Comparison of Mortgage Products - July 2025

Compare 30 Years and 6.13% from Yakima Federal Savings & Loan Association with 30 Years and 6.38% from Barrett Financial Group

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Mortgages rates may change or may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
TOTAL TERM
TERM (I.O. OR A.R.M.)
INTEREST RATE
INTEREST TYPE
BANK TYPE
SCENARIO
Mortgage Principal : $320,000
  • 1
    Fixed
    30 Years
    -
    6.13%
    -
    SCENARIO
    Date Principal
    Balance?
    Monthly
    Payment?
    Interest? Monthly
    Amortization?
    08/16/2025 $319,688.98 $1,944.35 $1,633.33 $311.02
    09/16/2025 $319,376.37 $1,944.35 $1,631.75 $312.61
    10/16/2025 $319,062.17 $1,944.35 $1,630.15 $314.20
    11/16/2025 $318,746.36 $1,944.35 $1,628.55 $315.81
    12/16/2025 $318,428.94 $1,944.35 $1,626.93 $317.42
    01/16/2026 $318,109.90 $1,944.35 $1,625.31 $319.04
    02/16/2026 $317,789.23 $1,944.35 $1,623.69 $320.67
    03/16/2026 $317,466.93 $1,944.35 $1,622.05 $322.30
    04/16/2026 $317,142.98 $1,944.35 $1,620.40 $323.95
    05/16/2026 $316,817.38 $1,944.35 $1,618.75 $325.60
    06/16/2026 $316,490.11 $1,944.35 $1,617.09 $327.27
    07/16/2026 $316,161.18 $1,944.35 $1,615.42 $328.94
    08/16/2026 $315,830.56 $1,944.35 $1,613.74 $330.61
    09/16/2026 $315,498.26 $1,944.35 $1,612.05 $332.30
    10/16/2026 $315,164.26 $1,944.35 $1,610.36 $334.00
    11/16/2026 $314,828.56 $1,944.35 $1,608.65 $335.70
    12/16/2026 $314,491.14 $1,944.35 $1,606.94 $337.42
    01/16/2027 $314,152.01 $1,944.35 $1,605.22 $339.14
    02/16/2027 $313,811.14 $1,944.35 $1,603.48 $340.87
    03/16/2027 $313,468.53 $1,944.35 $1,601.74 $342.61
    04/16/2027 $313,124.17 $1,944.35 $1,600.00 $344.36
    05/16/2027 $312,778.05 $1,944.35 $1,598.24 $346.12
    06/16/2027 $312,430.17 $1,944.35 $1,596.47 $347.88
    07/16/2027 $312,080.51 $1,944.35 $1,594.70 $349.66
    08/16/2027 $311,729.07 $1,944.35 $1,592.91 $351.44
    09/16/2027 $311,375.83 $1,944.35 $1,591.12 $353.24
    10/16/2027 $311,020.79 $1,944.35 $1,589.31 $355.04
    11/16/2027 $310,663.94 $1,944.35 $1,587.50 $356.85
    12/16/2027 $310,305.27 $1,944.35 $1,585.68 $358.67
    01/16/2028 $309,944.76 $1,944.35 $1,583.85 $360.50
    02/16/2028 $309,582.42 $1,944.35 $1,582.01 $362.34
    03/16/2028 $309,218.23 $1,944.35 $1,580.16 $364.19
    04/16/2028 $308,852.17 $1,944.35 $1,578.30 $366.05
    05/16/2028 $308,484.25 $1,944.35 $1,576.43 $367.92
    06/16/2028 $308,114.45 $1,944.35 $1,574.56 $369.80
    07/16/2028 $307,742.77 $1,944.35 $1,572.67 $371.69
    08/16/2028 $307,369.19 $1,944.35 $1,570.77 $373.58
    09/16/2028 $306,993.69 $1,944.35 $1,568.86 $375.49
    10/16/2028 $306,616.29 $1,944.35 $1,566.95 $377.41
    11/16/2028 $306,236.96 $1,944.35 $1,565.02 $379.33
    12/16/2028 $305,855.69 $1,944.35 $1,563.08 $381.27
    01/16/2029 $305,472.47 $1,944.35 $1,561.14 $383.22
    02/16/2029 $305,087.30 $1,944.35 $1,559.18 $385.17
    03/16/2029 $304,700.16 $1,944.35 $1,557.22 $387.14
    04/16/2029 $304,311.05 $1,944.35 $1,555.24 $389.11
    05/16/2029 $303,919.95 $1,944.35 $1,553.25 $391.10
    06/16/2029 $303,526.85 $1,944.35 $1,551.26 $393.10
    07/16/2029 $303,131.75 $1,944.35 $1,549.25 $395.10
    08/16/2029 $302,734.63 $1,944.35 $1,547.23 $397.12
    09/16/2029 $302,335.49 $1,944.35 $1,545.21 $399.15
    10/16/2029 $301,934.30 $1,944.35 $1,543.17 $401.18
    11/16/2029 $301,531.07 $1,944.35 $1,541.12 $403.23
    12/16/2029 $301,125.78 $1,944.35 $1,539.06 $405.29
    01/16/2030 $300,718.43 $1,944.35 $1,537.00 $407.36
    02/16/2030 $300,308.99 $1,944.35 $1,534.92 $409.44
    03/16/2030 $299,897.46 $1,944.35 $1,532.83 $411.53
    04/16/2030 $299,483.84 $1,944.35 $1,530.73 $413.63
    05/16/2030 $299,068.10 $1,944.35 $1,528.62 $415.74
    06/16/2030 $298,650.24 $1,944.35 $1,526.49 $417.86
    07/16/2030 $298,230.24 $1,944.35 $1,524.36 $419.99
    08/16/2030 $297,808.11 $1,944.35 $1,522.22 $422.14
    09/16/2030 $297,383.82 $1,944.35 $1,520.06 $424.29
    10/16/2030 $296,957.36 $1,944.35 $1,517.90 $426.46
    11/16/2030 $296,528.73 $1,944.35 $1,515.72 $428.63
    12/16/2030 $296,097.90 $1,944.35 $1,513.53 $430.82
    01/16/2031 $295,664.88 $1,944.35 $1,511.33 $433.02
    02/16/2031 $295,229.65 $1,944.35 $1,509.12 $435.23
    03/16/2031 $294,792.20 $1,944.35 $1,506.90 $437.45
    04/16/2031 $294,352.51 $1,944.35 $1,504.67 $439.69
    05/16/2031 $293,910.58 $1,944.35 $1,502.42 $441.93
    06/16/2031 $293,466.40 $1,944.35 $1,500.17 $444.19
    07/16/2031 $293,019.95 $1,944.35 $1,497.90 $446.45
    08/16/2031 $292,571.22 $1,944.35 $1,495.62 $448.73
    09/16/2031 $292,120.20 $1,944.35 $1,493.33 $451.02
    10/16/2031 $291,666.87 $1,944.35 $1,491.03 $453.32
    11/16/2031 $291,211.23 $1,944.35 $1,488.72 $455.64
    12/16/2031 $290,753.27 $1,944.35 $1,486.39 $457.96
    01/16/2032 $290,292.97 $1,944.35 $1,484.05 $460.30
    02/16/2032 $289,830.32 $1,944.35 $1,481.70 $462.65
    03/16/2032 $289,365.31 $1,944.35 $1,479.34 $465.01
    04/16/2032 $288,897.92 $1,944.35 $1,476.97 $467.38
    05/16/2032 $288,428.15 $1,944.35 $1,474.58 $469.77
    06/16/2032 $287,955.99 $1,944.35 $1,472.19 $472.17
    07/16/2032 $287,481.41 $1,944.35 $1,469.78 $474.58
    08/16/2032 $287,004.41 $1,944.35 $1,467.35 $477.00
    09/16/2032 $286,524.97 $1,944.35 $1,464.92 $479.44
    10/16/2032 $286,043.09 $1,944.35 $1,462.47 $481.88
    11/16/2032 $285,558.75 $1,944.35 $1,460.01 $484.34
    12/16/2032 $285,071.93 $1,944.35 $1,457.54 $486.81
    01/16/2033 $284,582.63 $1,944.35 $1,455.05 $489.30
    02/16/2033 $284,090.84 $1,944.35 $1,452.56 $491.80
    03/16/2033 $283,596.53 $1,944.35 $1,450.05 $494.31
    04/16/2033 $283,099.70 $1,944.35 $1,447.52 $496.83
    05/16/2033 $282,600.33 $1,944.35 $1,444.99 $499.37
    06/16/2033 $282,098.42 $1,944.35 $1,442.44 $501.91
    07/16/2033 $281,593.94 $1,944.35 $1,439.88 $504.48
    08/16/2033 $281,086.89 $1,944.35 $1,437.30 $507.05
    09/16/2033 $280,577.25 $1,944.35 $1,434.71 $509.64
    10/16/2033 $280,065.01 $1,944.35 $1,432.11 $512.24
    11/16/2033 $279,550.16 $1,944.35 $1,429.50 $514.86
    12/16/2033 $279,032.67 $1,944.35 $1,426.87 $517.48
    01/16/2034 $278,512.55 $1,944.35 $1,424.23 $520.12
    02/16/2034 $277,989.77 $1,944.35 $1,421.57 $522.78
    03/16/2034 $277,464.32 $1,944.35 $1,418.91 $525.45
    04/16/2034 $276,936.19 $1,944.35 $1,416.22 $528.13
    05/16/2034 $276,405.37 $1,944.35 $1,413.53 $530.83
    06/16/2034 $275,871.83 $1,944.35 $1,410.82 $533.53
    07/16/2034 $275,335.57 $1,944.35 $1,408.10 $536.26
    08/16/2034 $274,796.58 $1,944.35 $1,405.36 $539.00
    09/16/2034 $274,254.83 $1,944.35 $1,402.61 $541.75
    10/16/2034 $273,710.32 $1,944.35 $1,399.84 $544.51
    11/16/2034 $273,163.03 $1,944.35 $1,397.06 $547.29
    12/16/2034 $272,612.95 $1,944.35 $1,394.27 $550.08
    01/16/2035 $272,060.06 $1,944.35 $1,391.46 $552.89
    02/16/2035 $271,504.34 $1,944.35 $1,388.64 $555.71
    03/16/2035 $270,945.79 $1,944.35 $1,385.80 $558.55
    04/16/2035 $270,384.39 $1,944.35 $1,382.95 $561.40
    05/16/2035 $269,820.12 $1,944.35 $1,380.09 $564.27
    06/16/2035 $269,252.98 $1,944.35 $1,377.21 $567.15
    07/16/2035 $268,682.93 $1,944.35 $1,374.31 $570.04
    08/16/2035 $268,109.98 $1,944.35 $1,371.40 $572.95
    09/16/2035 $267,534.11 $1,944.35 $1,368.48 $575.88
    10/16/2035 $266,955.29 $1,944.35 $1,365.54 $578.82
    11/16/2035 $266,373.52 $1,944.35 $1,362.58 $581.77
    12/16/2035 $265,788.78 $1,944.35 $1,359.61 $584.74
    01/16/2036 $265,201.06 $1,944.35 $1,356.63 $587.72
    02/16/2036 $264,610.34 $1,944.35 $1,353.63 $590.72
    03/16/2036 $264,016.60 $1,944.35 $1,350.62 $593.74
    04/16/2036 $263,419.83 $1,944.35 $1,347.58 $596.77
    05/16/2036 $262,820.02 $1,944.35 $1,344.54 $599.82
    06/16/2036 $262,217.14 $1,944.35 $1,341.48 $602.88
    07/16/2036 $261,611.18 $1,944.35 $1,338.40 $605.95
    08/16/2036 $261,002.14 $1,944.35 $1,335.31 $609.05
    09/16/2036 $260,389.98 $1,944.35 $1,332.20 $612.16
    10/16/2036 $259,774.70 $1,944.35 $1,329.07 $615.28
    11/16/2036 $259,156.28 $1,944.35 $1,325.93 $618.42
    12/16/2036 $258,534.71 $1,944.35 $1,322.78 $621.58
    01/16/2037 $257,909.96 $1,944.35 $1,319.60 $624.75
    02/16/2037 $257,282.02 $1,944.35 $1,316.42 $627.94
    03/16/2037 $256,650.87 $1,944.35 $1,313.21 $631.14
    04/16/2037 $256,016.51 $1,944.35 $1,309.99 $634.36
    05/16/2037 $255,378.91 $1,944.35 $1,306.75 $637.60
    06/16/2037 $254,738.05 $1,944.35 $1,303.50 $640.86
    07/16/2037 $254,093.92 $1,944.35 $1,300.23 $644.13
    08/16/2037 $253,446.51 $1,944.35 $1,296.94 $647.42
    09/16/2037 $252,795.78 $1,944.35 $1,293.63 $650.72
    10/16/2037 $252,141.74 $1,944.35 $1,290.31 $654.04
    11/16/2037 $251,484.36 $1,944.35 $1,286.97 $657.38
    12/16/2037 $250,823.63 $1,944.35 $1,283.62 $660.74
    01/16/2038 $250,159.52 $1,944.35 $1,280.25 $664.11
    02/16/2038 $249,492.02 $1,944.35 $1,276.86 $667.50
    03/16/2038 $248,821.12 $1,944.35 $1,273.45 $670.90
    04/16/2038 $248,146.79 $1,944.35 $1,270.02 $674.33
    05/16/2038 $247,469.02 $1,944.35 $1,266.58 $677.77
    06/16/2038 $246,787.79 $1,944.35 $1,263.12 $681.23
    07/16/2038 $246,103.08 $1,944.35 $1,259.65 $684.71
    08/16/2038 $245,414.87 $1,944.35 $1,256.15 $688.20
    09/16/2038 $244,723.16 $1,944.35 $1,252.64 $691.72
    10/16/2038 $244,027.91 $1,944.35 $1,249.11 $695.25
    11/16/2038 $243,329.12 $1,944.35 $1,245.56 $698.79
    12/16/2038 $242,626.76 $1,944.35 $1,241.99 $702.36
    01/16/2039 $241,920.81 $1,944.35 $1,238.41 $705.95
    02/16/2039 $241,211.26 $1,944.35 $1,234.80 $709.55
    03/16/2039 $240,498.09 $1,944.35 $1,231.18 $713.17
    04/16/2039 $239,781.28 $1,944.35 $1,227.54 $716.81
    05/16/2039 $239,060.81 $1,944.35 $1,223.88 $720.47
    06/16/2039 $238,336.66 $1,944.35 $1,220.21 $724.15
    07/16/2039 $237,608.82 $1,944.35 $1,216.51 $727.84
    08/16/2039 $236,877.26 $1,944.35 $1,212.80 $731.56
    09/16/2039 $236,141.97 $1,944.35 $1,209.06 $735.29
    10/16/2039 $235,402.92 $1,944.35 $1,205.31 $739.05
    11/16/2039 $234,660.10 $1,944.35 $1,201.54 $742.82
    12/16/2039 $233,913.49 $1,944.35 $1,197.74 $746.61
    01/16/2040 $233,163.07 $1,944.35 $1,193.93 $750.42
    02/16/2040 $232,408.82 $1,944.35 $1,190.10 $754.25
    03/16/2040 $231,650.72 $1,944.35 $1,186.25 $758.10
    04/16/2040 $230,888.75 $1,944.35 $1,182.38 $761.97
    05/16/2040 $230,122.89 $1,944.35 $1,178.49 $765.86
    06/16/2040 $229,353.12 $1,944.35 $1,174.59 $769.77
    07/16/2040 $228,579.43 $1,944.35 $1,170.66 $773.70
    08/16/2040 $227,801.78 $1,944.35 $1,166.71 $777.65
    09/16/2040 $227,020.17 $1,944.35 $1,162.74 $781.62
    10/16/2040 $226,234.56 $1,944.35 $1,158.75 $785.60
    11/16/2040 $225,444.95 $1,944.35 $1,154.74 $789.61
    12/16/2040 $224,651.30 $1,944.35 $1,150.71 $793.65
    01/16/2041 $223,853.61 $1,944.35 $1,146.66 $797.70
    02/16/2041 $223,051.84 $1,944.35 $1,142.59 $801.77
    03/16/2041 $222,245.98 $1,944.35 $1,138.49 $805.86
    04/16/2041 $221,436.00 $1,944.35 $1,134.38 $809.97
    05/16/2041 $220,621.90 $1,944.35 $1,130.25 $814.11
    06/16/2041 $219,803.63 $1,944.35 $1,126.09 $818.26
    07/16/2041 $218,981.19 $1,944.35 $1,121.91 $822.44
    08/16/2041 $218,154.56 $1,944.35 $1,117.72 $826.64
    09/16/2041 $217,323.70 $1,944.35 $1,113.50 $830.86
    10/16/2041 $216,488.60 $1,944.35 $1,109.26 $835.10
    11/16/2041 $215,649.24 $1,944.35 $1,104.99 $839.36
    12/16/2041 $214,805.60 $1,944.35 $1,100.71 $843.64
    01/16/2042 $213,957.65 $1,944.35 $1,096.40 $847.95
    02/16/2042 $213,105.37 $1,944.35 $1,092.08 $852.28
    03/16/2042 $212,248.74 $1,944.35 $1,087.73 $856.63
    04/16/2042 $211,387.74 $1,944.35 $1,083.35 $861.00
    05/16/2042 $210,522.35 $1,944.35 $1,078.96 $865.40
    06/16/2042 $209,652.53 $1,944.35 $1,074.54 $869.81
    07/16/2042 $208,778.28 $1,944.35 $1,070.10 $874.25
    08/16/2042 $207,899.57 $1,944.35 $1,065.64 $878.71
    09/16/2042 $207,016.37 $1,944.35 $1,061.15 $883.20
    10/16/2042 $206,128.66 $1,944.35 $1,056.65 $887.71
    11/16/2042 $205,236.42 $1,944.35 $1,052.12 $892.24
    12/16/2042 $204,339.63 $1,944.35 $1,047.56 $896.79
    01/16/2043 $203,438.26 $1,944.35 $1,042.98 $901.37
    02/16/2043 $202,532.29 $1,944.35 $1,038.38 $905.97
    03/16/2043 $201,621.69 $1,944.35 $1,033.76 $910.60
    04/16/2043 $200,706.45 $1,944.35 $1,029.11 $915.24
    05/16/2043 $199,786.53 $1,944.35 $1,024.44 $919.91
    06/16/2043 $198,861.92 $1,944.35 $1,019.74 $924.61
    07/16/2043 $197,932.60 $1,944.35 $1,015.02 $929.33
    08/16/2043 $196,998.52 $1,944.35 $1,010.28 $934.07
    09/16/2043 $196,059.68 $1,944.35 $1,005.51 $938.84
    10/16/2043 $195,116.05 $1,944.35 $1,000.72 $943.63
    11/16/2043 $194,167.60 $1,944.35 $995.90 $948.45
    12/16/2043 $193,214.31 $1,944.35 $991.06 $953.29
    01/16/2044 $192,256.16 $1,944.35 $986.20 $958.16
    02/16/2044 $191,293.11 $1,944.35 $981.31 $963.05
    03/16/2044 $190,325.15 $1,944.35 $976.39 $967.96
    04/16/2044 $189,352.24 $1,944.35 $971.45 $972.90
    05/16/2044 $188,374.38 $1,944.35 $966.49 $977.87
    06/16/2044 $187,391.52 $1,944.35 $961.49 $982.86
    07/16/2044 $186,403.64 $1,944.35 $956.48 $987.88
    08/16/2044 $185,410.72 $1,944.35 $951.44 $992.92
    09/16/2044 $184,412.74 $1,944.35 $946.37 $997.99
    10/16/2044 $183,409.66 $1,944.35 $941.27 $1,003.08
    11/16/2044 $182,401.45 $1,944.35 $936.15 $1,008.20
    12/16/2044 $181,388.11 $1,944.35 $931.01 $1,013.35
    01/16/2045 $180,369.59 $1,944.35 $925.84 $1,018.52
    02/16/2045 $179,345.87 $1,944.35 $920.64 $1,023.72
    03/16/2045 $178,316.93 $1,944.35 $915.41 $1,028.94
    04/16/2045 $177,282.74 $1,944.35 $910.16 $1,034.19
    05/16/2045 $176,243.26 $1,944.35 $904.88 $1,039.47
    06/16/2045 $175,198.48 $1,944.35 $899.57 $1,044.78
    07/16/2045 $174,148.37 $1,944.35 $894.24 $1,050.11
    08/16/2045 $173,092.90 $1,944.35 $888.88 $1,055.47
    09/16/2045 $172,032.04 $1,944.35 $883.50 $1,060.86
    10/16/2045 $170,965.77 $1,944.35 $878.08 $1,066.27
    11/16/2045 $169,894.05 $1,944.35 $872.64 $1,071.72
    12/16/2045 $168,816.87 $1,944.35 $867.17 $1,077.19
    01/16/2046 $167,734.18 $1,944.35 $861.67 $1,082.68
    02/16/2046 $166,645.97 $1,944.35 $856.14 $1,088.21
    03/16/2046 $165,552.21 $1,944.35 $850.59 $1,093.76
    04/16/2046 $164,452.86 $1,944.35 $845.01 $1,099.35
    05/16/2046 $163,347.90 $1,944.35 $839.39 $1,104.96
    06/16/2046 $162,237.30 $1,944.35 $833.75 $1,110.60
    07/16/2046 $161,121.03 $1,944.35 $828.09 $1,116.27
    08/16/2046 $159,999.07 $1,944.35 $822.39 $1,121.97
    09/16/2046 $158,871.38 $1,944.35 $816.66 $1,127.69
    10/16/2046 $157,737.93 $1,944.35 $810.91 $1,133.45
    11/16/2046 $156,598.70 $1,944.35 $805.12 $1,139.23
    12/16/2046 $155,453.65 $1,944.35 $799.31 $1,145.05
    01/16/2047 $154,302.76 $1,944.35 $793.46 $1,150.89
    02/16/2047 $153,145.99 $1,944.35 $787.59 $1,156.77
    03/16/2047 $151,983.32 $1,944.35 $781.68 $1,162.67
    04/16/2047 $150,814.71 $1,944.35 $775.75 $1,168.61
    05/16/2047 $149,640.14 $1,944.35 $769.78 $1,174.57
    06/16/2047 $148,459.58 $1,944.35 $763.79 $1,180.57
    07/16/2047 $147,272.99 $1,944.35 $757.76 $1,186.59
    08/16/2047 $146,080.34 $1,944.35 $751.71 $1,192.65
    09/16/2047 $144,881.60 $1,944.35 $745.62 $1,198.74
    10/16/2047 $143,676.75 $1,944.35 $739.50 $1,204.85
    11/16/2047 $142,465.74 $1,944.35 $733.35 $1,211.00
    12/16/2047 $141,248.56 $1,944.35 $727.17 $1,217.18
    01/16/2048 $140,025.16 $1,944.35 $720.96 $1,223.40
    02/16/2048 $138,795.52 $1,944.35 $714.71 $1,229.64
    03/16/2048 $137,559.60 $1,944.35 $708.44 $1,235.92
    04/16/2048 $136,317.38 $1,944.35 $702.13 $1,242.23
    05/16/2048 $135,068.81 $1,944.35 $695.79 $1,248.57
    06/16/2048 $133,813.87 $1,944.35 $689.41 $1,254.94
    07/16/2048 $132,552.52 $1,944.35 $683.01 $1,261.35
    08/16/2048 $131,284.74 $1,944.35 $676.57 $1,267.78
    09/16/2048 $130,010.49 $1,944.35 $670.10 $1,274.25
    10/16/2048 $128,729.73 $1,944.35 $663.60 $1,280.76
    11/16/2048 $127,442.43 $1,944.35 $657.06 $1,287.30
    12/16/2048 $126,148.56 $1,944.35 $650.49 $1,293.87
    01/16/2049 $124,848.09 $1,944.35 $643.88 $1,300.47
    02/16/2049 $123,540.99 $1,944.35 $637.25 $1,307.11
    03/16/2049 $122,227.21 $1,944.35 $630.57 $1,313.78
    04/16/2049 $120,906.72 $1,944.35 $623.87 $1,320.49
    05/16/2049 $119,579.49 $1,944.35 $617.13 $1,327.23
    06/16/2049 $118,245.49 $1,944.35 $610.35 $1,334.00
    07/16/2049 $116,904.69 $1,944.35 $603.54 $1,340.81
    08/16/2049 $115,557.03 $1,944.35 $596.70 $1,347.65
    09/16/2049 $114,202.50 $1,944.35 $589.82 $1,354.53
    10/16/2049 $112,841.06 $1,944.35 $582.91 $1,361.45
    11/16/2049 $111,472.66 $1,944.35 $575.96 $1,368.39
    12/16/2049 $110,097.28 $1,944.35 $568.98 $1,375.38
    01/16/2050 $108,714.88 $1,944.35 $561.95 $1,382.40
    02/16/2050 $107,325.43 $1,944.35 $554.90 $1,389.45
    03/16/2050 $105,928.88 $1,944.35 $547.81 $1,396.55
    04/16/2050 $104,525.21 $1,944.35 $540.68 $1,403.68
    05/16/2050 $103,114.37 $1,944.35 $533.51 $1,410.84
    06/16/2050 $101,696.33 $1,944.35 $526.31 $1,418.04
    07/16/2050 $100,271.05 $1,944.35 $519.08 $1,425.28
    08/16/2050 $98,838.50 $1,944.35 $511.80 $1,432.55
    09/16/2050 $97,398.63 $1,944.35 $504.49 $1,439.87
    10/16/2050 $95,951.41 $1,944.35 $497.14 $1,447.21
    11/16/2050 $94,496.81 $1,944.35 $489.75 $1,454.60
    12/16/2050 $93,034.79 $1,944.35 $482.33 $1,462.03
    01/16/2051 $91,565.30 $1,944.35 $474.87 $1,469.49
    02/16/2051 $90,088.31 $1,944.35 $467.36 $1,476.99
    03/16/2051 $88,603.78 $1,944.35 $459.83 $1,484.53
    04/16/2051 $87,111.68 $1,944.35 $452.25 $1,492.11
    05/16/2051 $85,611.95 $1,944.35 $444.63 $1,499.72
    06/16/2051 $84,104.58 $1,944.35 $436.98 $1,507.38
    07/16/2051 $82,589.51 $1,944.35 $429.28 $1,515.07
    08/16/2051 $81,066.71 $1,944.35 $421.55 $1,522.80
    09/16/2051 $79,536.13 $1,944.35 $413.78 $1,530.58
    10/16/2051 $77,997.74 $1,944.35 $405.97 $1,538.39
    11/16/2051 $76,451.50 $1,944.35 $398.11 $1,546.24
    12/16/2051 $74,897.37 $1,944.35 $390.22 $1,554.13
    01/16/2052 $73,335.30 $1,944.35 $382.29 $1,562.07
    02/16/2052 $71,765.27 $1,944.35 $374.32 $1,570.04
    03/16/2052 $70,187.21 $1,944.35 $366.30 $1,578.05
    04/16/2052 $68,601.11 $1,944.35 $358.25 $1,586.11
    05/16/2052 $67,006.90 $1,944.35 $350.15 $1,594.20
    06/16/2052 $65,404.57 $1,944.35 $342.01 $1,602.34
    07/16/2052 $63,794.05 $1,944.35 $333.84 $1,610.52
    08/16/2052 $62,175.31 $1,944.35 $325.62 $1,618.74
    09/16/2052 $60,548.31 $1,944.35 $317.35 $1,627.00
    10/16/2052 $58,913.00 $1,944.35 $309.05 $1,635.31
    11/16/2052 $57,269.35 $1,944.35 $300.70 $1,643.65
    12/16/2052 $55,617.31 $1,944.35 $292.31 $1,652.04
    01/16/2053 $53,956.84 $1,944.35 $283.88 $1,660.47
    02/16/2053 $52,287.89 $1,944.35 $275.40 $1,668.95
    03/16/2053 $50,610.42 $1,944.35 $266.89 $1,677.47
    04/16/2053 $48,924.39 $1,944.35 $258.32 $1,686.03
    05/16/2053 $47,229.75 $1,944.35 $249.72 $1,694.64
    06/16/2053 $45,526.47 $1,944.35 $241.07 $1,703.29
    07/16/2053 $43,814.49 $1,944.35 $232.37 $1,711.98
    08/16/2053 $42,093.77 $1,944.35 $223.64 $1,720.72
    09/16/2053 $40,364.27 $1,944.35 $214.85 $1,729.50
    10/16/2053 $38,625.95 $1,944.35 $206.03 $1,738.33
    11/16/2053 $36,878.74 $1,944.35 $197.15 $1,747.20
    12/16/2053 $35,122.63 $1,944.35 $188.24 $1,756.12
    01/16/2054 $33,357.54 $1,944.35 $179.27 $1,765.08
    02/16/2054 $31,583.45 $1,944.35 $170.26 $1,774.09
    03/16/2054 $29,800.31 $1,944.35 $161.21 $1,783.15
    04/16/2054 $28,008.06 $1,944.35 $152.11 $1,792.25
    05/16/2054 $26,206.66 $1,944.35 $142.96 $1,801.40
    06/16/2054 $24,396.07 $1,944.35 $133.76 $1,810.59
    07/16/2054 $22,576.24 $1,944.35 $124.52 $1,819.83
    08/16/2054 $20,747.12 $1,944.35 $115.23 $1,829.12
    09/16/2054 $18,908.66 $1,944.35 $105.90 $1,838.46
    10/16/2054 $17,060.82 $1,944.35 $96.51 $1,847.84
    11/16/2054 $15,203.55 $1,944.35 $87.08 $1,857.27
    12/16/2054 $13,336.80 $1,944.35 $77.60 $1,866.75
    01/16/2055 $11,460.52 $1,944.35 $68.07 $1,876.28
    02/16/2055 $9,574.66 $1,944.35 $58.50 $1,885.86
    03/16/2055 $7,679.18 $1,944.35 $48.87 $1,895.48
    04/16/2055 $5,774.02 $1,944.35 $39.20 $1,905.16
    05/16/2055 $3,859.14 $1,944.35 $29.47 $1,914.88
    06/16/2055 $1,934.48 $1,944.35 $19.70 $1,924.66
    07/16/2055 $0.00 $1,944.35 $9.87 $1,934.48
    TOTAL: - $699,967.34 $379,967.34 $320,000.00
  • 2
    Fixed
    30 Years
    -
    6.38%
    -
    SCENARIO
    Date Principal
    Balance?
    Monthly
    Payment?
    Interest? Monthly
    Amortization?
    08/16/2025 $319,703.62 $1,996.38 $1,700.00 $296.38
    09/16/2025 $319,405.66 $1,996.38 $1,698.43 $297.96
    10/16/2025 $319,106.12 $1,996.38 $1,696.84 $299.54
    11/16/2025 $318,804.98 $1,996.38 $1,695.25 $301.13
    12/16/2025 $318,502.25 $1,996.38 $1,693.65 $302.73
    01/16/2026 $318,197.91 $1,996.38 $1,692.04 $304.34
    02/16/2026 $317,891.95 $1,996.38 $1,690.43 $305.96
    03/16/2026 $317,584.37 $1,996.38 $1,688.80 $307.58
    04/16/2026 $317,275.16 $1,996.38 $1,687.17 $309.22
    05/16/2026 $316,964.30 $1,996.38 $1,685.52 $310.86
    06/16/2026 $316,651.79 $1,996.38 $1,683.87 $312.51
    07/16/2026 $316,337.61 $1,996.38 $1,682.21 $314.17
    08/16/2026 $316,021.77 $1,996.38 $1,680.54 $315.84
    09/16/2026 $315,704.26 $1,996.38 $1,678.87 $317.52
    10/16/2026 $315,385.05 $1,996.38 $1,677.18 $319.20
    11/16/2026 $315,064.15 $1,996.38 $1,675.48 $320.90
    12/16/2026 $314,741.55 $1,996.38 $1,673.78 $322.61
    01/16/2027 $314,417.23 $1,996.38 $1,672.06 $324.32
    02/16/2027 $314,091.18 $1,996.38 $1,670.34 $326.04
    03/16/2027 $313,763.41 $1,996.38 $1,668.61 $327.77
    04/16/2027 $313,433.89 $1,996.38 $1,666.87 $329.52
    05/16/2027 $313,102.63 $1,996.38 $1,665.12 $331.27
    06/16/2027 $312,769.60 $1,996.38 $1,663.36 $333.03
    07/16/2027 $312,434.81 $1,996.38 $1,661.59 $334.80
    08/16/2027 $312,098.23 $1,996.38 $1,659.81 $336.57
    09/16/2027 $311,759.87 $1,996.38 $1,658.02 $338.36
    10/16/2027 $311,419.71 $1,996.38 $1,656.22 $340.16
    11/16/2027 $311,077.75 $1,996.38 $1,654.42 $341.97
    12/16/2027 $310,733.96 $1,996.38 $1,652.60 $343.78
    01/16/2028 $310,388.35 $1,996.38 $1,650.77 $345.61
    02/16/2028 $310,040.91 $1,996.38 $1,648.94 $347.45
    03/16/2028 $309,691.62 $1,996.38 $1,647.09 $349.29
    04/16/2028 $309,340.47 $1,996.38 $1,645.24 $351.15
    05/16/2028 $308,987.46 $1,996.38 $1,643.37 $353.01
    06/16/2028 $308,632.57 $1,996.38 $1,641.50 $354.89
    07/16/2028 $308,275.80 $1,996.38 $1,639.61 $356.77
    08/16/2028 $307,917.13 $1,996.38 $1,637.72 $358.67
    09/16/2028 $307,556.55 $1,996.38 $1,635.81 $360.57
    10/16/2028 $307,194.06 $1,996.38 $1,633.89 $362.49
    11/16/2028 $306,829.65 $1,996.38 $1,631.97 $364.42
    12/16/2028 $306,463.30 $1,996.38 $1,630.03 $366.35
    01/16/2029 $306,095.00 $1,996.38 $1,628.09 $368.30
    02/16/2029 $305,724.75 $1,996.38 $1,626.13 $370.25
    03/16/2029 $305,352.52 $1,996.38 $1,624.16 $372.22
    04/16/2029 $304,978.33 $1,996.38 $1,622.19 $374.20
    05/16/2029 $304,602.14 $1,996.38 $1,620.20 $376.19
    06/16/2029 $304,223.96 $1,996.38 $1,618.20 $378.18
    07/16/2029 $303,843.76 $1,996.38 $1,616.19 $380.19
    08/16/2029 $303,461.55 $1,996.38 $1,614.17 $382.21
    09/16/2029 $303,077.30 $1,996.38 $1,612.14 $384.24
    10/16/2029 $302,691.02 $1,996.38 $1,610.10 $386.29
    11/16/2029 $302,302.68 $1,996.38 $1,608.05 $388.34
    12/16/2029 $301,912.28 $1,996.38 $1,605.98 $390.40
    01/16/2030 $301,519.80 $1,996.38 $1,603.91 $392.47
    02/16/2030 $301,125.24 $1,996.38 $1,601.82 $394.56
    03/16/2030 $300,728.59 $1,996.38 $1,599.73 $396.66
    04/16/2030 $300,329.83 $1,996.38 $1,597.62 $398.76
    05/16/2030 $299,928.94 $1,996.38 $1,595.50 $400.88
    06/16/2030 $299,525.93 $1,996.38 $1,593.37 $403.01
    07/16/2030 $299,120.78 $1,996.38 $1,591.23 $405.15
    08/16/2030 $298,713.48 $1,996.38 $1,589.08 $407.30
    09/16/2030 $298,304.01 $1,996.38 $1,586.92 $409.47
    10/16/2030 $297,892.36 $1,996.38 $1,584.74 $411.64
    11/16/2030 $297,478.53 $1,996.38 $1,582.55 $413.83
    12/16/2030 $297,062.51 $1,996.38 $1,580.35 $416.03
    01/16/2031 $296,644.27 $1,996.38 $1,578.14 $418.24
    02/16/2031 $296,223.81 $1,996.38 $1,575.92 $420.46
    03/16/2031 $295,801.11 $1,996.38 $1,573.69 $422.69
    04/16/2031 $295,376.17 $1,996.38 $1,571.44 $424.94
    05/16/2031 $294,948.97 $1,996.38 $1,569.19 $427.20
    06/16/2031 $294,519.51 $1,996.38 $1,566.92 $429.47
    07/16/2031 $294,087.76 $1,996.38 $1,564.63 $431.75
    08/16/2031 $293,653.71 $1,996.38 $1,562.34 $434.04
    09/16/2031 $293,217.37 $1,996.38 $1,560.04 $436.35
    10/16/2031 $292,778.70 $1,996.38 $1,557.72 $438.67
    11/16/2031 $292,337.70 $1,996.38 $1,555.39 $441.00
    12/16/2031 $291,894.36 $1,996.38 $1,553.04 $443.34
    01/16/2032 $291,448.67 $1,996.38 $1,550.69 $445.69
    02/16/2032 $291,000.61 $1,996.38 $1,548.32 $448.06
    03/16/2032 $290,550.16 $1,996.38 $1,545.94 $450.44
    04/16/2032 $290,097.33 $1,996.38 $1,543.55 $452.84
    05/16/2032 $289,642.08 $1,996.38 $1,541.14 $455.24
    06/16/2032 $289,184.42 $1,996.38 $1,538.72 $457.66
    07/16/2032 $288,724.33 $1,996.38 $1,536.29 $460.09
    08/16/2032 $288,261.80 $1,996.38 $1,533.85 $462.54
    09/16/2032 $287,796.80 $1,996.38 $1,531.39 $464.99
    10/16/2032 $287,329.34 $1,996.38 $1,528.92 $467.46
    11/16/2032 $286,859.39 $1,996.38 $1,526.44 $469.95
    12/16/2032 $286,386.95 $1,996.38 $1,523.94 $472.44
    01/16/2033 $285,912.00 $1,996.38 $1,521.43 $474.95
    02/16/2033 $285,434.52 $1,996.38 $1,518.91 $477.48
    03/16/2033 $284,954.51 $1,996.38 $1,516.37 $480.01
    04/16/2033 $284,471.95 $1,996.38 $1,513.82 $482.56
    05/16/2033 $283,986.82 $1,996.38 $1,511.26 $485.13
    06/16/2033 $283,499.12 $1,996.38 $1,508.68 $487.70
    07/16/2033 $283,008.82 $1,996.38 $1,506.09 $490.29
    08/16/2033 $282,515.92 $1,996.38 $1,503.48 $492.90
    09/16/2033 $282,020.41 $1,996.38 $1,500.87 $495.52
    10/16/2033 $281,522.25 $1,996.38 $1,498.23 $498.15
    11/16/2033 $281,021.46 $1,996.38 $1,495.59 $500.80
    12/16/2033 $280,518.00 $1,996.38 $1,492.93 $503.46
    01/16/2034 $280,011.87 $1,996.38 $1,490.25 $506.13
    02/16/2034 $279,503.05 $1,996.38 $1,487.56 $508.82
    03/16/2034 $278,991.52 $1,996.38 $1,484.86 $511.52
    04/16/2034 $278,477.28 $1,996.38 $1,482.14 $514.24
    05/16/2034 $277,960.31 $1,996.38 $1,479.41 $516.97
    06/16/2034 $277,440.59 $1,996.38 $1,476.66 $519.72
    07/16/2034 $276,918.11 $1,996.38 $1,473.90 $522.48
    08/16/2034 $276,392.85 $1,996.38 $1,471.13 $525.26
    09/16/2034 $275,864.81 $1,996.38 $1,468.34 $528.05
    10/16/2034 $275,333.96 $1,996.38 $1,465.53 $530.85
    11/16/2034 $274,800.28 $1,996.38 $1,462.71 $533.67
    12/16/2034 $274,263.78 $1,996.38 $1,459.88 $536.51
    01/16/2035 $273,724.42 $1,996.38 $1,457.03 $539.36
    02/16/2035 $273,182.20 $1,996.38 $1,454.16 $542.22
    03/16/2035 $272,637.09 $1,996.38 $1,451.28 $545.10
    04/16/2035 $272,089.09 $1,996.38 $1,448.38 $548.00
    05/16/2035 $271,538.18 $1,996.38 $1,445.47 $550.91
    06/16/2035 $270,984.35 $1,996.38 $1,442.55 $553.84
    07/16/2035 $270,427.57 $1,996.38 $1,439.60 $556.78
    08/16/2035 $269,867.83 $1,996.38 $1,436.65 $559.74
    09/16/2035 $269,305.12 $1,996.38 $1,433.67 $562.71
    10/16/2035 $268,739.42 $1,996.38 $1,430.68 $565.70
    11/16/2035 $268,170.71 $1,996.38 $1,427.68 $568.71
    12/16/2035 $267,598.99 $1,996.38 $1,424.66 $571.73
    01/16/2036 $267,024.22 $1,996.38 $1,421.62 $574.76
    02/16/2036 $266,446.41 $1,996.38 $1,418.57 $577.82
    03/16/2036 $265,865.52 $1,996.38 $1,415.50 $580.89
    04/16/2036 $265,281.54 $1,996.38 $1,412.41 $583.97
    05/16/2036 $264,694.47 $1,996.38 $1,409.31 $587.08
    06/16/2036 $264,104.28 $1,996.38 $1,406.19 $590.19
    07/16/2036 $263,510.95 $1,996.38 $1,403.05 $593.33
    08/16/2036 $262,914.46 $1,996.38 $1,399.90 $596.48
    09/16/2036 $262,314.81 $1,996.38 $1,396.73 $599.65
    10/16/2036 $261,711.98 $1,996.38 $1,393.55 $602.84
    11/16/2036 $261,105.94 $1,996.38 $1,390.34 $606.04
    12/16/2036 $260,496.68 $1,996.38 $1,387.13 $609.26
    01/16/2037 $259,884.18 $1,996.38 $1,383.89 $612.50
    02/16/2037 $259,268.44 $1,996.38 $1,380.63 $615.75
    03/16/2037 $258,649.42 $1,996.38 $1,377.36 $619.02
    04/16/2037 $258,027.11 $1,996.38 $1,374.08 $622.31
    05/16/2037 $257,401.49 $1,996.38 $1,370.77 $625.61
    06/16/2037 $256,772.55 $1,996.38 $1,367.45 $628.94
    07/16/2037 $256,140.27 $1,996.38 $1,364.10 $632.28
    08/16/2037 $255,504.64 $1,996.38 $1,360.75 $635.64
    09/16/2037 $254,865.62 $1,996.38 $1,357.37 $639.02
    10/16/2037 $254,223.21 $1,996.38 $1,353.97 $642.41
    11/16/2037 $253,577.39 $1,996.38 $1,350.56 $645.82
    12/16/2037 $252,928.13 $1,996.38 $1,347.13 $649.25
    01/16/2038 $252,275.43 $1,996.38 $1,343.68 $652.70
    02/16/2038 $251,619.26 $1,996.38 $1,340.21 $656.17
    03/16/2038 $250,959.60 $1,996.38 $1,336.73 $659.66
    04/16/2038 $250,296.44 $1,996.38 $1,333.22 $663.16
    05/16/2038 $249,629.76 $1,996.38 $1,329.70 $666.68
    06/16/2038 $248,959.53 $1,996.38 $1,326.16 $670.23
    07/16/2038 $248,285.75 $1,996.38 $1,322.60 $673.79
    08/16/2038 $247,608.38 $1,996.38 $1,319.02 $677.37
    09/16/2038 $246,927.42 $1,996.38 $1,315.42 $680.96
    10/16/2038 $246,242.84 $1,996.38 $1,311.80 $684.58
    11/16/2038 $245,554.62 $1,996.38 $1,308.17 $688.22
    12/16/2038 $244,862.74 $1,996.38 $1,304.51 $691.87
    01/16/2039 $244,167.19 $1,996.38 $1,300.83 $695.55
    02/16/2039 $243,467.95 $1,996.38 $1,297.14 $699.25
    03/16/2039 $242,764.99 $1,996.38 $1,293.42 $702.96
    04/16/2039 $242,058.29 $1,996.38 $1,289.69 $706.69
    05/16/2039 $241,347.84 $1,996.38 $1,285.93 $710.45
    06/16/2039 $240,633.62 $1,996.38 $1,282.16 $714.22
    07/16/2039 $239,915.60 $1,996.38 $1,278.37 $718.02
    08/16/2039 $239,193.77 $1,996.38 $1,274.55 $721.83
    09/16/2039 $238,468.10 $1,996.38 $1,270.72 $725.67
    10/16/2039 $237,738.58 $1,996.38 $1,266.86 $729.52
    11/16/2039 $237,005.18 $1,996.38 $1,262.99 $733.40
    12/16/2039 $236,267.89 $1,996.38 $1,259.09 $737.29
    01/16/2040 $235,526.68 $1,996.38 $1,255.17 $741.21
    02/16/2040 $234,781.53 $1,996.38 $1,251.24 $745.15
    03/16/2040 $234,032.43 $1,996.38 $1,247.28 $749.11
    04/16/2040 $233,279.34 $1,996.38 $1,243.30 $753.09
    05/16/2040 $232,522.25 $1,996.38 $1,239.30 $757.09
    06/16/2040 $231,761.14 $1,996.38 $1,235.27 $761.11
    07/16/2040 $230,995.99 $1,996.38 $1,231.23 $765.15
    08/16/2040 $230,226.77 $1,996.38 $1,227.17 $769.22
    09/16/2040 $229,453.47 $1,996.38 $1,223.08 $773.30
    10/16/2040 $228,676.06 $1,996.38 $1,218.97 $777.41
    11/16/2040 $227,894.51 $1,996.38 $1,214.84 $781.54
    12/16/2040 $227,108.82 $1,996.38 $1,210.69 $785.69
    01/16/2041 $226,318.95 $1,996.38 $1,206.52 $789.87
    02/16/2041 $225,524.89 $1,996.38 $1,202.32 $794.06
    03/16/2041 $224,726.60 $1,996.38 $1,198.10 $798.28
    04/16/2041 $223,924.08 $1,996.38 $1,193.86 $802.52
    05/16/2041 $223,117.29 $1,996.38 $1,189.60 $806.79
    06/16/2041 $222,306.22 $1,996.38 $1,185.31 $811.07
    07/16/2041 $221,490.84 $1,996.38 $1,181.00 $815.38
    08/16/2041 $220,671.13 $1,996.38 $1,176.67 $819.71
    09/16/2041 $219,847.06 $1,996.38 $1,172.32 $824.07
    10/16/2041 $219,018.61 $1,996.38 $1,167.94 $828.45
    11/16/2041 $218,185.76 $1,996.38 $1,163.54 $832.85
    12/16/2041 $217,348.49 $1,996.38 $1,159.11 $837.27
    01/16/2042 $216,506.77 $1,996.38 $1,154.66 $841.72
    02/16/2042 $215,660.58 $1,996.38 $1,150.19 $846.19
    03/16/2042 $214,809.89 $1,996.38 $1,145.70 $850.69
    04/16/2042 $213,954.69 $1,996.38 $1,141.18 $855.21
    05/16/2042 $213,094.94 $1,996.38 $1,136.63 $859.75
    06/16/2042 $212,230.62 $1,996.38 $1,132.07 $864.32
    07/16/2042 $211,361.71 $1,996.38 $1,127.48 $868.91
    08/16/2042 $210,488.19 $1,996.38 $1,122.86 $873.52
    09/16/2042 $209,610.02 $1,996.38 $1,118.22 $878.17
    10/16/2042 $208,727.19 $1,996.38 $1,113.55 $882.83
    11/16/2042 $207,839.67 $1,996.38 $1,108.86 $887.52
    12/16/2042 $206,947.44 $1,996.38 $1,104.15 $892.24
    01/16/2043 $206,050.46 $1,996.38 $1,099.41 $896.98
    02/16/2043 $205,148.72 $1,996.38 $1,094.64 $901.74
    03/16/2043 $204,242.19 $1,996.38 $1,089.85 $906.53
    04/16/2043 $203,330.84 $1,996.38 $1,085.04 $911.35
    05/16/2043 $202,414.65 $1,996.38 $1,080.20 $916.19
    06/16/2043 $201,493.60 $1,996.38 $1,075.33 $921.06
    07/16/2043 $200,567.65 $1,996.38 $1,070.43 $925.95
    08/16/2043 $199,636.78 $1,996.38 $1,065.52 $930.87
    09/16/2043 $198,700.97 $1,996.38 $1,060.57 $935.81
    10/16/2043 $197,760.18 $1,996.38 $1,055.60 $940.78
    11/16/2043 $196,814.40 $1,996.38 $1,050.60 $945.78
    12/16/2043 $195,863.59 $1,996.38 $1,045.58 $950.81
    01/16/2044 $194,907.74 $1,996.38 $1,040.53 $955.86
    02/16/2044 $193,946.80 $1,996.38 $1,035.45 $960.94
    03/16/2044 $192,980.76 $1,996.38 $1,030.34 $966.04
    04/16/2044 $192,009.58 $1,996.38 $1,025.21 $971.17
    05/16/2044 $191,033.25 $1,996.38 $1,020.05 $976.33
    06/16/2044 $190,051.73 $1,996.38 $1,014.86 $981.52
    07/16/2044 $189,065.00 $1,996.38 $1,009.65 $986.73
    08/16/2044 $188,073.02 $1,996.38 $1,004.41 $991.98
    09/16/2044 $187,075.78 $1,996.38 $999.14 $997.25
    10/16/2044 $186,073.23 $1,996.38 $993.84 $1,002.54
    11/16/2044 $185,065.36 $1,996.38 $988.51 $1,007.87
    12/16/2044 $184,052.14 $1,996.38 $983.16 $1,013.22
    01/16/2045 $183,033.53 $1,996.38 $977.78 $1,018.61
    02/16/2045 $182,009.51 $1,996.38 $972.37 $1,024.02
    03/16/2045 $180,980.06 $1,996.38 $966.93 $1,029.46
    04/16/2045 $179,945.13 $1,996.38 $961.46 $1,034.93
    05/16/2045 $178,904.70 $1,996.38 $955.96 $1,040.43
    06/16/2045 $177,858.75 $1,996.38 $950.43 $1,045.95
    07/16/2045 $176,807.24 $1,996.38 $944.87 $1,051.51
    08/16/2045 $175,750.15 $1,996.38 $939.29 $1,057.10
    09/16/2045 $174,687.44 $1,996.38 $933.67 $1,062.71
    10/16/2045 $173,619.08 $1,996.38 $928.03 $1,068.36
    11/16/2045 $172,545.05 $1,996.38 $922.35 $1,074.03
    12/16/2045 $171,465.31 $1,996.38 $916.65 $1,079.74
    01/16/2046 $170,379.84 $1,996.38 $910.91 $1,085.47
    02/16/2046 $169,288.59 $1,996.38 $905.14 $1,091.24
    03/16/2046 $168,191.56 $1,996.38 $899.35 $1,097.04
    04/16/2046 $167,088.69 $1,996.38 $893.52 $1,102.87
    05/16/2046 $165,979.97 $1,996.38 $887.66 $1,108.73
    06/16/2046 $164,865.35 $1,996.38 $881.77 $1,114.62
    07/16/2046 $163,744.81 $1,996.38 $875.85 $1,120.54
    08/16/2046 $162,618.32 $1,996.38 $869.89 $1,126.49
    09/16/2046 $161,485.85 $1,996.38 $863.91 $1,132.47
    10/16/2046 $160,347.36 $1,996.38 $857.89 $1,138.49
    11/16/2046 $159,202.82 $1,996.38 $851.85 $1,144.54
    12/16/2046 $158,052.20 $1,996.38 $845.76 $1,150.62
    01/16/2047 $156,895.47 $1,996.38 $839.65 $1,156.73
    02/16/2047 $155,732.60 $1,996.38 $833.51 $1,162.88
    03/16/2047 $154,563.54 $1,996.38 $827.33 $1,169.05
    04/16/2047 $153,388.28 $1,996.38 $821.12 $1,175.26
    05/16/2047 $152,206.77 $1,996.38 $814.88 $1,181.51
    06/16/2047 $151,018.98 $1,996.38 $808.60 $1,187.79
    07/16/2047 $149,824.89 $1,996.38 $802.29 $1,194.10
    08/16/2047 $148,624.45 $1,996.38 $795.94 $1,200.44
    09/16/2047 $147,417.63 $1,996.38 $789.57 $1,206.82
    10/16/2047 $146,204.40 $1,996.38 $783.16 $1,213.23
    11/16/2047 $144,984.73 $1,996.38 $776.71 $1,219.67
    12/16/2047 $143,758.58 $1,996.38 $770.23 $1,226.15
    01/16/2048 $142,525.91 $1,996.38 $763.72 $1,232.67
    02/16/2048 $141,286.70 $1,996.38 $757.17 $1,239.21
    03/16/2048 $140,040.90 $1,996.38 $750.59 $1,245.80
    04/16/2048 $138,788.48 $1,996.38 $743.97 $1,252.42
    05/16/2048 $137,529.41 $1,996.38 $737.31 $1,259.07
    06/16/2048 $136,263.66 $1,996.38 $730.63 $1,265.76
    07/16/2048 $134,991.17 $1,996.38 $723.90 $1,272.48
    08/16/2048 $133,711.93 $1,996.38 $717.14 $1,279.24
    09/16/2048 $132,425.89 $1,996.38 $710.34 $1,286.04
    10/16/2048 $131,133.02 $1,996.38 $703.51 $1,292.87
    11/16/2048 $129,833.28 $1,996.38 $696.64 $1,299.74
    12/16/2048 $128,526.64 $1,996.38 $689.74 $1,306.64
    01/16/2049 $127,213.05 $1,996.38 $682.80 $1,313.59
    02/16/2049 $125,892.49 $1,996.38 $675.82 $1,320.56
    03/16/2049 $124,564.91 $1,996.38 $668.80 $1,327.58
    04/16/2049 $123,230.27 $1,996.38 $661.75 $1,334.63
    05/16/2049 $121,888.55 $1,996.38 $654.66 $1,341.72
    06/16/2049 $120,539.70 $1,996.38 $647.53 $1,348.85
    07/16/2049 $119,183.68 $1,996.38 $640.37 $1,356.02
    08/16/2049 $117,820.46 $1,996.38 $633.16 $1,363.22
    09/16/2049 $116,450.00 $1,996.38 $625.92 $1,370.46
    10/16/2049 $115,072.26 $1,996.38 $618.64 $1,377.74
    11/16/2049 $113,687.19 $1,996.38 $611.32 $1,385.06
    12/16/2049 $112,294.77 $1,996.38 $603.96 $1,392.42
    01/16/2050 $110,894.96 $1,996.38 $596.57 $1,399.82
    02/16/2050 $109,487.70 $1,996.38 $589.13 $1,407.25
    03/16/2050 $108,072.97 $1,996.38 $581.65 $1,414.73
    04/16/2050 $106,650.73 $1,996.38 $574.14 $1,422.25
    05/16/2050 $105,220.92 $1,996.38 $566.58 $1,429.80
    06/16/2050 $103,783.53 $1,996.38 $558.99 $1,437.40
    07/16/2050 $102,338.49 $1,996.38 $551.35 $1,445.03
    08/16/2050 $100,885.78 $1,996.38 $543.67 $1,452.71
    09/16/2050 $99,425.35 $1,996.38 $535.96 $1,460.43
    10/16/2050 $97,957.17 $1,996.38 $528.20 $1,468.19
    11/16/2050 $96,481.18 $1,996.38 $520.40 $1,475.99
    12/16/2050 $94,997.35 $1,996.38 $512.56 $1,483.83
    01/16/2051 $93,505.64 $1,996.38 $504.67 $1,491.71
    02/16/2051 $92,006.01 $1,996.38 $496.75 $1,499.63
    03/16/2051 $90,498.41 $1,996.38 $488.78 $1,507.60
    04/16/2051 $88,982.80 $1,996.38 $480.77 $1,515.61
    05/16/2051 $87,459.13 $1,996.38 $472.72 $1,523.66
    06/16/2051 $85,927.38 $1,996.38 $464.63 $1,531.76
    07/16/2051 $84,387.48 $1,996.38 $456.49 $1,539.89
    08/16/2051 $82,839.41 $1,996.38 $448.31 $1,548.08
    09/16/2051 $81,283.11 $1,996.38 $440.08 $1,556.30
    10/16/2051 $79,718.54 $1,996.38 $431.82 $1,564.57
    11/16/2051 $78,145.66 $1,996.38 $423.50 $1,572.88
    12/16/2051 $76,564.43 $1,996.38 $415.15 $1,581.23
    01/16/2052 $74,974.79 $1,996.38 $406.75 $1,589.64
    02/16/2052 $73,376.71 $1,996.38 $398.30 $1,598.08
    03/16/2052 $71,770.14 $1,996.38 $389.81 $1,606.57
    04/16/2052 $70,155.04 $1,996.38 $381.28 $1,615.10
    05/16/2052 $68,531.35 $1,996.38 $372.70 $1,623.69
    06/16/2052 $66,899.04 $1,996.38 $364.07 $1,632.31
    07/16/2052 $65,258.06 $1,996.38 $355.40 $1,640.98
    08/16/2052 $63,608.36 $1,996.38 $346.68 $1,649.70
    09/16/2052 $61,949.89 $1,996.38 $337.92 $1,658.46
    10/16/2052 $60,282.62 $1,996.38 $329.11 $1,667.27
    11/16/2052 $58,606.49 $1,996.38 $320.25 $1,676.13
    12/16/2052 $56,921.45 $1,996.38 $311.35 $1,685.04
    01/16/2053 $55,227.46 $1,996.38 $302.40 $1,693.99
    02/16/2053 $53,524.47 $1,996.38 $293.40 $1,702.99
    03/16/2053 $51,812.44 $1,996.38 $284.35 $1,712.03
    04/16/2053 $50,091.31 $1,996.38 $275.25 $1,721.13
    05/16/2053 $48,361.04 $1,996.38 $266.11 $1,730.27
    06/16/2053 $46,621.57 $1,996.38 $256.92 $1,739.47
    07/16/2053 $44,872.86 $1,996.38 $247.68 $1,748.71
    08/16/2053 $43,114.87 $1,996.38 $238.39 $1,758.00
    09/16/2053 $41,347.53 $1,996.38 $229.05 $1,767.34
    10/16/2053 $39,570.81 $1,996.38 $219.66 $1,776.72
    11/16/2053 $37,784.64 $1,996.38 $210.22 $1,786.16
    12/16/2053 $35,988.99 $1,996.38 $200.73 $1,795.65
    01/16/2054 $34,183.80 $1,996.38 $191.19 $1,805.19
    02/16/2054 $32,369.02 $1,996.38 $181.60 $1,814.78
    03/16/2054 $30,544.59 $1,996.38 $171.96 $1,824.42
    04/16/2054 $28,710.48 $1,996.38 $162.27 $1,834.12
    05/16/2054 $26,866.62 $1,996.38 $152.52 $1,843.86
    06/16/2054 $25,012.96 $1,996.38 $142.73 $1,853.65
    07/16/2054 $23,149.46 $1,996.38 $132.88 $1,863.50
    08/16/2054 $21,276.06 $1,996.38 $122.98 $1,873.40
    09/16/2054 $19,392.70 $1,996.38 $113.03 $1,883.35
    10/16/2054 $17,499.34 $1,996.38 $103.02 $1,893.36
    11/16/2054 $15,595.92 $1,996.38 $92.97 $1,903.42
    12/16/2054 $13,682.39 $1,996.38 $82.85 $1,913.53
    01/16/2055 $11,758.70 $1,996.38 $72.69 $1,923.70
    02/16/2055 $9,824.78 $1,996.38 $62.47 $1,933.92
    03/16/2055 $7,880.59 $1,996.38 $52.19 $1,944.19
    04/16/2055 $5,926.08 $1,996.38 $41.87 $1,954.52
    05/16/2055 $3,961.17 $1,996.38 $31.48 $1,964.90
    06/16/2055 $1,985.83 $1,996.38 $21.04 $1,975.34
    07/16/2055 $0.00 $1,996.38 $10.55 $1,985.83
    TOTAL: - $718,698.12 $398,698.12 $320,000.00

    All calculations are for demonstration purposes only.


    Lender APR Rate (%) Monthly
    Payment?
    Learn More
    Yakima Federal Savings & Loan Association

    Yakima Federal Savings & Loan Association

    NMLS ID: 432980
    6.245% 30 Yr Fixed 6.125% Fees & Points $4,324 Total
    0.000 Pts: $0
    $4,324 Fees

    $1,945

    Learn More

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    Barrett Financial Group

    Barrett Financial Group

    NMLS ID: 181106
    License#: 1998387
    6.576% 30 Yr Fixed 6.375% Fees & Points $6,858 Total
    0.961 Pts: $3,075
    $3,783 Fees

    $1,997

    Learn More

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    PenFed Credit Union

    PenFed Credit Union

    NMLS ID: 401822
    6.655% 30 Yr Fixed 6.500% Fees & Points $5,195 Total
    1.000 Pts: $3,200
    $1,995 Fees

    $2,023

    Learn More

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    Sammamish Mortgage Company

    Sammamish Mortgage Company

    NMLS ID: 118653
    License#: CL-118653
    6.688% 30 Yr Fixed 6.624% Fees & Points $2,520 Total
    0.666 Pts: $2,131
    $389 Fees

    $2,049

    Learn More

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    Mutual of Omaha Mortgage, Inc.

    Mutual of Omaha Mortgage, Inc.

    NMLS ID: 1025894
    6.705% 30 Yr Fixed 6.625% Fees & Points $2,633 Total
    0.604 Pts: $1,933
    $700 Fees

    $2,049

    Learn More

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    View   
    PenFed Credit Union

    PenFed Credit Union

    NMLS ID: 401822
    • PenFed membership is open to everyone, including you.
    • Fixed Rate is locked-in for the life of the loan
    • PenFed Makes Home Ownership Affordable. Federally Insured by NCUA
    • Military Service is NOT required for membership. Equal Housing Lender
    30 Yr Fixed

    Learn More
    Veterans United Home Loans

    Veterans United Home Loans

    NMLS ID: 1907
    • Get home in 2025 with a 0% down VA Loan
    • Score your prequalification anytime with 24/7 online tools
    • Save more with competitive VA rates and no PMI
    • Backed by over 300,000 verified 5-star reviews
    30 Yr Fixed

    Learn More
    Neighbors Bank

    Neighbors Bank

    NMLS ID: 491986
    • As low as 0% down options & down payment assistance
    • Minimum 620 credit score needed to prequalify
    • 96% of borrowers would recommend Neighbors Bank
    30 Yr Fixed

    Learn More
    CrossCountry Mortgage

    CrossCountry Mortgage

    NMLS ID: 3029
    • Top 3 Lender: Trusted and established.
    • 19K+ 5-star reviews: Proven customer satisfaction.
    • Wide mortgage selection: Tailored solutions.
    • Unmatched expertise: Your path to homeownership.
    30 Yr Fixed

    Learn More
    Rocket Mortgage

    Rocket Mortgage

    NMLS ID: 3030
    • Fast, guided and simplified online process
    • Lock in your rate for 90 days
    • Start with certainty, close with confidence
    • Unique support for first-time homebuyers
    30 Yr Fixed

    Learn More

    Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

    U.s. Bank National Association


    Updated 05/07/2023

    6.27%

    6.13%
    0.63 points
    $0.00 fees

    $1,944.35


    See Table
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    Charles Schwab Bank, Ssb


    Updated 07/11/2025

    6.69%

    6.25%
    1.88 points
    $3,210.00 fees

    $1,969.25


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    Wells Fargo Bank, National Association


    Updated 09/27/2024

    5.82%

    6.33%
    0.00 points
    $0.00 fees

    $1,986.77


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    Yakima Federal Savings And Loan Association


    Updated 12/15/2023

    6.39%

    6.39%
    0.00 points
    $0.00 fees

    $1,999.52


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    Peoples Bank


    Updated 01/23/2023

    6.41%

    6.41%
    0.82 points
    $0.00 fees

    $2,004.55


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    Data provided by BestCashCow

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