
02/23/2028	$309,698.41	$1,916.50	$1,547.75	$368.75
03/23/2028	$309,327.82	$1,916.50	$1,545.91	$370.59
04/23/2028	$308,955.37	$1,916.50	$1,544.06	$372.44
05/23/2028	$308,581.07	$1,916.50	$1,542.20	$374.30
06/23/2028	$308,204.90	$1,916.50	$1,540.33	$376.17
07/23/2028	$307,826.85	$1,916.50	$1,538.46	$378.05
08/23/2028	$307,446.91	$1,916.50	$1,536.57	$379.94
09/23/2028	$307,065.08	$1,916.50	$1,534.67	$381.83
10/23/2028	$306,681.34	$1,916.50	$1,532.77	$383.74
11/23/2028	$306,295.69	$1,916.50	$1,530.85	$385.65
12/23/2028	$305,908.11	$1,916.50	$1,528.93	$387.58
01/23/2029	$305,518.60	$1,916.50	$1,526.99	$389.51
02/23/2029	$305,127.14	$1,916.50	$1,525.05	$391.46
03/23/2029	$304,733.73	$1,916.50	$1,523.09	$393.41
04/23/2029	$304,338.35	$1,916.50	$1,521.13	$395.38
05/23/2029	$303,941.00	$1,916.50	$1,519.16	$397.35
06/23/2029	$303,541.67	$1,916.50	$1,517.17	$399.33
07/23/2029	$303,140.34	$1,916.50	$1,515.18	$401.33
08/23/2029	$302,737.02	$1,916.50	$1,513.18	$403.33
09/23/2029	$302,331.67	$1,916.50	$1,511.16	$405.34
10/23/2029	$301,924.31	$1,916.50	$1,509.14	$407.37
11/23/2029	$301,514.91	$1,916.50	$1,507.11	$409.40
12/23/2029	$301,103.46	$1,916.50	$1,505.06	$411.44
01/23/2030	$300,689.97	$1,916.50	$1,503.01	$413.50
02/23/2030	$300,274.41	$1,916.50	$1,500.94	$415.56
03/23/2030	$299,856.77	$1,916.50	$1,498.87	$417.64
04/23/2030	$299,437.05	$1,916.50	$1,496.79	$419.72
05/23/2030	$299,015.24	$1,916.50	$1,494.69	$421.81
06/23/2030	$298,591.32	$1,916.50	$1,492.58	$423.92
07/23/2030	$298,165.28	$1,916.50	$1,490.47	$426.04
08/23/2030	$297,737.12	$1,916.50	$1,488.34	$428.16
09/23/2030	$297,306.82	$1,916.50	$1,486.20	$430.30
10/23/2030	$296,874.37	$1,916.50	$1,484.06	$432.45
11/23/2030	$296,439.76	$1,916.50	$1,481.90	$434.61
12/23/2030	$296,002.99	$1,916.50	$1,479.73	$436.78
01/23/2031	$295,564.03	$1,916.50	$1,477.55	$438.96
02/23/2031	$295,122.88	$1,916.50	$1,475.36	$441.15
03/23/2031	$294,679.53	$1,916.50	$1,473.16	$443.35
04/23/2031	$294,233.97	$1,916.50	$1,470.94	$445.56
05/23/2031	$293,786.18	$1,916.50	$1,468.72	$447.79
06/23/2031	$293,336.16	$1,916.50	$1,466.48	$450.02
07/23/2031	$292,883.89	$1,916.50	$1,464.24	$452.27
08/23/2031	$292,429.36	$1,916.50	$1,461.98	$454.53
09/23/2031	$291,972.57	$1,916.50	$1,459.71	$456.79
10/23/2031	$291,513.49	$1,916.50	$1,457.43	$459.08
11/23/2031	$291,052.13	$1,916.50	$1,455.14	$461.37
12/23/2031	$290,588.46	$1,916.50	$1,452.84	$463.67
01/23/2032	$290,122.47	$1,916.50	$1,450.52	$465.98
02/23/2032	$289,654.16	$1,916.50	$1,448.19	$468.31
03/23/2032	$289,183.52	$1,916.50	$1,445.86	$470.65
04/23/2032	$288,710.52	$1,916.50	$1,443.51	$473.00
05/23/2032	$288,235.16	$1,916.50	$1,441.15	$475.36
06/23/2032	$287,757.43	$1,916.50	$1,438.77	$477.73
07/23/2032	$287,277.31	$1,916.50	$1,436.39	$480.12
08/23/2032	$286,794.80	$1,916.50	$1,433.99	$482.51
09/23/2032	$286,309.88	$1,916.50	$1,431.58	$484.92
10/23/2032	$285,822.54	$1,916.50	$1,429.16	$487.34
11/23/2032	$285,332.77	$1,916.50	$1,426.73	$489.77
12/23/2032	$284,840.55	$1,916.50	$1,424.29	$492.22
01/23/2033	$284,345.87	$1,916.50	$1,421.83	$494.68
02/23/2033	$283,848.73	$1,916.50	$1,419.36	$497.15
03/23/2033	$283,349.10	$1,916.50	$1,416.88	$499.63
04/23/2033	$282,846.98	$1,916.50	$1,414.38	$502.12
05/23/2033	$282,342.35	$1,916.50	$1,411.88	$504.63
06/23/2033	$281,835.21	$1,916.50	$1,409.36	$507.15
07/23/2033	$281,325.53	$1,916.50	$1,406.83	$509.68
08/23/2033	$280,813.31	$1,916.50	$1,404.28	$512.22
09/23/2033	$280,298.53	$1,916.50	$1,401.73	$514.78
10/23/2033	$279,781.18	$1,916.50	$1,399.16	$517.35
11/23/2033	$279,261.25	$1,916.50	$1,396.57	$519.93
12/23/2033	$278,738.73	$1,916.50	$1,393.98	$522.53
01/23/2034	$278,213.59	$1,916.50	$1,391.37	$525.13
02/23/2034	$277,685.84	$1,916.50	$1,388.75	$527.76
03/23/2034	$277,155.45	$1,916.50	$1,386.12	$530.39
04/23/2034	$276,622.41	$1,916.50	$1,383.47	$533.04
05/23/2034	$276,086.71	$1,916.50	$1,380.81	$535.70
06/23/2034	$275,548.34	$1,916.50	$1,378.13	$538.37
07/23/2034	$275,007.28	$1,916.50	$1,375.45	$541.06
08/23/2034	$274,463.52	$1,916.50	$1,372.74	$543.76
09/23/2034	$273,917.05	$1,916.50	$1,370.03	$546.47
10/23/2034	$273,367.84	$1,916.50	$1,367.30	$549.20
11/23/2034	$272,815.90	$1,916.50	$1,364.56	$551.94
12/23/2034	$272,261.20	$1,916.50	$1,361.81	$554.70
01/23/2035	$271,703.73	$1,916.50	$1,359.04	$557.47
02/23/2035	$271,143.48	$1,916.50	$1,356.25	$560.25
03/23/2035	$270,580.44	$1,916.50	$1,353.46	$563.05
04/23/2035	$270,014.58	$1,916.50	$1,350.65	$565.86
05/23/2035	$269,445.90	$1,916.50	$1,347.82	$568.68
06/23/2035	$268,874.38	$1,916.50	$1,344.98	$571.52
07/23/2035	$268,300.00	$1,916.50	$1,342.13	$574.37
08/23/2035	$267,722.76	$1,916.50	$1,339.26	$577.24
09/23/2035	$267,142.64	$1,916.50	$1,336.38	$580.12
10/23/2035	$266,559.62	$1,916.50	$1,333.49	$583.02
11/23/2035	$265,973.69	$1,916.50	$1,330.58	$585.93
12/23/2035	$265,384.84	$1,916.50	$1,327.65	$588.85
01/23/2036	$264,793.05	$1,916.50	$1,324.71	$591.79
02/23/2036	$264,198.30	$1,916.50	$1,321.76	$594.75
03/23/2036	$263,600.59	$1,916.50	$1,318.79	$597.71
04/23/2036	$262,999.89	$1,916.50	$1,315.81	$600.70
05/23/2036	$262,396.19	$1,916.50	$1,312.81	$603.70
06/23/2036	$261,789.48	$1,916.50	$1,309.79	$606.71
07/23/2036	$261,179.74	$1,916.50	$1,306.77	$609.74
08/23/2036	$260,566.96	$1,916.50	$1,303.72	$612.78
09/23/2036	$259,951.12	$1,916.50	$1,300.66	$615.84
10/23/2036	$259,332.20	$1,916.50	$1,297.59	$618.92
11/23/2036	$258,710.20	$1,916.50	$1,294.50	$622.00
12/23/2036	$258,085.09	$1,916.50	$1,291.40	$625.11
01/23/2037	$257,456.86	$1,916.50	$1,288.27	$628.23
02/23/2037	$256,825.49	$1,916.50	$1,285.14	$631.37
03/23/2037	$256,190.97	$1,916.50	$1,281.99	$634.52
04/23/2037	$255,553.29	$1,916.50	$1,278.82	$637.68
05/23/2037	$254,912.42	$1,916.50	$1,275.64	$640.87
06/23/2037	$254,268.35	$1,916.50	$1,272.44	$644.07
07/23/2037	$253,621.07	$1,916.50	$1,269.22	$647.28
08/23/2037	$252,970.56	$1,916.50	$1,265.99	$650.51
09/23/2037	$252,316.80	$1,916.50	$1,262.74	$653.76
10/23/2037	$251,659.78	$1,916.50	$1,259.48	$657.02
11/23/2037	$250,999.47	$1,916.50	$1,256.20	$660.30
12/23/2037	$250,335.87	$1,916.50	$1,252.91	$663.60
01/23/2038	$249,668.96	$1,916.50	$1,249.59	$666.91
02/23/2038	$248,998.72	$1,916.50	$1,246.26	$670.24
03/23/2038	$248,325.14	$1,916.50	$1,242.92	$673.59
04/23/2038	$247,648.19	$1,916.50	$1,239.56	$676.95
05/23/2038	$246,967.86	$1,916.50	$1,236.18	$680.33
06/23/2038	$246,284.14	$1,916.50	$1,232.78	$683.72
07/23/2038	$245,597.00	$1,916.50	$1,229.37	$687.14
08/23/2038	$244,906.43	$1,916.50	$1,225.94	$690.57
09/23/2038	$244,212.42	$1,916.50	$1,222.49	$694.01
10/23/2038	$243,514.94	$1,916.50	$1,219.03	$697.48
11/23/2038	$242,813.98	$1,916.50	$1,215.55	$700.96
12/23/2038	$242,109.52	$1,916.50	$1,212.05	$704.46
01/23/2039	$241,401.55	$1,916.50	$1,208.53	$707.97
02/23/2039	$240,690.04	$1,916.50	$1,205.00	$711.51
03/23/2039	$239,974.98	$1,916.50	$1,201.44	$715.06
04/23/2039	$239,256.35	$1,916.50	$1,197.88	$718.63
05/23/2039	$238,534.13	$1,916.50	$1,194.29	$722.22
06/23/2039	$237,808.31	$1,916.50	$1,190.68	$725.82
07/23/2039	$237,078.87	$1,916.50	$1,187.06	$729.45
08/23/2039	$236,345.78	$1,916.50	$1,183.42	$733.09
09/23/2039	$235,609.03	$1,916.50	$1,179.76	$736.75
10/23/2039	$234,868.61	$1,916.50	$1,176.08	$740.42
11/23/2039	$234,124.49	$1,916.50	$1,172.39	$744.12
12/23/2039	$233,376.66	$1,916.50	$1,168.67	$747.83
01/23/2040	$232,625.09	$1,916.50	$1,164.94	$751.57
02/23/2040	$231,869.77	$1,916.50	$1,161.19	$755.32
03/23/2040	$231,110.69	$1,916.50	$1,157.42	$759.09
04/23/2040	$230,347.81	$1,916.50	$1,153.63	$762.88
05/23/2040	$229,581.12	$1,916.50	$1,149.82	$766.69
06/23/2040	$228,810.61	$1,916.50	$1,145.99	$770.51
07/23/2040	$228,036.25	$1,916.50	$1,142.15	$774.36
08/23/2040	$227,258.03	$1,916.50	$1,138.28	$778.22
09/23/2040	$226,475.92	$1,916.50	$1,134.40	$782.11
10/23/2040	$225,689.91	$1,916.50	$1,130.49	$786.01
11/23/2040	$224,899.97	$1,916.50	$1,126.57	$789.94
12/23/2040	$224,106.09	$1,916.50	$1,122.63	$793.88
01/23/2041	$223,308.25	$1,916.50	$1,118.66	$797.84
02/23/2041	$222,506.43	$1,916.50	$1,114.68	$801.82
03/23/2041	$221,700.60	$1,916.50	$1,110.68	$805.83
04/23/2041	$220,890.75	$1,916.50	$1,106.66	$809.85
05/23/2041	$220,076.86	$1,916.50	$1,102.61	$813.89
06/23/2041	$219,258.90	$1,916.50	$1,098.55	$817.95
07/23/2041	$218,436.87	$1,916.50	$1,094.47	$822.04
08/23/2041	$217,610.73	$1,916.50	$1,090.36	$826.14
09/23/2041	$216,780.46	$1,916.50	$1,086.24	$830.26
10/23/2041	$215,946.05	$1,916.50	$1,082.10	$834.41
11/23/2041	$215,107.48	$1,916.50	$1,077.93	$838.57
12/23/2041	$214,264.72	$1,916.50	$1,073.74	$842.76
01/23/2042	$213,417.75	$1,916.50	$1,069.54	$846.97
02/23/2042	$212,566.56	$1,916.50	$1,065.31	$851.19
03/23/2042	$211,711.11	$1,916.50	$1,061.06	$855.44
04/23/2042	$210,851.40	$1,916.50	$1,056.79	$859.71
05/23/2042	$209,987.39	$1,916.50	$1,052.50	$864.00
06/23/2042	$209,119.08	$1,916.50	$1,048.19	$868.32
07/23/2042	$208,246.42	$1,916.50	$1,043.85	$872.65
08/23/2042	$207,369.42	$1,916.50	$1,039.50	$877.01
09/23/2042	$206,488.03	$1,916.50	$1,035.12	$881.39
10/23/2042	$205,602.25	$1,916.50	$1,030.72	$885.79
11/23/2042	$204,712.04	$1,916.50	$1,026.30	$890.21
12/23/2042	$203,817.39	$1,916.50	$1,021.85	$894.65
01/23/2043	$202,918.27	$1,916.50	$1,017.39	$899.12
02/23/2043	$202,014.67	$1,916.50	$1,012.90	$903.60
03/23/2043	$201,106.55	$1,916.50	$1,008.39	$908.11
04/23/2043	$200,193.90	$1,916.50	$1,003.86	$912.65
05/23/2043	$199,276.70	$1,916.50	$999.30	$917.20
06/23/2043	$198,354.92	$1,916.50	$994.72	$921.78
07/23/2043	$197,428.54	$1,916.50	$990.12	$926.38
08/23/2043	$196,497.53	$1,916.50	$985.50	$931.01
09/23/2043	$195,561.87	$1,916.50	$980.85	$935.65
10/23/2043	$194,621.55	$1,916.50	$976.18	$940.33
11/23/2043	$193,676.53	$1,916.50	$971.49	$945.02
12/23/2043	$192,726.79	$1,916.50	$966.77	$949.74
01/23/2044	$191,772.32	$1,916.50	$962.03	$954.48
02/23/2044	$190,813.07	$1,916.50	$957.26	$959.24
03/23/2044	$189,849.05	$1,916.50	$952.48	$964.03
04/23/2044	$188,880.20	$1,916.50	$947.66	$968.84
05/23/2044	$187,906.53	$1,916.50	$942.83	$973.68
06/23/2044	$186,927.99	$1,916.50	$937.97	$978.54
07/23/2044	$185,944.57	$1,916.50	$933.08	$983.42
08/23/2044	$184,956.23	$1,916.50	$928.17	$988.33
09/23/2044	$183,962.97	$1,916.50	$923.24	$993.26
10/23/2044	$182,964.75	$1,916.50	$918.28	$998.22
11/23/2044	$181,961.54	$1,916.50	$913.30	$1,003.21
12/23/2044	$180,953.33	$1,916.50	$908.29	$1,008.21
01/23/2045	$179,940.08	$1,916.50	$903.26	$1,013.25
02/23/2045	$178,921.78	$1,916.50	$898.20	$1,018.30
03/23/2045	$177,898.39	$1,916.50	$893.12	$1,023.39
04/23/2045	$176,869.89	$1,916.50	$888.01	$1,028.50
05/23/2045	$175,836.26	$1,916.50	$882.88	$1,033.63
06/23/2045	$174,797.48	$1,916.50	$877.72	$1,038.79
07/23/2045	$173,753.50	$1,916.50	$872.53	$1,043.97
08/23/2045	$172,704.32	$1,916.50	$867.32	$1,049.19
09/23/2045	$171,649.89	$1,916.50	$862.08	$1,054.42
10/23/2045	$170,590.21	$1,916.50	$856.82	$1,059.69
11/23/2045	$169,525.23	$1,916.50	$851.53	$1,064.98
12/23/2045	$168,454.94	$1,916.50	$846.21	$1,070.29
01/23/2046	$167,379.31	$1,916.50	$840.87	$1,075.63
02/23/2046	$166,298.30	$1,916.50	$835.50	$1,081.00
03/23/2046	$165,211.91	$1,916.50	$830.11	$1,086.40
04/23/2046	$164,120.08	$1,916.50	$824.68	$1,091.82
05/23/2046	$163,022.81	$1,916.50	$819.23	$1,097.27
06/23/2046	$161,920.06	$1,916.50	$813.76	$1,102.75
07/23/2046	$160,811.81	$1,916.50	$808.25	$1,108.25
08/23/2046	$159,698.02	$1,916.50	$802.72	$1,113.79
09/23/2046	$158,578.68	$1,916.50	$797.16	$1,119.35
10/23/2046	$157,453.74	$1,916.50	$791.57	$1,124.93
11/23/2046	$156,323.20	$1,916.50	$785.96	$1,130.55
12/23/2046	$155,187.00	$1,916.50	$780.31	$1,136.19
01/23/2047	$154,045.14	$1,916.50	$774.64	$1,141.86
02/23/2047	$152,897.58	$1,916.50	$768.94	$1,147.56
03/23/2047	$151,744.29	$1,916.50	$763.21	$1,153.29
04/23/2047	$150,585.24	$1,916.50	$757.46	$1,159.05
05/23/2047	$149,420.41	$1,916.50	$751.67	$1,164.83
06/23/2047	$148,249.76	$1,916.50	$745.86	$1,170.65
07/23/2047	$147,073.27	$1,916.50	$740.01	$1,176.49
08/23/2047	$145,890.90	$1,916.50	$734.14	$1,182.36
09/23/2047	$144,702.64	$1,916.50	$728.24	$1,188.27
10/23/2047	$143,508.44	$1,916.50	$722.31	$1,194.20
11/23/2047	$142,308.28	$1,916.50	$716.35	$1,200.16
12/23/2047	$141,102.13	$1,916.50	$710.36	$1,206.15
01/23/2048	$139,889.96	$1,916.50	$704.33	$1,212.17
02/23/2048	$138,671.74	$1,916.50	$698.28	$1,218.22
03/23/2048	$137,447.44	$1,916.50	$692.20	$1,224.30
04/23/2048	$136,217.03	$1,916.50	$686.09	$1,230.41
05/23/2048	$134,980.47	$1,916.50	$679.95	$1,236.55
06/23/2048	$133,737.74	$1,916.50	$673.78	$1,242.73
07/23/2048	$132,488.81	$1,916.50	$667.57	$1,248.93
08/23/2048	$131,233.65	$1,916.50	$661.34	$1,255.16
09/23/2048	$129,972.22	$1,916.50	$655.07	$1,261.43
10/23/2048	$128,704.49	$1,916.50	$648.78	$1,267.73
11/23/2048	$127,430.44	$1,916.50	$642.45	$1,274.05
12/23/2048	$126,150.02	$1,916.50	$636.09	$1,280.41
01/23/2049	$124,863.22	$1,916.50	$629.70	$1,286.81
02/23/2049	$123,569.99	$1,916.50	$623.28	$1,293.23
03/23/2049	$122,270.30	$1,916.50	$616.82	$1,299.68
04/23/2049	$120,964.13	$1,916.50	$610.33	$1,306.17
05/23/2049	$119,651.44	$1,916.50	$603.81	$1,312.69
06/23/2049	$118,332.19	$1,916.50	$597.26	$1,319.24
07/23/2049	$117,006.36	$1,916.50	$590.67	$1,325.83
08/23/2049	$115,673.91	$1,916.50	$584.06	$1,332.45
09/23/2049	$114,334.81	$1,916.50	$577.41	$1,339.10
10/23/2049	$112,989.03	$1,916.50	$570.72	$1,345.78
11/23/2049	$111,636.53	$1,916.50	$564.00	$1,352.50
12/23/2049	$110,277.28	$1,916.50	$557.25	$1,359.25
01/23/2050	$108,911.24	$1,916.50	$550.47	$1,366.04
02/23/2050	$107,538.38	$1,916.50	$543.65	$1,372.86
03/23/2050	$106,158.67	$1,916.50	$536.80	$1,379.71
04/23/2050	$104,772.08	$1,916.50	$529.91	$1,386.60
05/23/2050	$103,378.56	$1,916.50	$522.99	$1,393.52
06/23/2050	$101,978.09	$1,916.50	$516.03	$1,400.47
07/23/2050	$100,570.62	$1,916.50	$509.04	$1,407.46
08/23/2050	$99,156.13	$1,916.50	$502.02	$1,414.49
09/23/2050	$97,734.58	$1,916.50	$494.95	$1,421.55
10/23/2050	$96,305.94	$1,916.50	$487.86	$1,428.65
11/23/2050	$94,870.16	$1,916.50	$480.73	$1,435.78
12/23/2050	$93,427.21	$1,916.50	$473.56	$1,442.94
01/23/2051	$91,977.07	$1,916.50	$466.36	$1,450.15
02/23/2051	$90,519.68	$1,916.50	$459.12	$1,457.39
03/23/2051	$89,055.02	$1,916.50	$451.84	$1,464.66
04/23/2051	$87,583.05	$1,916.50	$444.53	$1,471.97
05/23/2051	$86,103.73	$1,916.50	$437.19	$1,479.32
06/23/2051	$84,617.03	$1,916.50	$429.80	$1,486.70
07/23/2051	$83,122.90	$1,916.50	$422.38	$1,494.12
08/23/2051	$81,621.32	$1,916.50	$414.92	$1,501.58
09/23/2051	$80,112.24	$1,916.50	$407.43	$1,509.08
10/23/2051	$78,595.63	$1,916.50	$399.89	$1,516.61
11/23/2051	$77,071.45	$1,916.50	$392.32	$1,524.18
12/23/2051	$75,539.66	$1,916.50	$384.71	$1,531.79
01/23/2052	$74,000.22	$1,916.50	$377.07	$1,539.44
02/23/2052	$72,453.10	$1,916.50	$369.38	$1,547.12
03/23/2052	$70,898.26	$1,916.50	$361.66	$1,554.84
04/23/2052	$69,335.65	$1,916.50	$353.90	$1,562.60
05/23/2052	$67,765.25	$1,916.50	$346.10	$1,570.40
06/23/2052	$66,187.01	$1,916.50	$338.26	$1,578.24
07/23/2052	$64,600.88	$1,916.50	$330.38	$1,586.12
08/23/2052	$63,006.84	$1,916.50	$322.47	$1,594.04
09/23/2052	$61,404.85	$1,916.50	$314.51	$1,602.00
10/23/2052	$59,794.86	$1,916.50	$306.51	$1,609.99
11/23/2052	$58,176.83	$1,916.50	$298.48	$1,618.03
12/23/2052	$56,550.72	$1,916.50	$290.40	$1,626.11
01/23/2053	$54,916.50	$1,916.50	$282.28	$1,634.22
02/23/2053	$53,274.12	$1,916.50	$274.12	$1,642.38
03/23/2053	$51,623.54	$1,916.50	$265.93	$1,650.58
04/23/2053	$49,964.72	$1,916.50	$257.69	$1,658.82
05/23/2053	$48,297.63	$1,916.50	$249.41	$1,667.10
06/23/2053	$46,622.21	$1,916.50	$241.09	$1,675.42
07/23/2053	$44,938.43	$1,916.50	$232.72	$1,683.78
08/23/2053	$43,246.24	$1,916.50	$224.32	$1,692.19
09/23/2053	$41,545.60	$1,916.50	$215.87	$1,700.63
10/23/2053	$39,836.48	$1,916.50	$207.38	$1,709.12
11/23/2053	$38,118.83	$1,916.50	$198.85	$1,717.65
12/23/2053	$36,392.60	$1,916.50	$190.28	$1,726.23
01/23/2054	$34,657.75	$1,916.50	$181.66	$1,734.85
02/23/2054	$32,914.25	$1,916.50	$173.00	$1,743.50
03/23/2054	$31,162.04	$1,916.50	$164.30	$1,752.21
04/23/2054	$29,401.09	$1,916.50	$155.55	$1,760.95
05/23/2054	$27,631.34	$1,916.50	$146.76	$1,769.74
06/23/2054	$25,852.76	$1,916.50	$137.93	$1,778.58
07/23/2054	$24,065.31	$1,916.50	$129.05	$1,787.46
08/23/2054	$22,268.93	$1,916.50	$120.13	$1,796.38
09/23/2054	$20,463.58	$1,916.50	$111.16	$1,805.35
10/23/2054	$18,649.23	$1,916.50	$102.15	$1,814.36
11/23/2054	$16,825.81	$1,916.50	$93.09	$1,823.41
12/23/2054	$14,993.30	$1,916.50	$83.99	$1,832.52
01/23/2055	$13,151.63	$1,916.50	$74.84	$1,841.66
02/23/2055	$11,300.78	$1,916.50	$65.65	$1,850.86
03/23/2055	$9,440.68	$1,916.50	$56.41	$1,860.10
04/23/2055	$7,571.30	$1,916.50	$47.12	$1,869.38
05/23/2055	$5,692.59	$1,916.50	$37.79	$1,878.71
06/23/2055	$3,804.50	$1,916.50	$28.42	$1,888.09
07/23/2055	$1,906.99	$1,916.50	$18.99	$1,897.51
08/23/2055	$0.00	$1,916.50	$9.52	$1,906.99
TOTAL:	-	$689,941.74	$369,941.74	$320,000.00

Fixed

PenFed Credit Union

30 Years

6.38%

SCENARIO

Date	Principal Balance^?	Monthly Payment^?	Interest^?	Monthly Amortization^?
09/23/2025	$319,703.62	$1,996.38	$1,700.00	$296.38
10/23/2025	$319,405.66	$1,996.38	$1,698.43	$297.96
11/23/2025	$319,106.12	$1,996.38	$1,696.84	$299.54
12/23/2025	$318,804.98	$1,996.38	$1,695.25	$301.13
01/23/2026	$318,502.25	$1,996.38	$1,693.65	$302.73
02/23/2026	$318,197.91	$1,996.38	$1,692.04	$304.34
03/23/2026	$317,891.95	$1,996.38	$1,690.43	$305.96
04/23/2026	$317,584.37	$1,996.38	$1,688.80	$307.58
05/23/2026	$317,275.16	$1,996.38	$1,687.17	$309.22
06/23/2026	$316,964.30	$1,996.38	$1,685.52	$310.86
07/23/2026	$316,651.79	$1,996.38	$1,683.87	$312.51
08/23/2026	$316,337.61	$1,996.38	$1,682.21	$314.17
09/23/2026	$316,021.77	$1,996.38	$1,680.54	$315.84
10/23/2026	$315,704.26	$1,996.38	$1,678.87	$317.52
11/23/2026	$315,385.05	$1,996.38	$1,677.18	$319.20
12/23/2026	$315,064.15	$1,996.38	$1,675.48	$320.90
01/23/2027	$314,741.55	$1,996.38	$1,673.78	$322.61
02/23/2027	$314,417.23	$1,996.38	$1,672.06	$324.32
03/23/2027	$314,091.18	$1,996.38	$1,670.34	$326.04
04/23/2027	$313,763.41	$1,996.38	$1,668.61	$327.77
05/23/2027	$313,433.89	$1,996.38	$1,666.87	$329.52
06/23/2027	$313,102.63	$1,996.38	$1,665.12	$331.27
07/23/2027	$312,769.60	$1,996.38	$1,663.36	$333.03
08/23/2027	$312,434.81	$1,996.38	$1,661.59	$334.80
09/23/2027	$312,098.23	$1,996.38	$1,659.81	$336.57
10/23/2027	$311,759.87	$1,996.38	$1,658.02	$338.36
11/23/2027	$311,419.71	$1,996.38	$1,656.22	$340.16
12/23/2027	$311,077.75	$1,996.38	$1,654.42	$341.97
01/23/2028	$310,733.96	$1,996.38	$1,652.60	$343.78
02/23/2028	$310,388.35	$1,996.38	$1,650.77	$345.61
03/23/2028	$310,040.91	$1,996.38	$1,648.94	$347.45
04/23/2028	$309,691.62	$1,996.38	$1,647.09	$349.29
05/23/2028	$309,340.47	$1,996.38	$1,645.24	$351.15
06/23/2028	$308,987.46	$1,996.38	$1,643.37	$353.01
07/23/2028	$308,632.57	$1,996.38	$1,641.50	$354.89
08/23/2028	$308,275.80	$1,996.38	$1,639.61	$356.77
09/23/2028	$307,917.13	$1,996.38	$1,637.72	$358.67
10/23/2028	$307,556.55	$1,996.38	$1,635.81	$360.57
11/23/2028	$307,194.06	$1,996.38	$1,633.89	$362.49
12/23/2028	$306,829.65	$1,996.38	$1,631.97	$364.42
01/23/2029	$306,463.30	$1,996.38	$1,630.03	$366.35
02/23/2029	$306,095.00	$1,996.38	$1,628.09	$368.30
03/23/2029	$305,724.75	$1,996.38	$1,626.13	$370.25
04/23/2029	$305,352.52	$1,996.38	$1,624.16	$372.22
05/23/2029	$304,978.33	$1,996.38	$1,622.19	$374.20
06/23/2029	$304,602.14	$1,996.38	$1,620.20	$376.19
07/23/2029	$304,223.96	$1,996.38	$1,618.20	$378.18
08/23/2029	$303,843.76	$1,996.38	$1,616.19	$380.19
09/23/2029	$303,461.55	$1,996.38	$1,614.17	$382.21
10/23/2029	$303,077.30	$1,996.38	$1,612.14	$384.24
11/23/2029	$302,691.02	$1,996.38	$1,610.10	$386.29
12/23/2029	$302,302.68	$1,996.38	$1,608.05	$388.34
01/23/2030	$301,912.28	$1,996.38	$1,605.98	$390.40
02/23/2030	$301,519.80	$1,996.38	$1,603.91	$392.47
03/23/2030	$301,125.24	$1,996.38	$1,601.82	$394.56
04/23/2030	$300,728.59	$1,996.38	$1,599.73	$396.66
05/23/2030	$300,329.83	$1,996.38	$1,597.62	$398.76
06/23/2030	$299,928.94	$1,996.38	$1,595.50	$400.88
07/23/2030	$299,525.93	$1,996.38	$1,593.37	$403.01
08/23/2030	$299,120.78	$1,996.38	$1,591.23	$405.15
09/23/2030	$298,713.48	$1,996.38	$1,589.08	$407.30
10/23/2030	$298,304.01	$1,996.38	$1,586.92	$409.47
11/23/2030	$297,892.36	$1,996.38	$1,584.74	$411.64
12/23/2030	$297,478.53	$1,996.38	$1,582.55	$413.83
01/23/2031	$297,062.51	$1,996.38	$1,580.35	$416.03
02/23/2031	$296,644.27	$1,996.38	$1,578.14	$418.24
03/23/2031	$296,223.81	$1,996.38	$1,575.92	$420.46
04/23/2031	$295,801.11	$1,996.38	$1,573.69	$422.69
05/23/2031	$295,376.17	$1,996.38	$1,571.44	$424.94
06/23/2031	$294,948.97	$1,996.38	$1,569.19	$427.20
07/23/2031	$294,519.51	$1,996.38	$1,566.92	$429.47
08/23/2031	$294,087.76	$1,996.38	$1,564.63	$431.75
09/23/2031	$293,653.71	$1,996.38	$1,562.34	$434.04
10/23/2031	$293,217.37	$1,996.38	$1,560.04	$436.35
11/23/2031	$292,778.70	$1,996.38	$1,557.72	$438.67
12/23/2031	$292,337.70	$1,996.38	$1,555.39	$441.00
01/23/2032	$291,894.36	$1,996.38	$1,553.04	$443.34
02/23/2032	$291,448.67	$1,996.38	$1,550.69	$445.69
03/23/2032	$291,000.61	$1,996.38	$1,548.32	$448.06
04/23/2032	$290,550.16	$1,996.38	$1,545.94	$450.44
05/23/2032	$290,097.33	$1,996.38	$1,543.55	$452.84
06/23/2032	$289,642.08	$1,996.38	$1,541.14	$455.24
07/23/2032	$289,184.42	$1,996.38	$1,538.72	$457.66
08/23/2032	$288,724.33	$1,996.38	$1,536.29	$460.09
09/23/2032	$288,261.80	$1,996.38	$1,533.85	$462.54
10/23/2032	$287,796.80	$1,996.38	$1,531.39	$464.99
11/23/2032	$287,329.34	$1,996.38	$1,528.92	$467.46
12/23/2032	$286,859.39	$1,996.38	$1,526.44	$469.95
01/23/2033	$286,386.95	$1,996.38	$1,523.94	$472.44
02/23/2033	$285,912.00	$1,996.38	$1,521.43	$474.95
03/23/2033	$285,434.52	$1,996.38	$1,518.91	$477.48
04/23/2033	$284,954.51	$1,996.38	$1,516.37	$480.01
05/23/2033	$284,471.95	$1,996.38	$1,513.82	$482.56
06/23/2033	$283,986.82	$1,996.38	$1,511.26	$485.13
07/23/2033	$283,499.12	$1,996.38	$1,508.68	$487.70
08/23/2033	$283,008.82	$1,996.38	$1,506.09	$490.29
09/23/2033	$282,515.92	$1,996.38	$1,503.48	$492.90
10/23/2033	$282,020.41	$1,996.38	$1,500.87	$495.52
11/23/2033	$281,522.25	$1,996.38	$1,498.23	$498.15
12/23/2033	$281,021.46	$1,996.38	$1,495.59	$500.80
01/23/2034	$280,518.00	$1,996.38	$1,492.93	$503.46
02/23/2034	$280,011.87	$1,996.38	$1,490.25	$506.13
03/23/2034	$279,503.05	$1,996.38	$1,487.56	$508.82
04/23/2034	$278,991.52	$1,996.38	$1,484.86	$511.52
05/23/2034	$278,477.28	$1,996.38	$1,482.14	$514.24
06/23/2034	$277,960.31	$1,996.38	$1,479.41	$516.97
07/23/2034	$277,440.59	$1,996.38	$1,476.66	$519.72
08/23/2034	$276,918.11	$1,996.38	$1,473.90	$522.48
09/23/2034	$276,392.85	$1,996.38	$1,471.13	$525.26
10/23/2034	$275,864.81	$1,996.38	$1,468.34	$528.05
11/23/2034	$275,333.96	$1,996.38	$1,465.53	$530.85
12/23/2034	$274,800.28	$1,996.38	$1,462.71	$533.67
01/23/2035	$274,263.78	$1,996.38	$1,459.88	$536.51
02/23/2035	$273,724.42	$1,996.38	$1,457.03	$539.36
03/23/2035	$273,182.20	$1,996.38	$1,454.16	$542.22
04/23/2035	$272,637.09	$1,996.38	$1,451.28	$545.10
05/23/2035	$272,089.09	$1,996.38	$1,448.38	$548.00
06/23/2035	$271,538.18	$1,996.38	$1,445.47	$550.91
07/23/2035	$270,984.35	$1,996.38	$1,442.55	$553.84
08/23/2035	$270,427.57	$1,996.38	$1,439.60	$556.78
09/23/2035	$269,867.83	$1,996.38	$1,436.65	$559.74
10/23/2035	$269,305.12	$1,996.38	$1,433.67	$562.71
11/23/2035	$268,739.42	$1,996.38	$1,430.68	$565.70
12/23/2035	$268,170.71	$1,996.38	$1,427.68	$568.71
01/23/2036	$267,598.99	$1,996.38	$1,424.66	$571.73
02/23/2036	$267,024.22	$1,996.38	$1,421.62	$574.76
03/23/2036	$266,446.41	$1,996.38	$1,418.57	$577.82
04/23/2036	$265,865.52	$1,996.38	$1,415.50	$580.89
05/23/2036	$265,281.54	$1,996.38	$1,412.41	$583.97
06/23/2036	$264,694.47	$1,996.38	$1,409.31	$587.08
07/23/2036	$264,104.28	$1,996.38	$1,406.19	$590.19
08/23/2036	$263,510.95	$1,996.38	$1,403.05	$593.33
09/23/2036	$262,914.46	$1,996.38	$1,399.90	$596.48
10/23/2036	$262,314.81	$1,996.38	$1,396.73	$599.65
11/23/2036	$261,711.98	$1,996.38	$1,393.55	$602.84
12/23/2036	$261,105.94	$1,996.38	$1,390.34	$606.04
01/23/2037	$260,496.68	$1,996.38	$1,387.13	$609.26
02/23/2037	$259,884.18	$1,996.38	$1,383.89	$612.50
03/23/2037	$259,268.44	$1,996.38	$1,380.63	$615.75
04/23/2037	$258,649.42	$1,996.38	$1,377.36	$619.02
05/23/2037	$258,027.11	$1,996.38	$1,374.08	$622.31
06/23/2037	$257,401.49	$1,996.38	$1,370.77	$625.61
07/23/2037	$256,772.55	$1,996.38	$1,367.45	$628.94
08/23/2037	$256,140.27	$1,996.38	$1,364.10	$632.28
09/23/2037	$255,504.64	$1,996.38	$1,360.75	$635.64
10/23/2037	$254,865.62	$1,996.38	$1,357.37	$639.02
11/23/2037	$254,223.21	$1,996.38	$1,353.97	$642.41
12/23/2037	$253,577.39	$1,996.38	$1,350.56	$645.82
01/23/2038	$252,928.13	$1,996.38	$1,347.13	$649.25
02/23/2038	$252,275.43	$1,996.38	$1,343.68	$652.70
03/23/2038	$251,619.26	$1,996.38	$1,340.21	$656.17
04/23/2038	$250,959.60	$1,996.38	$1,336.73	$659.66
05/23/2038	$250,296.44	$1,996.38	$1,333.22	$663.16
06/23/2038	$249,629.76	$1,996.38	$1,329.70	$666.68
07/23/2038	$248,959.53	$1,996.38	$1,326.16	$670.23
08/23/2038	$248,285.75	$1,996.38	$1,322.60	$673.79
09/23/2038	$247,608.38	$1,996.38	$1,319.02	$677.37
10/23/2038	$246,927.42	$1,996.38	$1,315.42	$680.96
11/23/2038	$246,242.84	$1,996.38	$1,311.80	$684.58
12/23/2038	$245,554.62	$1,996.38	$1,308.17	$688.22
01/23/2039	$244,862.74	$1,996.38	$1,304.51	$691.87
02/23/2039	$244,167.19	$1,996.38	$1,300.83	$695.55
03/23/2039	$243,467.95	$1,996.38	$1,297.14	$699.25
04/23/2039	$242,764.99	$1,996.38	$1,293.42	$702.96
05/23/2039	$242,058.29	$1,996.38	$1,289.69	$706.69
06/23/2039	$241,347.84	$1,996.38	$1,285.93	$710.45
07/23/2039	$240,633.62	$1,996.38	$1,282.16	$714.22
08/23/2039	$239,915.60	$1,996.38	$1,278.37	$718.02
09/23/2039	$239,193.77	$1,996.38	$1,274.55	$721.83
10/23/2039	$238,468.10	$1,996.38	$1,270.72	$725.67
11/23/2039	$237,738.58	$1,996.38	$1,266.86	$729.52
12/23/2039	$237,005.18	$1,996.38	$1,262.99	$733.40
01/23/2040	$236,267.89	$1,996.38	$1,259.09	$737.29
02/23/2040	$235,526.68	$1,996.38	$1,255.17	$741.21
03/23/2040	$234,781.53	$1,996.38	$1,251.24	$745.15
04/23/2040	$234,032.43	$1,996.38	$1,247.28	$749.11
05/23/2040	$233,279.34	$1,996.38	$1,243.30	$753.09
06/23/2040	$232,522.25	$1,996.38	$1,239.30	$757.09
07/23/2040	$231,761.14	$1,996.38	$1,235.27	$761.11
08/23/2040	$230,995.99	$1,996.38	$1,231.23	$765.15
09/23/2040	$230,226.77	$1,996.38	$1,227.17	$769.22
10/23/2040	$229,453.47	$1,996.38	$1,223.08	$773.30
11/23/2040	$228,676.06	$1,996.38	$1,218.97	$777.41
12/23/2040	$227,894.51	$1,996.38	$1,214.84	$781.54
01/23/2041	$227,108.82	$1,996.38	$1,210.69	$785.69
02/23/2041	$226,318.95	$1,996.38	$1,206.52	$789.87
03/23/2041	$225,524.89	$1,996.38	$1,202.32	$794.06
04/23/2041	$224,726.60	$1,996.38	$1,198.10	$798.28
05/23/2041	$223,924.08	$1,996.38	$1,193.86	$802.52
06/23/2041	$223,117.29	$1,996.38	$1,189.60	$806.79
07/23/2041	$222,306.22	$1,996.38	$1,185.31	$811.07
08/23/2041	$221,490.84	$1,996.38	$1,181.00	$815.38
09/23/2041	$220,671.13	$1,996.38	$1,176.67	$819.71
10/23/2041	$219,847.06	$1,996.38	$1,172.32	$824.07
11/23/2041	$219,018.61	$1,996.38	$1,167.94	$828.45
12/23/2041	$218,185.76	$1,996.38	$1,163.54	$832.85
01/23/2042	$217,348.49	$1,996.38	$1,159.11	$837.27
02/23/2042	$216,506.77	$1,996.38	$1,154.66	$841.72
03/23/2042	$215,660.58	$1,996.38	$1,150.19	$846.19
04/23/2042	$214,809.89	$1,996.38	$1,145.70	$850.69
05/23/2042	$213,954.69	$1,996.38	$1,141.18	$855.21
06/23/2042	$213,094.94	$1,996.38	$1,136.63	$859.75
07/23/2042	$212,230.62	$1,996.38	$1,132.07	$864.32
08/23/2042	$211,361.71	$1,996.38	$1,127.48	$868.91
09/23/2042	$210,488.19	$1,996.38	$1,122.86	$873.52
10/23/2042	$209,610.02	$1,996.38	$1,118.22	$878.17
11/23/2042	$208,727.19	$1,996.38	$1,113.55	$882.83
12/23/2042	$207,839.67	$1,996.38	$1,108.86	$887.52
01/23/2043	$206,947.44	$1,996.38	$1,104.15	$892.24
02/23/2043	$206,050.46	$1,996.38	$1,099.41	$896.98
03/23/2043	$205,148.72	$1,996.38	$1,094.64	$901.74
04/23/2043	$204,242.19	$1,996.38	$1,089.85	$906.53
05/23/2043	$203,330.84	$1,996.38	$1,085.04	$911.35
06/23/2043	$202,414.65	$1,996.38	$1,080.20	$916.19
07/23/2043	$201,493.60	$1,996.38	$1,075.33	$921.06
08/23/2043	$200,567.65	$1,996.38	$1,070.43	$925.95
09/23/2043	$199,636.78	$1,996.38	$1,065.52	$930.87
10/23/2043	$198,700.97	$1,996.38	$1,060.57	$935.81
11/23/2043	$197,760.18	$1,996.38	$1,055.60	$940.78
12/23/2043	$196,814.40	$1,996.38	$1,050.60	$945.78
01/23/2044	$195,863.59	$1,996.38	$1,045.58	$950.81
02/23/2044	$194,907.74	$1,996.38	$1,040.53	$955.86
03/23/2044	$193,946.80	$1,996.38	$1,035.45	$960.94
04/23/2044	$192,980.76	$1,996.38	$1,030.34	$966.04
05/23/2044	$192,009.58	$1,996.38	$1,025.21	$971.17
06/23/2044	$191,033.25	$1,996.38	$1,020.05	$976.33
07/23/2044	$190,051.73	$1,996.38	$1,014.86	$981.52
08/23/2044	$189,065.00	$1,996.38	$1,009.65	$986.73
09/23/2044	$188,073.02	$1,996.38	$1,004.41	$991.98
10/23/2044	$187,075.78	$1,996.38	$999.14	$997.25
11/23/2044	$186,073.23	$1,996.38	$993.84	$1,002.54
12/23/2044	$185,065.36	$1,996.38	$988.51	$1,007.87
01/23/2045	$184,052.14	$1,996.38	$983.16	$1,013.22
02/23/2045	$183,033.53	$1,996.38	$977.78	$1,018.61
03/23/2045	$182,009.51	$1,996.38	$972.37	$1,024.02
04/23/2045	$180,980.06	$1,996.38	$966.93	$1,029.46
05/23/2045	$179,945.13	$1,996.38	$961.46	$1,034.93
06/23/2045	$178,904.70	$1,996.38	$955.96	$1,040.43
07/23/2045	$177,858.75	$1,996.38	$950.43	$1,045.95
08/23/2045	$176,807.24	$1,996.38	$944.87	$1,051.51
09/23/2045	$175,750.15	$1,996.38	$939.29	$1,057.10
10/23/2045	$174,687.44	$1,996.38	$933.67	$1,062.71
11/23/2045	$173,619.08	$1,996.38	$928.03	$1,068.36
12/23/2045	$172,545.05	$1,996.38	$922.35	$1,074.03
01/23/2046	$171,465.31	$1,996.38	$916.65	$1,079.74
02/23/2046	$170,379.84	$1,996.38	$910.91	$1,085.47
03/23/2046	$169,288.59	$1,996.38	$905.14	$1,091.24
04/23/2046	$168,191.56	$1,996.38	$899.35	$1,097.04
05/23/2046	$167,088.69	$1,996.38	$893.52	$1,102.87
06/23/2046	$165,979.97	$1,996.38	$887.66	$1,108.73
07/23/2046	$164,865.35	$1,996.38	$881.77	$1,114.62
08/23/2046	$163,744.81	$1,996.38	$875.85	$1,120.54
09/23/2046	$162,618.32	$1,996.38	$869.89	$1,126.49
10/23/2046	$161,485.85	$1,996.38	$863.91	$1,132.47
11/23/2046	$160,347.36	$1,996.38	$857.89	$1,138.49
12/23/2046	$159,202.82	$1,996.38	$851.85	$1,144.54
01/23/2047	$158,052.20	$1,996.38	$845.76	$1,150.62
02/23/2047	$156,895.47	$1,996.38	$839.65	$1,156.73
03/23/2047	$155,732.60	$1,996.38	$833.51	$1,162.88
04/23/2047	$154,563.54	$1,996.38	$827.33	$1,169.05
05/23/2047	$153,388.28	$1,996.38	$821.12	$1,175.26
06/23/2047	$152,206.77	$1,996.38	$814.88	$1,181.51
07/23/2047	$151,018.98	$1,996.38	$808.60	$1,187.79
08/23/2047	$149,824.89	$1,996.38	$802.29	$1,194.10
09/23/2047	$148,624.45	$1,996.38	$795.94	$1,200.44
10/23/2047	$147,417.63	$1,996.38	$789.57	$1,206.82
11/23/2047	$146,204.40	$1,996.38	$783.16	$1,213.23
12/23/2047	$144,984.73	$1,996.38	$776.71	$1,219.67
01/23/2048	$143,758.58	$1,996.38	$770.23	$1,226.15
02/23/2048	$142,525.91	$1,996.38	$763.72	$1,232.67
03/23/2048	$141,286.70	$1,996.38	$757.17	$1,239.21
04/23/2048	$140,040.90	$1,996.38	$750.59	$1,245.80
05/23/2048	$138,788.48	$1,996.38	$743.97	$1,252.42
06/23/2048	$137,529.41	$1,996.38	$737.31	$1,259.07
07/23/2048	$136,263.66	$1,996.38	$730.63	$1,265.76
08/23/2048	$134,991.17	$1,996.38	$723.90	$1,272.48
09/23/2048	$133,711.93	$1,996.38	$717.14	$1,279.24
10/23/2048	$132,425.89	$1,996.38	$710.34	$1,286.04
11/23/2048	$131,133.02	$1,996.38	$703.51	$1,292.87
12/23/2048	$129,833.28	$1,996.38	$696.64	$1,299.74
01/23/2049	$128,526.64	$1,996.38	$689.74	$1,306.64
02/23/2049	$127,213.05	$1,996.38	$682.80	$1,313.59
03/23/2049	$125,892.49	$1,996.38	$675.82	$1,320.56
04/23/2049	$124,564.91	$1,996.38	$668.80	$1,327.58
05/23/2049	$123,230.27	$1,996.38	$661.75	$1,334.63
06/23/2049	$121,888.55	$1,996.38	$654.66	$1,341.72
07/23/2049	$120,539.70	$1,996.38	$647.53	$1,348.85
08/23/2049	$119,183.68	$1,996.38	$640.37	$1,356.02
09/23/2049	$117,820.46	$1,996.38	$633.16	$1,363.22
10/23/2049	$116,450.00	$1,996.38	$625.92	$1,370.46
11/23/2049	$115,072.26	$1,996.38	$618.64	$1,377.74
12/23/2049	$113,687.19	$1,996.38	$611.32	$1,385.06
01/23/2050	$112,294.77	$1,996.38	$603.96	$1,392.42
02/23/2050	$110,894.96	$1,996.38	$596.57	$1,399.82
03/23/2050	$109,487.70	$1,996.38	$589.13	$1,407.25
04/23/2050	$108,072.97	$1,996.38	$581.65	$1,414.73
05/23/2050	$106,650.73	$1,996.38	$574.14	$1,422.25
06/23/2050	$105,220.92	$1,996.38	$566.58	$1,429.80
07/23/2050	$103,783.53	$1,996.38	$558.99	$1,437.40
08/23/2050	$102,338.49	$1,996.38	$551.35	$1,445.03
09/23/2050	$100,885.78	$1,996.38	$543.67	$1,452.71
10/23/2050	$99,425.35	$1,996.38	$535.96	$1,460.43
11/23/2050	$97,957.17	$1,996.38	$528.20	$1,468.19
12/23/2050	$96,481.18	$1,996.38	$520.40	$1,475.99
01/23/2051	$94,997.35	$1,996.38	$512.56	$1,483.83
02/23/2051	$93,505.64	$1,996.38	$504.67	$1,491.71
03/23/2051	$92,006.01	$1,996.38	$496.75	$1,499.63
04/23/2051	$90,498.41	$1,996.38	$488.78	$1,507.60
05/23/2051	$88,982.80	$1,996.38	$480.77	$1,515.61
06/23/2051	$87,459.13	$1,996.38	$472.72	$1,523.66
07/23/2051	$85,927.38	$1,996.38	$464.63	$1,531.76
08/23/2051	$84,387.48	$1,996.38	$456.49	$1,539.89
09/23/2051	$82,839.41	$1,996.38	$448.31	$1,548.08
10/23/2051	$81,283.11	$1,996.38	$440.08	$1,556.30
11/23/2051	$79,718.54	$1,996.38	$431.82	$1,564.57
12/23/2051	$78,145.66	$1,996.38	$423.50	$1,572.88
01/23/2052	$76,564.43	$1,996.38	$415.15	$1,581.23
02/23/2052	$74,974.79	$1,996.38	$406.75	$1,589.64
03/23/2052	$73,376.71	$1,996.38	$398.30	$1,598.08
04/23/2052	$71,770.14	$1,996.38	$389.81	$1,606.57
05/23/2052	$70,155.04	$1,996.38	$381.28	$1,615.10
06/23/2052	$68,531.35	$1,996.38	$372.70	$1,623.69
07/23/2052	$66,899.04	$1,996.38	$364.07	$1,632.31
08/23/2052	$65,258.06	$1,996.38	$355.40	$1,640.98
09/23/2052	$63,608.36	$1,996.38	$346.68	$1,649.70
10/23/2052	$61,949.89	$1,996.38	$337.92	$1,658.46
11/23/2052	$60,282.62	$1,996.38	$329.11	$1,667.27
12/23/2052	$58,606.49	$1,996.38	$320.25	$1,676.13
01/23/2053	$56,921.45	$1,996.38	$311.35	$1,685.04
02/23/2053	$55,227.46	$1,996.38	$302.40	$1,693.99
03/23/2053	$53,524.47	$1,996.38	$293.40	$1,702.99
04/23/2053	$51,812.44	$1,996.38	$284.35	$1,712.03
05/23/2053	$50,091.31	$1,996.38	$275.25	$1,721.13
06/23/2053	$48,361.04	$1,996.38	$266.11	$1,730.27
07/23/2053	$46,621.57	$1,996.38	$256.92	$1,739.47
08/23/2053	$44,872.86	$1,996.38	$247.68	$1,748.71
09/23/2053	$43,114.87	$1,996.38	$238.39	$1,758.00
10/23/2053	$41,347.53	$1,996.38	$229.05	$1,767.34
11/23/2053	$39,570.81	$1,996.38	$219.66	$1,776.72
12/23/2053	$37,784.64	$1,996.38	$210.22	$1,786.16
01/23/2054	$35,988.99	$1,996.38	$200.73	$1,795.65
02/23/2054	$34,183.80	$1,996.38	$191.19	$1,805.19
03/23/2054	$32,369.02	$1,996.38	$181.60	$1,814.78
04/23/2054	$30,544.59	$1,996.38	$171.96	$1,824.42
05/23/2054	$28,710.48	$1,996.38	$162.27	$1,834.12
06/23/2054	$26,866.62	$1,996.38	$152.52	$1,843.86
07/23/2054	$25,012.96	$1,996.38	$142.73	$1,853.65
08/23/2054	$23,149.46	$1,996.38	$132.88	$1,863.50
09/23/2054	$21,276.06	$1,996.38	$122.98	$1,873.40
10/23/2054	$19,392.70	$1,996.38	$113.03	$1,883.35
11/23/2054	$17,499.34	$1,996.38	$103.02	$1,893.36
12/23/2054	$15,595.92	$1,996.38	$92.97	$1,903.42
01/23/2055	$13,682.39	$1,996.38	$82.85	$1,913.53
02/23/2055	$11,758.70	$1,996.38	$72.69	$1,923.70
03/23/2055	$9,824.78	$1,996.38	$62.47	$1,933.92
04/23/2055	$7,880.59	$1,996.38	$52.19	$1,944.19
05/23/2055	$5,926.08	$1,996.38	$41.87	$1,954.52
06/23/2055	$3,961.17	$1,996.38	$31.48	$1,964.90
07/23/2055	$1,985.83	$1,996.38	$21.04	$1,975.34
08/23/2055	$0.00	$1,996.38	$10.55	$1,985.83
TOTAL:	-	$718,698.12	$398,698.12	$320,000.00

View Comparison in PDF
(only first 2 items)

All calculations are for demonstration purposes only.

Lender	APR	Rate (%)	Monthly Payment^?	Learn More
Reliant Home Funding, Inc. NMLS ID: 292473	6.128% 30 Yr Fixed	5.990% Fees & Points $4,760 Total 0.864 Pts: $2,765 $1,995 Fees	$1,917	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.518% 30 Yr Fixed	6.375% Fees & Points $4,795 Total 0.875 Pts: $2,800 $1,995 Fees	$1,997	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	PenFed membership is open to everyone, including you. Fixed Rate is locked-in for the life of the loan PenFed Makes Home Ownership Affordable. Federally Insured by NCUA Military Service is NOT required for membership. Equal Housing Lender 30 Yr Fixed			Learn More
Rocket Mortgage NMLS ID: 3030	Fast, guided and simplified online process Lock in your rate for 90 days Start with certainty, close with confidence Unique support for first-time homebuyers 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Trustco Bank Updated 12/20/2022	5.74%	5.74% 0.00 points $0.00 fees	$1,865.40	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	6.20%	6.00% 0.00 points $3,210.00 fees	$1,918.56	Learn MoreShow Less See Table View
Esl Credit Union Updated 02/10/2023 Restrictions	6.05%	6.05% 0.00 points $0.00 fees	$1,928.45	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 08/22/2025	6.45%	6.25% 1.88 points $3,210.00 fees	$1,969.25	Learn MoreShow Less See Table View
Data provided by BestCashCow

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